(PFBC) Preferred Bank - Ratings and Ratios

Preferred Bank (NASDAQ:PFBC) is a regional bank dedicated to serving small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The bank offers a comprehensive suite of financial services, including checking, savings, and money market deposit accounts, as well as fixed-rate and fixed maturity certificates of deposit. It also provides a range of loan products, such as real estate mortgage loans, construction loans, commercial loans, and Small Business Administration (SBA) loans. Additionally, the bank offers trade finance services, cash management solutions, and digital banking options. Incorporated in 1991 and headquartered in Los Angeles, California, Preferred Bank has established itself as a trusted financial partner in its community.

Based on the provided data, Preferred Banks stock (PFBC) is trading at $82.38, slightly above its 20-day simple moving average (SMA) of $79.74 but below its 200-day SMA of $83.40. This indicates a neutral to slightly bearish trend in the short term. The average true range (ATR) of 3.03 suggests moderate volatility. From a fundamental perspective, the banks price-to-earnings (P/E) ratio of 8.26 and forward P/E of 8.32 indicate undervaluation compared to industry peers. The return on equity (RoE) of 17.12% highlights strong profitability. Considering these factors, PFBC may present a buying opportunity for investors seeking exposure to regional banks with stable financials and attractive valuations.