(PGY) Pagaya Technologies - Ratings and Ratios

Pagaya Technologies Ltd. (NASDAQ:PGY), a technology-driven firm specializing in financial services, leverages advanced data science and proprietary AI to optimize loan origination and asset management. Founded in 2016 and headquartered in New York, Pagaya collaborates with a diverse range of partners, including fintech companies, traditional banks, auto finance providers, and real estate service firms. The companys AI-powered solutions enable efficient credit decisions and portfolio management, enhancing financial inclusion and operational efficiency for its clients. Its global presence extends to the United States, Israel, and the Cayman Islands, facilitating a broad reach in financial markets.

From a technical standpoint, PGYs stock has shown resilience, with its last price of $11.63 surpassing the SMA 20 ($10.22) and SMA 50 ($10.84), though its slightly above the SMA 200 ($11.32). The Average True Range (ATR) of 0.91 indicates moderate volatility. On the fundamental side, Pagayas market cap stands at $891.53M, with a forward P/E of 6.40, signaling investor confidence in future earnings despite the current lack of profitability, as evidenced by the negative RoE of -82.70%. The P/B ratio of 2.73 reflects a premium on book value, while the P/S ratio of 0.86 suggests reasonable valuation relative to sales. Moving forward, Pagayas ability to turn profitable will be crucial for sustained growth and investor confidence.