(PPBI) Pacific Premier Bancorp - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US69478X1054
PPBI: Loans, Deposits, Cash, Management, Treasury, Banking
Pacific Premier Bancorp, Inc. (NASDAQ: PPBI) is a bank holding company for Pacific Premier Bank, offering a wide range of banking products and services tailored to small and middle-market businesses, professionals, real estate investors, and consumers. Established in 1983 and headquartered in Irvine, California, the bank has built a reputation for its comprehensive financial solutions.
Financially, PPBI boasts a market capitalization of $2.43 billion, with a trailing P/E ratio of 15.26 and a forward P/E of 17.24, indicating moderate valuation. The price-to-book ratio stands at 0.82, suggesting the market values the company slightly below its book value. The price-to-sales ratio of 6.39 reflects a premium on revenue, possibly due to its efficient operations and strong customer base.
Operationally, PPBI emphasizes operational efficiency, with a Texas ratio of 12.1%, showcasing its ability to manage risk effectively. The banks loan portfolio is diversified, focusing on commercial real estate, SBA loans, and one-to-four family homes, which mitigates risk and provides stable returns. Their deposit strategy includes a mix of low-cost checking, money market, and savings accounts, alongside time deposits, ensuring liquidity and funding stability.
PPBIs commitment to technology is evident in its robust online and mobile banking platforms, which enhance customer experience and streamline financial management. Additionally, the bank offers treasury management services, including payment processing and escrow services, catering to the diverse needs of its clients.
For investors, PPBI presents an attractive option due to its solid financial health, evident in its profitability metrics and risk management. The banks return on equity of 8.1% and return on assets of 1.2% highlight its efficient operations. Furthermore, PPBIs focus on customer-centric services positions it well in a competitive banking landscape, making it a prudent choice for those seeking stability and growth in the financial sector.
Additional Sources for PPBI Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
PPBI Stock Overview
Market Cap in USD | 1,869m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1997-06-25 |
PPBI Stock Ratings
Growth Rating | 4.37 |
Fundamental | 12.2 |
Dividend Rating | 74.7 |
Rel. Strength | -20.3 |
Analysts | 3.57/5 |
Fair Price Momentum | 17.74 USD |
Fair Price DCF | 16.20 USD |
PPBI Dividends
Dividend Yield 12m | 6.00% |
Yield on Cost 5y | 8.39% |
Annual Growth 5y | 5.09% |
Payout Consistency | 98.6% |
PPBI Growth Ratios
Growth Correlation 3m | -93.5% |
Growth Correlation 12m | 14.1% |
Growth Correlation 5y | -21.4% |
CAGR 5y | 5.03% |
CAGR/Max DD 5y | 0.09 |
Sharpe Ratio 12m | -0.52 |
Alpha | -13.13 |
Beta | 0.935 |
Volatility | 46.05% |
Current Volume | 1214.1k |
Average Volume 20d | 1008.8k |
As of April 24, 2025, the stock is trading at USD 20.11 with a total of 1,214,054 shares traded.
Over the past week, the price has changed by +5.73%, over one month by -8.51%, over three months by -18.26% and over the past year by -6.09%.
Neither. Based on ValueRay Fundamental Analyses, Pacific Premier Bancorp is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 12.17 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PPBI as of April 2025 is 17.74. This means that PPBI is currently overvalued and has a potential downside of -11.79%.
Pacific Premier Bancorp has received a consensus analysts rating of 3.57. Therefor, it is recommend to hold PPBI.
- Strong Buy: 1
- Buy: 2
- Hold: 4
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, PPBI Pacific Premier Bancorp will be worth about 21.3 in April 2026. The stock is currently trading at 20.11. This means that the stock has a potential upside of +5.87%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 27.4 | 36.4% |
Analysts Target Price | 27.4 | 36.4% |
ValueRay Target Price | 21.3 | 5.9% |