(PPBI) Pacific Premier Bancorp - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US69478X1054

PPBI: Loans, Deposits, Cash, Management, Treasury, Banking

Pacific Premier Bancorp, Inc. (NASDAQ: PPBI) is a bank holding company for Pacific Premier Bank, offering a wide range of banking products and services tailored to small and middle-market businesses, professionals, real estate investors, and consumers. Established in 1983 and headquartered in Irvine, California, the bank has built a reputation for its comprehensive financial solutions.

Financially, PPBI boasts a market capitalization of $2.43 billion, with a trailing P/E ratio of 15.26 and a forward P/E of 17.24, indicating moderate valuation. The price-to-book ratio stands at 0.82, suggesting the market values the company slightly below its book value. The price-to-sales ratio of 6.39 reflects a premium on revenue, possibly due to its efficient operations and strong customer base.

Operationally, PPBI emphasizes operational efficiency, with a Texas ratio of 12.1%, showcasing its ability to manage risk effectively. The banks loan portfolio is diversified, focusing on commercial real estate, SBA loans, and one-to-four family homes, which mitigates risk and provides stable returns. Their deposit strategy includes a mix of low-cost checking, money market, and savings accounts, alongside time deposits, ensuring liquidity and funding stability.

PPBIs commitment to technology is evident in its robust online and mobile banking platforms, which enhance customer experience and streamline financial management. Additionally, the bank offers treasury management services, including payment processing and escrow services, catering to the diverse needs of its clients.

For investors, PPBI presents an attractive option due to its solid financial health, evident in its profitability metrics and risk management. The banks return on equity of 8.1% and return on assets of 1.2% highlight its efficient operations. Furthermore, PPBIs focus on customer-centric services positions it well in a competitive banking landscape, making it a prudent choice for those seeking stability and growth in the financial sector.

Additional Sources for PPBI Stock

PPBI Stock Overview

Market Cap in USD 1,869m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 1997-06-25

PPBI Stock Ratings

Growth Rating 4.37
Fundamental 12.2
Dividend Rating 74.7
Rel. Strength -20.3
Analysts 3.57/5
Fair Price Momentum 17.74 USD
Fair Price DCF 16.20 USD

PPBI Dividends

Dividend Yield 12m 6.00%
Yield on Cost 5y 8.39%
Annual Growth 5y 5.09%
Payout Consistency 98.6%

PPBI Growth Ratios

Growth Correlation 3m -93.5%
Growth Correlation 12m 14.1%
Growth Correlation 5y -21.4%
CAGR 5y 5.03%
CAGR/Max DD 5y 0.09
Sharpe Ratio 12m -0.52
Alpha -13.13
Beta 0.935
Volatility 46.05%
Current Volume 1214.1k
Average Volume 20d 1008.8k
What is the price of PPBI stocks?
As of April 24, 2025, the stock is trading at USD 20.11 with a total of 1,214,054 shares traded.
Over the past week, the price has changed by +5.73%, over one month by -8.51%, over three months by -18.26% and over the past year by -6.09%.
Is Pacific Premier Bancorp a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Pacific Premier Bancorp is currently (April 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 12.17 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PPBI as of April 2025 is 17.74. This means that PPBI is currently overvalued and has a potential downside of -11.79%.
Is PPBI a buy, sell or hold?
Pacific Premier Bancorp has received a consensus analysts rating of 3.57. Therefor, it is recommend to hold PPBI.
  • Strong Buy: 1
  • Buy: 2
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0
What are the forecast for PPBI stock price target?
According to ValueRays Forecast Model, PPBI Pacific Premier Bancorp will be worth about 21.3 in April 2026. The stock is currently trading at 20.11. This means that the stock has a potential upside of +5.87%.
Issuer Forecast Upside
Wallstreet Target Price 27.4 36.4%
Analysts Target Price 27.4 36.4%
ValueRay Target Price 21.3 5.9%