(PPBI) Pacific Premier Bancorp - Ratings and Ratios

Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) is a bank holding company for Pacific Premier Bank, offering a comprehensive suite of banking products and services tailored to small and middle-market businesses, professionals, real estate investors, and consumers. The bank provides deposit products such as checking, money market, and savings accounts, as well as certificates of deposit. Its loan portfolio is diversified, covering commercial real estate (owner and non-owner occupied), multifamily properties, construction and land development, SBA loans, and small balance personal loans. Additionally, the bank offers cash management, online and mobile banking, and treasury management services, along with payment processing and escrow services for real and non-real property transactions. Founded in 1983 and headquartered in Irvine, California, Pacific Premier Bancorp operates with a focus on serving the financial needs of its diverse customer base.

Based on and , the 3-month forecast for Pacific Premier Bancorp, Inc. (PPBI) suggests moderate price movement. The stock is trading at $20.63 with a 20-day average volume of 1,050,007 shares. The SMA 20 ($19.77) and SMA 50 ($21.49) indicate near-term volatility, while the SMA 200 ($24.30) reflects a longer-term downtrend. With an ATR of 0.93, price fluctuations are expected to remain contained. From a fundamental perspective, the P/B ratio of 0.67 suggests undervaluation relative to book value, while the P/E of 13.46 indicates reasonable valuation compared to earnings. The forward P/E of 15.92 signals expectations of higher earnings in the coming quarters. The RoE of 5.37% reflects moderate profitability. Overall, the stock is likely to trade in a range-bound manner, with potential upside driven by improving earnings or multiple expansion.