(PRAA) PRA - Ratings and Ratios

PRA Group, Inc. (NASDAQ:PRAA), a global leader in the acquisition and management of nonperforming loans, specializes in purchasing, collecting, and managing portfolios of unpaid debts. The company focuses on assets that credit originators have deemed uncollectible, leveraging its expertise in debt recovery to maximize returns. PRA Groups portfolio encompasses a diverse range of consumer debt, including credit cards, personal loans, auto loans, and small business loans, reflecting a broad approach to debt acquisition. The companys operational strategy includes advanced data analytics and a robust compliance framework, ensuring efficient recovery processes while adhering to international regulations.

Headquartered in Norfolk, Virginia, PRA Group, formerly known as Portfolio Recovery Associates, Inc., has expanded its operations beyond the U.S. to Europe, Canada, and Latin America. This global presence underscores its strategic approach to accessing diverse markets and enhancing its revenue streams. The companys commitment to innovation and customer-centric solutions has positioned it as a key player in the consumer finance sector.

Based on the provided technical and fundamental data, PRA Groups stock (NASDAQ:PRAA) is currently trading at $13.57, below its SMA 20, 50, and 200, indicating a bearish trend. The ATR of 1.19 suggests moderate volatility. However, the low P/E ratio of 10.78 and P/B ratio of 0.65 indicate potential undervaluation. While the RoE of 6.46% is modest, it reflects positive earnings. The stocks short-term outlook may face downward pressure, but its valuation metrics suggest possible long-term value.