(PRCH) Porch - Ratings and Ratios
Homeowner, Insurance, Mover, Utilities, Inspection
PRCH EPS (Earnings per Share)
PRCH Revenue
Description: PRCH Porch
Porch Group Inc (NASDAQ:PRCH) is a US-based company operating in the Application Software sub-industry. The companys stock performance is characterized by high volatility, as reflected in its beta of 2.715, indicating that its stock price movements are significantly more sensitive to market fluctuations.
To evaluate the companys financial health, key performance indicators (KPIs) such as revenue growth rate, customer acquisition cost, and lifetime value of a customer are crucial. The high P/E ratio of 26.79 suggests that investors have high expectations for the companys future growth. However, the forward P/E ratio of 714.29 is unusually high, potentially indicating overoptimism or a lack of earnings visibility.
The companys market capitalization stands at $1.55 billion, categorizing it as a mid-cap stock. Key economic drivers for PRCH include the demand for home services and the adoption of software solutions in this sector. The companys ability to capitalize on these trends will be critical to its future success. Other important factors to consider are the competitive landscape, customer retention rates, and the companys ability to expand its services and maintain profitability.
From a profitability perspective, the absence of Return on Equity (RoE) data suggests that the company may not be generating sufficient earnings to provide a meaningful return to shareholders, or it might be due to negative equity resulting from accumulated losses. Analyzing the quarterly Income Tax Expense can provide insights into the companys tax strategy and its impact on profitability. A thorough examination of the companys financial statements and tax obligations is necessary to understand the underlying drivers of its tax expense and potential implications for future cash flows.
PRCH Stock Overview
| Market Cap in USD | 1,631m |
| Sub-Industry | Application Software |
| IPO / Inception | 2020-01-13 |
PRCH Stock Ratings
| Growth Rating | 41.5% |
| Fundamental | 67.9% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | 1,030% |
| Analyst Rating | 4.60 of 5 |
PRCH Dividends
Currently no dividends paidPRCH Growth Ratios
| Growth Correlation 3m | 94.1% |
| Growth Correlation 12m | 95.5% |
| Growth Correlation 5y | -45.4% |
| CAGR 5y | 10.15% |
| CAGR/Max DD 5y | 0.10 |
| Sharpe Ratio 12m | -0.14 |
| Alpha | 962.63 |
| Beta | 2.517 |
| Volatility | 95.05% |
| Current Volume | 2324.1k |
| Average Volume 20d | 1900.2k |
| Stop Loss | 15.8 (-6.9%) |
| Signal | 3.05 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (55.8m TTM) > 0 and > 6% of Revenue (6% = 26.1m TTM) |
| FCFTA 0.00 (>2.0%) and ΔFCFTA -2.37pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1.70% (prev -4.90%; Δ 3.21pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 10.2m <= Net Income 55.8m (YES >=105%, WARN >=100%) |
| Net Debt (214.6m) to EBITDA (127.0m) ratio: 1.69 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.97 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (131.7m) change vs 12m ago 32.75% (target <= -2.0% for YES) |
| Gross Margin 67.66% (prev 40.84%; Δ 26.83pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 52.90% (prev 53.70%; Δ -0.80pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.29 (EBITDA TTM 127.0m / Interest Expense TTM 44.7m) >= 6 (WARN >= 3) |
Altman Z'' -2.77
| (A) -0.01 = (Total Current Assets 284.7m - Total Current Liabilities 292.1m) / Total Assets 770.7m |
| (B) -0.82 = Retained Earnings (Balance) -633.9m / Total Assets 770.7m |
| (C) 0.12 = EBIT TTM 102.6m / Avg Total Assets 823.4m |
| (D) -0.82 = Book Value of Equity -633.6m / Total Liabilities 772.9m |
| Total Rating: -2.77 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 67.85
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 0.13% = 0.06 |
| 3. FCF Margin 0.62% = 0.15 |
| 4. Debt/Equity data missing |
| 5. Debt/Ebitda 5.40 = -2.50 |
| 6. ROIC - WACC 21.12% = 12.50 |
| 7. RoE data missing |
| 8. Rev. Trend 64.69% = 3.23 |
| 9. Rev. CAGR 17.06% = 2.13 |
| 10. EPS Trend 70.55% = 1.76 |
| 11. EPS CAGR 29.19% = 2.50 |
What is the price of PRCH shares?
Over the past week, the price has changed by +3.54%, over one month by +37.97%, over three months by +81.50% and over the past year by +1236.22%.
Is Porch a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PRCH is around 17.01 USD . This means that PRCH is currently overvalued and has a potential downside of 0.24%.
Is PRCH a buy, sell or hold?
- Strong Buy: 4
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PRCH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 16.8 | -0.8% |
| Analysts Target Price | 10.6 | -37.5% |
| ValueRay Target Price | 20.1 | 18.6% |
Last update: 2025-08-23 15:00
PRCH Fundamental Data Overview
CCE Cash And Equivalents = 184.4m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 27.9286
P/E Forward = 769.2308
P/S = 3.7437
P/B = 1.7993
Beta = 2.715
Revenue TTM = 435.6m USD
EBIT TTM = 102.6m USD
EBITDA TTM = 127.0m USD
Long Term Debt = 394.1m USD (from longTermDebt, last quarter)
Short Term Debt = 292.1m USD (from totalCurrentLiabilities, last quarter)
Debt = 686.3m USD (Calculated: Short Term 292.1m + Long Term 394.1m)
Net Debt = 214.6m USD (from netDebt column, last quarter)
Enterprise Value = 2.13b USD (1.63b + Debt 686.3m - CCE 184.4m)
Interest Coverage Ratio = 2.29 (Ebit TTM 102.6m / Interest Expense TTM 44.7m)
FCF Yield = 0.13% (FCF TTM 2.69m / Enterprise Value 2.13b)
FCF Margin = 0.62% (FCF TTM 2.69m / Revenue TTM 435.6m)
Net Margin = 12.82% (Net Income TTM 55.8m / Revenue TTM 435.6m)
Gross Margin = 67.66% ((Revenue TTM 435.6m - Cost of Revenue TTM 140.9m) / Revenue TTM)
Tobins Q-Ratio = -3.37 (set to none) (Enterprise Value 2.13b / Book Value Of Equity -633.6m)
Interest Expense / Debt = 1.76% (Interest Expense 12.1m / Debt 686.3m)
Taxrate = -15.18% (set to none) (-1.09m / 7.16m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 0.97 (Total Current Assets 284.7m / Total Current Liabilities 292.1m)
Debt / EBITDA = 5.40 (Net Debt 214.6m / EBITDA 127.0m)
Debt / FCF = 254.9 (Debt 686.3m / FCF TTM 2.69m)
Total Stockholder Equity = -50.5m (last 4 quarters mean)
RoA = 7.24% (Net Income 55.8m, Total Assets 770.7m )
RoE = unknown (Net Income TTM 55.8m / Total Stockholder Equity -50.5m)
RoCE = 29.87% (Ebit 102.6m / (Equity -50.5m + L.T.Debt 394.1m))
RoIC = 21.12% (Ebit 102.6m / (Assets 770.7m - Current Assets 284.7m))
WACC = unknown (E(1.63b)/V(2.32b) * Re(15.29%)) + (D(686.3m)/V(2.32b) * Rd(1.76%) * (1-Tc(none)))
Shares Correlation 5-Years: 60.0 | Cagr: 7.50%
Discount Rate = 15.29% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 55.11% ; FCFE base≈11.1m ; Y1≈10.6m ; Y5≈10.2m
Fair Price DCF = 0.73 (DCF Value 76.3m / Shares Outstanding 104.3m; 5y FCF grow -6.24% → 3.0% )
Revenue Correlation: 64.69 | Revenue CAGR: 17.06%
Rev Growth-of-Growth: -37.26
EPS Correlation: 70.55 | EPS CAGR: 29.19%
EPS Growth-of-Growth: 37.23
Additional Sources for PRCH Stock
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Fund Manager Positions: Dataroma | Stockcircle