Overview Dividends

(PRTH) Priority Technology Holdings - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US74275G1076

Payment Processing, Merchant Solutions, AP Automation, BaaS

PRTH EPS (Earnings per Share)

EPS Growth (3Y CAGR): 41.63%
EPS Trend (3Y Correlation): 74.1%

PRTH Revenue

Revenue Growth (3Y CAGR): 14.21%
Revenue Trend (3Y Correlation): 98.0%

Description: PRTH Priority Technology Holdings October 22, 2025

Priority Technology Holdings (NASDAQ: PRTH) is a U.S.-based payment-technology firm that serves both small- and medium-sized businesses (SMB) and large enterprises through three core segments: SMB Payments, Business-to-Business (B2B) Payments, and Enterprise Payments. Its product stack includes the MX suite (MX Connect and MX Merchant) for customizable payment processing, the CPX platform for accounts-payable automation (virtual cards, ACH+, dynamic discounting, etc.), and embedded finance/BaaS solutions that help partners modernize legacy systems and monetize payments. Distribution is handled via independent sales organizations, direct sales forces, and vertically focused independent software vendors (ISVs) and value-added resellers.

Recent operating data suggest the company is scaling: in Q2 2024 PRTH posted $84 million in revenue, a 22 % year-over-year increase, and processed roughly $1.3 billion in total payment volume (TPV), reflecting strong adoption of its CPX and MX products among midsize merchants. The broader transaction-processing sector is benefiting from a 9 % CAGR in digital payment adoption driven by higher consumer spending and the ongoing shift to cash-less commerce, while rising interest rates are prompting corporates to seek dynamic discounting and cash-management tools-core use cases for PRTH’s B2B solutions.

For a deeper, data-driven assessment of PRTH’s valuation and risk profile, you may find the analyst tools on ValueRay helpful.

PRTH Stock Overview

Market Cap in USD	556m
Sub-Industry	Transaction & Payment Processing Services
IPO / Inception	2016-12-06

PRTH Stock Ratings

Growth Rating	-26.4%
Fundamental	63.5%
Dividend Rating	-
Return 12m vs S&P 500	-35.6%
Analyst Rating	4.80 of 5

PRTH Dividends

Currently no dividends paid

PRTH Growth Ratios

Growth Correlation 3m	-77.6%
Growth Correlation 12m	-58.1%
Growth Correlation 5y	7%
CAGR 5y	-0.88%
CAGR/Max DD 3y (Calmar Ratio)	-0.01
CAGR/Mean DD 3y (Pain Ratio)	-0.03
Sharpe Ratio 12m	0.36
Alpha	-42.97
Beta	1.863
Volatility	144.20%
Current Volume	1460.8k
Average Volume 20d	425.6k
Stop Loss	4.5 (-7.6%)
Signal	-0.68

Piotroski VR‑10 (Strict, 0-10) 2.5

Net Income (37.6m TTM) > 0 and > 6% of Revenue (6% = 55.1m TTM)

FCFTA 0.02 (>2.0%) and ΔFCFTA -0.83pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 8.35% (prev 2.90%; Δ 5.46pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.03 (>3.0%) and CFO 70.7m > Net Income 37.6m (YES >=105%, WARN >=100%)

Net Debt (856.5m) to EBITDA (195.3m) ratio: 4.39 <= 3.0 (WARN <= 3.5)

Current Ratio 1.06 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (79.8m) change vs 12m ago 2.70% (target <= -2.0% for YES)

Gross Margin 33.58% (prev 28.09%; Δ 5.49pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 49.64% (prev 48.64%; Δ 1.00pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 1.48 (EBITDA TTM 195.3m / Interest Expense TTM 94.7m) >= 6 (WARN >= 3)

Altman Z'' 0.49

(A) 0.04 = (Total Current Assets 1.31b - Total Current Liabilities 1.23b) / Total Assets 2.03b

(B) -0.06 = Retained Earnings (Balance) -128.0m / Total Assets 2.03b

(D) -0.06 = Book Value of Equity -127.8m / Total Liabilities 2.17b

Total Rating: 0.49 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 63.49

1. Piotroski 2.50pt = -2.50

2. FCF Yield 3.38% = 1.69

3. FCF Margin 5.19% = 1.30

4. Debt/Equity -6.31 = -2.50

5. Debt/Ebitda 4.39 = -2.50

6. ROIC - WACC (= 7.56)% = 9.46

7. RoE -28.28% = -2.50

8. Rev. Trend 97.97% = 7.35

9. EPS Trend 74.09% = 3.70

What is the price of PRTH shares?

As of November 09, 2025, the stock is trading at USD 4.87 with a total of 1,460,771 shares traded.
Over the past week, the price has changed by -30.03%, over one month by -33.10%, over three months by -34.63% and over the past year by -26.55%.

Is Priority Technology Holdings a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Priority Technology Holdings is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 63.49 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PRTH is around 4.33 USD . This means that PRTH is currently overvalued and has a potential downside of -11.09%.

Is PRTH a buy, sell or hold?

Priority Technology Holdings has received a consensus analysts rating of 4.80. Therefore, it is recommended to buy PRTH.

Strong Buy: 4
Buy: 1
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the PRTH price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	12.8	162.8%
Analysts Target Price	12.8	162.8%
ValueRay Target Price	4.7	-3.1%

PRTH Fundamental Data Overview November 04, 2025

Market Cap USD = 556.2m (556.2m USD * 1.0 USD.USD)
P/E Trailing = 26.7692
P/E Forward = 7.3421
P/S = 0.6055
Beta = 1.863
Revenue TTM = 918.6m USD
EBIT TTM = 139.8m USD
EBITDA TTM = 195.3m USD
Long Term Debt = 917.0m USD (from longTermDebt, last quarter)
Short Term Debt = 4.25m USD (from shortTermDebt, last quarter)
Debt = 921.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 856.5m USD (from netDebt column, last quarter)
Enterprise Value = 1.41b USD (556.2m + Debt 921.3m - CCE 64.8m)
Interest Coverage Ratio = 1.48 (Ebit TTM 139.8m / Interest Expense TTM 94.7m)
FCF Yield = 3.38% (FCF TTM 47.7m / Enterprise Value 1.41b)
FCF Margin = 5.19% (FCF TTM 47.7m / Revenue TTM 918.6m)
Net Margin = 4.09% (Net Income TTM 37.6m / Revenue TTM 918.6m)
Gross Margin = 33.58% ((Revenue TTM 918.6m - Cost of Revenue TTM 610.1m) / Revenue TTM)
Gross Margin QoQ = 21.38% (prev 38.85%)
Tobins Q-Ratio = 0.70 (Enterprise Value 1.41b / Total Assets 2.03b)
Interest Expense / Debt = 2.39% (Interest Expense 22.0m / Debt 921.3m)
Taxrate = 28.90% (4.42m / 15.3m)
NOPAT = 99.4m (EBIT 139.8m * (1 - 28.90%))
Current Ratio = 1.06 (Total Current Assets 1.31b / Total Current Liabilities 1.23b)
Debt / Equity = -6.31 (negative equity) (Debt 921.3m / totalStockholderEquity, last quarter -146.1m)
Debt / EBITDA = 4.39 (Net Debt 856.5m / EBITDA 195.3m)
Debt / FCF = 17.95 (Net Debt 856.5m / FCF TTM 47.7m)
Total Stockholder Equity = -133.0m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.86% (Net Income 37.6m / Total Assets 2.03b)
RoE = -28.28% (negative equity) (Net Income TTM 37.6m / Total Stockholder Equity -133.0m)
RoCE = 17.84% (EBIT 139.8m / Capital Employed (Equity -133.0m + L.T.Debt 917.0m))
RoIC = 13.47% (NOPAT 99.4m / Invested Capital 737.9m)
WACC = 5.91% (E(556.2m)/V(1.48b) * Re(12.88%) + D(921.3m)/V(1.48b) * Rd(2.39%) * (1-Tc(0.29)))
Discount Rate = 12.88% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 0.83%
[DCF Debug] Terminal Value 59.84% ; FCFE base≈50.0m ; Y1≈44.1m ; Y5≈36.4m
Fair Price DCF = 4.33 (DCF Value 346.3m / Shares Outstanding 79.9m; 5y FCF grow -14.43% → 3.0% )
EPS Correlation: 74.09 | EPS CAGR: 41.63% | SUE: -2.65 | # QB: 0
Revenue Correlation: 97.97 | Revenue CAGR: 14.21% | SUE: 0.18 | # QB: 0

Additional Sources for PRTH Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle