(PSEC) Prospect Capital - Ratings and Ratios
Debt,Equity,Real,Finance,Investments
PSEC EPS (Earnings per Share)
PSEC Revenue
Description: PSEC Prospect Capital
Prospect Capital Corporation is a US-based company listed on NASDAQ under the ticker symbol PSEC, operating within the Asset Management & Custody Banks sub-industry. As a common stock, it represents ownership in the company.
The companys financial health is a critical factor in evaluating its stock performance. With a Market Cap of $1.562 billion, Prospect Capital Corporation is considered a mid-cap entity, suggesting a certain level of stability and investor interest. However, the negative Return on Equity (RoE) of -5.71% indicates that the company is currently not generating profits for its shareholders, which could be a concern.
To understand the drivers behind Prospect Capital Corporations performance, its essential to examine its business model and key economic indicators. As an asset management company, its revenue is likely tied to the assets under management (AUM), management fees, and the overall performance of its investment portfolio. Key Performance Indicators (KPIs) such as AUM growth, net investment income, and the dividend coverage ratio are crucial in assessing the companys operational efficiency and profitability.
Furthermore, the broader economic environment, including interest rates, market volatility, and regulatory changes, can significantly impact Prospect Capital Corporations operations. For instance, changes in interest rates can affect the yield on its investments, while market downturns can impact the value of its AUM. Understanding these dynamics is vital in evaluating the companys potential for future growth and profitability.
Given the current negative P/E ratio, its clear that the company is not generating earnings. Investors may be looking at other metrics, such as dividend yield, to assess the attractiveness of the stock. Prospect Capital Corporations ability to maintain a stable dividend payout despite negative earnings could be an important factor in its appeal to income-seeking investors.
PSEC Stock Overview
| Market Cap in USD | 1,290m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2004-07-27 |
PSEC Stock Ratings
| Growth Rating | -76.7% |
| Fundamental | 47.1% |
| Dividend Rating | 56.9% |
| Return 12m vs S&P 500 | -49.4% |
| Analyst Rating | 1.0 of 5 |
PSEC Dividends
| Dividend Yield 12m | 19.89% |
| Yield on Cost 5y | 23.49% |
| Annual Growth 5y | -0.85% |
| Payout Consistency | 89.1% |
| Payout Ratio | 94.7% |
PSEC Growth Ratios
| Growth Correlation 3m | -61.4% |
| Growth Correlation 12m | -92.7% |
| Growth Correlation 5y | -40% |
| CAGR 5y | -18.19% |
| CAGR/Max DD 3y | -0.36 |
| CAGR/Mean DD 3y | -1.09 |
| Sharpe Ratio 12m | -1.14 |
| Alpha | 0.03 |
| Beta | 0.817 |
| Volatility | 25.21% |
| Current Volume | 2268.9k |
| Average Volume 20d | 3059.8k |
| Stop Loss | 2.7 (-3.6%) |
| Signal | 0.02 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (-469.9m TTM) > 0 and > 6% of Revenue (6% = 8.83m TTM) |
| FCFTA 0.14 (>2.0%) and ΔFCFTA 10.16pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -57.64% (prev -9.04%; Δ -48.60pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 544.9m > Net Income -469.9m (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 0.37 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (455.9m) change vs 12m ago 7.31% (target <= -2.0% for YES) |
| Gross Margin -26.78% (prev 63.45%; Δ -90.23pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.01% (prev 9.80%; Δ -7.80pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.37 (EBITDA TTM -432.2m / Interest Expense TTM 148.3m) >= 6 (WARN >= 3) |
Altman Z'' -1.23
| (A) -0.01 = (Total Current Assets 50.8m - Total Current Liabilities 135.6m) / Total Assets 6.80b |
| (B) -0.18 = Retained Earnings (Balance) -1.25b / Total Assets 6.80b |
| (C) 0.01 = EBIT TTM 54.9m / Avg Total Assets 7.33b |
| (D) -0.57 = Book Value of Equity -1.25b / Total Liabilities 2.19b |
| Total Rating: -1.23 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 47.05
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 19.24% = 5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 0.81 = 2.18 |
| 5. Debt/Ebitda -8.67 = -2.50 |
| 6. ROIC - WACC -2.27% = -2.83 |
| 7. RoE -11.43% = -1.90 |
| 8. Rev. Trend -32.05% = -1.60 |
| 9. Rev. CAGR 0.0% = 0.0 |
| 10. EPS Trend 28.46% = 0.71 |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of PSEC shares?
Over the past week, the price has changed by -2.78%, over one month by +1.98%, over three months by -12.94% and over the past year by -39.27%.
Is Prospect Capital a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PSEC is around 2.75 USD . This means that PSEC is currently overvalued and has a potential downside of -1.79%.
Is PSEC a buy, sell or hold?
- Strong Buy: 0
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 1
What are the forecasts/targets for the PSEC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 2.5 | -10.7% |
| Analysts Target Price | 2.5 | -10.7% |
| ValueRay Target Price | 3.1 | 10% |
Last update: 2025-09-12 04:43
PSEC Fundamental Data Overview
CCE Cash And Equivalents = 50.8m USD (Cash And Short Term Investments, last quarter)
P/S = 1.793
P/B = 0.4316
P/EG = 1.59
Beta = 0.846
Revenue TTM = 147.1m USD
EBIT TTM = 54.9m USD
EBITDA TTM = -432.2m USD
Long Term Debt = 3.71b USD (from nonCurrentLiabilitiesTotal, two quarters ago)
Short Term Debt = 38.1m USD (from shortTermDebt, last quarter)
Debt = 3.75b USD (Calculated: Short Term 38.1m + Long Term 3.71b)
Net Debt = -50.8m USD (from netDebt column, last quarter)
Enterprise Value = 4.99b USD (1.29b + Debt 3.75b - CCE 50.8m)
Interest Coverage Ratio = 0.37 (Ebit TTM 54.9m / Interest Expense TTM 148.3m)
FCF Yield = 19.24% (FCF TTM 959.2m / Enterprise Value 4.99b)
FCF Margin = 651.9% (FCF TTM 959.2m / Revenue TTM 147.1m)
Net Margin = -319.4% (Net Income TTM -469.9m / Revenue TTM 147.1m)
Gross Margin = -26.78% ((Revenue TTM 147.1m - Cost of Revenue TTM 186.5m) / Revenue TTM)
Tobins Q-Ratio = -3.98 (set to none) (Enterprise Value 4.99b / Book Value Of Equity -1.25b)
Interest Expense / Debt = 1.29% (Interest Expense 48.5m / Debt 3.75b)
Taxrate = 21.0% (US default)
NOPAT = 43.4m (EBIT 54.9m * (1 - 21.00%))
Current Ratio = 0.37 (Total Current Assets 50.8m / Total Current Liabilities 135.6m)
Debt / Equity = 0.81 (Debt 3.75b / last Quarter total Stockholder Equity 4.62b)
Debt / EBITDA = -8.67 (Net Debt -50.8m / EBITDA -432.2m)
Debt / FCF = 3.91 (Debt 3.75b / FCF TTM 959.2m)
Total Stockholder Equity = 4.11b (last 4 quarters mean)
RoA = -6.91% (Net Income -469.9m, Total Assets 6.80b )
RoE = -11.43% (Net Income TTM -469.9m / Total Stockholder Equity 4.11b)
RoCE = 0.70% (Ebit 54.9m / (Equity 4.11b + L.T.Debt 3.71b))
RoIC = 0.80% (NOPAT 43.4m / Invested Capital 5.41b)
WACC = 3.07% (E(1.29b)/V(5.04b) * Re(9.02%)) + (D(3.75b)/V(5.04b) * Rd(1.29%) * (1-Tc(0.21)))
Shares Correlation 3-Years: 69.70 | Cagr: 1.33%
Discount Rate = 9.02% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 66.16% ; FCFE base≈699.1m ; Y1≈459.0m ; Y5≈209.9m
Fair Price DCF = 7.62 (DCF Value 3.52b / Shares Outstanding 462.3m; 5y FCF grow -40.0% → 3.0% )
Revenue Correlation: -32.05 | Revenue CAGR: 0.0%
Rev Growth-of-Growth: -117.3
EPS Correlation: 28.46 | EPS CAGR: 0.0%
EPS Growth-of-Growth: -28.98
Additional Sources for PSEC Stock
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Fund Manager Positions: Dataroma | Stockcircle