PSMT Stock Analysis: PriceSmart | NASDAQ
Discount Stores | NASDAQ, USA | Market Cap: 5.240m USD | 12M Return: 40.5% | US7415111092 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 41.9M
EPS Trend: 96.5%
Qual. Beats: 2
Rev. Trend: 99.6%
Qual. Beats: 3
Warnings
No concerns identified
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
PriceSmart, Inc. (NASDAQ: PSMT) is a San Diego-headquartered retailer founded in 1994 that operates a chain of U.S.-style membership shopping warehouse clubs across the United States, Central America, the Caribbean, and Colombia. The company sells a broad mix of groceries, fresh categories such as meat, seafood, and produce, private-label goods under its Members Selection brand, and general merchandise including electronics, appliances, hardware, clothing, and home furnishings. Beyond merchandise, PriceSmart runs ancillary in-club services like food/bakery counters, optical, audiology, and pharmacy, and supports its physical clubs with an e-commerce platform, curbside pickup, and delivery.
The membership warehouse club model generates revenue through both annual membership fees and merchandise sales, combining bulk purchasing with limited SKU assortments to drive traffic and unit economics. PriceSmarts geographic footprint is a distinguishing feature within the Consumer Staples Merchandise Retail sub-industry, as its growth is tied to emerging and mid-sized economies in Latin America and the Caribbean rather than the more saturated U.S. warehouse club market dominated by larger peers.
- Currency volatility pressures Central American margins
- New warehouse openings drive segment revenue growth
- Membership renewal rates signal consumer spending strength
| Net Income: 158.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -1.49 > 1.0 |
| NWC/Revenue: 3.25% < 20% (prev 3.85%; Δ -0.61% < -1%) |
| CFO/TA 0.11 > 3% & CFO 274.4m > Net Income 158.4m |
| Net Debt (145.6m) to EBITDA (342.1m): 0.43 < 3 |
| Current Ratio: 1.21 > 1.5 & < 3 |
| Outstanding Shares: last quarter (30.3m) vs 12m ago 0.64% < -2% |
| Gross Margin: 17.63% > 18% (prev 17.31%; Δ 0.32% > 0.5%) |
| Asset Turnover: 239.7% > 50% (prev 240.9%; Δ -1.20% > 0%) |
| Interest Coverage Ratio: 15.63 > 6 (EBIT TTM 246.3m / Interest Expense TTM 15.8m) |
| A: 0.07 (Total Current Assets 1.06b - Total Current Liabilities 879.0m) / Total Assets 2.60b |
| B: 0.42 (Retained Earnings 1.09b / Total Assets 2.60b) |
| C: 0.10 (EBIT TTM 246.3m / Avg Total Assets 2.37b) |
| D: 1.15 (Book Value of Equity 1.39b / Total Liabilities 1.21b) |
| Altman-Z'' = 3.73 = AA |
| DSRI: 0.38 (Receivables 19.8m/47.3m, Revenue 5.69b/5.17b) |
| GMI: 0.98 (GM 17.31% / 17.63%) |
| AQI: 1.52 (AQ_t 0.12 / AQ_t-1 0.08) |
| SGI: 1.10 (Revenue 5.69b / 5.17b) |
| TATA: -0.04 (NI 158.4m - CFO 274.4m) / TA 2.60b) |
| Beneish M = -3.18 (Cap -4..+1) = AA |
As of October 19, 2026, the stock is trading at USD 169.81 with a total of 196,789 shares traded. Over the past week, the price has changed by +0.55%, over one month by +0.90%, over three months by -8.35% and over the past year by +40.52%.
Current recommended Stop Loss: 162.40 (which is 4.4% or 1.8 ATR below the current price).
PriceSmart has received a consensus analysts rating of 3.67. Therefore, it is recommended to hold PSMT.
- StrongBuy: 1
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 181.5 | 6.9% |
P/E Trailing = 32.6558
P/E Forward = 27.4725
P/S = 0.9208
P/B = 3.8345
P/EG = 1.8308
Revenue TTM = 5.69b USD
EBIT TTM = 246.3m USD
EBITDA TTM = 342.1m USD
Long Term Debt = 114.4m USD (from longTermDebt, last quarter)
Short Term Debt = 76.7m USD (from shortTermDebt, last quarter)
Debt = 467.8m USD (from shortLongTermDebtTotal, last quarter) + Leases 142.3m
Net Debt = 145.6m USD (calculated: Debt 467.8m - CCE 322.2m)
Enterprise Value = 5.39b USD (5.24b + Debt 467.8m - CCE 322.2m)
Interest Coverage Ratio = 15.63 (Ebit TTM 246.3m / Interest Expense TTM 15.8m)
EV/FCF = 73.05x (Enterprise Value 5.39b / FCF TTM 73.7m)
FCF Yield = 1.37% (FCF TTM 73.7m / Enterprise Value 5.39b)
FCF Margin = 1.30% (FCF TTM 73.7m / Revenue TTM 5.69b)
Net Margin = 2.78% (Net Income TTM 158.4m / Revenue TTM 5.69b)
Gross Margin = 17.63% ((Revenue TTM 5.69b - Cost of Revenue TTM 4.69b) / Revenue TTM)
Gross Margin QoQ = 17.70% (prev 17.72%)
Tobins Q-Ratio = 2.07 (Enterprise Value 5.39b / Total Assets 2.60b)
Interest Expense / Debt = 3.37% (Interest Expense 15.8m / Debt 467.8m)
Taxrate = 28.32% (63.4m / 223.9m)
NOPAT = 176.5m (EBIT 246.3m * (1 - 28.32%))
Current Ratio = 1.21 (Total Current Assets 1.06b / Total Current Liabilities 879.0m)
Debt / Equity = 0.34 (Debt 467.8m / totalStockholderEquity, last quarter 1.39b)
Debt / EBITDA = 0.43 (Net Debt 145.6m / EBITDA 342.1m)
Debt / FCF = 1.97 (Net Debt 145.6m / FCF TTM 73.7m)
Total Stockholder Equity = 1.32b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.67% (Net Income 158.4m / Total Assets 2.60b)
RoE = 12.01% (Net Income TTM 158.4m / Total Stockholder Equity 1.32b)
RoCE = 17.18% (EBIT 246.3m / Capital Employed (Equity 1.32b + L.T.Debt 114.4m))
RoIC = 11.63% (NOPAT 176.5m / Invested Capital 1.52b)
WACC = 6.07% (E(5.24b)/V(5.71b) * Re(6.40%) + D(467.8m)/V(5.71b) * Rd(3.37%) * (1-Tc(0.28)))
Discount Rate = 6.40% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 97.96 | Cagr: 0.52%
[DCF] Terminal Value 73.10% ; FCFF base≈81.3m ; Y1≈71.3m ; Y5≈57.6m
[DCF] Fair Price = 25.26 (EV 925.0m - Net Debt 145.6m = Equity 779.4m / Shares 30.9m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 96.50 | EPS CAGR: 12.27% | SUE: 1.42 | # QB: 2
Revenue Correlation: 99.59 | Revenue CAGR: 9.11% | SUE: 2.71 | # QB: 3
EPS current Quarter (2026-11-30): EPS=1.38 | Chg30d=N/A | Revisions=+0% | Analysts=1
EPS current Year (2026-08-31): EPS=5.53 | Chg30d=-0.54% | Revisions=+25% | GrowthEPS=+14.7% | GrowthRev=+10.5%
EPS next Year (2027-08-31): EPS=6.42 | Chg30d=-9.01% | Revisions=+0% | GrowthEPS=+16.0% | GrowthRev=+11.6%
[Analyst] Revisions Ratio: +25% (up=1, down=0)