(PSMT) PriceSmart - Ratings and Ratios
Groceries, Electronics, Clothes, Pharmacy
PSMT EPS (Earnings per Share)
PSMT Revenue
Description: PSMT PriceSmart August 03, 2025
PriceSmart Inc (NASDAQ:PSMT) operates a chain of membership-based warehouse clubs across various regions, including the United States, Central America, the Caribbean, and Colombia. The company offers a wide range of products, including groceries, household essentials, electronics, and health services, under its Members Selection brand. Additionally, it provides e-commerce services, curbside pickup, and delivery, catering to the evolving needs of its customers.
From a business perspective, PriceSmarts revenue growth is driven by its ability to expand its membership base, increase same-store sales, and penetrate new markets. Key performance indicators (KPIs) to watch include sales growth, membership renewal rates, and gross margin expansion. The companys ability to maintain a competitive edge in the retail landscape will depend on its capacity to balance pricing, product offerings, and operational efficiency.
Analyzing the companys financials, we can observe that PriceSmart has a market capitalization of $3.2 billion and a return on equity (ROE) of 12.46%. To further assess its financial health, we can examine additional KPIs such as debt-to-equity ratio, operating cash flow margin, and inventory turnover. These metrics will provide insights into the companys ability to manage its capital structure, generate cash from operations, and optimize its supply chain.
In terms of valuation, PriceSmarts price-to-earnings (P/E) ratio stands at 22.03, indicating that the market is pricing in a certain level of growth expectations. To determine whether the stock is fairly valued, we can compare its P/E ratio to that of its peers and assess its earnings growth prospects. Furthermore, analyzing the companys dividend yield and payout ratio can provide insights into its commitment to returning capital to shareholders.
PSMT Stock Overview
| Market Cap in USD | 3,780m |
| Sub-Industry | Consumer Staples Merchandise Retail |
| IPO / Inception | 1997-08-28 |
PSMT Stock Ratings
| Growth Rating | 80.8% |
| Fundamental | 77.7% |
| Dividend Rating | 64.1% |
| Return 12m vs S&P 500 | 12.5% |
| Analyst Rating | 4.33 of 5 |
PSMT Dividends
| Dividend Yield 12m | 1.07% |
| Yield on Cost 5y | 1.86% |
| Annual Growth 5y | 32.54% |
| Payout Consistency | 94.1% |
| Payout Ratio | 26.2% |
PSMT Growth Ratios
| Growth Correlation 3m | 78.1% |
| Growth Correlation 12m | 87.3% |
| Growth Correlation 5y | 43.3% |
| CAGR 5y | 19.99% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.83 |
| CAGR/Mean DD 3y (Pain Ratio) | 3.85 |
| Sharpe Ratio 12m | 0.96 |
| Alpha | 21.79 |
| Beta | 0.837 |
| Volatility | 31.03% |
| Current Volume | 146.6k |
| Average Volume 20d | 183.4k |
| Stop Loss | 113.4 (-3.3%) |
| Signal | 0.33 |
Piotroski VR‑10 (Strict, 0-10) 6.5
| Net Income (147.9m TTM) > 0 and > 6% of Revenue (6% = 316.2m TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 1.59pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 4.71% (prev 3.10%; Δ 1.61pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.10 (>3.0%) and CFO 221.0m > Net Income 147.9m (YES >=105%, WARN >=100%) |
| Net Debt (-59.9m) to EBITDA (286.3m) ratio: -0.21 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (30.1m) change vs 12m ago 0.18% (target <= -2.0% for YES) |
| Gross Margin 38.20% (prev 17.24%; Δ 20.97pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 245.6% (prev 242.9%; Δ 2.65pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 37.58 (EBITDA TTM 286.3m / Interest Expense TTM 4.47m) >= 6 (WARN >= 3) |
Altman Z'' 3.54
| (A) 0.11 = (Total Current Assets 974.5m - Total Current Liabilities 726.3m) / Total Assets 2.27b |
| (B) 0.44 = Retained Earnings (Balance) 999.4m / Total Assets 2.27b |
| (C) 0.08 = EBIT TTM 168.2m / Avg Total Assets 2.15b |
| (D) 0.82 = Book Value of Equity 838.0m / Total Liabilities 1.02b |
| Total Rating: 3.54 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 77.71
| 1. Piotroski 6.50pt = 1.50 |
| 2. FCF Yield 2.54% = 1.27 |
| 3. FCF Margin 1.76% = 0.44 |
| 4. Debt/Equity 0.15 = 2.49 |
| 5. Debt/Ebitda -0.21 = 2.50 |
| 6. ROIC - WACC (= 8.45)% = 10.56 |
| 7. RoE 12.34% = 1.03 |
| 8. Rev. Trend 91.73% = 6.88 |
| 9. EPS Trend 20.74% = 1.04 |
What is the price of PSMT shares?
Over the past week, the price has changed by -4.55%, over one month by -4.31%, over three months by +6.53% and over the past year by +29.15%.
Is PriceSmart a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PSMT is around 119.25 USD . This means that PSMT is currently overvalued and has a potential downside of 1.65%.
Is PSMT a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PSMT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 116.7 | -0.6% |
| Analysts Target Price | 116.7 | -0.6% |
| ValueRay Target Price | 133.1 | 13.4% |
PSMT Fundamental Data Overview November 02, 2025
P/E Trailing = 24.2489
P/S = 0.7318
P/B = 3.0802
P/EG = 1.94
Beta = 0.837
Revenue TTM = 5.27b USD
EBIT TTM = 168.2m USD
EBITDA TTM = 286.3m USD
Long Term Debt = 86.2m USD (from longTermDebt, two quarters ago)
Short Term Debt = 58.9m USD (from shortTermDebt, last quarter)
Debt = 181.1m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -59.9m USD (from netDebt column, last quarter)
Enterprise Value = 3.65b USD (3.78b + Debt 181.1m - CCE 314.2m)
Interest Coverage Ratio = 37.58 (Ebit TTM 168.2m / Interest Expense TTM 4.47m)
FCF Yield = 2.54% (FCF TTM 92.7m / Enterprise Value 3.65b)
FCF Margin = 1.76% (FCF TTM 92.7m / Revenue TTM 5.27b)
Net Margin = 2.81% (Net Income TTM 147.9m / Revenue TTM 5.27b)
Gross Margin = 38.20% ((Revenue TTM 5.27b - Cost of Revenue TTM 3.26b) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 17.43%)
Tobins Q-Ratio = 1.61 (Enterprise Value 3.65b / Total Assets 2.27b)
Interest Expense / Debt = -1.94% (Interest Expense -3.52m / Debt 181.1m)
Taxrate = -31.98% (negative due to tax credits) (-14.8m / 46.3m)
NOPAT = 221.9m (EBIT 168.2m * (1 - -31.98%)) [negative tax rate / tax credits]
Current Ratio = 1.34 (Total Current Assets 974.5m / Total Current Liabilities 726.3m)
Debt / Equity = 0.15 (Debt 181.1m / totalStockholderEquity, last quarter 1.25b)
Debt / EBITDA = -0.21 (Net Debt -59.9m / EBITDA 286.3m)
Debt / FCF = -0.65 (Net Debt -59.9m / FCF TTM 92.7m)
Total Stockholder Equity = 1.20b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.52% (Net Income 147.9m / Total Assets 2.27b)
RoE = 12.34% (Net Income TTM 147.9m / Total Stockholder Equity 1.20b)
RoCE = 13.09% (EBIT 168.2m / Capital Employed (Equity 1.20b + L.T.Debt 86.2m))
RoIC = 17.01% (NOPAT 221.9m / Invested Capital 1.30b)
WACC = 8.57% (E(3.78b)/V(3.96b) * Re(9.10%) + D(181.1m)/V(3.96b) * Rd(-1.94%) * (1-Tc(-0.32)))
Discount Rate = 9.10% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.30%
[DCF Debug] Terminal Value 65.82% ; FCFE base≈75.9m ; Y1≈49.8m ; Y5≈22.8m
Fair Price DCF = 12.24 (DCF Value 378.1m / Shares Outstanding 30.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 20.74 | EPS CAGR: -1.05% | SUE: -0.84 | # QB: 0
Revenue Correlation: 91.73 | Revenue CAGR: 8.82% | SUE: -0.51 | # QB: 0
Additional Sources for PSMT Stock
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