Overview Dividends

(PSMT) PriceSmart - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US7415111092

Groceries, Electronics, Apparel, Pharmacy, Optical

PSMT EPS (Earnings per Share)

EPS Growth (3Y CAGR): -1.05%
EPS Trend (3Y Correlation): 20.7%

PSMT Revenue

Revenue Growth (3Y CAGR): 8.82%
Revenue Trend (3Y Correlation): 91.7%

Risk via 10d forecast
Volatility	26.0%
Value at Risk 5%th	38.4%
Relative Tail Risk	-10.31%

Reward TTM
Sharpe Ratio	0.99
Alpha	22.27

Character TTM
Hurst Exponent	0.300
Beta	0.387
Beta Downside	-0.065

Drawdowns 3y
Max DD	24.03%
Mean DD	5.22%
Median DD	4.19%

Description: PSMT PriceSmart November 09, 2025

PriceSmart, Inc. (NASDAQ: PSMT) operates U.S.-style membership warehouse clubs across the United States, Central America, the Caribbean, and Colombia, offering a broad assortment of private-label and branded goods ranging from groceries and health-care items to electronics and home furnishings.

Beyond in-store sales, the firm has expanded its omnichannel capabilities with a dedicated e-commerce platform, curbside pickup, and home-delivery services, and it supplements retail revenue with ancillary health services such as optical, audiology, and pharmacy.

Key performance indicators to watch include same-store sales growth (which averaged 3.2% YoY in Q2 2024), membership renewal rates (historically above 85%), and e-commerce contribution (now roughly 12% of total sales). The business is sensitive to regional consumer-confidence trends and currency fluctuations, while the broader warehouse-club sector benefits from low-inflation environments that preserve discretionary spending power.

For a deeper, data-driven assessment of PriceSmart’s valuation and risk profile, consider exploring the analytics suite on ValueRay.

PSMT Stock Overview

Market Cap in USD	3,606m
Sub-Industry	Consumer Staples Merchandise Retail
IPO / Inception	1997-08-28
Return 12m vs S&P 500	15.3%
Analyst Rating	4.33 of 5

PSMT Dividends

Dividend Yield	1.09%
Yield on Cost 5y	1.69%
Yield CAGR 5y	32.54%
Payout Consistency	94.1%
Payout Ratio	26.2%

PSMT Growth Ratios

CAGR 3y	20.10%
CAGR/Max DD Calmar Ratio	0.84
CAGR/Mean DD Pain Ratio	3.85
Current Volume	153.9k
Average Volume	153.9k

Piotroski VR‑10 (Strict, 0-10) 6.5

Net Income (147.9m TTM) > 0 and > 6% of Revenue (6% = 316.2m TTM)

FCFTA 0.04 (>2.0%) and ΔFCFTA 1.59pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 4.71% (prev 3.10%; Δ 1.61pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.10 (>3.0%) and CFO 221.0m > Net Income 147.9m (YES >=105%, WARN >=100%)

Net Debt (-59.9m) to EBITDA (286.3m) ratio: -0.21 <= 3.0 (WARN <= 3.5)

Current Ratio 1.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (30.1m) change vs 12m ago 0.18% (target <= -2.0% for YES)

Gross Margin 38.20% (prev 17.24%; Δ 20.97pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 245.6% (prev 242.9%; Δ 2.65pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 14.60 (EBITDA TTM 286.3m / Interest Expense TTM 11.5m) >= 6 (WARN >= 3)

Altman Z'' 3.54

(A) 0.11 = (Total Current Assets 974.5m - Total Current Liabilities 726.3m) / Total Assets 2.27b

(B) 0.44 = Retained Earnings (Balance) 999.4m / Total Assets 2.27b

(D) 0.82 = Book Value of Equity 838.0m / Total Liabilities 1.02b

Total Rating: 3.54 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 77.76

1. Piotroski 6.50pt = 1.50

2. FCF Yield 2.67% = 1.34

3. FCF Margin 1.76% = 0.44

4. Debt/Equity 0.15 = 2.49

5. Debt/Ebitda -0.21 = 2.50

6. ROIC - WACC (= 8.44)% = 10.55

7. RoE 12.34% = 1.03

8. Rev. Trend 91.73% = 6.88

9. EPS Trend 20.74% = 1.04

What is the price of PSMT shares?

As of November 14, 2025, the stock is trading at USD 116.11 with a total of 153,935 shares traded.
Over the past week, the price has changed by -1.03%, over one month by -5.99%, over three months by +3.00% and over the past year by +31.36%.

Is PriceSmart a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, PriceSmart (NASDAQ:PSMT) is currently (November 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 77.76 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PSMT is around 118.61 USD . This means that PSMT is currently overvalued and has a potential downside of 2.15%.

Is PSMT a buy, sell or hold?

PriceSmart has received a consensus analysts rating of 4.33. Therefore, it is recommended to buy PSMT.

Strong Buy: 2
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the PSMT price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	116.7	0.5%
Analysts Target Price	116.7	0.5%
ValueRay Target Price	132.4	14%

PSMT Fundamental Data Overview November 09, 2025

Market Cap USD = 3.61b (3.61b USD * 1.0 USD.USD)
P/E Trailing = 24.222
P/S = 0.6843
P/B = 3.0802
P/EG = 1.94
Beta = 0.778
Revenue TTM = 5.27b USD
EBIT TTM = 168.2m USD
EBITDA TTM = 286.3m USD
Long Term Debt = 86.2m USD (from longTermDebt, two quarters ago)
Short Term Debt = 58.9m USD (from shortTermDebt, last quarter)
Debt = 181.1m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -59.9m USD (from netDebt column, last quarter)
Enterprise Value = 3.47b USD (3.61b + Debt 181.1m - CCE 314.2m)
Interest Coverage Ratio = 14.60 (Ebit TTM 168.2m / Interest Expense TTM 11.5m)
FCF Yield = 2.67% (FCF TTM 92.7m / Enterprise Value 3.47b)
FCF Margin = 1.76% (FCF TTM 92.7m / Revenue TTM 5.27b)
Net Margin = 2.81% (Net Income TTM 147.9m / Revenue TTM 5.27b)
Gross Margin = 38.20% ((Revenue TTM 5.27b - Cost of Revenue TTM 3.26b) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 17.43%)
Tobins Q-Ratio = 1.53 (Enterprise Value 3.47b / Total Assets 2.27b)
Interest Expense / Debt = 1.94% (Interest Expense 3.52m / Debt 181.1m)
Taxrate = -31.98% (negative due to tax credits) (-14.8m / 46.3m)
NOPAT = 221.9m (EBIT 168.2m * (1 - -31.98%)) [negative tax rate / tax credits]
Current Ratio = 1.34 (Total Current Assets 974.5m / Total Current Liabilities 726.3m)
Debt / Equity = 0.15 (Debt 181.1m / totalStockholderEquity, last quarter 1.25b)
Debt / EBITDA = -0.21 (Net Debt -59.9m / EBITDA 286.3m)
Debt / FCF = -0.65 (Net Debt -59.9m / FCF TTM 92.7m)
Total Stockholder Equity = 1.20b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.52% (Net Income 147.9m / Total Assets 2.27b)
RoE = 12.34% (Net Income TTM 147.9m / Total Stockholder Equity 1.20b)
RoCE = 13.09% (EBIT 168.2m / Capital Employed (Equity 1.20b + L.T.Debt 86.2m))
RoIC = 17.01% (NOPAT 221.9m / Invested Capital 1.30b)
WACC = 8.58% (E(3.61b)/V(3.79b) * Re(8.88%) + D(181.1m)/V(3.79b) * Rd(1.94%) * (1-Tc(-0.32)))
Discount Rate = 8.88% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.30%
[DCF Debug] Terminal Value 66.76% ; FCFE base≈75.9m ; Y1≈49.8m ; Y5≈22.8m
Fair Price DCF = 12.65 (DCF Value 390.6m / Shares Outstanding 30.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 20.74 | EPS CAGR: -1.05% | SUE: -0.84 | # QB: 0
Revenue Correlation: 91.73 | Revenue CAGR: 8.82% | SUE: -0.51 | # QB: 0

Additional Sources for PSMT Stock

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