(PSMT) PriceSmart - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US7415111092

Groceries, Electronics, Appliances, Pharmacy, E-Commerce

Stock: Consumer Staples Merchandise Retail
Age 28.4y

MCap 4,339m
Avg Vol 179K (23.4M USD)

Beta 0.385
Volatility 26.96%

EPS (Earnings per Share)

EPS CAGR: 6.19%
EPS Trend: 51.8%

Last SUE: -0.73
Qual. Beats: 0

Revenue

Rev. CAGR: 7.93%
Rev. Trend: 95.7%

Last SUE: 2.54
Qual. Beats: 1

Dividends

Dividend Yield	1.30%
Yield on Cost 5y	1.39%
Yield CAGR 5y	15.83%
Payout Consistency	92.3%
Payout Ratio	25.7%

Risk via 5d forecast
Volatility	27.0%
Value at Risk 5%th	38.8%
Relative Tail Risk	-12.64%

Reward TTM
Sharpe Ratio	1.77
Alpha	53.62
CAGR/Max DD	1.16

Character TTM
Hurst Exponent	0.457
Beta	0.385
Beta Downside	-0.021

Drawdowns 3y
Max DD	24.03%
Mean DD	4.90%
Median DD	4.03%

Description: PSMT PriceSmart January 12, 2026

PriceSmart, Inc. (NASDAQ: PSMT) operates U.S.-style membership warehouse clubs across the United States, Central America, the Caribbean, and Colombia, offering a broad assortment of private-label and branded groceries, household goods, electronics, and ancillary services such as optical, pharmacy, and curbside pickup.

Key recent metrics: FY 2023 revenue reached approximately $5.5 billion, same-store sales grew about 5 % year-over-year, and the membership base surpassed 4.8 million members, with e-commerce now contributing roughly 12 % of total sales. The company maintains an operating margin near 6.5 % and a net debt-to-EBITDA ratio of roughly 2.2×, indicating moderate leverage.

Primary economic drivers include rising middle-class income and urbanization in Latin America, which boost discretionary spending, as well as currency fluctuations (particularly the Colombian peso) that can affect reported earnings. Additionally, the consumer-staples retail sector remains sensitive to inflation trends, making price-promotion effectiveness a critical performance lever.

For a deeper quantitative breakdown, check ValueRay’s analyst toolkit.

Piotroski VR‑10 (Strict, 0-10) 5.5

Net Income (147.4m TTM) > 0 and > 6% of Revenue (6% = 323.7m TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA 3.25pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 4.89% (prev 3.70%; Δ 1.19pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.12 (>3.0%) and CFO 294.0m > Net Income 147.4m (YES >=105%, WARN >=100%)

Net Debt (109.5m) to EBITDA (315.8m) ratio: 0.35 <= 3.0 (WARN <= 3.5)

Current Ratio 1.33 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (30.2m) change vs 12m ago 0.53% (target <= -2.0% for YES)

Gross Margin 17.42% (prev 17.22%; Δ 0.20pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 240.8% (prev 239.8%; Δ 1.00pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 16.96 (EBITDA TTM 315.8m / Interest Expense TTM 13.2m) >= 6 (WARN >= 3)

Altman Z'' 3.67

(A) 0.11 = (Total Current Assets 1.05b - Total Current Liabilities 788.9m) / Total Assets 2.39b

(B) 0.43 = Retained Earnings (Balance) 1.04b / Total Assets 2.39b

(D) 0.82 = Book Value of Equity 894.8m / Total Liabilities 1.09b

Total Rating: 3.67 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 74.10

1. Piotroski 5.50pt

2. FCF Yield 2.89%

3. FCF Margin 2.33%

4. Debt/Equity 0.25

5. Debt/Ebitda 0.35

6. ROIC - WACC (= 4.74)%

7. RoE 11.94%

8. Rev. Trend 95.71%

9. EPS Trend 51.84%

What is the price of PSMT shares?

As of January 19, 2026, the stock is trading at USD 140.86 with a total of 223,449 shares traded.
Over the past week, the price has changed by +3.85%, over one month by +13.46%, over three months by +15.48% and over the past year by +57.70%.

Is PSMT a buy, sell or hold?

PriceSmart has received a consensus analysts rating of 4.33. Therefore, it is recommended to buy PSMT.

Strong Buy: 2
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the PSMT price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	131.7	-6.5%
Analysts Target Price	131.7	-6.5%
ValueRay Target Price	174.7	24%

PSMT Fundamental Data Overview January 17, 2026

P/E Trailing = 28.7347
P/S = 0.8043
P/B = 3.3456
P/EG = 1.94
Revenue TTM = 5.39b USD
EBIT TTM = 224.5m USD
EBITDA TTM = 315.8m USD
Long Term Debt = 143.7m USD (from longTermDebt, last quarter)
Short Term Debt = 52.2m USD (from shortTermDebt, last quarter)
Debt = 325.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 109.5m USD (from netDebt column, last quarter)
Enterprise Value = 4.33b USD (4.34b + Debt 325.2m - CCE 329.8m)
Interest Coverage Ratio = 16.96 (Ebit TTM 224.5m / Interest Expense TTM 13.2m)
EV/FCF = 34.55x (Enterprise Value 4.33b / FCF TTM 125.5m)
FCF Yield = 2.89% (FCF TTM 125.5m / Enterprise Value 4.33b)
FCF Margin = 2.33% (FCF TTM 125.5m / Revenue TTM 5.39b)
Net Margin = 2.73% (Net Income TTM 147.4m / Revenue TTM 5.39b)
Gross Margin = 17.42% ((Revenue TTM 5.39b - Cost of Revenue TTM 4.46b) / Revenue TTM)
Gross Margin QoQ = 17.67% (prev 17.42%)
Tobins Q-Ratio = 1.81 (Enterprise Value 4.33b / Total Assets 2.39b)
Interest Expense / Debt = 1.36% (Interest Expense 4.42m / Debt 325.2m)
Taxrate = 27.88% (15.5m / 55.7m)
NOPAT = 161.9m (EBIT 224.5m * (1 - 27.88%))
Current Ratio = 1.33 (Total Current Assets 1.05b / Total Current Liabilities 788.9m)
Debt / Equity = 0.25 (Debt 325.2m / totalStockholderEquity, last quarter 1.30b)
Debt / EBITDA = 0.35 (Net Debt 109.5m / EBITDA 315.8m)
Debt / FCF = 0.87 (Net Debt 109.5m / FCF TTM 125.5m)
Total Stockholder Equity = 1.23b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.58% (Net Income 147.4m / Total Assets 2.39b)
RoE = 11.94% (Net Income TTM 147.4m / Total Stockholder Equity 1.23b)
RoCE = 16.29% (EBIT 224.5m / Capital Employed (Equity 1.23b + L.T.Debt 143.7m))
RoIC = 11.63% (NOPAT 161.9m / Invested Capital 1.39b)
WACC = 6.89% (E(4.34b)/V(4.66b) * Re(7.33%) + D(325.2m)/V(4.66b) * Rd(1.36%) * (1-Tc(0.28)))
Discount Rate = 7.33% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: -33.33 | Cagr: -0.15%
[DCF Debug] Terminal Value 79.88% ; FCFF base≈91.9m ; Y1≈76.9m ; Y5≈57.1m
Fair Price DCF = 39.34 (EV 1.32b - Net Debt 109.5m = Equity 1.21b / Shares 30.8m; r=6.89% [WACC]; 5y FCF grow -19.68% → 2.90% )
EPS Correlation: 51.84 | EPS CAGR: 6.19% | SUE: -0.73 | # QB: 0
Revenue Correlation: 95.71 | Revenue CAGR: 7.93% | SUE: 2.54 | # QB: 1
EPS next Quarter (2026-02-28): EPS=1.56 | Chg30d=+0.000 | Revisions Net=+1 | Analysts=2
EPS current Year (2026-08-31): EPS=5.24 | Chg30d=-0.240 | Revisions Net=+1 | Growth EPS=+8.7% | Growth Revenue=+9.7%
EPS next Year (2027-08-31): EPS=6.61 | Chg30d=N/A | Revisions Net=+0 | Growth EPS=+26.2% | Growth Revenue=+7.9%

Additional Sources for PSMT Stock

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Fund Manager Positions: Dataroma | Stockcircle