(PSMT) PriceSmart - Ratings and Ratios
Groceries, Electronics, Clothes, Pharmacy
PSMT EPS (Earnings per Share)
PSMT Revenue
Description: PSMT PriceSmart
PriceSmart Inc (NASDAQ:PSMT) operates a chain of membership-based warehouse clubs across various regions, including the United States, Central America, the Caribbean, and Colombia. The company offers a wide range of products, including groceries, household essentials, electronics, and health services, under its Members Selection brand. Additionally, it provides e-commerce services, curbside pickup, and delivery, catering to the evolving needs of its customers.
From a business perspective, PriceSmarts revenue growth is driven by its ability to expand its membership base, increase same-store sales, and penetrate new markets. Key performance indicators (KPIs) to watch include sales growth, membership renewal rates, and gross margin expansion. The companys ability to maintain a competitive edge in the retail landscape will depend on its capacity to balance pricing, product offerings, and operational efficiency.
Analyzing the companys financials, we can observe that PriceSmart has a market capitalization of $3.2 billion and a return on equity (ROE) of 12.46%. To further assess its financial health, we can examine additional KPIs such as debt-to-equity ratio, operating cash flow margin, and inventory turnover. These metrics will provide insights into the companys ability to manage its capital structure, generate cash from operations, and optimize its supply chain.
In terms of valuation, PriceSmarts price-to-earnings (P/E) ratio stands at 22.03, indicating that the market is pricing in a certain level of growth expectations. To determine whether the stock is fairly valued, we can compare its P/E ratio to that of its peers and assess its earnings growth prospects. Furthermore, analyzing the companys dividend yield and payout ratio can provide insights into its commitment to returning capital to shareholders.
PSMT Stock Overview
| Market Cap in USD | 3,444m |
| Sub-Industry | Consumer Staples Merchandise Retail |
| IPO / Inception | 1997-08-28 |
PSMT Stock Ratings
| Growth Rating | 79.0% |
| Fundamental | 64.5% |
| Dividend Rating | 59.7% |
| Return 12m vs S&P 500 | 11.9% |
| Analyst Rating | 4.33 of 5 |
PSMT Dividends
| Dividend Yield 12m | 1.21% |
| Yield on Cost 5y | 1.98% |
| Annual Growth 5y | 25.28% |
| Payout Consistency | 94.1% |
| Payout Ratio | 26.6% |
PSMT Growth Ratios
| Growth Correlation 3m | 81.2% |
| Growth Correlation 12m | 74.1% |
| Growth Correlation 5y | 41.6% |
| CAGR 5y | 26.27% |
| CAGR/Max DD 3y | 1.09 |
| CAGR/Mean DD 3y | 6.20 |
| Sharpe Ratio 12m | 0.95 |
| Alpha | 23.47 |
| Beta | 0.680 |
| Volatility | 24.41% |
| Current Volume | 185.3k |
| Average Volume 20d | 193.5k |
| Stop Loss | 113.5 (-3.1%) |
| Signal | 1.17 |
Piotroski VR‑10 (Strict, 0-10) 6.0
| Net Income (145.4m TTM) > 0 and > 6% of Revenue (6% = 309.9m TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 1.82pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 3.85% (prev 2.67%; Δ 1.18pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.10 (>3.0%) and CFO 221.0m > Net Income 145.4m (YES >=105%, WARN >=100%) |
| Net Debt (-6.06m) to EBITDA (225.5m) ratio: -0.03 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.28 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (30.1m) change vs 12m ago 0.37% (target <= -2.0% for YES) |
| Gross Margin 17.31% (prev 17.20%; Δ 0.12pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 248.0% (prev 237.8%; Δ 10.18pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 14.33 (EBITDA TTM 225.5m / Interest Expense TTM 11.3m) >= 6 (WARN >= 3) |
Altman Z'' 3.69
| (A) 0.09 = (Total Current Assets 900.8m - Total Current Liabilities 701.8m) / Total Assets 2.14b |
| (B) 0.45 = Retained Earnings (Balance) 967.8m / Total Assets 2.14b |
| (C) 0.08 = EBIT TTM 161.4m / Avg Total Assets 2.08b |
| (D) 1.04 = Book Value of Equity 967.8m / Total Liabilities 930.2m |
| Total Rating: 3.69 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.51
| 1. Piotroski 6.0pt = 1.0 |
| 2. FCF Yield 2.80% = 1.40 |
| 3. FCF Margin 1.80% = 0.45 |
| 4. Debt/Equity 0.11 = 2.49 |
| 5. Debt/Ebitda 0.57 = 2.25 |
| 6. ROIC - WACC 0.33% = 0.42 |
| 7. RoE 12.46% = 1.04 |
| 8. Rev. Trend 93.25% = 6.99 |
| 9. EPS Trend -30.59% = -1.53 |
What is the price of PSMT shares?
Over the past week, the price has changed by +4.57%, over one month by +7.48%, over three months by +10.87% and over the past year by +32.98%.
Is PriceSmart a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of PSMT is around 120.96 USD . This means that PSMT is currently overvalued and has a potential downside of 3.3%.
Is PSMT a buy, sell or hold?
- Strong Buy: 2
- Buy: 0
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the PSMT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 111.7 | -4.6% |
| Analysts Target Price | 111.7 | -4.6% |
| ValueRay Target Price | 134.6 | 14.9% |
Last update: 2025-09-09 04:45
PSMT Fundamental Data Overview
CCE Cash And Equivalents = 262.4m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 23.5747
P/S = 0.6667
P/B = 2.7854
P/EG = 1.94
Beta = 0.802
Revenue TTM = 5.17b USD
EBIT TTM = 161.4m USD
EBITDA TTM = 225.5m USD
Long Term Debt = 86.2m USD (from longTermDebt, last quarter)
Short Term Debt = 43.0m USD (from shortTermDebt, last quarter)
Debt = 129.2m USD (Calculated: Short Term 43.0m + Long Term 86.2m)
Net Debt = -6.06m USD (from netDebt column, last quarter)
Enterprise Value = 3.31b USD (3.44b + Debt 129.2m - CCE 262.4m)
Interest Coverage Ratio = 14.33 (Ebit TTM 161.4m / Interest Expense TTM 11.3m)
FCF Yield = 2.80% (FCF TTM 92.7m / Enterprise Value 3.31b)
FCF Margin = 1.80% (FCF TTM 92.7m / Revenue TTM 5.17b)
Net Margin = 2.82% (Net Income TTM 145.4m / Revenue TTM 5.17b)
Gross Margin = 17.31% ((Revenue TTM 5.17b - Cost of Revenue TTM 4.27b) / Revenue TTM)
Tobins Q-Ratio = 3.42 (Enterprise Value 3.31b / Book Value Of Equity 967.8m)
Interest Expense / Debt = 2.14% (Interest Expense 2.76m / Debt 129.2m)
Taxrate = 31.09% (62.6m / 201.4m)
NOPAT = 111.2m (EBIT 161.4m * (1 - 31.09%))
Current Ratio = 1.28 (Total Current Assets 900.8m / Total Current Liabilities 701.8m)
Debt / Equity = 0.11 (Debt 129.2m / last Quarter total Stockholder Equity 1.21b)
Debt / EBITDA = 0.57 (Net Debt -6.06m / EBITDA 225.5m)
Debt / FCF = 1.39 (Debt 129.2m / FCF TTM 92.7m)
Total Stockholder Equity = 1.17b (last 4 quarters mean)
RoA = 6.78% (Net Income 145.4m, Total Assets 2.14b )
RoE = 12.46% (Net Income TTM 145.4m / Total Stockholder Equity 1.17b)
RoCE = 12.88% (Ebit 161.4m / (Equity 1.17b + L.T.Debt 86.2m))
RoIC = 8.60% (NOPAT 111.2m / Invested Capital 1.29b)
WACC = 8.27% (E(3.44b)/V(3.57b) * Re(8.52%)) + (D(129.2m)/V(3.57b) * Rd(2.14%) * (1-Tc(0.31)))
Shares Correlation 3-Years: -27.27 | Cagr: -0.17%
Discount Rate = 8.52% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 68.33% ; FCFE base≈75.9m ; Y1≈49.8m ; Y5≈22.8m
Fair Price DCF = 13.44 (DCF Value 413.3m / Shares Outstanding 30.8m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -30.59 | EPS CAGR: -99.95% | SUE: -10.30 | # QB: False
Revenue Correlation: 93.25 | Revenue CAGR: 9.69%
Additional Sources for PSMT Stock
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Fund Manager Positions: Dataroma | Stockcircle