PSMT Stock Analysis: PriceSmart | NASDAQ
Discount Stores | NASDAQ, USA | Market Cap: 5.138m USD | 12M Return: 36% | US7415111092 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 42.2M
EPS Trend: 97.5%
Qual. Beats: 0
Rev. Trend: 99.5%
Qual. Beats: 4
Warnings
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
PriceSmart, Inc. (NASDAQ: PSMT) is a San Diego-headquartered retailer founded in 1994 that operates a chain of U.S.-style membership shopping warehouse clubs across the United States, Central America, the Caribbean, and Colombia. The company sells a broad mix of groceries, fresh categories such as meat, seafood, and produce, private-label goods under its Members Selection brand, and general merchandise including electronics, appliances, hardware, clothing, and home furnishings. Beyond merchandise, PriceSmart runs ancillary in-club services like food/bakery counters, optical, audiology, and pharmacy, and supports its physical clubs with an e-commerce platform, curbside pickup, and delivery.
The membership warehouse club model generates revenue through both annual membership fees and merchandise sales, combining bulk purchasing with limited SKU assortments to drive traffic and unit economics. PriceSmarts geographic footprint is a distinguishing feature within the Consumer Staples Merchandise Retail sub-industry, as its growth is tied to emerging and mid-sized economies in Latin America and the Caribbean rather than the more saturated U.S. warehouse club market dominated by larger peers.
- Currency volatility pressures Central American margins
- New warehouse openings drive segment revenue growth
- Membership renewal rates signal consumer spending strength
| Net Income: 165.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA -0.84 > 1.0 |
| NWC/Revenue: 3.47% < 20% (prev 4.71%; Δ -1.24% < -1%) |
| CFO/TA 0.12 > 3% & CFO 307.7m > Net Income 165.4m |
| Net Debt (126.2m) to EBITDA (350.6m): 0.36 < 3 |
| Current Ratio: 1.24 > 1.5 & < 3 |
| Outstanding Shares: last quarter (30.3m) vs 12m ago 0.64% < -2% |
| Gross Margin: 17.67% > 18% (prev 17.35%; Δ 0.32% > 0.5%) |
| Asset Turnover: 241.2% > 50% (prev 232.2%; Δ 8.98% > 0%) |
| Interest Coverage Ratio: 14.97 > 6 (EBIT TTM 251.1m / Interest Expense TTM 16.8m) |
| A: 0.08 (Total Current Assets 1.06b - Total Current Liabilities 854.8m) / Total Assets 2.60b |
| B: 0.43 (Retained Earnings 1.12b / Total Assets 2.60b) |
| C: 0.10 (EBIT TTM 251.1m / Avg Total Assets 2.44b) |
| D: 1.27 (Book Value of Equity 1.46b / Total Liabilities 1.15b) |
| Altman-Z'' = 3.95 = AA |
| DSRI: 0.30 (Receivables 16.6m/50.0m, Revenue 5.88b/5.27b) |
| GMI: 0.98 (GM 17.35% / 17.67%) |
| AQI: 1.10 (AQ_t 0.09 / AQ_t-1 0.08) |
| SGI: 1.12 (Revenue 5.88b / 5.27b) |
| TATA: -0.05 (NI 165.4m - CFO 307.7m) / TA 2.60b) |
| Beneish M = -3.49 (Cap -4..+1) = AA |
As of November 02, 2026, the stock is trading at USD 165.70 with a total of 329,897 shares traded. Over the past week, the price has changed by -3.07%, over one month by -2.75%, over three months by -13.54% and over the past year by +35.95%.
Current recommended Stop Loss: 159.60 (which is 3.7% or 1.3 ATR below the current price).
PriceSmart has received a consensus analysts rating of 3.67. Therefore, it is recommended to hold PSMT.
- StrongBuy: 1
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 181.5 | 9.5% |
P/E Trailing = 32.0173
P/E Forward = 27.4725
P/S = 0.9028
P/B = 3.8405
P/EG = 1.8308
Revenue TTM = 5.88b USD
EBIT TTM = 251.1m USD
EBITDA TTM = 350.6m USD
Long Term Debt = 114.4m USD (from longTermDebt, two quarters ago)
Short Term Debt = 74.3m USD (from shortTermDebt, last quarter)
Debt = 458.4m USD (from shortLongTermDebtTotal, last quarter) + Leases 142.3m
Net Debt = 126.2m USD (calculated: Debt 458.4m - CCE 332.2m)
Enterprise Value = 5.26b USD (5.14b + Debt 458.4m - CCE 332.2m)
Interest Coverage Ratio = 14.97 (Ebit TTM 251.1m / Interest Expense TTM 16.8m)
EV/FCF = 54.61x (Enterprise Value 5.26b / FCF TTM 96.4m)
FCF Yield = 1.83% (FCF TTM 96.4m / Enterprise Value 5.26b)
FCF Margin = 1.64% (FCF TTM 96.4m / Revenue TTM 5.88b)
Net Margin = 2.81% (Net Income TTM 165.4m / Revenue TTM 5.88b)
Gross Margin = 17.67% ((Revenue TTM 5.88b - Cost of Revenue TTM 4.84b) / Revenue TTM)
Gross Margin QoQ = 17.60% (prev 17.70%)
Tobins Q-Ratio = 2.02 (Enterprise Value 5.26b / Total Assets 2.60b)
Interest Expense / Debt = 3.66% (Interest Expense 16.8m / Debt 458.4m)
Taxrate = 26.84% (61.1m / 227.7m)
NOPAT = 183.7m (EBIT 251.1m * (1 - 26.84%))
Current Ratio = 1.24 (Total Current Assets 1.06b / Total Current Liabilities 854.8m)
Debt / Equity = 0.31 (Debt 458.4m / totalStockholderEquity, last quarter 1.46b)
Debt / EBITDA = 0.36 (Net Debt 126.2m / EBITDA 350.6m)
Debt / FCF = 1.31 (Net Debt 126.2m / FCF TTM 96.4m)
Total Stockholder Equity = 1.37b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.79% (Net Income 165.4m / Total Assets 2.60b)
RoE = 12.06% (Net Income TTM 165.4m / Total Stockholder Equity 1.37b)
RoCE = 16.90% (EBIT 251.1m / Capital Employed (Equity 1.37b + L.T.Debt 114.4m))
RoIC = 12.02% (NOPAT 183.7m / Invested Capital 1.53b)
WACC = 6.03% (E(5.14b)/V(5.60b) * Re(6.33%) + D(458.4m)/V(5.60b) * Rd(3.66%) * (1-Tc(0.27)))
Discount Rate = 6.33% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 97.99 | Cagr: 0.46%
[DCF] Terminal Value 74.50% ; FCFF base≈99.1m ; Y1≈94.0m ; Y5≈88.9m
[DCF] Fair Price = 41.30 (EV 1.40b - Net Debt 126.2m = Equity 1.27b / Shares 30.9m; r=8.35% [WACC [floored]]; 5y FCF grow -6.57% → 2.50% )
EPS Correlation: 97.46 | EPS CAGR: 11.09% | SUE: -0.14 | # QB: 0
Revenue Correlation: 99.55 | Revenue CAGR: 9.16% | SUE: 4.0 | # QB: 4
EPS current Quarter (2026-11-30): EPS=1.47 | Chg30d=+6.52% | Revisions=+0% | Analysts=1
EPS next Quarter (2027-02-28): EPS=1.85 | Chg30d=+8.19% | Revisions=+0% | Analysts=1
EPS current Year (2027-08-31): EPS=6.33 | Chg30d=-1.33% | Revisions=+0% | GrowthEPS=+17.2% | GrowthRev=+11.7%
EPS next Year (2028-08-31): EPS=0.00 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+0.0% | GrowthRev=+10.4%
[Analyst] Revisions Ratio: +0% (up=0, down=0)