PSMT Stock Analysis: PriceSmart | NASDAQ
Discount Stores | NASDAQ, USA | Market Cap: 5.810m USD | 12M Return: 93.1% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 63.7M
EPS Trend: 96.5%
Qual. Beats: 1
Rev. Trend: 99.6%
Qual. Beats: 3
Warnings
No concerns identified
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
PriceSmart, Inc. (NASDAQ: PSMT) operates membership-based warehouse retail clubs modeled after the U.S. warehouse club format, with a geographic focus on Latin America and the Caribbean in addition to the United States. The company sells groceries and consumables-both national brands and its own Members Selection private label-alongside general merchandise such as appliances, electronics, home goods, and apparel.
In addition to its core warehouse operations, PriceSmart offers ancillary services including optical centers, audiology, pharmacies, and in-store food and bakery counters. The company has expanded its digital and fulfillment capabilities through an e-commerce platform, curbside pickup, and home delivery services, reflecting broader trends in omnichannel grocery and staples retail.
Founded in 1994 and headquartered in San Diego, California, PriceSmart has been publicly traded since its 1997 IPO and is classified within the GICS Consumer Staples Merchandise Retail sub-industry. The membership warehouse model relies on annual membership fees as a recurring revenue stream and emphasizes high-volume, low-margin turnover of essential goods-a structure that can provide some insulation from broader consumer spending cycles compared to discretionary retail.
- Latin American currency depreciation pressures reported revenue and margins
- New warehouse club openings drive unit growth across Colombia and Caribbean
- Membership renewal rates signal consumer health amid regional inflation
| Net Income: 158.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -1.49 > 1.0 |
| NWC/Revenue: 3.25% < 20% (prev 3.85%; Δ -0.61% < -1%) |
| CFO/TA 0.11 > 3% & CFO 274.4m > Net Income 158.4m |
| Net Debt (145.6m) to EBITDA (342.1m): 0.43 < 3 |
| Current Ratio: 1.21 > 1.5 & < 3 |
| Outstanding Shares: last quarter (30.3m) vs 12m ago 0.64% < -2% |
| Gross Margin: 17.63% > 18% (prev 17.31%; Δ 0.32% > 0.5%) |
| Asset Turnover: 239.7% > 50% (prev 240.9%; Δ -1.20% > 0%) |
| Interest Coverage Ratio: 15.63 > 6 (EBIT TTM 246.3m / Interest Expense TTM 15.8m) |
| A: 0.07 (Total Current Assets 1.06b - Total Current Liabilities 879.0m) / Total Assets 2.60b |
| B: 0.42 (Retained Earnings 1.09b / Total Assets 2.60b) |
| C: 0.10 (EBIT TTM 246.3m / Avg Total Assets 2.37b) |
| D: 1.15 (Book Value of Equity 1.39b / Total Liabilities 1.21b) |
| Altman-Z'' = 3.73 = AA |
| DSRI: 0.38 (Receivables 19.8m/47.3m, Revenue 5.69b/5.17b) |
| GMI: 0.98 (GM 17.31% / 17.63%) |
| AQI: 1.52 (AQ_t 0.12 / AQ_t-1 0.08) |
| SGI: 1.10 (Revenue 5.69b / 5.17b) |
| TATA: -0.04 (NI 158.4m - CFO 274.4m) / TA 2.60b) |
| Beneish M = -3.18 (Cap -4..+1) = AA |
As of July 12, 2026, the stock is trading at USD 196.30 with a total of 378,991 shares traded. Over the past week, the price has changed by -0.81%, over one month by +12.34%, over three months by +25.01% and over the past year by +93.09%.
Current recommended Stop Loss: 189.40 (which is 3.5% or 1.2 ATR below the current price).
PriceSmart has received a consensus analysts rating of 3.67. Therefore, it is recommended to hold PSMT.
- StrongBuy: 1
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 153.3 | -21.9% |
P/E Trailing = 37.1312
P/E Forward = 27.4725
P/S = 1.0512
P/B = 4.3823
P/EG = 1.8308
Revenue TTM = 5.69b USD
EBIT TTM = 246.3m USD
EBITDA TTM = 342.1m USD
Long Term Debt = 114.4m USD (from longTermDebt, last quarter)
Short Term Debt = 76.7m USD (from shortTermDebt, last quarter)
Debt = 467.8m USD (from shortLongTermDebtTotal, last quarter) + Leases 142.3m
Net Debt = 145.6m USD (calculated: Debt 467.8m - CCE 322.2m)
Enterprise Value = 5.96b USD (5.81b + Debt 467.8m - CCE 322.2m)
Interest Coverage Ratio = 15.63 (Ebit TTM 246.3m / Interest Expense TTM 15.8m)
EV/FCF = 80.77x (Enterprise Value 5.96b / FCF TTM 73.7m)
FCF Yield = 1.24% (FCF TTM 73.7m / Enterprise Value 5.96b)
FCF Margin = 1.30% (FCF TTM 73.7m / Revenue TTM 5.69b)
Net Margin = 2.78% (Net Income TTM 158.4m / Revenue TTM 5.69b)
Gross Margin = 17.63% ((Revenue TTM 5.69b - Cost of Revenue TTM 4.69b) / Revenue TTM)
Gross Margin QoQ = 17.70% (prev 17.72%)
Tobins Q-Ratio = 2.29 (Enterprise Value 5.96b / Total Assets 2.60b)
Interest Expense / Debt = 3.37% (Interest Expense 15.8m / Debt 467.8m)
Taxrate = 28.32% (63.4m / 223.9m)
NOPAT = 176.5m (EBIT 246.3m * (1 - 28.32%))
Current Ratio = 1.21 (Total Current Assets 1.06b / Total Current Liabilities 879.0m)
Debt / Equity = 0.34 (Debt 467.8m / totalStockholderEquity, last quarter 1.39b)
Debt / EBITDA = 0.43 (Net Debt 145.6m / EBITDA 342.1m)
Debt / FCF = 1.97 (Net Debt 145.6m / FCF TTM 73.7m)
Total Stockholder Equity = 1.32b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.67% (Net Income 158.4m / Total Assets 2.60b)
RoE = 12.01% (Net Income TTM 158.4m / Total Stockholder Equity 1.32b)
RoCE = 17.18% (EBIT 246.3m / Capital Employed (Equity 1.32b + L.T.Debt 114.4m))
RoIC = 11.63% (NOPAT 176.5m / Invested Capital 1.52b)
WACC = 7.54% (E(5.81b)/V(6.28b) * Re(7.95%) + D(467.8m)/V(6.28b) * Rd(3.37%) * (1-Tc(0.28)))
Discount Rate = 7.95% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 100.00 | Cagr: 0.52%
[DCF] Terminal Value 73.10% ; FCFF base≈81.3m ; Y1≈71.3m ; Y5≈57.6m
[DCF] Fair Price = 25.26 (EV 925.0m - Net Debt 145.6m = Equity 779.4m / Shares 30.9m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 96.50 | EPS CAGR: 12.27% | SUE: 1.30 | # QB: 1
Revenue Correlation: 99.59 | Revenue CAGR: 9.11% | SUE: 2.71 | # QB: 3
EPS current Quarter (2026-11-30): EPS=0.00 | Chg30d=N/A | Revisions=N/A | Analysts=0
EPS current Year (2026-08-31): EPS=5.78 | Chg30d=+6.12% | Revisions=+40% | GrowthEPS=+19.9% | GrowthRev=+9.8%
EPS next Year (2027-08-31): EPS=7.05 | Chg30d=+0.00% | Revisions=+0% | GrowthEPS=+22.0% | GrowthRev=+11.0%