Overview Dividends

(PSMT) PriceSmart - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US7415111092

Groceries, Electronics, Apparel, Pharmacy, Optical

Consumer Staples Merchandise Retail
Market Cap in USD: 3,663m
IPO / Inception: 1997-08-28
Return 12m vs S&P 500: 21.6%

EPS (Earnings per Share)

EPS (Earnings per Share) of PSMT over the last years for every Quarter: "2020-11": 0.9, "2021-02": 0.92, "2021-05": 0.73, "2021-08": 0.63, "2021-11": 0.98, "2022-02": 1.03, "2022-05": 0.62, "2022-08": 0.75, "2022-11": 1.05, "2023-02": 1.25, "2023-05": 1.02, "2023-08": 0.65, "2023-11": 1.24, "2024-02": 1.31, "2024-05": 1.08, "2024-08": 0.94, "2024-11": 1.21, "2025-02": 1.45, "2025-05": 1.1371, "2025-08": 1.02,
EPS CAGR: 1.07%
EPS Trend: 45.0%
Last SUE: -0.84
Qual. Beats: 0

Revenue

Revenue of PSMT over the last years for every Quarter: 2020-11: 877.432, 2021-02: 937.569, 2021-05: 895.264, 2021-08: 909.606, 2021-11: 975.356, 2022-02: 1038.557, 2022-05: 1030.81, 2022-08: 1021.37, 2022-11: 1054.806, 2023-02: 1142.189, 2023-05: 1096.654, 2023-08: 1118.193, 2023-11: 1166.475, 2024-02: 1291.95, 2024-05: 1229.428, 2024-08: 1226.045, 2024-11: 1257.944, 2025-02: 1363.886, 2025-05: 1317.289, 2025-08: 1330.975,
Rev. CAGR: 8.64%
Rev. Trend: 95.8%
Last SUE: -0.51
Qual. Beats: 0

Dividends

Dividend Yield 1.02%
Yield on Cost 5y 1.67%
Yield CAGR 5y 32.54%
Payout Consistency 94.1%
Payout Ratio 26.2%
Risk via 10d forecast
Volatility 28.4%
Value at Risk 5%th 41.4%
Relative Tail Risk -11.38%
Reward TTM
Sharpe Ratio 1.15
Alpha 31.06
CAGR/Max DD 0.98
Character TTM
Hurst Exponent 0.370
Beta 0.379
Beta Downside -0.067
Drawdowns 3y
Max DD 24.03%
Mean DD 5.11%
Median DD 4.19%

Description: PSMT PriceSmart November 09, 2025

PriceSmart, Inc. (NASDAQ: PSMT) operates U.S.-style membership warehouse clubs across the United States, Central America, the Caribbean, and Colombia, offering a broad assortment of private-label and branded goods ranging from groceries and health-care items to electronics and home furnishings.

Beyond in-store sales, the firm has expanded its omnichannel capabilities with a dedicated e-commerce platform, curbside pickup, and home-delivery services, and it supplements retail revenue with ancillary health services such as optical, audiology, and pharmacy.

Key performance indicators to watch include same-store sales growth (which averaged 3.2% YoY in Q2 2024), membership renewal rates (historically above 85%), and e-commerce contribution (now roughly 12% of total sales). The business is sensitive to regional consumer-confidence trends and currency fluctuations, while the broader warehouse-club sector benefits from low-inflation environments that preserve discretionary spending power.

For a deeper, data-driven assessment of PriceSmart’s valuation and risk profile, consider exploring the analytics suite on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (147.9m TTM) > 0 and > 6% of Revenue (6% = 316.2m TTM)
FCFTA 0.05 (>2.0%) and ΔFCFTA 2.62pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 4.71% (prev 3.10%; Δ 1.61pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.12 (>3.0%) and CFO 261.3m > Net Income 147.9m (YES >=105%, WARN >=100%)
Net Debt (-59.9m) to EBITDA (283.4m) ratio: -0.21 <= 3.0 (WARN <= 3.5)
Current Ratio 1.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (30.1m) change vs 12m ago 0.18% (target <= -2.0% for YES)
Gross Margin 17.35% (prev 17.24%; Δ 0.11pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 245.6% (prev 242.9%; Δ 2.65pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 14.60 (EBITDA TTM 283.4m / Interest Expense TTM 11.5m) >= 6 (WARN >= 3)

Altman Z'' 3.54

(A) 0.11 = (Total Current Assets 974.5m - Total Current Liabilities 726.3m) / Total Assets 2.27b
(B) 0.44 = Retained Earnings (Balance) 999.4m / Total Assets 2.27b
(C) 0.08 = EBIT TTM 168.2m / Avg Total Assets 2.15b
(D) 0.82 = Book Value of Equity 838.0m / Total Liabilities 1.02b
Total Rating: 3.54 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 70.17

1. Piotroski 6.0pt
2. FCF Yield 2.92%
3. FCF Margin 1.96%
4. Debt/Equity 0.15
5. Debt/Ebitda -0.21
6. ROIC - WACC (= 1.41)%
7. RoE 12.34%
8. Rev. Trend 95.83%
9. EPS Trend 44.99%

What is the price of PSMT shares?

As of November 29, 2025, the stock is trading at USD 123.98 with a total of 303,563 shares traded.
Over the past week, the price has changed by +5.51%, over one month by +1.44%, over three months by +13.12% and over the past year by +39.68%.

Is PSMT a buy, sell or hold?

PriceSmart has received a consensus analysts rating of 4.33. Therefore, it is recommended to buy PSMT.
  • Strong Buy: 2
  • Buy: 0
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the PSMT price?

Issuer Target Up/Down from current
Wallstreet Target Price 120 -3.2%
Analysts Target Price 120 -3.2%
ValueRay Target Price 145 17%

PSMT Fundamental Data Overview November 25, 2025

Market Cap USD = 3.66b (3.66b USD * 1.0 USD.USD)
P/E Trailing = 24.5507
P/S = 0.695
P/B = 2.9362
P/EG = 1.94
Beta = 0.778
Revenue TTM = 5.27b USD
EBIT TTM = 168.2m USD
EBITDA TTM = 283.4m USD
Long Term Debt = 147.9m USD (from longTermDebt, last quarter)
Short Term Debt = 58.9m USD (from shortTermDebt, last quarter)
Debt = 181.1m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -59.9m USD (from netDebt column, last quarter)
Enterprise Value = 3.53b USD (3.66b + Debt 181.1m - CCE 314.2m)
Interest Coverage Ratio = 14.60 (Ebit TTM 168.2m / Interest Expense TTM 11.5m)
FCF Yield = 2.92% (FCF TTM 103.2m / Enterprise Value 3.53b)
FCF Margin = 1.96% (FCF TTM 103.2m / Revenue TTM 5.27b)
Net Margin = 2.81% (Net Income TTM 147.9m / Revenue TTM 5.27b)
Gross Margin = 17.35% ((Revenue TTM 5.27b - Cost of Revenue TTM 4.36b) / Revenue TTM)
Gross Margin QoQ = 17.42% (prev 17.43%)
Tobins Q-Ratio = 1.56 (Enterprise Value 3.53b / Total Assets 2.27b)
Interest Expense / Debt = 1.94% (Interest Expense 3.52m / Debt 181.1m)
Taxrate = 31.98% (14.8m / 46.3m)
NOPAT = 114.4m (EBIT 168.2m * (1 - 31.98%))
Current Ratio = 1.34 (Total Current Assets 974.5m / Total Current Liabilities 726.3m)
Debt / Equity = 0.15 (Debt 181.1m / totalStockholderEquity, last quarter 1.25b)
Debt / EBITDA = -0.21 (Net Debt -59.9m / EBITDA 283.4m)
Debt / FCF = -0.58 (Net Debt -59.9m / FCF TTM 103.2m)
Total Stockholder Equity = 1.20b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.52% (Net Income 147.9m / Total Assets 2.27b)
RoE = 12.34% (Net Income TTM 147.9m / Total Stockholder Equity 1.20b)
RoCE = 12.49% (EBIT 168.2m / Capital Employed (Equity 1.20b + L.T.Debt 147.9m))
RoIC = 8.54% (NOPAT 114.4m / Invested Capital 1.34b)
WACC = 7.12% (E(3.66b)/V(3.84b) * Re(7.41%) + D(181.1m)/V(3.84b) * Rd(1.94%) * (1-Tc(0.32)))
Discount Rate = 7.41% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: -33.33 | Cagr: -0.30%
[DCF Debug] Terminal Value 75.40% ; FCFE base≈77.5m ; Y1≈64.9m ; Y5≈48.3m
Fair Price DCF = 28.70 (DCF Value 886.5m / Shares Outstanding 30.9m; 5y FCF grow -19.68% → 3.0% )
EPS Correlation: 44.99 | EPS CAGR: 1.07% | SUE: -0.84 | # QB: 0
Revenue Correlation: 95.83 | Revenue CAGR: 8.64% | SUE: -0.51 | # QB: 0

Additional Sources for PSMT Stock

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