(PYPL) PayPal Holdings - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US70450Y1038
PYPL: Digital Payments, Online Transfers, Credit Products, Debit Cards, Cryptocurrencies
PayPal Holdings Inc. (NASDAQ: PYPL) is a leading global provider of digital payment solutions. It operates a scalable, two-sided network that bridges merchants and consumers, facilitating seamless transactions across online and in-person channels. Users can send, receive, transfer, and withdraw funds using a variety of funding sources, including bank accounts, PayPal or Venmo balances, credit and debit cards, cryptocurrencies, and stored value products like gift cards and rewards.
The company offers its services through a suite of well-known brands, including PayPal, Venmo, Braintree, Xoom, Zettle, Honey, and Paidy. This diverse portfolio allows PayPal to cater to both individual consumers and businesses of all sizes, providing tailored payment solutions that enhance convenience, security, and flexibility. Founded in 1998 and headquartered in San Jose, California, PayPal has established itself as a pioneer in the digital payments space, with a strong presence in over 200 markets globally.
From a financial perspective, PayPal boasts a market capitalization of approximately $75.7 billion, reflecting its significant scale and market influence. The company’s current P/E ratio of 19.20 and forward P/E of 15.27 suggest a balance between its historical performance and future growth prospects. With a P/S ratio of 2.41, PayPal demonstrates healthy revenue generation relative to its market value. Its P/B ratio of 3.70 indicates a premium valuation, consistent with its position as a leader in the fintech industry.
PayPal’s strategic acquisitions, such as Honey for shopping rewards and Paidy for buy-now-pay-later solutions, underscore its commitment to expanding its ecosystem and staying ahead of evolving consumer preferences. Its integration of cryptocurrencies further highlights its adaptability to emerging trends in digital finance. For investors and fund managers, PayPal represents a compelling opportunity to gain exposure to the rapidly growing digital payments sector, supported by its robust infrastructure, global reach, and continuous innovation.
Additional Sources for PYPL Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
PYPL Stock Overview
Market Cap in USD | 75,766m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Transaction & Payment Processing Services |
IPO / Inception | 2002-02-01 |
PYPL Stock Ratings
Growth 5y | -30.9% |
Fundamental | 40.7% |
Dividend | 0.0% |
Rel. Strength Industry | 0.01 |
Analysts | 3.96/5 |
Fair Price Momentum | 66.00 USD |
Fair Price DCF | 42.97 USD |
PYPL Dividends
No Dividends PaidPYPL Growth Ratios
Growth Correlation 3m | -15.4% |
Growth Correlation 12m | 82.6% |
Growth Correlation 5y | -76.4% |
CAGR 5y | -8.03% |
CAGR/Mean DD 5y | -0.16 |
Sharpe Ratio 12m | 0.91 |
Alpha | 7.94 |
Beta | 1.05 |
Volatility | 46.25% |
Current Volume | 11198.5k |
Average Volume 20d | 13155k |
As of February 19, 2025, the stock is trading at USD 78.62 with a total of 11,198,453 shares traded.
Over the past week, the price has changed by +3.16%, over one month by -12.42%, over three months by -7.15% and over the past year by +34.10%.
Partly, yes. Based on ValueRay Fundamental Analyses, PayPal Holdings (NASDAQ:PYPL) is currently (February 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 40.69 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PYPL as of February 2025 is 66.00. This means that PYPL is currently overvalued and has a potential downside of -16.05%.
PayPal Holdings has received a consensus analysts rating of 3.96. Therefor, it is recommend to buy PYPL.
- Strong Buy: 18
- Buy: 8
- Hold: 20
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, PYPL PayPal Holdings will be worth about 79.2 in February 2026. The stock is currently trading at 78.62. This means that the stock has a potential upside of +0.75%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 95.1 | 20.9% |
Analysts Target Price | 94.4 | 20.1% |
ValueRay Target Price | 79.2 | 0.8% |