(PYPL) PayPal Holdings - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US70450Y1038

PYPL: Digital Payments, Online Transfers, Credit Products, Debit Cards, Cryptocurrencies

PayPal Holdings Inc. (NASDAQ: PYPL) is a leading global provider of digital payment solutions. It operates a scalable, two-sided network that bridges merchants and consumers, facilitating seamless transactions across online and in-person channels. Users can send, receive, transfer, and withdraw funds using a variety of funding sources, including bank accounts, PayPal or Venmo balances, credit and debit cards, cryptocurrencies, and stored value products like gift cards and rewards.

The company offers its services through a suite of well-known brands, including PayPal, Venmo, Braintree, Xoom, Zettle, Honey, and Paidy. This diverse portfolio allows PayPal to cater to both individual consumers and businesses of all sizes, providing tailored payment solutions that enhance convenience, security, and flexibility. Founded in 1998 and headquartered in San Jose, California, PayPal has established itself as a pioneer in the digital payments space, with a strong presence in over 200 markets globally.

From a financial perspective, PayPal boasts a market capitalization of approximately $75.7 billion, reflecting its significant scale and market influence. The company’s current P/E ratio of 19.20 and forward P/E of 15.27 suggest a balance between its historical performance and future growth prospects. With a P/S ratio of 2.41, PayPal demonstrates healthy revenue generation relative to its market value. Its P/B ratio of 3.70 indicates a premium valuation, consistent with its position as a leader in the fintech industry.

PayPal’s strategic acquisitions, such as Honey for shopping rewards and Paidy for buy-now-pay-later solutions, underscore its commitment to expanding its ecosystem and staying ahead of evolving consumer preferences. Its integration of cryptocurrencies further highlights its adaptability to emerging trends in digital finance. For investors and fund managers, PayPal represents a compelling opportunity to gain exposure to the rapidly growing digital payments sector, supported by its robust infrastructure, global reach, and continuous innovation.

Additional Sources for PYPL Stock

PYPL Stock Overview

Market Cap in USD 75,766m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Transaction & Payment Processing Services
IPO / Inception 2002-02-01

PYPL Stock Ratings

Growth 5y -30.9%
Fundamental 40.7%
Dividend 0.0%
Rel. Strength Industry 0.01
Analysts 3.96/5
Fair Price Momentum 66.00 USD
Fair Price DCF 42.97 USD

PYPL Dividends

No Dividends Paid

PYPL Growth Ratios

Growth Correlation 3m -15.4%
Growth Correlation 12m 82.6%
Growth Correlation 5y -76.4%
CAGR 5y -8.03%
CAGR/Mean DD 5y -0.16
Sharpe Ratio 12m 0.91
Alpha 7.94
Beta 1.05
Volatility 46.25%
Current Volume 11198.5k
Average Volume 20d 13155k
What is the price of PYPL stocks?
As of February 19, 2025, the stock is trading at USD 78.62 with a total of 11,198,453 shares traded.
Over the past week, the price has changed by +3.16%, over one month by -12.42%, over three months by -7.15% and over the past year by +34.10%.
Is PayPal Holdings a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, PayPal Holdings (NASDAQ:PYPL) is currently (February 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 40.69 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of PYPL as of February 2025 is 66.00. This means that PYPL is currently overvalued and has a potential downside of -16.05%.
Is PYPL a buy, sell or hold?
PayPal Holdings has received a consensus analysts rating of 3.96. Therefor, it is recommend to buy PYPL.
  • Strong Buy: 18
  • Buy: 8
  • Hold: 20
  • Sell: 0
  • Strong Sell: 0
What are the forecast for PYPL stock price target?
According to ValueRays Forecast Model, PYPL PayPal Holdings will be worth about 79.2 in February 2026. The stock is currently trading at 78.62. This means that the stock has a potential upside of +0.75%.
Issuer Forecast Upside
Wallstreet Target Price 95.1 20.9%
Analysts Target Price 94.4 20.1%
ValueRay Target Price 79.2 0.8%