(PYPL) PayPal Holdings - Ratings and Ratios

PayPal Holdings, Inc. (NASDAQ:PYPL) operates a global digital payment platform that connects merchants and consumers, enabling seamless transactions through its two-sided network. The platform supports online and in-person payments, fund transfers, and withdrawals using various funding sources, including bank accounts, PayPal or Venmo balances, credit and debit cards, cryptocurrencies, and stored value products like gift cards and rewards. PayPals ecosystem includes services such as PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy, catering to diverse payment needs across industries. Founded in 1998 and headquartered in San Jose, California, the company has established itself as a leader in the digital payments space, continuously innovating to meet evolving consumer and merchant demands.

From a technical perspective, PYPL is currently trading at $61.00, below its key moving averages, with the SMA 20 at $64.16, SMA 50 at $69.22, and SMA 200 at $75.40. The stocks Average True Range (ATR) of 2.74 indicates moderate volatility. Resistance levels are clustered at $88.0, $84.6, $76.9, $67.2, $64.8, and $62.4, while support levels are at $60.3 and $57.5. The stocks average 20-day volume is 10,736,500 shares, reflecting consistent trading activity.

Fundamentally, PayPals market capitalization stands at $63.22 billion, with a trailing P/E of 16.02 and a forward P/E of 12.11, suggesting investor expectations for earnings growth. The P/B ratio of 2.93 indicates a premium valuation relative to book value, while the P/S ratio of 1.99 reflects moderate revenue multiples. The companys return on equity (RoE) of 20.31% highlights strong profitability and efficient use of shareholder capital.

Over the next three months, PYPL is expected to face resistance at $62.4 and $64.8, with potential upside limited by its SMA 20 and SMA 50 levels. Support at $60.3 and $57.5 could act as floors for the stock. Technically, a breakdown below $57.5 may signal further downside, while a breakout above $64.8 could indicate a bullish reversal. Fundamentally, PayPals ability to maintain its transaction volume growth and expand its services in emerging markets will remain key drivers of its performance.