(QCRH) QCR Holdings - Ratings and Ratios

QCR Holdings, Inc. (NASDAQ:QCRH) operates as a multi-bank holding company, offering a comprehensive suite of financial services tailored to both commercial and consumer markets. The companys diverse deposit products include noninterest-bearing demand accounts, interest-bearing demand accounts, time deposits, and brokered deposits, designed to meet the varied needs of its clientele. QCRH extends its services through various lending channels, providing commercial and retail loans, leasing solutions, and investment services to a broad range of customers, including corporations, partnerships, individuals, and government entities. The companys loan portfolio is strategically diversified, encompassing loans to small and mid-sized businesses, lines of credit for operational needs, term loans for asset acquisition, and real estate loans for both commercial and residential purposes. Additionally, QCRH offers consumer loans for motor vehicles, home improvements, and personal credit lines, enhancing its community banking focus. The company also specializes in equipment financing through direct financing leases and equipment financing agreements, addressing the needs of industrial and commercial businesses. Incorporated in 1993 and headquartered in Moline, Illinois, QCR Holdings has established itself as a key player in the Midwest banking sector, with a strong emphasis on community engagement and financial stability.

Based on the provided and , QCRHs stock is currently trading at 66.37, slightly above its 20-day SMA of 65.39 but below the 50-day SMA of 69.95 and 200-day SMA of 76.65. This indicates potential short-term support near the 20-day SMA. The ATR of 2.56 suggests moderate volatility. Fundamentally, with a P/E of 9.65 and forward P/E of 12.20, the market anticipates earnings growth. The P/B ratio of 1.06 and RoE of 11.41% reflect a company trading near book value with reasonable returns. Overall, while near-term challenges may persist, the stocks valuation and expected earnings growth suggest potential recovery, supported by stable fundamentals.