QFIN Dividend History & Analysis | 4.5% Yield

QFIN has a dividend yield of 4.5% and paid 1.46 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.48%
Payout Ratio 4.0%
Growth Rate CAGR 5y 51.11%
Consistency Lifetime 96.7%
Yield on Cost 5y 8.74%
Payout FCF 11.7%
Streak Years 5
Dividend Rating 73.22%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
JFIN 354 M 4.65% 25.4%
OMF 7,327 M 7.63% 12.6%
XYF 215 M 3.54% 15.3%
NAVI 980 M 4.78% 6.13%
FINV 1,526 M 3.84% 7.91%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
XYF 215 M 76.6% 49.4%
LX 697 M 61.9% 100%
JFIN 354 M 41.4% 97.2%
SLM 5,543 M 27.0% 72.9%
AXP 244,281 M 16.4% 95.9%

Quality Dividend Peers in Consumer Finance

FCFS
FirstCash
1.19% Yield

QFIN Dividend History: Last 11 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-09-08 2025-09-08 2025-09-30 Semiannual 0.76 8.6% 2.68%
2025-04-23 2025-04-23 2025-06-02 Semiannual 0.7 16.7% 1.84%
2024-09-27 2024-09-27 2024-11-01 Semiannual 0.6 3.4% 2.14%
2024-04-12 2024-04-15 2024-05-24 Semiannual 0.58 16% 3.01%
2023-09-21 2023-09-22 2023-11-01 Semiannual 0.5 212.5% 3.45%
2023-04-10 2023-04-11 2023-05-19 Quarterly 0.16 0% 0.85%
2022-12-09 2022-12-12 2023-01-18 Quarterly 0.16 -11.1% 0.91%
2022-09-15 2022-09-16 2022-10-28 Quarterly 0.18 -18.2% 1.29%
2022-06-16 2022-06-20 2022-07-27 Quarterly 0.22 -15.4% 1.43%
2022-04-05 2022-04-06 2022-05-13 Quarterly 0.26 -7.1% 1.58%
2021-12-14 2021-12-15 2022-01-18 Quarterly 0.28 0% 1.37%

QFIN Dividend FAQ

Qfin Holdings, Inc. (NASDAQ: QFIN) operates an AI-driven credit-tech platform under the Qifu Jietiao brand, matching borrowers in China with financial-institution partners for loan acquisition, credit assessment, fund matching, and post-loan servicing.

What is the Dividend Yield of QFIN?

As of February 2026, QFIN`s dividend yield is 4.48%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.46 USD by the current share price of 16.08.

Does QFIN pay a dividend?

As of February 2026, QFIN paid a dividend of 1.46 USD in the last 12 months. The last dividend was paid on 2025-09-08 and the payout was 0.76 USD.

How often does QFIN pay dividends?

QFIN pays dividends semi-annually. Over the last 12 months, QFIN has issued 2 dividend payments. The last dividend payment was made on 2025-09-08.

QFIN dividend forecast

Based on historical data, the forecasted dividends per share for QFIN for the next 4 payments are between 0.762 (+0.3%) and 0.996 (+31.1%).
This represents a strong dividend growth compared to the last payment.

Will QFIN pay dividends in 2026?

The latest dividend paid per share was 0.76 USD with an Ex-Dividend Date of 2025-09-08. The next Ex-Dividend date for 360 Finance (QFIN) is currently unknown.

What is the next Ex-Dividend Date for QFIN?

The next Ex-Dividend date for 360 Finance (QFIN) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of QFIN?

QFIN's average dividend growth rate over the past 5 years is 51.1% per year.
Strong growth: QFIN's Dividend growth is outpacing inflation.

What is the Yield on Cost of QFIN?

QFIN's 5-Year Yield on Cost is 8.74%. If you bought QFIN's shares at 16.70 USD five years ago, your current annual dividend income (1.46 USD per share, trailing 12 months) equals 8.74% of your original purchase price.

What is the Payout Consistency of QFIN?

QFIN Payout Consistency is 96.7%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: 360 Finance has a strong track record of consistent dividend payments over its lifetime.

Does QFIN have a good Dividend Yield?

QFIN`s 4.48% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of QFIN?

The Dividend Payout Ratio of QFIN is 4.0%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of QFIN?

QFIN`s Overall Dividend Rating is 73.22%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

QFIN Outstanding Shares Analysis

What is the Trend in QFIN's Outstanding Shares?

360 Finance's outstanding shares have decreased by approximately 35.85% annually over the past 3 years (Trend Reliability: -100.0%).

Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has QFIN ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

Year Number of Shares Annual Growth Rate
2016 99,173,600
2017 99,173,600
2018 114,081,800 +15.03%
2019 150,584,100 +32%
2020 156,211,800 +3.74%
2021 160,817,200 +2.95%
2022 162,019,800 +0.75%
2023 161,653,000 -0.23%
2024 144,714,000 -10.48%
2025 66,523,900 -54.03%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-03 04:22