QFIN Dividend History & Analysis | 8.6% Yield

QFIN has a dividend yield of 8.6% and paid 1.54 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 8.62%
Payout Ratio 4.0%
Growth Rate CAGR 5y 47.4%
Consistency Lifetime 96.7%
Yield on Cost 5y 7.6%
Payout FCF 13.6%
Streak Years 2
Dividend Rating 83.9%
Chowder Number yield + growth 56.1% meets 12% target for healthy growth
Yield vs Average 5y +78.1% avg 4.84% vs now 8.62%
Debt / EBITDA leverage -0.8x healthy
Income per 10k invested 862 USD per year
Dividends Cash Amount per Share Yearly QFIN annual dividends paid per share, showing the total cash 360 Finance distributed to shareholders each year.
Dividend Growth Year over Year QFIN year-over-year dividend growth rate, showing how 360 Finance's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History QFIN dividend yield history versus share price over the past 5 years, showing how 360 Finance's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) Price (left)

Top Dividend Payers in Consumer Finance

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF NYSE
OneMain Holdings
6,977 M 7.40% 11.01%
JCAP NASDAQ
Jefferson Capital, Common
1,087 M 5.11% 5.45%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,787 M 4.37% 4.55%
ALLY NYSE
Ally Financial
14,171 M 2.98% 2.76%
SLM NASDAQ
SLM
4,828 M 2.11% 2.91%
SYF NYSE
Synchrony Financial
25,675 M 1.65% 2.75%
COF NYSE
Capital One Financial
127,208 M 1.47% 2.05%
AXP NYSE
American Express
242,929 M 1.07% 2.19%
FCFS NASDAQ
FirstCash
9,730 M 0.98% 2.32%
NNI NYSE
Nelnet
4,840 M 1.01% 1.84%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
AXP NYSE
American Express
242,929 M 16.65% 100.0%
KSPI NASDAQ
Joint Stock Kaspi.kz
16,787 M 13.87% 67.5%
FCFS NASDAQ
FirstCash
9,730 M 8.29% 100.0%
SYF NYSE
Synchrony Financial
25,675 M 7.91% 100.0%
NNI NYSE
Nelnet
4,840 M 6.98% 100.0%
SLM NASDAQ
SLM
4,828 M 6.88% 99.2%
OMF NYSE
OneMain Holdings
6,977 M 3.89% 95.6%
BFH NYSE
Bread Financial Holdings
4,130 M 1.42% 98.3%
ALLY NYSE
Ally Financial
14,171 M 0.98% 97.5%
COF NYSE
Capital One Financial
127,208 M 1.54% 98.3%

QFIN Dividend History

Dividend Monthly Return EX date, 4.6 years of data

Jan - -
Feb - -
Mar - -
Apr 2.64% 100
May - -
Jun 0.29% 20
Jul - -
Aug - -
Sep 2.39% 89
Oct - -
Nov - -
Dec 0.46% 40

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 12 Payments (USD) as of July 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-04-22 2026-04-22 2026-05-14 Semiannual 0.78 +2.6% 5.94%
2025-09-08 2025-09-08 2025-09-30 Semiannual 0.76 +8.6% 2.68%
2025-04-23 2025-04-23 2025-06-02 Semiannual 0.7 +16.7% 1.84%
2024-09-27 2024-09-27 2024-11-01 Semiannual 0.6 +3.4% 2.14%
2024-04-12 2024-04-15 2024-05-24 Semiannual 0.58 +16% 3.01%
2023-09-21 2023-09-22 2023-11-01 Semiannual 0.5 +212.5% 3.45%
2023-04-10 2023-04-11 2023-05-19 Quarterly 0.16 0% 0.85%
2022-12-09 2022-12-12 2023-01-18 Quarterly 0.16 -11.1% 0.91%
2022-09-15 2022-09-16 2022-10-28 Quarterly 0.18 -18.2% 1.29%
2022-06-16 2022-06-20 2022-07-27 Quarterly 0.22 -15.4% 1.43%
2022-04-05 2022-04-06 2022-05-13 Quarterly 0.26 -7.1% 1.58%
2021-12-14 2021-12-15 2022-01-18 Quarterly 0.28 0% 1.37%

QFIN Dividend FAQ

What is the Dividend Yield of QFIN?

As of July 2026, QFIN's dividend yield is 8.62%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 1.54 USD by the current share price of 14.51.

Does QFIN pay a dividend?

As of July 2026, QFIN paid a dividend of 1.54 USD in the last 12 months. The last dividend was paid on 2026-04-22 and the payout was 0.78 USD.

How often does QFIN pay dividends?

QFIN pays dividends semi-annually. Over the last 12 months, QFIN has issued 2 dividend payments. The last dividend payment was made on 2026-04-22.

QFIN dividend forecast

Based on historical data, the forecasted dividends per share for QFIN for the next payments are between 0.916 (+17.4%) and 0.977 (+25.3%). This represents a strong dividend growth compared to the last payment. The expected Yield for the next 12 months is about 13.1%.

Will QFIN pay dividends in 2026?

The latest dividend paid per share was 0.78 USD with an Ex-Dividend Date of 2026-04-22. The next Ex-Dividend date for 360 Finance (QFIN) is currently unknown.

What is the next Ex-Dividend Date for QFIN?

The next Ex-Dividend date for 360 Finance (QFIN) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of QFIN?

QFIN's average dividend growth rate over the past 5 years is 47.4% per year. Strong growth: QFIN's dividend growth is outpacing inflation.

What is the Yield on Cost of QFIN?

QFIN's 5-Year Yield on Cost is 7.60%. If you bought QFIN's shares at 20.27 USD five years ago, your current annual dividend income (1.54 USD per share, trailing 12 months) equals 7.60% of your original purchase price.

What is the Payout Consistency of QFIN?

QFIN Payout Consistency is 96.7%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: 360 Finance has a strong track record of consistent dividend payments over its lifetime.

Does QFIN have a good Dividend Yield?

QFIN's 8.62% Dividend Yield is considered as very high. This is usually only sustainable for REITs, Asset Managements, MLPs or Covered Call ETFs.

What is the Dividend Payout Ratio of QFIN?

The Dividend Payout Ratio of QFIN is 4.0%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of QFIN?

QFIN's Overall Dividend Rating is 83.90%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

QFIN Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in QFIN's Outstanding Shares?

360 Finance's outstanding shares have decreased by approximately 34.86% annually over the past 3 years (Trend Reliability: -77.8%). Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has QFIN ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2016 99,173,600 0%
2017 143,826,400 +45.02%
2018 114,081,800 -20.68%
2019 150,584,100 +32%
2020 156,211,800 +3.74%
2021 160,817,200 +2.95%
2022 162,019,800 +0.75%
2023 161,653,000 -0.23%
2024 144,713,500 -10.48%
2025 65,267,900 -54.9%
2026 61,616,700 -5.59%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-05 02:05 UTC