QFIN Dividend History & Analysis | 4.5% Yield

QFIN has a dividend yield of 4.5% and paid 2.23 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.48%
Payout Ratio 5.1%
Growth Rate CAGR 5y 51.11%
Consistency Lifetime 96.7%
Yield on Cost 5y 10.99%
Payout FCF 11.7%
Streak Years 2
Dividend Rating 75.75%
Ex-Dividend in 15 days: Buy before Apr 22, 2026 to receive the next dividend.
Dividends Cash Amount per Share Yearly This chart shows the yearly cash amount paid as dividends per share.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis) and average yield as orange dashed line.
Yield (right) Price (left) ┅┅ Avg Yield

Top Dividend Payers in Consumer Finance

Top 5 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF 6,366 M 7.59% 12.04%
FINV 1,526 M 3.84% 15.46%
LX 360 M 4.62% 5.58%
JCAP 1,064 M 3.61% 4.03%
SLM 4,288 M 1.90% 3.09%
Top 5 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
LX 360 M 61.89% 100.0%
SLM 4,288 M 26.98% 72.9%
KSPI 14,155 M 21.16% 52.5%
AXP 206,108 M 16.42% 95.9%
FINV 1,526 M 12.98% 95.0%
Quality Dividend Peers in Consumer Finance FCFS FirstCash
1.10% Yield
QFIN Dividend History: Last 12 Payments (USD) as of April 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-04-22 2026-04-22 2026-05-14 Semiannual 0.77 +1.3% N/A
2025-09-08 2025-09-08 2025-09-30 Semiannual 0.76 +8.6% 2.68%
2025-04-23 2025-04-23 2025-06-02 Semiannual 0.7 +16.7% 1.84%
2024-09-27 2024-09-27 2024-11-01 Semiannual 0.6 +3.4% 2.14%
2024-04-12 2024-04-15 2024-05-24 Semiannual 0.58 +16% 3.01%
2023-09-21 2023-09-22 2023-11-01 Semiannual 0.5 +212.5% 3.45%
2023-04-10 2023-04-11 2023-05-19 Quarterly 0.16 0% 0.85%
2022-12-09 2022-12-12 2023-01-18 Quarterly 0.16 -11.1% 0.91%
2022-09-15 2022-09-16 2022-10-28 Quarterly 0.18 -18.2% 1.29%
2022-06-16 2022-06-20 2022-07-27 Quarterly 0.22 -15.4% 1.43%
2022-04-05 2022-04-06 2022-05-13 Quarterly 0.26 -7.1% 1.58%
2021-12-14 2021-12-15 2022-01-18 Quarterly 0.28 0% 1.37%

QFIN Dividend FAQ

360 Finance Inc. (QFIN) operates an AI-driven credit-tech platform in China under the Qifu Jietiao brand. The company facilitates loans by connecting borrowers with financial institutions, offering services such as credit assessment and fund matching. This business model is common among fintech platforms in the consumer finance sector.

What is the Dividend Yield of QFIN?

As of April 2026, QFIN's dividend yield is 4.48%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 2.23 USD by the current share price of 12.99.

Does QFIN pay a dividend?

As of April 2026, QFIN paid a dividend of 2.23 USD in the last 12 months. The last dividend was paid on 2026-04-22 and the payout was 0.77 USD.

How often does QFIN pay dividends?

QFIN pays dividends quarterly. Over the last 12 months, QFIN has issued 3 dividend payments. The last dividend payment was made on 2026-04-22.

QFIN dividend forecast

Based on historical data, the forecasted dividends per share for QFIN for the next payments are between 0.913 (+18.6%) and 0.971 (+26.1%). This represents a strong dividend growth compared to the last payment. The expected Yield for the next 12 months is about 14.5%.

Will QFIN pay dividends in 2026?

The latest dividend paid per share was 0.77 USD with an Ex-Dividend Date of 2026-04-22. The next Ex-Dividend date for 360 Finance (QFIN) is 2026-04-22.

What is the next Ex-Dividend Date for QFIN?

The next Ex-Dividend date for 360 Finance (QFIN) is 2026-04-22.

What is the Dividend Growth of QFIN?

QFIN's average dividend growth rate over the past 5 years is 51.1% per year. Strong growth: QFIN's dividend growth is outpacing inflation.

What is the Yield on Cost of QFIN?

QFIN's 5-Year Yield on Cost is 11.0%. If you bought QFIN's shares at 20.29 USD five years ago, your current annual dividend income (2.23 USD per share, trailing 12 months) equals 11.0% of your original purchase price.

What is the Payout Consistency of QFIN?

QFIN Payout Consistency is 96.7%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: 360 Finance has a strong track record of consistent dividend payments over its lifetime.

Does QFIN have a good Dividend Yield?

QFIN's 4.48% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of QFIN?

The Dividend Payout Ratio of QFIN is 5.1%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of QFIN?

QFIN's Overall Dividend Rating is 75.75%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

QFIN Outstanding Shares Analysis
The Chart shows the outstanding shares over time per year.

What is the Trend in QFIN's Outstanding Shares?

360 Finance's outstanding shares have decreased by approximately 36.46% annually over the past 3 years (Trend Reliability: -100.0%). Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has QFIN ever had a Stock Split?

No stock splits on record. The share count changes shown above reflect buybacks, new issuance, or employee compensation rather than structural splits.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2016 99,173,600 0%
2017 143,826,400 +45.02%
2018 114,081,800 -20.68%
2019 150,584,100 +32%
2020 156,211,800 +3.74%
2021 160,817,200 +2.95%
2022 162,019,800 +0.75%
2023 161,653,000 -0.23%
2024 144,713,500 -10.48%
2025 65,267,900 -54.9%
Key Metric Definitions
Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-03-29 03:00 UTC