(RELY) Remitly Global - Ratings and Ratios
Mobile, App, Website, Remittances, Transfers
RELY EPS (Earnings per Share)
RELY Revenue
Description: RELY Remitly Global
Remitly Global Inc (NASDAQ:RELY) is a digital financial services provider operating in the US, Canada, and internationally, offering cross-border remittances and complementary financial services through its mobile application and website. The company was founded in 2011 and is headquartered in Seattle, Washington.
From a business perspective, Remitly operates in the Transaction & Payment Processing Services sub-industry, which is characterized by high growth potential and increasing demand for digital payment solutions. Key Performance Indicators (KPIs) to watch for this company include revenue growth, transaction volume, and customer acquisition costs. Given the competitive landscape, its essential to monitor Remitlys market share and its ability to expand its services to new markets.
Analyzing the companys financial health, we can observe that Remitly has a significant market capitalization of approximately $3.5 billion. However, the absence of a Price-to-Earnings (P/E) ratio indicates that the company is currently unprofitable. The Return on Equity (RoE) of -0.70 suggests that the company is not generating profits from shareholder equity. To gauge the companys future prospects, we should examine its revenue growth rate, gross margin, and operating expenses as a percentage of revenue.
From a technical analysis perspective, without reiterating the provided technical data, its crucial to monitor the stocks price action in relation to its support and resistance levels. The presence of multiple resistance levels between $19.3 and $30.0 indicates potential areas where the stock may face selling pressure. Conversely, the support level at $13.6 represents a key area where buying interest may emerge. We should also track the stocks trading volume, volatility, and momentum indicators to identify potential trend reversals or continuations.
RELY Stock Overview
| Market Cap in USD | 3,901m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2021-09-23 |
RELY Stock Ratings
| Growth Rating | 40.3% |
| Fundamental | 73.9% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | 3.05% |
| Analyst Rating | 4.17 of 5 |
RELY Dividends
Currently no dividends paidRELY Growth Ratios
| Growth Correlation 3m | 4% |
| Growth Correlation 12m | -2.3% |
| Growth Correlation 5y | 35.9% |
| CAGR 5y | 19.13% |
| CAGR/Max DD 3y | 0.33 |
| CAGR/Mean DD 3y | 0.82 |
| Sharpe Ratio 12m | -0.57 |
| Alpha | 0.00 |
| Beta | 0.748 |
| Volatility | 65.50% |
| Current Volume | 2894.2k |
| Average Volume 20d | 3319.1k |
| Stop Loss | 16.4 (-5.9%) |
| Signal | 0.49 |
Piotroski VR‑10 (Strict, 0-10) 7.0
| Net Income (14.1m TTM) > 0 and > 6% of Revenue (6% = 87.7m TTM) |
| FCFTA 0.32 (>2.0%) and ΔFCFTA 38.10pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 46.06% (prev 46.09%; Δ -0.04pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.32 (>3.0%) and CFO 376.5m > Net Income 14.1m (YES >=105%, WARN >=100%) |
| Net Debt (-483.5m) to EBITDA (56.0m) ratio: -8.64 <= 3.0 (WARN <= 3.5) |
| Current Ratio 2.85 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (219.0m) change vs 12m ago 13.19% (target <= -2.0% for YES) |
| Gross Margin 59.17% (prev 58.06%; Δ 1.11pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 138.2% (prev 113.9%; Δ 24.29pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 7.63 (EBITDA TTM 56.0m / Interest Expense TTM 4.68m) >= 6 (WARN >= 3) |
Altman Z'' 1.26
| (A) 0.58 = (Total Current Assets 1.04b - Total Current Liabilities 363.7m) / Total Assets 1.17b |
| (B) -0.44 = Retained Earnings (Balance) -510.4m / Total Assets 1.17b |
| (C) 0.03 = EBIT TTM 35.7m / Avg Total Assets 1.06b |
| (D) -1.26 = Book Value of Equity -506.2m / Total Liabilities 401.2m |
| Total Rating: 1.26 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 73.89
| 1. Piotroski 7.0pt = 2.0 |
| 2. FCF Yield 11.58% = 5.0 |
| 3. FCF Margin 25.13% = 6.28 |
| 4. Debt/Equity 0.06 = 2.50 |
| 5. Debt/Ebitda 0.79 = 2.04 |
| 6. ROIC - WACC (= -4.59)% = -5.74 |
| 7. RoE 2.02% = 0.17 |
| 8. Rev. Trend 99.39% = 7.45 |
| 9. EPS Trend 83.77% = 4.19 |
What is the price of RELY shares?
Over the past week, the price has changed by -7.63%, over one month by -12.28%, over three months by -15.55% and over the past year by +22.14%.
Is Remitly Global a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of RELY is around 15.99 USD . This means that RELY is currently overvalued and has a potential downside of -8.26%.
Is RELY a buy, sell or hold?
- Strong Buy: 4
- Buy: 6
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the RELY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 28.6 | 64.1% |
| Analysts Target Price | 28.6 | 64.1% |
| ValueRay Target Price | 17.9 | 2.5% |
Last update: 2025-09-04 04:46
RELY Fundamental Data Overview
CCE Cash And Equivalents = 773.3m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 315.3333
P/S = 2.6686
P/B = 5.1001
Beta = 0.118
Revenue TTM = 1.46b USD
EBIT TTM = 35.7m USD
EBITDA TTM = 56.0m USD
Long Term Debt = 37.5m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 6.50m USD (from shortTermDebt, last quarter)
Debt = 44.0m USD (Calculated: Short Term 6.50m + Long Term 37.5m)
Net Debt = -483.5m USD (from netDebt column, last quarter)
Enterprise Value = 3.17b USD (3.90b + Debt 44.0m - CCE 773.3m)
Interest Coverage Ratio = 7.63 (Ebit TTM 35.7m / Interest Expense TTM 4.68m)
FCF Yield = 11.58% (FCF TTM 367.4m / Enterprise Value 3.17b)
FCF Margin = 25.13% (FCF TTM 367.4m / Revenue TTM 1.46b)
Net Margin = 0.96% (Net Income TTM 14.1m / Revenue TTM 1.46b)
Gross Margin = 59.17% ((Revenue TTM 1.46b - Cost of Revenue TTM 596.9m) / Revenue TTM)
Tobins Q-Ratio = -6.27 (set to none) (Enterprise Value 3.17b / Book Value Of Equity -506.2m)
Interest Expense / Debt = 3.75% (Interest Expense 1.65m / Debt 44.0m)
Taxrate = 19.45% (1.58m / 8.11m)
NOPAT = 28.7m (EBIT 35.7m * (1 - 19.45%))
Current Ratio = 2.85 (Total Current Assets 1.04b / Total Current Liabilities 363.7m)
Debt / Equity = 0.06 (Debt 44.0m / last Quarter total Stockholder Equity 764.9m)
Debt / EBITDA = 0.79 (Net Debt -483.5m / EBITDA 56.0m)
Debt / FCF = 0.12 (Debt 44.0m / FCF TTM 367.4m)
Total Stockholder Equity = 696.2m (last 4 quarters mean)
RoA = 1.21% (Net Income 14.1m, Total Assets 1.17b )
RoE = 2.02% (Net Income TTM 14.1m / Total Stockholder Equity 696.2m)
RoCE = 4.86% (Ebit 35.7m / (Equity 696.2m + L.T.Debt 37.5m))
RoIC = 4.11% (NOPAT 28.7m / Invested Capital 698.7m)
WACC = 8.71% (E(3.90b)/V(3.95b) * Re(8.77%)) + (D(44.0m)/V(3.95b) * Rd(3.75%) * (1-Tc(0.19)))
Shares Correlation 3-Years: 96.97 | Cagr: 2.40%
Discount Rate = 8.77% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 69.21% ; FCFE base≈367.4m ; Y1≈262.3m ; Y5≈141.9m
Fair Price DCF = 11.66 (DCF Value 2.40b / Shares Outstanding 206.2m; 5y FCF grow -33.63% → 3.0% )
EPS Correlation: 83.77 | EPS CAGR: 244.0% | SUE: 0.23 | # QB: 0
Revenue Correlation: 99.39 | Revenue CAGR: 38.18% | SUE: 3.50 | # QB: 2
Additional Sources for RELY Stock
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