(RELY) Remitly Global - Overview
Exchange: NASDAQ •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US75960P1049
Stock: Money Transfer, Digital Payments, Mobile App
Total Rating 39
Risk 84
Buy Signal -0.12
| Risk 5d forecast | |
|---|---|
| Volatility | 46.0% |
| Relative Tail Risk | -18.3% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.22 |
| Alpha | -36.77 |
| Character TTM | |
|---|---|
| Beta | 0.744 |
| Beta Downside | 1.051 |
| Drawdowns 3y | |
|---|---|
| Max DD | 57.92% |
| CAGR/Max DD | 0.07 |
EPS (Earnings per Share)
Revenue
Description: RELY Remitly Global March 05, 2026
Remitly Global, Inc. (RELY) is a digital financial services company specializing in cross-border remittances. The company operates in the Transaction & Payment Processing Services sector, a growing industry driven by increasing global migration and digital adoption. Remitly provides its services, primarily international money transfers, through its mobile application and website.
The business model focuses on facilitating convenient and accessible digital payments for individuals sending money across borders. This sector typically benefits from network effects and a large addressable market. Investors seeking further insights into RELYs performance and market position can find detailed analysis on ValueRay.
Piotroski VR‑10 (Strict, 0-10) 6.5
| Net Income: 67.9m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.20 > 0.02 and ΔFCF/TA 2.51 > 1.0 |
| NWC/Revenue: 56.07% < 20% (prev 44.98%; Δ 11.10% < -1%) |
| CFO/TA 0.22 > 3% & CFO 325.1m > Net Income 67.9m |
| Net Debt (-322.2m) to EBITDA (108.6m): -2.97 < 3 |
| Current Ratio: 3.30 > 1.5 & < 3 |
| Outstanding Shares: last quarter (215.6m) vs 12m ago 10.74% < -2% |
| Gross Margin: 59.36% > 18% (prev 0.59%; Δ 5877 % > 0.5%) |
| Asset Turnover: 132.3% > 50% (prev 124.8%; Δ 7.53% > 0%) |
| Interest Coverage Ratio: 10.41 > 6 (EBITDA TTM 108.6m / Interest Expense TTM 7.61m) |
Altman Z'' 2.71
| A: 0.63 (Total Current Assets 1.32b - Total Current Liabilities 399.1m) / Total Assets 1.46b |
| B: -0.32 (Retained Earnings -460.3m / Total Assets 1.46b) |
| C: 0.06 (EBIT TTM 79.2m / Avg Total Assets 1.24b) |
| D: -0.77 (Book Value of Equity -456.7m / Total Liabilities 589.9m) |
| Altman-Z'' Score: 2.71 = A |
Beneish M -3.16
| DSRI: 1.04 (Receivables 286.5m/213.0m, Revenue 1.64b/1.26b) |
| GMI: 1.00 (GM 59.36% / 59.21%) |
| AQI: 0.67 (AQ_t 0.05 / AQ_t-1 0.07) |
| SGI: 1.29 (Revenue 1.64b / 1.26b) |
| TATA: -0.18 (NI 67.9m - CFO 325.1m) / TA 1.46b) |
| Beneish M-Score: -3.16 (Cap -4..+1) = AA |
What is the price of RELY shares?
As of March 07, 2026, the stock is trading at USD 17.04 with a total of 2,749,366 shares traded.
Over the past week, the price has changed by +2.04%, over one month by +30.98%, over three months by +26.13% and over the past year by -21.11%.
Over the past week, the price has changed by +2.04%, over one month by +30.98%, over three months by +26.13% and over the past year by -21.11%.
Is RELY a buy, sell or hold?
Remitly Global has received a consensus analysts rating of 4.17.
Therefore, it is recommended to buy RELY.
- StrongBuy: 4
- Buy: 6
- Hold: 2
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the RELY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 21.5 | 26.2% |
| Analysts Target Price | 21.5 | 26.2% |
RELY Fundamental Data Overview March 04, 2026
P/E Trailing = 54.6129
P/S = 2.1811
P/B = 4.0492
Revenue TTM = 1.64b USD
EBIT TTM = 79.2m USD
EBITDA TTM = 108.6m USD
Long Term Debt = 155.0m USD (from longTermDebt, last quarter)
Short Term Debt = 8.99m USD (from shortTermDebt, last quarter)
Debt = 220.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -322.2m USD (from netDebt column, last quarter)
Enterprise Value = 2.96b USD (3.57b + Debt 220.3m - CCE 828.9m)
Interest Coverage Ratio = 10.41 (Ebit TTM 79.2m / Interest Expense TTM 7.61m)
EV/FCF = 10.00x (Enterprise Value 2.96b / FCF TTM 295.7m)
FCF Yield = 10.00% (FCF TTM 295.7m / Enterprise Value 2.96b)
FCF Margin = 18.08% (FCF TTM 295.7m / Revenue TTM 1.64b)
Net Margin = 4.15% (Net Income TTM 67.9m / Revenue TTM 1.64b)
Gross Margin = 59.36% ((Revenue TTM 1.64b - Cost of Revenue TTM 664.5m) / Revenue TTM)
Gross Margin QoQ = 59.62% (prev 58.73%)
Tobins Q-Ratio = 2.03 (Enterprise Value 2.96b / Total Assets 1.46b)
Interest Expense / Debt = 1.16% (Interest Expense 2.55m / Debt 220.3m)
Taxrate = 5.16% (3.69m / 71.6m)
NOPAT = 75.2m (EBIT 79.2m * (1 - 5.16%))
Current Ratio = 3.30 (Total Current Assets 1.32b / Total Current Liabilities 399.1m)
Debt / Equity = 0.25 (Debt 220.3m / totalStockholderEquity, last quarter 868.8m)
Debt / EBITDA = -2.97 (Net Debt -322.2m / EBITDA 108.6m)
Debt / FCF = -1.09 (Net Debt -322.2m / FCF TTM 295.7m)
Total Stockholder Equity = 788.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 5.50% (Net Income 67.9m / Total Assets 1.46b)
RoE = 8.61% (Net Income TTM 67.9m / Total Stockholder Equity 788.6m)
RoCE = 8.40% (EBIT 79.2m / Capital Employed (Equity 788.6m + L.T.Debt 155.0m))
RoIC = 9.05% (NOPAT 75.2m / Invested Capital 830.0m)
WACC = 8.22% (E(3.57b)/V(3.79b) * Re(8.66%) + D(220.3m)/V(3.79b) * Rd(1.16%) * (1-Tc(0.05)))
Discount Rate = 8.66% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 7.55%
[DCF] Terminal Value 71.13% ; FCFF base≈249.4m ; Y1≈178.1m ; Y5≈96.2m
[DCF] Fair Price = 9.90 (EV 1.76b - Net Debt -322.2m = Equity 2.09b / Shares 210.7m; r=8.22% [WACC]; 5y FCF grow -33.59% → 2.90% )
EPS Correlation: 88.20 | EPS CAGR: 45.11% | SUE: 0.64 | # QB: 0
Revenue Correlation: 99.01 | Revenue CAGR: 36.94% | SUE: 1.68 | # QB: 1
EPS next Quarter (2026-06-30): EPS=0.28 | Chg7d=-0.001 | Chg30d=-0.001 | Revisions Net=-1 | Analysts=2
EPS current Year (2026-12-31): EPS=1.15 | Chg7d=+0.152 | Chg30d=+0.152 | Revisions Net=+2 | Growth EPS=+9.5% | Growth Revenue=+19.4%
EPS next Year (2027-12-31): EPS=1.46 | Chg7d=+0.156 | Chg30d=+0.156 | Revisions Net=+2 | Growth EPS=+26.6% | Growth Revenue=+19.0%
[Analyst] Revisions Ratio: -1.00 (0 Up / 1 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 6.8% (Discount Rate 8.7% - Earnings Yield 1.8%)
[Growth] Growth Spread = +11.8% (Analyst 18.6% - Implied 6.8%)
P/S = 2.1811
P/B = 4.0492
Revenue TTM = 1.64b USD
EBIT TTM = 79.2m USD
EBITDA TTM = 108.6m USD
Long Term Debt = 155.0m USD (from longTermDebt, last quarter)
Short Term Debt = 8.99m USD (from shortTermDebt, last quarter)
Debt = 220.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -322.2m USD (from netDebt column, last quarter)
Enterprise Value = 2.96b USD (3.57b + Debt 220.3m - CCE 828.9m)
Interest Coverage Ratio = 10.41 (Ebit TTM 79.2m / Interest Expense TTM 7.61m)
EV/FCF = 10.00x (Enterprise Value 2.96b / FCF TTM 295.7m)
FCF Yield = 10.00% (FCF TTM 295.7m / Enterprise Value 2.96b)
FCF Margin = 18.08% (FCF TTM 295.7m / Revenue TTM 1.64b)
Net Margin = 4.15% (Net Income TTM 67.9m / Revenue TTM 1.64b)
Gross Margin = 59.36% ((Revenue TTM 1.64b - Cost of Revenue TTM 664.5m) / Revenue TTM)
Gross Margin QoQ = 59.62% (prev 58.73%)
Tobins Q-Ratio = 2.03 (Enterprise Value 2.96b / Total Assets 1.46b)
Interest Expense / Debt = 1.16% (Interest Expense 2.55m / Debt 220.3m)
Taxrate = 5.16% (3.69m / 71.6m)
NOPAT = 75.2m (EBIT 79.2m * (1 - 5.16%))
Current Ratio = 3.30 (Total Current Assets 1.32b / Total Current Liabilities 399.1m)
Debt / Equity = 0.25 (Debt 220.3m / totalStockholderEquity, last quarter 868.8m)
Debt / EBITDA = -2.97 (Net Debt -322.2m / EBITDA 108.6m)
Debt / FCF = -1.09 (Net Debt -322.2m / FCF TTM 295.7m)
Total Stockholder Equity = 788.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 5.50% (Net Income 67.9m / Total Assets 1.46b)
RoE = 8.61% (Net Income TTM 67.9m / Total Stockholder Equity 788.6m)
RoCE = 8.40% (EBIT 79.2m / Capital Employed (Equity 788.6m + L.T.Debt 155.0m))
RoIC = 9.05% (NOPAT 75.2m / Invested Capital 830.0m)
WACC = 8.22% (E(3.57b)/V(3.79b) * Re(8.66%) + D(220.3m)/V(3.79b) * Rd(1.16%) * (1-Tc(0.05)))
Discount Rate = 8.66% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 7.55%
[DCF] Terminal Value 71.13% ; FCFF base≈249.4m ; Y1≈178.1m ; Y5≈96.2m
[DCF] Fair Price = 9.90 (EV 1.76b - Net Debt -322.2m = Equity 2.09b / Shares 210.7m; r=8.22% [WACC]; 5y FCF grow -33.59% → 2.90% )
EPS Correlation: 88.20 | EPS CAGR: 45.11% | SUE: 0.64 | # QB: 0
Revenue Correlation: 99.01 | Revenue CAGR: 36.94% | SUE: 1.68 | # QB: 1
EPS next Quarter (2026-06-30): EPS=0.28 | Chg7d=-0.001 | Chg30d=-0.001 | Revisions Net=-1 | Analysts=2
EPS current Year (2026-12-31): EPS=1.15 | Chg7d=+0.152 | Chg30d=+0.152 | Revisions Net=+2 | Growth EPS=+9.5% | Growth Revenue=+19.4%
EPS next Year (2027-12-31): EPS=1.46 | Chg7d=+0.156 | Chg30d=+0.156 | Revisions Net=+2 | Growth EPS=+26.6% | Growth Revenue=+19.0%
[Analyst] Revisions Ratio: -1.00 (0 Up / 1 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 6.8% (Discount Rate 8.7% - Earnings Yield 1.8%)
[Growth] Growth Spread = +11.8% (Analyst 18.6% - Implied 6.8%)