(RPAY) Repay Holdings - Ratings and Ratios
Payment Processing, Electronic Payments, Debit Card, Credit Card, ACH Processing
RPAY EPS (Earnings per Share)
RPAY Revenue
Description: RPAY Repay Holdings
Repay Holdings Corporation is a payments technology company that provides integrated payment processing solutions to consumers and businesses in the United States. The companys services enable electronic payment methods, operating through two main segments: Consumer Payments and Business Payments.
The companys offerings include a range of payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, and digital wallet services. Additionally, Repay provides virtual credit card processing, enhanced ACH processing, and instant funding solutions, catering to various industries, including personal loans, automotive loans, and business-to-business verticals.
To evaluate Repays performance, key performance indicators (KPIs) such as revenue growth, gross margin, and customer acquisition costs are crucial. The companys revenue growth rate is a key metric, as it indicates the ability to expand its customer base and increase average revenue per user (ARPU). A gross margin analysis will reveal the companys pricing power and operational efficiency. Furthermore, metrics like customer retention rate and lifetime value (LTV) will provide insights into the companys ability to maintain a loyal customer base and generate long-term revenue.
From a financial perspective, Repays market capitalization stands at $438.53 million, with a forward P/E ratio of 5.66, indicating a relatively low valuation compared to its expected earnings growth. However, the companys return on equity (RoE) is currently negative, suggesting that it may be investing heavily in growth initiatives. To gauge the companys financial health, metrics like debt-to-equity ratio, interest coverage ratio, and operating cash flow margin should be closely monitored.
To further assess Repays competitive position, an analysis of its market share, competitive landscape, and industry trends is necessary. The companys ability to innovate and adapt to changing payment technologies, such as real-time payments and blockchain-based solutions, will be crucial in maintaining its market position. By examining these factors, a comprehensive understanding of Repays strengths, weaknesses, and growth prospects can be gained.
Additional Sources for RPAY Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
RPAY Stock Overview
Market Cap in USD | 474m |
Sector | Technology |
Industry | Software - Infrastructure |
GiC Sub-Industry | Data Processing & Outsourced Services |
IPO / Inception | 2018-07-17 |
RPAY Stock Ratings
Growth Rating | -87.0 |
Fundamental | 26.5 |
Dividend Rating | 0.0 |
Rel. Strength | -54.6 |
Analysts | 4 of 5 |
Fair Price Momentum | 3.31 USD |
Fair Price DCF | 29.76 USD |
RPAY Dividends
Currently no dividends paidRPAY Growth Ratios
Growth Correlation 3m | 69.8% |
Growth Correlation 12m | -92.8% |
Growth Correlation 5y | -83% |
CAGR 5y | -27.74% |
CAGR/Max DD 5y | -0.32 |
Sharpe Ratio 12m | -0.39 |
Alpha | -61.92 |
Beta | 0.885 |
Volatility | 48.92% |
Current Volume | 930.5k |
Average Volume 20d | 1192.2k |
Stop Loss | 4.6 (-4%) |
As of July 14, 2025, the stock is trading at USD 4.79 with a total of 930,486 shares traded.
Over the past week, the price has changed by -1.84%, over one month by +0.21%, over three months by +9.61% and over the past year by -50.05%.
Neither. Based on ValueRay´s Fundamental Analyses, Repay Holdings is currently (July 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 26.53 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of RPAY is around 3.31 USD . This means that RPAY is currently overvalued and has a potential downside of -30.9%.
Repay Holdings has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy RPAY.
- Strong Buy: 5
- Buy: 1
- Hold: 5
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, RPAY Repay Holdings will be worth about 3.6 in July 2026. The stock is currently trading at 4.79. This means that the stock has a potential downside of -24.01%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 7.3 | 51.8% |
Analysts Target Price | 7.3 | 51.8% |
ValueRay Target Price | 3.6 | -24% |