(RZLV) Rezolve AI Ordinary Shares - Overview
Sector: Technology | Industry: Software - Infrastructure | Exchange: NASDAQ (USA) | Market Cap: 1.121m USD | Total Return: 11.4% in 12m
Industry Rotation: +27.7
Avg Turnover: 37.2M
Warnings
Share dilution 60.0% YoY
Interest Coverage Ratio -42.2 is critical
Beneish M-Score 1.00 > -1.5 - likely earnings manipulation
Altman Z'' -7.03 < 1.0 - financial distress zone
Tailwinds
Tailwind
Rezolve AI Limited (RZLV) is a London-based technology firm specializing in generative artificial intelligence for the retail and e-commerce industries. The company provides a suite of AI-driven solutions to a diverse client base, including manufacturers, financial institutions, and enterprise-level retailers across the United Kingdom and United States markets.
Operating within the Application Software sub-industry, Rezolve AI utilizes a Business-to-Business (B2B) model, providing software-as-a-service (SaaS) tools designed to automate customer interactions and streamline digital sales. The generative AI sector is currently characterized by high research and development costs as firms compete to integrate large language models into existing consumer-facing platforms.
For a more comprehensive look at the companys valuation metrics, consider reviewing the data available on ValueRay. Founded in 2016 and recently reorganized as a PLC in early 2025, Rezolve AI continues to position itself as a technical intermediary between complex AI infrastructure and commercial retail applications.
- Enterprise adoption of Brain Suite drives recurring SaaS revenue growth
- Strategic partnerships with global banks accelerate payment technology integration
- Expansion into US retail market increases customer acquisition costs
- Regulatory scrutiny of generative AI impacts data privacy compliance costs
- Competitive pressure from established cloud providers limits market share gains
| Net Income: -159.3m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.17 > 0.02 and ΔFCF/TA 69.77 > 1.0 |
| NWC/Revenue: -164.0% < 20% (prev -23.8k%; Δ 23.7k% < -1%) |
| CFO/TA -0.12 > 3% & CFO -73.1m > Net Income -159.3m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 0.67 > 1.5 & < 3 |
| Outstanding Shares: last quarter (333.3m) vs 12m ago 60.04% < -2% |
| Gross Margin: 69.50% > 18% (prev 0.82%; Δ 6.87k% > 0.5%) |
| Asset Turnover: 16.82% > 50% (prev 0.95%; Δ 15.87% > 0%) |
| Interest Coverage Ratio: -42.21 > 6 (EBITDA TTM -139.5m / Interest Expense TTM 3.51m) |
| A: -0.14 (Total Current Assets 175.0m - Total Current Liabilities 262.1m) / Total Assets 611.7m |
| B: -0.59 (Retained Earnings -359.6m / Total Assets 611.7m) |
| C: -0.47 (EBIT TTM -148.1m / Avg Total Assets 315.8m) |
| D: -0.98 (Book Value of Equity -358.8m / Total Liabilities 364.9m) |
| Altman-Z'' Score: -7.03 = D |
| DSRI: 0.21 (Receivables 44.8m/745k, Revenue 53.1m/188k) |
| GMI: 1.18 (GM 69.50% / 81.87%) |
| AQI: 2.08 (AQ_t 0.71 / AQ_t-1 0.34) |
| SGI: 282.9 (Revenue 53.1m / 188k) |
| TATA: -0.14 (NI -159.3m - CFO -73.1m) / TA 611.7m) |
| Beneish M-Score: 199.1 (Cap -4..+1) = D |
Over the past week, the price has changed by +6.25%, over one month by -8.60%, over three months by +14.35% and over the past year by +11.35%.
- StrongBuy: 2
- Buy: 3
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 10.8 | 321.6% |
P/B = 3.8781
Revenue TTM = 53.1m USD
EBIT TTM = -148.1m USD
EBITDA TTM = -139.5m USD
Long Term Debt = 50.1m USD (from longTermDebt, last quarter)
Short Term Debt = 106.4m USD (from shortTermDebt, last quarter)
Debt = 157.3m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 46.2m USD (from netDebt column, last quarter)
Enterprise Value = 1.17b USD (1.12b + Debt 157.3m - CCE 111.1m)
Interest Coverage Ratio = -42.21 (Ebit TTM -148.1m / Interest Expense TTM 3.51m)
EV/FCF = -10.91x (Enterprise Value 1.17b / FCF TTM -107.0m)
FCF Yield = -9.17% (FCF TTM -107.0m / Enterprise Value 1.17b)
FCF Margin = -201.4% (FCF TTM -107.0m / Revenue TTM 53.1m)
Net Margin = -299.8% (Net Income TTM -159.3m / Revenue TTM 53.1m)
Gross Margin = 69.50% ((Revenue TTM 53.1m - Cost of Revenue TTM 16.2m) / Revenue TTM)
Gross Margin QoQ = 61.35% (prev none%)
Tobins Q-Ratio = 1.91 (Enterprise Value 1.17b / Total Assets 611.7m)
Interest Expense / Debt = 0.89% (Interest Expense 1.40m / Debt 157.3m)
Taxrate = 21.0% (US default 21%)
NOPAT = -117.0m (EBIT -148.1m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 0.67 (Total Current Assets 175.0m / Total Current Liabilities 262.1m)
Debt / Equity = 0.64 (Debt 157.3m / totalStockholderEquity, last quarter 246.8m)
Debt / EBITDA = -0.33 (negative EBITDA) (Net Debt 46.2m / EBITDA -139.5m)
Debt / FCF = -0.43 (negative FCF - burning cash) (Net Debt 46.2m / FCF TTM -107.0m)
Total Stockholder Equity = 51.0m (last 4 quarters mean from totalStockholderEquity)
RoA = -50.44% (Net Income -159.3m / Total Assets 611.7m)
RoE = -312.4% (Net Income TTM -159.3m / Total Stockholder Equity 51.0m)
RoCE = -146.5% (out of range, set to none) (EBIT -148.1m / Capital Employed (Equity 51.0m + L.T.Debt 50.1m))
RoIC = -55.63% (negative operating profit) (NOPAT -117.0m / Invested Capital 210.2m)
WACC = 6.97% (E(1.12b)/V(1.28b) * Re(7.85%) + D(157.3m)/V(1.28b) * Rd(0.89%) * (1-Tc(0.21)))
Discount Rate = 7.85% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.92%
Shares Correlation 3-Years: 100.0 | Cagr: 542.5%
[DCF] Fair Price = unknown (Cash Flow -107.0m)
EPS Correlation: -41.19 | EPS CAGR: -0.82% | SUE: N/A | # QB: 0
Revenue Correlation: 10.20 | Revenue CAGR: 189.4% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=-0.20 | Chg30d=-22.50% | Revisions=-33% | GrowthEPS=+48.4% | GrowthRev=+661.8%
EPS next Year (2027-12-31): EPS=-0.12 | Chg30d=N/A | Revisions=N/A | GrowthEPS=+40.1% | GrowthRev=+52.5%
[Analyst] Revisions Ratio: -33%