SAIA Stock Analysis: Saia | NASDAQ
Trucking | NASDAQ, USA | Market Cap: 9.140m USD | 12M Return: 8.7% | US78709Y1055 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 123M
EPS Trend: -85.0%
Qual. Beats: 0
Rev. Trend: 90.5%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Saia, Inc. is a North American transportation company specializing in less-than-truckload (LTL) freight services for shipments typically weighing between 100 and 10,000 pounds. LTL carriers consolidate smaller freight from multiple shippers into single trailers, serving as a middle-ground between parcel carriers and full truckload operators. In addition to its core LTL offering, Saia provides brokered truckload, expedited transportation, and other logistics services.
The company operates a terminal-based network of 213 owned and leased facilities across its footprint, supported by a fleet of approximately 7,700 tractors and 26,500 trailers. This dense terminal structure is characteristic of LTL carriers, which rely on a hub-and-spoke model to consolidate, sort, and reconsolidate freight efficiently. Saia was founded in 1924, is headquartered in Johns Creek, Georgia, and trades on NASDAQ as a large-cap Industrials stock within the Cargo Ground Transportation sub-industry.
- LTL freight rate increases drive margin expansion
- Yellow Corp exit tightens industry capacity
- Terminal network expansion fuels volume growth
| Net Income: 278.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.07 > 0.02 and ΔFCF/TA 10.12 > 1.0 |
| NWC/Revenue: 6.39% < 20% (prev 4.58%; Δ 1.80% < -1%) |
| CFO/TA 0.16 > 3% & CFO 606.4m > Net Income 278.0m |
| Net Debt (354.4m) to EBITDA (632.2m): 0.56 < 3 |
| Current Ratio: 1.58 > 1.5 & < 3 |
| Outstanding Shares: last quarter (26.8m) vs 12m ago 0.18% < -2% |
| Gross Margin: 16.12% > 18% (prev 17.60%; Δ -1.48% > 0.5%) |
| Asset Turnover: 94.46% > 50% (prev 93.58%; Δ 0.88% > 0%) |
| Interest Coverage Ratio: 31.47 > 6 (EBIT TTM 378.8m / Interest Expense TTM 12.0m) |
| A: 0.06 (Total Current Assets 587.6m - Total Current Liabilities 370.9m) / Total Assets 3.72b |
| B: 0.65 (Retained Earnings 2.42b / Total Assets 3.72b) |
| C: 0.11 (EBIT TTM 378.8m / Avg Total Assets 3.59b) |
| D: 2.73 (Book Value of Equity 2.73b / Total Liabilities 998.2m) |
| Altman-Z'' = 6.08 = AAA |
| DSRI: 1.12 (Receivables 436.4m/372.0m, Revenue 3.39b/3.24b) |
| GMI: 1.09 (GM 17.60% / 16.12%) |
| AQI: 1.03 (AQ_t 0.01 / AQ_t-1 0.01) |
| SGI: 1.05 (Revenue 3.39b / 3.24b) |
| TATA: -0.09 (NI 278.0m - CFO 606.4m) / TA 3.72b) |
| Beneish M = -2.80 (Cap -4..+1) = A |
As of September 20, 2026, the stock is trading at USD 342.22 with a total of 383,642 shares traded. Over the past week, the price has changed by -2.52%, over one month by -7.24%, over three months by -21.35% and over the past year by +8.70%.
Current recommended Stop Loss: 325.80 (which is 4.8% or 1.2 ATR below the current price).
Saia has received a consensus analysts rating of 3.91. Therefore, it is recommended to buy SAIA.
- StrongBuy: 8
- Buy: 4
- Hold: 10
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 432.6 | 26.4% |
P/E Trailing = 33.1273
P/E Forward = 25.0627
P/S = 2.6942
P/B = 3.4521
P/EG = 1.5175
Revenue TTM = 3.39b USD
EBIT TTM = 378.8m USD
EBITDA TTM = 632.2m USD
Long Term Debt = 100.0m USD (from longTermDebt, last quarter)
Short Term Debt = 30.4m USD (from shortTermDebt, last quarter)
Debt = 438.4m USD (from shortLongTermDebtTotal, last quarter) + Leases 169.2m
Net Debt = 354.4m USD (calculated: Debt 438.4m - CCE 84.0m)
Enterprise Value = 9.49b USD (9.14b + Debt 438.4m - CCE 84.0m)
Interest Coverage Ratio = 31.47 (Ebit TTM 378.8m / Interest Expense TTM 12.0m)
EV/FCF = 37.20x (Enterprise Value 9.49b / FCF TTM 255.2m)
FCF Yield = 2.69% (FCF TTM 255.2m / Enterprise Value 9.49b)
FCF Margin = 7.52% (FCF TTM 255.2m / Revenue TTM 3.39b)
Net Margin = 8.19% (Net Income TTM 278.0m / Revenue TTM 3.39b)
Gross Margin = 16.12% ((Revenue TTM 3.39b - Cost of Revenue TTM 2.85b) / Revenue TTM)
Gross Margin QoQ = 18.21% (prev 14.01%)
Tobins Q-Ratio = 2.55 (Enterprise Value 9.49b / Total Assets 3.72b)
Interest Expense / Debt = 2.75% (Interest Expense 12.0m / Debt 438.4m)
Taxrate = 24.21% (88.8m / 366.8m)
NOPAT = 287.1m (EBIT 378.8m * (1 - 24.21%))
Current Ratio = 1.58 (Total Current Assets 587.6m / Total Current Liabilities 370.9m)
Debt / Equity = 0.16 (Debt 438.4m / totalStockholderEquity, last quarter 2.73b)
Debt / EBITDA = 0.56 (Net Debt 354.4m / EBITDA 632.2m)
Debt / FCF = 1.39 (Net Debt 354.4m / FCF TTM 255.2m)
Total Stockholder Equity = 2.61b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.74% (Net Income 278.0m / Total Assets 3.72b)
RoE = 10.63% (Net Income TTM 278.0m / Total Stockholder Equity 2.61b)
RoCE = 13.96% (EBIT 378.8m / Capital Employed (Equity 2.61b + L.T.Debt 100.0m))
RoIC = 8.70% (NOPAT 287.1m / Invested Capital 3.30b)
WACC = 9.14% (E(9.14b)/V(9.58b) * Re(9.48%) + D(438.4m)/V(9.58b) * Rd(2.75%) * (1-Tc(0.24)))
Discount Rate = 9.48% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 44.08 | Cagr: 0.06%
[DCF] Terminal Value 72.71% ; FCFF base≈255.2m ; Y1≈256.3m ; Y5≈271.5m
[DCF] Fair Price = 126.6 (EV 3.72b - Net Debt 354.4m = Equity 3.37b / Shares 26.6m; r=9.14% [WACC]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: -85.01 | EPS CAGR: -14.78% | SUE: 0.46 | # QB: 0
Revenue Correlation: 90.48 | Revenue CAGR: 5.92% | SUE: 0.02 | # QB: 0
EPS current Quarter (2026-09-30): EPS=3.27 | Chg30d=+0.40% | Revisions=+29% | Analysts=19
EPS current Year (2026-12-31): EPS=11.34 | Chg30d=-0.09% | Revisions=-12% | GrowthEPS=+24.5% | GrowthRev=+11.7%
EPS next Year (2027-12-31): EPS=14.22 | Chg30d=+0.38% | Revisions=-22% | GrowthEPS=+25.4% | GrowthRev=+7.4%
[Analyst] Revisions Ratio: -6% (up=7, down=8)