SAIA Stock Analysis: Saia | NASDAQ
Trucking | NASDAQ, USA | Market Cap: 11.195m USD | 12M Return: 50.5% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 153M
EPS Trend: -78.3%
Qual. Beats: 0
Rev. Trend: 90.9%
Qual. Beats: 2
Warnings
No concerns identified
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Saia, Inc. is a North American transportation company specializing in less-than-truckload (LTL) freight services for shipments typically weighing between 100 and 10,000 pounds. LTL carriers consolidate smaller freight from multiple shippers into single trailers, serving as a middle-ground between parcel carriers and full truckload operators. In addition to its core LTL offering, Saia provides brokered truckload, expedited transportation, and other logistics services.
The company operates a terminal-based network of 213 owned and leased facilities across its footprint, supported by a fleet of approximately 7,700 tractors and 26,500 trailers. This dense terminal structure is characteristic of LTL carriers, which rely on a hub-and-spoke model to consolidate, sort, and reconsolidate freight efficiently. Saia was founded in 1924, is headquartered in Johns Creek, Georgia, and trades on NASDAQ as a large-cap Industrials stock within the Cargo Ground Transportation sub-industry.
- LTL freight rate increases drive margin expansion
- Yellow Corp exit tightens industry capacity
- Terminal network expansion fuels volume growth
| Net Income: 255.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 11.49 > 1.0 |
| NWC/Revenue: 5.25% < 20% (prev 4.38%; Δ 0.88% < -1%) |
| CFO/TA 0.18 > 3% & CFO 625.5m > Net Income 255.1m |
| Net Debt (110.7m) to EBITDA (603.5m): 0.18 < 3 |
| Current Ratio: 1.52 > 1.5 & < 3 |
| Outstanding Shares: last quarter (26.8m) vs 12m ago 0.07% < -2% |
| Gross Margin: 19.79% > 18% (prev 18.56%; Δ 1.23% > 0.5%) |
| Asset Turnover: 93.90% > 50% (prev 96.33%; Δ -2.44% > 0%) |
| Interest Coverage Ratio: 23.88 > 6 (EBIT TTM 351.8m / Interest Expense TTM 14.7m) |
| A: 0.05 (Total Current Assets 499.4m - Total Current Liabilities 328.5m) / Total Assets 3.56b |
| B: 0.65 (Retained Earnings 2.33b / Total Assets 3.56b) |
| C: 0.10 (EBIT TTM 351.8m / Avg Total Assets 3.46b) |
| D: 2.80 (Book Value of Equity 2.63b / Total Liabilities 937.4m) |
| Altman-Z'' = 6.07 = AAA |
| DSRI: 0.99 (Receivables 383.2m/385.0m, Revenue 3.25b/3.24b) |
| GMI: 0.94 (GM 18.56% / 19.79%) |
| AQI: 1.03 (AQ_t 0.02 / AQ_t-1 0.01) |
| SGI: 1.00 (Revenue 3.25b / 3.24b) |
| TATA: -0.10 (NI 255.1m - CFO 625.5m) / TA 3.56b) |
| Beneish M = -3.08 (Cap -4..+1) = AA |
As of July 22, 2026, the stock is trading at USD 433.22 with a total of 309,422 shares traded. Over the past week, the price has changed by +0.11%, over one month by -0.65%, over three months by -1.94% and over the past year by +50.53%.
Current recommended Stop Loss: 403.50 (which is 6.9% or 1.8 ATR below the current price).
Saia has received a consensus analysts rating of 3.91. Therefore, it is recommended to buy SAIA.
- StrongBuy: 8
- Buy: 4
- Hold: 10
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 461.9 | 6.6% |
P/E Trailing = 44.2503
P/E Forward = 35.3357
P/S = 3.4414
P/B = 4.2626
P/EG = 2.1122
Revenue TTM = 3.25b USD
EBIT TTM = 351.8m USD
EBITDA TTM = 603.5m USD
Long Term Debt = 112.0m USD (from longTermDebt, last quarter)
Short Term Debt = 30.0m USD (from shortTermDebt, last quarter)
Debt = 149.9m USD (from shortLongTermDebtTotal, last quarter) (leases 149.9m already included)
Net Debt = 110.7m USD (calculated: Debt 149.9m - CCE 39.2m)
Enterprise Value = 11.3b USD (11.2b + Debt 149.9m - CCE 39.2m)
Interest Coverage Ratio = 23.88 (Ebit TTM 351.8m / Interest Expense TTM 14.7m)
EV/FCF = 58.07x (Enterprise Value 11.3b / FCF TTM 194.7m)
FCF Yield = 1.72% (FCF TTM 194.7m / Enterprise Value 11.3b)
FCF Margin = 5.98% (FCF TTM 194.7m / Revenue TTM 3.25b)
Net Margin = 7.84% (Net Income TTM 255.1m / Revenue TTM 3.25b)
Gross Margin = 19.79% ((Revenue TTM 3.25b - Cost of Revenue TTM 2.61b) / Revenue TTM)
Gross Margin QoQ = 14.01% (prev 21.91%)
Tobins Q-Ratio = 3.17 (Enterprise Value 11.3b / Total Assets 3.56b)
Interest Expense / Debt = 9.83% (Interest Expense 14.7m / Debt 149.9m)
Taxrate = 24.27% (81.8m / 336.9m)
NOPAT = 266.4m (EBIT 351.8m * (1 - 24.27%))
Current Ratio = 1.52 (Total Current Assets 499.4m / Total Current Liabilities 328.5m)
Debt / Equity = 0.06 (Debt 149.9m / totalStockholderEquity, last quarter 2.63b)
Debt / EBITDA = 0.18 (Net Debt 110.7m / EBITDA 603.5m)
Debt / FCF = 0.57 (Net Debt 110.7m / FCF TTM 194.7m)
Total Stockholder Equity = 2.54b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.36% (Net Income 255.1m / Total Assets 3.56b)
RoE = 10.04% (Net Income TTM 255.1m / Total Stockholder Equity 2.54b)
RoCE = 13.26% (EBIT 351.8m / Capital Employed (Equity 2.54b + L.T.Debt 112.0m))
RoIC = 8.26% (NOPAT 266.4m / Invested Capital 3.23b)
WACC = 9.69% (E(11.2b)/V(11.3b) * Re(9.72%) + D(149.9m)/V(11.3b) * Rd(9.83%) * (1-Tc(0.24)))
Discount Rate = 9.72% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 33.43 | Cagr: 0.04%
[DCF] Terminal Value 70.88% ; FCFF base≈194.7m ; Y1≈195.5m ; Y5≈207.1m
[DCF] Fair Price = 94.43 (EV 2.62b - Net Debt 110.7m = Equity 2.51b / Shares 26.6m; r=9.69% [WACC]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: -78.30 | EPS CAGR: -13.15% | SUE: 0.11 | # QB: 0
Revenue Correlation: 90.88 | Revenue CAGR: 6.64% | SUE: 1.31 | # QB: 2
EPS current Quarter (2026-06-30): EPS=3.37 | Chg30d=+2.04% | Revisions=+77% | Analysts=18
EPS next Quarter (2026-09-30): EPS=3.36 | Chg30d=+0.73% | Revisions=+75% | Analysts=16
EPS current Year (2026-12-31): EPS=11.46 | Chg30d=+1.36% | Revisions=+77% | GrowthEPS=+25.8% | GrowthRev=+11.3%
EPS next Year (2027-12-31): EPS=14.61 | Chg30d=+1.71% | Revisions=+64% | GrowthEPS=+27.5% | GrowthRev=+8.1%
[Analyst] Revisions Ratio: +88% (up=39, down=1)