SLDE Stock Analysis: Slide Insurance Holdings | NASDAQ
Insurance - Property & Casualty | NASDAQ, USA | Market Cap: 2.791m USD | 12M Return: 55.2% | US8313491057 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 31.7M
Qual. Beats: 0
Rev. Trend: 98.4%
Warnings
No concerns identified
Tailwinds
Seasonality 1.3 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Slide Insurance Holdings, Inc. (NASDAQ: SLDE) provides property and casualty insurance services in the United States, focusing on coastal specialty personal lines products such as homeowners, condominium unit owners, and commercial residential coverage. The company also offers reinsurance and insurance agency services, and was incorporated in 2021 with its headquarters in Tampa, Florida. As a specialty insurer, Slide concentrates on coastal markets-regions that face elevated exposure to hurricanes and windstorm losses-which typical standard-market insurers often avoid or price with limited competition, creating a demand-driven niche for this segment of the property and casualty industry.
- ricane losses drive underwriting margin volatility in coastal states
- Coastal specialty premium growth accelerates in Florida market
- Reinsurance cost pressures combined ratio and profitability outlook
| Net Income: 555.8m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -6.40 > 1.0 |
| NWC/Revenue: 68.95% < 20% (prev 39.13%; Δ 29.82% < -1%) |
| CFO/TA 0.29 > 3% & CFO 1.04b > Net Income 555.8m |
| Net Debt (-1.19b) to EBITDA (745.1m): -1.59 < 3 |
| Current Ratio: 1.56 > 1.5 & < 3 |
| Outstanding Shares: last quarter (131.9m) vs 12m ago 4.73% < -2% |
| Gross Margin: 84.20% > 18% (prev 53.38%; Δ 30.81% > 0.5%) |
| Asset Turnover: 43.31% > 50% (prev 34.89%; Δ 8.42% > 0%) |
| Interest Coverage Ratio: 205.7 > 6 (EBIT TTM 735.9m / Interest Expense TTM 3.58m) |
| A: 0.27 (Total Current Assets 2.67b - Total Current Liabilities 1.71b) / Total Assets 3.60b |
| B: 0.29 (Retained Earnings 1.03b / Total Assets 3.60b) |
| C: 0.23 (EBIT TTM 735.9m / Avg Total Assets 3.21b) |
| D: 0.50 (Book Value of Equity 1.19b / Total Liabilities 2.40b) |
| Altman-Z'' = 4.74 = AA |
| DSRI: 0.27 (Receivables 144.4m/383.5m, Revenue 1.39b/981.8m) |
| GMI: 0.63 (GM 53.38% / 84.20%) |
| AQI: 1.39 (AQ_t 0.25 / AQ_t-1 0.18) |
| SGI: 1.41 (Revenue 1.39b / 981.8m) |
| TATA: -0.13 (NI 555.8m - CFO 1.04b) / TA 3.60b) |
| Beneish M = -3.45 (Cap -4..+1) = AA |
As of October 09, 2026, the stock is trading at USD 25.30 with a total of 994,022 shares traded. Over the past week, the price has changed by +7.07%, over one month by +3.43%, over three months by +24.00% and over the past year by +55.24%.
Current recommended Stop Loss: 24.20 (which is 4.3% or 1.3 ATR below the current price).
Slide Insurance Holdings has received a consensus analysts rating of 3.80. Therefore, it is recommended to hold SLDE.
- StrongBuy: 0
- Buy: 4
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 25.8 | 2% |
P/E Trailing = 5.7985
P/S = 2.0094
P/B = 2.2447
Revenue TTM = 1.39b USD
EBIT TTM = 735.9m USD
EBITDA TTM = 745.1m USD
Long Term Debt = 29.7m USD (from longTermDebt, last quarter)
Short Term Debt = 4.21m USD (from shortTermDebt, last quarter)
Debt = 47.6m USD (from shortLongTermDebtTotal, last quarter) + Leases 8.95m
Net Debt = -1.19b USD (calculated: Debt 47.6m - CCE 1.23b)
Enterprise Value = 1.60b USD (2.79b + Debt 47.6m - CCE 1.23b)
Interest Coverage Ratio = 205.7 (Ebit TTM 735.9m / Interest Expense TTM 3.58m)
EV/FCF = 14.26x (Enterprise Value 1.60b / FCF TTM 112.6m)
FCF Yield = 7.01% (FCF TTM 112.6m / Enterprise Value 1.60b)
FCF Margin = 8.10% (FCF TTM 112.6m / Revenue TTM 1.39b)
Net Margin = 40.02% (Net Income TTM 555.8m / Revenue TTM 1.39b)
Gross Margin = 84.20% ((Revenue TTM 1.39b - Cost of Revenue TTM 219.5m) / Revenue TTM)
Gross Margin QoQ = 71.89% (prev 71.47%)
Tobins Q-Ratio = 0.45 (Enterprise Value 1.60b / Total Assets 3.60b)
Interest Expense / Debt = 7.52% (Interest Expense 3.58m / Debt 47.6m)
Taxrate = 24.20% (177.4m / 733.2m)
NOPAT = 557.8m (EBIT 735.9m * (1 - 24.20%))
Current Ratio = 1.12 (Total Current Assets 2.67b / Total Current Liabilities 2.37b)
Debt / Equity = 0.04 (Debt 47.6m / totalStockholderEquity, last quarter 1.19b)
Debt / EBITDA = -1.59 (Net Debt -1.19b / EBITDA 745.1m)
Debt / FCF = -10.54 (Net Debt -1.19b / FCF TTM 112.6m)
Total Stockholder Equity = 1.10b (last 4 quarters mean from totalStockholderEquity)
RoA = 17.33% (Net Income 555.8m / Total Assets 3.60b)
RoE = 50.69% (Net Income TTM 555.8m / Total Stockholder Equity 1.10b)
RoCE = 65.34% (EBIT 735.9m / Capital Employed (Equity 1.10b + L.T.Debt 29.7m))
RoIC = 16.49% (NOPAT 557.8m / Invested Capital 3.38b)
WACC = 5.04% (E(2.79b)/V(2.84b) * Re(5.03%) + D(47.6m)/V(2.84b) * Rd(7.52%) * (1-Tc(0.24)))
Discount Rate = 5.03% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 74.66 | Cagr: 2.46%
[DCF] Terminal Value 73.10% ; FCFF base≈174.7m ; Y1≈153.2m ; Y5≈123.8m
[DCF] Fair Price = 27.16 (EV 1.99b - Net Debt -1.19b = Equity 3.17b / Shares 116.8m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.72 | # QB: 0
Revenue Correlation: 98.43 | Revenue CAGR: 57.07% | SUE: N/A | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.63 | Chg30d=+4.74% | Revisions=+38% | Analysts=4
EPS current Year (2026-12-31): EPS=3.77 | Chg30d=-0.28% | Revisions=+62% | GrowthEPS=+12.2% | GrowthRev=+32.7%
EPS next Year (2027-12-31): EPS=3.64 | Chg30d=-1.44% | Revisions=+38% | GrowthEPS=-3.4% | GrowthRev=+1.6%
[Analyst] Revisions Ratio: +61% (up=13, down=2)