(SLM) SLM - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US78442P1066

SLM: Education Loans, Deposit Accounts

SLM Corporation (NASDAQ: SLM), commonly known as Sallie Mae, specializes in providing private education loans to students and families in the United States. The company offers a range of financial products, including undergraduate, graduate, and career training loans, as well as online banking solutions such as high-yield savings accounts, CDs, and money market accounts. Sallie Mae also provides financial literacy resources to help borrowers manage their finances effectively. The company, rebranded from New BLC Corporation in December 2013, has been operating since 1972 and is headquartered in Newark, Delaware. Its primary focus is on helping students and families access affordable education financing while maintaining a strong position in the consumer finance sector.

Over the next three months, SLM Corp is expected to face potential resistance at 30.1 and 28.5, with support levels at 23.9, 22.1, and 20.5. The stock is currently trading at 27.75, above its 200-day SMA of 25.21 but below its 50-day SMA of 28.74, indicating short-term volatility. The average 20-day volume is 2,265,337, with an ATR of 1.34, suggesting moderate price movement. Fundamentally, SLMs market cap of $5.71 billion, P/E ratio of 9.80, and forward P/E of 8.90 indicate undervaluation potential. Its price-to-book ratio of 2.99 and return on equity of 28.16% highlight strong financial health. The companys focus on private education loans and deposit products positions it to capitalize on rising interest rates, potentially improving its net interest margin and loan origination volumes in the coming months.

Additional Sources for SLM Stock

SLM Stock Overview

Market Cap in USD 6,604m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1988-01-05

SLM Stock Ratings

Growth Rating 82.7
Fundamental 31.2
Dividend Rating 64.3
Rel. Strength 22
Analysts 4.36/5
Fair Price Momentum 36.96 USD
Fair Price DCF -

SLM Dividends

Dividend Yield 12m 1.75%
Yield on Cost 5y 6.67%
Annual Growth 5y 30.83%
Payout Consistency 72.8%

SLM Growth Ratios

Growth Correlation 3m -36%
Growth Correlation 12m 88%
Growth Correlation 5y 68%
CAGR 5y 34.34%
CAGR/Max DD 5y 0.78
Sharpe Ratio 12m 0.52
Alpha 38.73
Beta 1.002
Volatility 35.08%
Current Volume 3457.6k
Average Volume 20d 2501.1k
What is the price of SLM stocks?
As of May 09, 2025, the stock is trading at USD 31.52 with a total of 3,457,554 shares traded.
Over the past week, the price has changed by +9.03%, over one month by +26.43%, over three months by +5.71% and over the past year by +48.64%.
Is SLM a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, SLM is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 31.15 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SLM as of May 2025 is 36.96. This means that SLM is currently undervalued and has a potential upside of +17.26% (Margin of Safety).
Is SLM a buy, sell or hold?
SLM has received a consensus analysts rating of 4.36. Therefor, it is recommend to buy SLM.
  • Strong Buy: 6
  • Buy: 3
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for SLM stock price target?
According to ValueRays Forecast Model, SLM SLM will be worth about 40.7 in May 2026. The stock is currently trading at 31.52. This means that the stock has a potential upside of +29.16%.
Issuer Forecast Upside
Wallstreet Target Price 33 4.7%
Analysts Target Price 33 4.7%
ValueRay Target Price 40.7 29.2%