(SLM) SLM - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US78442P1066

SLM EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of SLM over the last 5 years for every Quarter.

SLM Revenue

This chart shows the Revenue of SLM over the last 5 years for every Quarter.

SLM: Education Loans, Deposit Accounts

SLM Corporation is a consumer finance company that provides private education loans to students and their families, as well as retail deposit accounts, including high-yield savings accounts and certificates of deposit. The companys primary focus is on financing education costs in the United States. With a history dating back to 1972, SLM Corporation has established itself as a major player in the student lending industry.

As a consumer finance company, SLM Corps business model is centered around providing financial products and services to individuals and families. The companys retail deposit accounts offer a range of options, including money market accounts and interest-bearing omnibus accounts, allowing customers to manage their finances effectively. With its headquarters in Newark, Delaware, SLM Corporation operates under the brand name Sallie Mae, a well-known entity in the education finance sector.

Analyzing the companys , we can observe that the stock is currently trading at $32.16, with a 20-day SMA of $32.96 and a 50-day SMA of $29.99. The 200-day SMA is at $26.65, indicating a longer-term uptrend. The ATR is $0.90, representing a 2.79% daily price movement. Given the current price action and the support levels at $30.1, $28.2, and $23.9, we can anticipate potential buying opportunities if the stock pulls back to these levels. Based on the , the companys P/E ratio is 11.24, and the forward P/E is 10.21, indicating a relatively attractive valuation. With a Market Cap of $6.75B and an RoE of 27.75%, SLM Corp demonstrates a strong financial position.

Forecasting the stocks performance, we can expect SLM Corp to continue its upward trend, driven by its solid financials and the growing demand for education financing. If the stock consolidates around the current price, a potential breakout above the 52-week high of $34.22 could lead to further gains. Conversely, a pullback to the support levels could present buying opportunities. Based on the and , a 12-month price target for SLM Corp could be around $40, representing a 25% upside from the current price.

Additional Sources for SLM Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

SLM Stock Overview

Market Cap in USD 6,627m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 1988-01-05

SLM Stock Ratings

Growth Rating 84.7
Fundamental 34.2
Dividend Rating 66.9
Rel. Strength 23.8
Analysts 4.36 of 5
Fair Price Momentum 38.59 USD
Fair Price DCF -

SLM Dividends

Dividend Yield 12m 1.70%
Yield on Cost 5y 8.31%
Annual Growth 5y 30.83%
Payout Consistency 72.8%
Payout Ratio 18.0%

SLM Growth Ratios

Growth Correlation 3m 67.6%
Growth Correlation 12m 90.3%
Growth Correlation 5y 68%
CAGR 5y 39.80%
CAGR/Max DD 5y 0.90
Sharpe Ratio 12m 0.37
Alpha 42.68
Beta 1.002
Volatility 32.41%
Current Volume 1508.3k
Average Volume 20d 1701.2k
What is the price of SLM shares?
As of June 25, 2025, the stock is trading at USD 32.12 with a total of 1,508,252 shares traded.
Over the past week, the price has changed by +2.82%, over one month by -6.14%, over three months by +6.02% and over the past year by +55.89%.
Is SLM a good stock to buy?
Neither. Based on ValueRay´s Fundamental Analyses, SLM is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 34.16 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SLM is around 38.59 USD . This means that SLM is currently undervalued and has a potential upside of +20.14% (Margin of Safety).
Is SLM a buy, sell or hold?
SLM has received a consensus analysts rating of 4.36. Therefor, it is recommend to buy SLM.
  • Strong Buy: 6
  • Buy: 3
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for SLM share price target?
According to our own proprietary Forecast Model, SLM SLM will be worth about 42.9 in June 2026. The stock is currently trading at 32.12. This means that the stock has a potential upside of +33.69%.
Issuer Target Up/Down from current
Wallstreet Target Price 34.7 8.1%
Analysts Target Price 33 2.7%
ValueRay Target Price 42.9 33.7%