(SNFCA) Security National Financial - Ratings and Ratios

Security National Financial Corporation is a multifaceted financial services company operating in the life insurance, cemetery and mortuary, and mortgage sectors. The companys diverse portfolio includes a wide range of life insurance products, such as funeral plans, interest-sensitive life insurance, and traditional life, accident, and health insurance products, as well as annuity products like single and flexible premium deferred annuities and immediate annuities. Its cemetery and mortuary segment provides comprehensive death care services and products, including plots, interment vaults, mausoleum crypts, markers, caskets, urns, and funeral services, with operations in Utah, California, and New Mexico. The mortgage segment focuses on originating and underwriting residential and commercial loans, primarily in Florida, Nevada, Texas, and Utah, catering to real estate brokers, builders, and consumers.

With a history dating back to 1965, Security National Financial Corporation has established itself as a significant player in its respective markets, headquartered in Salt Lake City, Utah. The companys business model is characterized by its ability to manage risk through reinsurance treaties with authorized unaffiliated reinsurers, thereby mitigating potential losses. Its diverse business segments allow for a balanced revenue stream, potentially insulating it from sector-specific downturns.

Analyzing the provided , the stocks last price is $10.25, slightly above its 20-day Simple Moving Average (SMA) of $9.78, indicating a recent positive trend. However, it is below its 50-day SMA of $10.98, suggesting a longer-term downtrend. The Average True Range (ATR) of $0.56, representing a 5.50% volatility, indicates moderate price movements. Given the 52-week high and low of $13.46 and $6.34, respectively, the stock is currently trading near the lower end of its recent range, potentially indicating an undervaluation or a buying opportunity.

From a fundamental perspective, Security National Financial Corporation has a market capitalization of $262.69 million and a Price-to-Earnings (P/E) ratio of 9.59, which is relatively low, suggesting the stock might be undervalued. The Return on Equity (RoE) of 7.97% indicates a decent return for shareholders. Considering these factors, a forecast based on both and could suggest that the stock has potential for growth, given its current price is near its 52-week low and its P/E ratio is relatively low. A potential buying strategy could involve waiting for the stock to breach its 50-day SMA and sustain a price above it, potentially signaling a longer-term uptrend. However, any investment decision should be made with careful consideration of the companys future prospects, industry trends, and overall market conditions.