(SOFI) SoFi Technologies - Ratings and Ratios
Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US83406F1021
SOFI EPS (Earnings per Share)
SOFI Revenue
SOFI: Lending, Financial, Technology, Investing, Banking
SoFi Technologies, Inc. is a multifaceted financial services company operating in the United States, Latin America, Canada, and Hong Kong, offering a broad range of financial products and services through its three primary segments: Lending, Technology Platform, and Financial Services. The companys diverse portfolio includes lending and financial services, personal loans, student loans, home loans, and related services, as well as technology platforms like Galileo and Technisys, which provide services and software to financial and non-financial institutions.
The companys financial services arm offers a suite of products, including SoFi Money, a checking and savings account with cash management capabilities, and SoFi Invest, a mobile-first investment platform providing access to trading and advisory solutions. Additionally, SoFi Credit Card offers cash back rewards, while SoFi Relay serves as a personal finance management tool, tracking financial accounts, credit scores, and spending behaviors. SoFi Protect provides insurance products, and SoFi At Work offers financial benefits to employees, including student loan payments.
SoFis business model is built around providing a comprehensive financial ecosystem for its members, allowing them to borrow, save, spend, invest, and protect their money. The companys technology platforms, Galileo and Technisys, play a crucial role in supporting this ecosystem by providing services and software to financial institutions. With its diverse range of products and services, SoFi is well-positioned to capitalize on the growing demand for digital financial services.
From a technical analysis perspective, SOFIs stock price is currently at $13.67, with a 20-day SMA of $13.50, indicating a potential bullish trend. The stock is trading above its 50-day and 200-day SMAs, suggesting a longer-term uptrend. The ATR of 0.60 (4.42%) indicates moderate volatility. Given the current technical setup and fundamental data, including a P/E ratio of 30.63 and a forward P/E of 41.15, it is likely that SOFI will continue to experience growth, driven by its expanding product offerings and increasing demand for digital financial services. A potential price target could be the next resistance level at $14.7, with a possible extension to $16.6 if the trend continues.
Based on the fundamental data, SoFis market capitalization stands at $14.56 billion, with a return on equity (RoE) of 7.64%. While the P/E ratio is relatively high, the companys growth prospects, driven by its diversified financial services and technology platforms, may justify the valuation. As the company continues to expand its product offerings and user base, it is likely to drive revenue growth, potentially leading to a revaluation of the stock. Therefore, a forecast based on both technical and fundamental data suggests that SOFI may experience a moderate increase in stock price in the near term, with potential targets at $14.7 and $16.6.
Additional Sources for SOFI Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
SOFI Stock Overview
Market Cap in USD | 16,978m |
Sector | Financial Services |
Industry | Credit Services |
GiC Sub-Industry | Consumer Finance |
IPO / Inception | 2020-11-30 |
SOFI Stock Ratings
Growth Rating | 18.4 |
Fundamental | -8.39 |
Dividend Rating | 0.0 |
Rel. Strength | 92.5 |
Analysts | 3.26 of 5 |
Fair Price Momentum | 14.85 USD |
Fair Price DCF | - |
SOFI Dividends
Currently no dividends paidSOFI Growth Ratios
Growth Correlation 3m | 84.6% |
Growth Correlation 12m | 63.1% |
Growth Correlation 5y | -26.4% |
CAGR 5y | 9.48% |
CAGR/Max DD 5y | 0.11 |
Sharpe Ratio 12m | 2.38 |
Alpha | 115.51 |
Beta | 2.518 |
Volatility | 63.53% |
Current Volume | 64126k |
Average Volume 20d | 62963k |
As of June 25, 2025, the stock is trading at USD 15.85 with a total of 64,125,956 shares traded.
Over the past week, the price has changed by +9.84%, over one month by +18.37%, over three months by +15.52% and over the past year by +142.35%.
Neither. Based on ValueRay´s Fundamental Analyses, SoFi Technologies is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -8.39 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SOFI is around 14.85 USD . This means that SOFI is currently overvalued and has a potential downside of -6.31%.
SoFi Technologies has received a consensus analysts rating of 3.26. Therefor, it is recommend to hold SOFI.
- Strong Buy: 4
- Buy: 3
- Hold: 8
- Sell: 2
- Strong Sell: 2
According to our own proprietary Forecast Model, SOFI SoFi Technologies will be worth about 17.8 in June 2026. The stock is currently trading at 15.85. This means that the stock has a potential upside of +12.43%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 14.5 | -8.8% |
Analysts Target Price | 14.1 | -10.9% |
ValueRay Target Price | 17.8 | 12.4% |