SPNS 📈 Sapiens International - Overview
Exchange: NASDAQ • Country: Israel • Currency: USD • Type: Common Stock • ISIN: KYG7T16G1039
SPNS: Insurance, Software, Solutions, Platforms, Digital, Engagement, Automation
Sapiens International Corporation NV operates as a global provider of software solutions, catering to the insurance industry across various regions, including North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and other international markets. The company's product portfolio encompasses a wide range of solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields, aiming to streamline and optimize insurance operations. By leveraging advanced technologies such as artificial intelligence, the company offers a suite of products including IDITSuite, an end-to-end insurance software that utilizes AI to enhance efficiency and accuracy.
The company's product lineup also features DigitalSuite, a cloud-native digital engagement platform designed to facilitate future-proof customer interactions. Additionally, Sapiens offers IDITGo, a pre-configured and data-enriched insurance launch and accelerator platform, which enables insurers to rapidly deploy new products and services. The company's consultancy services focus on property and casualty commercial lines, providing expert guidance to insurers seeking to improve their operations. Furthermore, the Tia Enterprise solution is designed to enhance customer engagement, allowing insurers to build stronger relationships with their policyholders.
Sapiens' product offerings extend to the life, health, wealth, and pensions sector, with CoreSuite, an end-to-end cloud and digital policy administration system (PAS) that supports individual and group products. The company also provides CustomerConnect, a dynamic self-service portal that enables insureds to interact with their policies and accounts in a personalized manner. AgentConnect is another key product, offering a portal for agents and brokers to manage sales, customer retention, and customer value. ReinsuranceMaster, a reinsurance automation software, provides insurers with full financial control and flexibility over their reinsurance processes, enabling them to optimize their reinsurance operations.
With a history dating back to 1982, Sapiens International Corporation NV is headquartered in Holon, Israel, and has established itself as a prominent player in the global insurance software market. The company's website, https://www.sapiens.com, provides detailed information on its products and services. As a publicly traded company, Sapiens' common stock is listed on the NASDAQ stock exchange under the ticker symbol SPNS, with the ISIN code KYG7T16G1039, and is classified under the GICS Sub Industry category of Application Software.
Additional Sources for SPNS Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
SPNS Stock Overview
Market Cap in USD | 1,469m |
Sector | Technology |
Industry | Software - Application |
GiC Sub-Industry | Application Software |
IPO / Inception | 1992-05-29 |
SPNS Stock Ratings
Growth 5y | 13.5% |
Fundamental | 75.4% |
Dividend | 48.7% |
Rel. Strength Industry | -128 |
Analysts | 3.2/5 |
Fair Price Momentum | 20.92 USD |
Fair Price DCF | 17.55 USD |
SPNS Dividends
Dividend Yield 12m | 2.25% |
Yield on Cost 5y | 2.35% |
Annual Growth 5y | 32.42% |
Payout Consistency | 77.9% |
SPNS Growth Ratios
Growth Correlation 3m | -78.2% |
Growth Correlation 12m | 23.2% |
Growth Correlation 5y | 27.6% |
CAGR 5y | 0.86% |
CAGR/Mean DD 5y | 0.04 |
Sharpe Ratio 12m | -0.06 |
Alpha | -30.57 |
Beta | 1.08 |
Volatility | 29.79% |
Current Volume | 277.8k |
Average Volume 20d | 155.3k |
As of January 13, 2025, the stock is trading at USD 25.30 with a total of 277,807 shares traded.
Over the past week, the price has changed by -3.40%, over one month by -11.01%, over three months by -29.33% and over the past year by -5.52%.
Yes, based on ValueRay Fundamental Analyses, Sapiens International (NASDAQ:SPNS) is currently (January 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 75.41 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPNS as of January 2025 is 20.92. This means that SPNS is currently overvalued and has a potential downside of -17.31%.
Sapiens International has received a consensus analysts rating of 3.20. Therefor, it is recommend to hold SPNS.
- Strong Buy: 1
- Buy: 1
- Hold: 1
- Sell: 2
- Strong Sell: 0
According to ValueRays Forecast Model, SPNS Sapiens International will be worth about 23.3 in January 2026. The stock is currently trading at 25.30. This means that the stock has a potential downside of -8.06%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 31.8 | 25.5% |
Analysts Target Price | 31.4 | 24.1% |
ValueRay Target Price | 23.3 | -8.1% |