SPNS 📈 Sapiens International - Overview

Exchange: NASDAQ • Country: Israel • Currency: USD • Type: Common Stock • ISIN: KYG7T16G1039

SPNS: Insurance, Software, Solutions, Platforms, Digital, Engagement, Automation

Sapiens International Corporation NV operates as a global provider of software solutions, catering to the insurance industry across various regions, including North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and other international markets. The company's product portfolio encompasses a wide range of solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields, aiming to streamline and optimize insurance operations. By leveraging advanced technologies such as artificial intelligence, the company offers a suite of products including IDITSuite, an end-to-end insurance software that utilizes AI to enhance efficiency and accuracy.

The company's product lineup also features DigitalSuite, a cloud-native digital engagement platform designed to facilitate future-proof customer interactions. Additionally, Sapiens offers IDITGo, a pre-configured and data-enriched insurance launch and accelerator platform, which enables insurers to rapidly deploy new products and services. The company's consultancy services focus on property and casualty commercial lines, providing expert guidance to insurers seeking to improve their operations. Furthermore, the Tia Enterprise solution is designed to enhance customer engagement, allowing insurers to build stronger relationships with their policyholders.

Sapiens' product offerings extend to the life, health, wealth, and pensions sector, with CoreSuite, an end-to-end cloud and digital policy administration system (PAS) that supports individual and group products. The company also provides CustomerConnect, a dynamic self-service portal that enables insureds to interact with their policies and accounts in a personalized manner. AgentConnect is another key product, offering a portal for agents and brokers to manage sales, customer retention, and customer value. ReinsuranceMaster, a reinsurance automation software, provides insurers with full financial control and flexibility over their reinsurance processes, enabling them to optimize their reinsurance operations.

With a history dating back to 1982, Sapiens International Corporation NV is headquartered in Holon, Israel, and has established itself as a prominent player in the global insurance software market. The company's website, https://www.sapiens.com, provides detailed information on its products and services. As a publicly traded company, Sapiens' common stock is listed on the NASDAQ stock exchange under the ticker symbol SPNS, with the ISIN code KYG7T16G1039, and is classified under the GICS Sub Industry category of Application Software.

Additional Sources for SPNS Stock

SPNS Stock Overview

Market Cap in USD 1,469m
Sector Technology
Industry Software - Application
GiC Sub-Industry Application Software
IPO / Inception 1992-05-29

SPNS Stock Ratings

Growth 5y 13.5%
Fundamental 75.4%
Dividend 48.7%
Rel. Strength Industry -128
Analysts 3.2/5
Fair Price Momentum 20.92 USD
Fair Price DCF 17.55 USD

SPNS Dividends

Dividend Yield 12m 2.25%
Yield on Cost 5y 2.35%
Annual Growth 5y 32.42%
Payout Consistency 77.9%

SPNS Growth Ratios

Growth Correlation 3m -78.2%
Growth Correlation 12m 23.2%
Growth Correlation 5y 27.6%
CAGR 5y 0.86%
CAGR/Mean DD 5y 0.04
Sharpe Ratio 12m -0.06
Alpha -30.57
Beta 1.08
Volatility 29.79%
Current Volume 277.8k
Average Volume 20d 155.3k
What is the price of SPNS stocks?
As of January 13, 2025, the stock is trading at USD 25.30 with a total of 277,807 shares traded.
Over the past week, the price has changed by -3.40%, over one month by -11.01%, over three months by -29.33% and over the past year by -5.52%.
Is Sapiens International a good stock to buy?
Yes, based on ValueRay Fundamental Analyses, Sapiens International (NASDAQ:SPNS) is currently (January 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 75.41 and therefor a positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of SPNS as of January 2025 is 20.92. This means that SPNS is currently overvalued and has a potential downside of -17.31%.
Is SPNS a buy, sell or hold?
Sapiens International has received a consensus analysts rating of 3.20. Therefor, it is recommend to hold SPNS.
  • Strong Buy: 1
  • Buy: 1
  • Hold: 1
  • Sell: 2
  • Strong Sell: 0
What are the forecast for SPNS stock price target?
According to ValueRays Forecast Model, SPNS Sapiens International will be worth about 23.3 in January 2026. The stock is currently trading at 25.30. This means that the stock has a potential downside of -8.06%.
Issuer Forecast Upside
Wallstreet Target Price 31.8 25.5%
Analysts Target Price 31.4 24.1%
ValueRay Target Price 23.3 -8.1%