(SPNS) Sapiens International - Ratings and Ratios

Exchange: NASDAQ • Country: Israel • Currency: USD • Type: Common Stock • ISIN: KYG7T16G1039

SPNS EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of SPNS over the last 5 years for every Quarter.

SPNS Revenue

This chart shows the Revenue of SPNS over the last 5 years for every Quarter.

SPNS: Insurance Management Software, Digital Engagement Platform, Pre-configured Insurance Solutions, Consultancy Services, Cloud-based Policy Administration System, Customer Engagement Portal, Agent Portal, Reinsurance Automation Software

Sapiens International Corporation N.V. is a leading provider of software solutions for the global insurance industry, catering to a diverse range of clients across North America, the UK, Europe, and other regions. The companys comprehensive suite of products includes AI-powered, cloud-native, and digital engagement platforms designed to transform the insurance landscape. With a strong presence in the industry, Sapiens offers a broad portfolio of solutions, including IDITSuite, DigitalSuite, IDITGo, CoreSuite, CustomerConnect, AgentConnect, and ReinsuranceMaster, which collectively enable insurers to streamline operations, enhance customer engagement, and improve overall efficiency.

By leveraging its expertise in insurance software, Sapiens has established itself as a trusted partner for insurers seeking to modernize their systems and stay competitive in a rapidly evolving market. The companys solutions are designed to address the complex needs of insurers, from core processing and customer engagement to reinsurance automation and sales enablement. With a history dating back to 1982, Sapiens has developed a deep understanding of the insurance industry and has built a reputation for delivering high-quality, innovative solutions that meet the needs of its clients.

Analyzing the and of SPNS, we can observe that the stock is currently trading at $27.94, with a market capitalization of $1.605 billion. The price is below its 20-day SMA of $28.66, indicating a potential short-term bearish trend. However, the 50-day SMA of $27.67 is below the current price, suggesting a possible bullish reversal. The forward P/E ratio of 29.59 and RoE of 15.57% indicate a relatively stable financial performance. Based on these indicators, a forecast for SPNS could be that the stock may experience a short-term correction, potentially testing the 52-week low of $23.92, before rebounding to challenge the 52-week high of $39.65. A potential trading strategy could involve buying on dips towards the 52-week low, with a target price of $35-$40, based on the companys strong fundamental performance and industry growth prospects.

To validate this forecast, further analysis of the companys financials, industry trends, and competitive landscape would be necessary. However, based on the available data, it appears that Sapiens International Corporation N.V. is well-positioned to capitalize on the growing demand for insurance software solutions, driven by the industrys ongoing digital transformation. As the company continues to innovate and expand its product offerings, investors may want to consider accumulating SPNS on dips, with a long-term perspective.

Additional Sources for SPNS Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

SPNS Stock Overview

Market Cap in USD 1,605m
Sector Technology
Industry Software - Application
GiC Sub-Industry Application Software
IPO / Inception 1992-05-29

SPNS Stock Ratings

Growth Rating -3.86
Fundamental 83.0
Dividend Rating 52.6
Rel. Strength -21.5
Analysts 2.8 of 5
Fair Price Momentum 25.33 USD
Fair Price DCF 19.23 USD

SPNS Dividends

Dividend Yield 12m 3.38%
Yield on Cost 5y 3.77%
Annual Growth 5y 32.42%
Payout Consistency 78.3%
Payout Ratio 64.2%

SPNS Growth Ratios

Growth Correlation 3m 80.8%
Growth Correlation 12m -61.2%
Growth Correlation 5y 16.6%
CAGR 5y 2.08%
CAGR/Max DD 5y 0.04
Sharpe Ratio 12m 0.59
Alpha -25.91
Beta 0.942
Volatility 31.73%
Current Volume 149k
Average Volume 20d 126.9k
What is the price of SPNS shares?
As of June 16, 2025, the stock is trading at USD 27.94 with a total of 149,042 shares traded.
Over the past week, the price has changed by -6.96%, over one month by -2.00%, over three months by +2.68% and over the past year by -14.24%.
Is Sapiens International a good stock to buy?
Yes, based on ValueRay´s Fundamental Analyses, Sapiens International (NASDAQ:SPNS) is currently (June 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 82.95 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of SPNS is around 25.33 USD . This means that SPNS is currently overvalued and has a potential downside of -9.34%.
Is SPNS a buy, sell or hold?
Sapiens International has received a consensus analysts rating of 2.80. Therefor, it is recommend to hold SPNS.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 2
  • Sell: 2
  • Strong Sell: 0
What are the forecasts for SPNS share price target?
According to our own proprietary Forecast Model, SPNS Sapiens International will be worth about 28.8 in June 2026. The stock is currently trading at 27.94. This means that the stock has a potential upside of +3.04%.
Issuer Target Up/Down from current
Wallstreet Target Price 30 7.4%
Analysts Target Price 30 7.4%
ValueRay Target Price 28.8 3%