(SSB) SouthState - Ratings and Ratios

SouthState Corporation (NASDAQ:SSB) is a bank holding company for SouthState Bank, National Association, offering a comprehensive suite of banking services and financial products to individuals, businesses, and institutions across the United States. Its deposit products include checking, savings, money market, and time deposit accounts, as well as certificates of deposit and interest-bearing transaction accounts. The company also provides bond accounting services, asset/liability consulting, international wires, and corporate checking account services. Its lending portfolio spans commercial real estate, residential real estate, and commercial and industrial loans, alongside consumer loans such as auto, boat, personal installment, and agriculture-related financing. Additional services include debit and credit cards, mobile banking, funds transfer products, and treasury management solutions like merchant services, automated clearing house, lock-box, and remote deposit capture. Wealth management offerings encompass asset management, trust services, and private banking, while other services include safe deposit boxes, wire transfers, brokerage services, and alternative investment products such as annuities and mutual funds. The company, rebranded from First Financial Holdings, Inc. in 2013, has operated since 1933 and is headquartered in Winter Haven, Florida.

SouthState Corporation (NASDAQ:SSB) operates as a regional bank with a focus on community banking, offering a range of financial services tailored to both retail and corporate clients. Its product lineup includes deposit accounts, loans, and treasury management solutions, supported by online, mobile, and telephone banking platforms. The company serves clients across the southeastern United States, with a strong presence in Florida, Georgia, Alabama, and the Carolinas. Its services are designed to meet the financial needs of individuals, small businesses, and larger corporate clients, with a emphasis on personalized service and local community engagement. SouthState Corporation has a long history dating back to 1933 and has grown through strategic acquisitions and organic expansion, solidifying its position as a key player in the regional banking sector.