(THRY) Thryv Holdings - Overview
Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 151m USD | Total Return: -75.2% in 12m
Industry Rotation: +14.4
Avg Turnover: 3.58M
EPS Trend: -27.9%
Qual. Beats: 0
Rev. Trend: -83.8%
Qual. Beats: 1
Warnings
Altman Z'' -3.06 < 1.0 - financial distress zone
Tailwinds
No distinct edge detected
Thryv Holdings, Inc. (THRY) offers digital marketing and cloud-based software to small and medium-sized businesses (SMBs) in the US. This sector is characterized by a high volume of diverse clients seeking cost-effective digital solutions.
The company operates in two segments: Thryv Marketing Services and Thryv SaaS. Thryv Marketing Services includes traditional print and internet yellow pages, alongside digital media solutions like search engine marketing, online display advertising, and search engine optimization. The business model for these services often involves recurring subscriptions or project-based fees.
Thryv SaaS provides a comprehensive platform for SMB operations, including customer relationship management (CRM), appointment scheduling, invoicing, payments, and social media management. This platform consolidates various business functions, a common strategy in the SMB software market to enhance efficiency for clients.
Additional offerings include marketing and advertising tools, AI-assisted website development, SEO tools, and ThryvPay, a payment processing solution. The company also provides Keap, a sales and marketing automation engine. ValueRay offers detailed financial models and data to help you understand the implications of these diverse product lines.
- Thryv SaaS subscription growth drives recurring revenue
- Print Yellow Pages decline impacts legacy revenue
- Small business economic health influences demand
- Acquisition strategy expands market reach and product offerings
| Net Income: 14.5m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.09 > 0.02 and ΔFCF/TA 3.00 > 1.0 |
| NWC/Revenue: 4.86% < 20% (prev 1.72%; Δ 3.14% < -1%) |
| CFO/TA 0.11 > 3% & CFO 75.5m > Net Income 14.5m |
| Net Debt (250.6m) to EBITDA (94.9m): 2.64 < 3 |
| Current Ratio: 1.23 > 1.5 & < 3 |
| Outstanding Shares: last quarter (45.2m) vs 12m ago 4.23% < -2% |
| Gross Margin: 67.76% > 18% (prev 0.65%; Δ 6.71k% > 0.5%) |
| Asset Turnover: 110.4% > 50% (prev 109.7%; Δ 0.70% > 0%) |
| Interest Coverage Ratio: 1.95 > 6 (EBITDA TTM 94.9m / Interest Expense TTM 29.7m) |
| A: 0.05 (Total Current Assets 200.8m - Total Current Liabilities 163.3m) / Total Assets 693.7m |
| B: -0.82 (Retained Earnings -567.6m / Total Assets 693.7m) |
| C: 0.08 (EBIT TTM 57.8m / Avg Total Assets 698.7m) |
| D: -1.24 (Book Value of Equity -582.7m / Total Liabilities 468.3m) |
| Altman-Z'' Score: -3.06 = D |
| DSRI: 0.99 (Receivables 147.1m/149.4m, Revenue 771.3m/771.9m) |
| GMI: 0.96 (GM 67.76% / 65.15%) |
| AQI: 0.98 (AQ_t 0.64 / AQ_t-1 0.65) |
| SGI: 1.00 (Revenue 771.3m / 771.9m) |
| TATA: -0.09 (NI 14.5m - CFO 75.5m) / TA 693.7m) |
| Beneish M-Score: -3.18 (Cap -4..+1) = AA |
Over the past week, the price has changed by -10.50%, over one month by +5.25%, over three months by -5.01% and over the past year by -75.16%.
- StrongBuy: 3
- Buy: 1
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 4.7 | 37% |
P/E Forward = 14.6628
P/S = 0.1961
P/B = 0.7496
Revenue TTM = 771.3m USD
EBIT TTM = 57.8m USD
EBITDA TTM = 94.9m USD
Long Term Debt = 232.3m USD (from longTermDebt, last quarter)
Short Term Debt = 26.2m USD (from shortTermDebt, last quarter)
Debt = 258.6m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 250.6m USD (from netDebt column, last quarter)
Enterprise Value = 401.8m USD (151.2m + Debt 258.6m - CCE 7.95m)
Interest Coverage Ratio = 1.95 (Ebit TTM 57.8m / Interest Expense TTM 29.7m)
EV/FCF = 6.61x (Enterprise Value 401.8m / FCF TTM 60.8m)
FCF Yield = 15.13% (FCF TTM 60.8m / Enterprise Value 401.8m)
FCF Margin = 7.88% (FCF TTM 60.8m / Revenue TTM 771.3m)
Net Margin = 1.88% (Net Income TTM 14.5m / Revenue TTM 771.3m)
Gross Margin = 67.76% ((Revenue TTM 771.3m - Cost of Revenue TTM 248.7m) / Revenue TTM)
Gross Margin QoQ = 65.16% (prev 68.02%)
Tobins Q-Ratio = 0.58 (Enterprise Value 401.8m / Total Assets 693.7m)
Interest Expense / Debt = 2.56% (Interest Expense 6.61m / Debt 258.6m)
Taxrate = 21.0% (US default 21%)
NOPAT = 45.6m (EBIT 57.8m * (1 - 21.00%))
Current Ratio = 1.23 (Total Current Assets 200.8m / Total Current Liabilities 163.3m)
Debt / Equity = 1.15 (Debt 258.6m / totalStockholderEquity, last quarter 225.4m)
Debt / EBITDA = 2.64 (Net Debt 250.6m / EBITDA 94.9m)
Debt / FCF = 4.12 (Net Debt 250.6m / FCF TTM 60.8m)
Total Stockholder Equity = 219.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.07% (Net Income 14.5m / Total Assets 693.7m)
RoE = 6.58% (Net Income TTM 14.5m / Total Stockholder Equity 219.9m)
RoCE = 12.77% (EBIT 57.8m / Capital Employed (Equity 219.9m + L.T.Debt 232.3m))
RoIC = 9.43% (NOPAT 45.6m / Invested Capital 483.8m)
WACC = 5.77% (E(151.2m)/V(409.8m) * Re(12.18%) + D(258.6m)/V(409.8m) * Rd(2.56%) * (1-Tc(0.21)))
Discount Rate = 12.18% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 77.78 | Cagr: 12.29%
[DCF] Terminal Value 83.00% ; FCFF base≈52.7m ; Y1≈39.8m ; Y5≈24.1m
[DCF] Fair Price = 11.17 (EV 745.9m - Net Debt 250.6m = Equity 495.3m / Shares 44.3m; r=6.0% [WACC]; 5y FCF grow -28.95% → 3.0% )
EPS Correlation: -27.89 | EPS CAGR: -35.23% | SUE: 0.44 | # QB: 0
Revenue Correlation: -83.83 | Revenue CAGR: -16.79% | SUE: 1.96 | # QB: 1
EPS current Quarter (2026-06-30): EPS=-0.11 | Chg30d=-222.22% | Revisions=-20% | Analysts=1
EPS next Quarter (2026-09-30): EPS=0.05 | Chg30d=-68.75% | Revisions=-20% | Analysts=1
EPS current Year (2026-12-31): EPS=0.49 | Chg30d=-22.83% | Revisions=+20% | GrowthEPS=-64.2% | GrowthRev=-20.3%
EPS next Year (2027-12-31): EPS=0.20 | Chg30d=-86.39% | Revisions=N/A | GrowthEPS=-59.2% | GrowthRev=-3.5%