(TIGR) Up Fintech Holding - Overview

Sector: Financial Services | Industry: Capital Markets | Exchange: NASDAQ (USA) | Market Cap: 1.121m USD | Total Return: -0.4% in 12m

Online Brokerage, Trading Platform, Financial Services, Investment Tools
Total Rating 36
Safety 85
Buy Signal -1.02
Capital Markets
Industry Rotation: +20.1
Market Cap: 1.12B
Avg Turnover: 16.8M USD
ATR: 4.85%
Peers RS (IBD): 5.6
Risk 5d forecast
Volatility70.8%
Rel. Tail Risk-11.0%
Reward TTM
Sharpe Ratio0.15
Alpha-77.83
Character TTM
Beta2.141
Beta Downside4.672
Drawdowns 3y
Max DD55.61%
CAGR/Max DD0.46
EPS (Earnings per Share) EPS (Earnings per Share) of TIGR over the last years for every Quarter: "2021-03": 0.143, "2021-06": -0.15, "2021-09": 0.13, "2021-12": -0.04, "2022-03": -0.013, "2022-06": 0.022, "2022-09": 0.041, "2022-12": 0.029, "2023-03": 0.05, "2023-06": 0.08, "2023-09": 0.08, "2023-12": -0.01, "2024-03": 0.08, "2024-06": 0.02, "2024-09": 0.12, "2024-12": 0.17, "2025-03": 0.2, "2025-06": 0.23, "2025-09": 0.29, "2025-12": 0.244, "2026-03": 0,
EPS CAGR: -19.18%
EPS Trend: 61.9%
Last SUE: -3.86
Qual. Beats: 0
Revenue Revenue of TIGR over the last years for every Quarter: 2021-03: 81.277374, 2021-06: 60.23438, 2021-09: 60.78175, 2021-12: 264.488162, 2022-03: 52.628703, 2022-06: 53.476112, 2022-09: 55.406375, 2022-12: 66.325676, 2023-03: 63.854357, 2023-06: 66.054748, 2023-09: 70.146211, 2023-12: 69.98096, 2024-03: 78.948492, 2024-06: 87.437008, 2024-09: 101.054, 2024-12: 107.370508, 2025-03: 122.61, 2025-06: 138.720037, 2025-09: 175.160244, 2025-12: 176.340897, 2026-03: null,
Rev. CAGR: 38.05%
Rev. Trend: 97.7%
Last SUE: 0.49
Qual. Beats: 0

Warnings

Volatile

Tailwinds

No distinct edge detected

Description: TIGR Up Fintech Holding

UP Fintech Holding Limited (TIGR) is a Singapore-headquartered online brokerage firm established in 2014. It primarily serves Chinese investors across multiple regions, including New Zealand, the Cayman Islands, Singapore, and the United States.

The companys core offering is the Tiger Trade platform, accessible via app and website. This platform facilitates trading in various financial instruments such as stocks, options, and warrants. Online brokerages typically generate revenue through commissions on trades and interest on margin loans.

Beyond trading, TIGR provides a suite of services including investor education, community forums, and investor relations (IR) platforms. It also offers trade execution, margin financing, securities lending, and asset and wealth management. Furthermore, the company engages in ESOP management, fund-related services (licensing, product design, custody, execution, allocation), fund structuring, and IPO underwriting. These diversified offerings are common among full-service brokerages aiming to capture a broader client base.

TIGR also provides market data, simulated trading, and allows trading of futures contracts.

Further research on ValueRay can provide more detailed financial metrics and peer comparisons.

Headlines to Watch Out For
  • Chinese regulatory scrutiny impacts brokerage operations
  • Trading volume from Chinese investors drives commission revenue
  • Margin financing and securities lending generate interest income
  • Expansion into new international markets diversifies revenue
  • Investment in technology and platform development increases operating costs
Piotroski VR‑10 (Strict) 5.5
Net Income: 171.1m TTM > 0 and > 6% of Revenue
FCF/TA: 0.08 > 0.02 and ΔFCF/TA 4.89 > 1.0
NWC/Revenue: 1.31k% < 20% (prev 87.06%; Δ 1.22k% < -1%)
CFO/TA 0.08 > 3% & CFO 672.9m > Net Income 171.1m
Net Debt (-4.11b) to EBITDA (291.6m): -14.08 < 3
Current Ratio: 68.82 > 1.5 & < 3
Outstanding Shares: last quarter (187.9m) vs 12m ago 4.89% < -2%
Gross Margin: 76.64% > 18% (prev 0.77%; Δ 7.59k% > 0.5%)
Asset Turnover: 8.38% > 50% (prev 5.86%; Δ 2.52% > 0%)
Interest Coverage Ratio: 3.83 > 6 (EBITDA TTM 291.6m / Interest Expense TTM 73.4m)
Altman Z'' 6.75
A: 0.97 (Total Current Assets 8.12b - Total Current Liabilities 118.0m) / Total Assets 8.23b
B: 0.03 (Retained Earnings 208.4m / Total Assets 8.23b)
C: 0.04 (EBIT TTM 281.1m / Avg Total Assets 7.31b)
D: 0.03 (Book Value of Equity 233.5m / Total Liabilities 7.36b)
Altman-Z'' Score: 6.75 = AAA
Beneish M -3.46
DSRI: 0.70 (Receivables 3.84b/3.36b, Revenue 612.8m/374.8m)
GMI: 1.01 (GM 76.64% / 77.36%)
AQI: 0.01 (AQ_t 0.01 / AQ_t-1 0.93)
SGI: 1.64 (Revenue 612.8m / 374.8m)
TATA: -0.06 (NI 171.1m - CFO 672.9m) / TA 8.23b)
Beneish M-Score: -3.46 (Cap -4..+1) = AA
What is the price of TIGR shares? As of April 09, 2026, the stock is trading at USD 6.73 with a total of 3,712,497 shares traded.
Over the past week, the price has changed by +4.67%, over one month by -7.93%, over three months by -32.83% and over the past year by -0.44%.
Is TIGR a buy, sell or hold? Up Fintech Holding has received a consensus analysts rating of 4.14. Therefore, it is recommended to buy TIGR.
  • StrongBuy: 4
  • Buy: 1
  • Hold: 1
  • Sell: 1
  • StrongSell: 0
What are the forecasts/targets for the TIGR price?
Analysts Target Price 12.6 87.8%
Up Fintech Holding (TIGR) - Fundamental Data Overview as of 09 April 2026
P/E Trailing = 6.9778
P/E Forward = 14.9925
P/S = 2.0811
P/B = 1.316
Revenue TTM = 612.8m USD
EBIT TTM = 281.1m USD
EBITDA TTM = 291.6m USD
Long Term Debt = 55.2m USD (estimated: total debt 173.2m - short term 118.0m)
Short Term Debt = 118.0m USD (from shortTermDebt, last quarter)
Debt = 173.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -4.11b USD (recalculated: Debt 173.2m - CCE 4.28b)
Enterprise Value = 1.12b USD (floored to Market Cap, CCE > MCap+Debt)
Interest Coverage Ratio = 3.83 (Ebit TTM 281.1m / Interest Expense TTM 73.4m)
EV/FCF = 1.67x (Enterprise Value 1.12b / FCF TTM 672.7m)
FCF Yield = 60.00% (FCF TTM 672.7m / Enterprise Value 1.12b)
 FCF Margin = 109.8% (FCF TTM 672.7m / Revenue TTM 612.8m)
 Net Margin = 27.92% (Net Income TTM 171.1m / Revenue TTM 612.8m)
Gross Margin = 76.64% ((Revenue TTM 612.8m - Cost of Revenue TTM 143.1m) / Revenue TTM)
Gross Margin QoQ = 93.72% (prev 70.49%)
Tobins Q-Ratio = 0.14 (Enterprise Value 1.12b / Total Assets 8.23b)
Interest Expense / Debt = 11.04% (Interest Expense 19.1m / Debt 173.2m)
Taxrate = 16.19% (8.80m / 54.4m)
NOPAT = 235.6m (EBIT 281.1m * (1 - 16.19%))
Current Ratio = 68.82 (Total Current Assets 8.12b / Total Current Liabilities 118.0m)
Debt / Equity = 0.20 (Debt 173.2m / totalStockholderEquity, last quarter 865.5m)
Debt / EBITDA = -14.08 (Net Debt -4.11b / EBITDA 291.6m)
Debt / FCF = -6.11 (Net Debt -4.11b / FCF TTM 672.7m)
Total Stockholder Equity = 781.7m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.34% (Net Income 171.1m / Total Assets 8.23b)
RoE = 21.89% (Net Income TTM 171.1m / Total Stockholder Equity 781.7m)
RoCE = 33.59% (EBIT 281.1m / Capital Employed (Equity 781.7m + L.T.Debt 55.2m))
RoIC = 25.76% (NOPAT 235.6m / Invested Capital 914.6m)
WACC = 12.94% (E(1.12b)/V(1.29b) * Re(13.51%) + D(173.2m)/V(1.29b) * Rd(11.04%) * (1-Tc(0.16)))
Discount Rate = 13.51% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 9.85%
[DCF] Terminal Value 51.92% ; FCFF base≈487.6m ; Y1≈320.1m ; Y5≈146.4m
[DCF] Fair Price = 33.12 (EV 1.59b - Net Debt -4.11b = Equity 5.70b / Shares 172.0m; r=12.94% [WACC]; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 61.89 | EPS CAGR: -19.18% | SUE: -3.86 | # QB: 0
Revenue Correlation: 97.65 | Revenue CAGR: 38.05% | SUE: 0.49 | # QB: 0
EPS next Quarter (2026-06-30): EPS=0.18 | Chg7d=-0.005 | Chg30d=-0.050 | Revisions Net=-1 | Analysts=2
EPS current Year (2026-12-31): EPS=1.05 | Chg7d=-0.012 | Chg30d=+0.055 | Revisions Net=+0 | Growth EPS=+3.9% | Growth Revenue=+7.9%
EPS next Year (2027-12-31): EPS=1.14 | Chg7d=-0.021 | Chg30d=-0.021 | Revisions Net=-1 | Growth EPS=+8.2% | Growth Revenue=+8.8%
[Analyst] Revisions Ratio: -1.00 (0 Up / 1 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = -0.8% (Discount Rate 13.5% - Earnings Yield 14.3%)
[Growth] Growth Spread = +0.8% (Analyst 0.0% - Implied -0.8%)
External Resources
Dataroma Stockcircle