(TREE) Lendingtree - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US52603B1070

TREE: Mortgages, Home Equity, Loans, Credit Cards, Insurance

LendingTree, Inc. operates a leading online consumer platform in the United States, connecting users with financial services providers across multiple product categories. The company functions through three primary segments: Home, Consumer, and Insurance. The Home segment specializes in mortgage-related products, including purchase mortgages, refinance mortgages, and home equity loans and lines of credit. This segment caters to homeowners seeking financing solutions for purchasing, refinancing, or tapping into home equity. The Consumer segment offers a broader range of financial products, including credit cards, personal loans, small business loans, auto loans, deposit accounts, and debt settlement services. This diversification allows LendingTree to address various consumer credit needs. The Insurance segment provides tools and resources for comparing and purchasing insurance products, such as automobile, home, life, and health insurance, including Medicare options. This segment also includes QuoteWizard, an insurance comparison marketplace, and ValuePenguin, a personal finance website that delivers objective analysis on financial topics. LendingTree, Inc. was originally incorporated in 1996 as Tree.com, Inc. and rebranded to its current name in January 2015. Headquartered in Charlotte, North Carolina, the company has established itself as a key player in the consumer finance industry, leveraging its digital platform to simplify financial decision-making for users.

From a technical perspective, LendingTree, Inc. (NASDAQ:TREE) is currently trading at $36.92, below its 20-day, 50-day, and 200-day simple moving averages of $45.75, $46.63, and $48.08, respectively. This indicates bearish momentum in the short to long term. The stocks average trading volume over the past 20 days is 269,242 shares, with an average true range (ATR) of 3.73, suggesting moderate volatility. On a fundamental basis, the company has a market capitalization of $732.51 million, with a forward P/E ratio of 16.95, indicating expectations for future earnings growth. However, the current P/E ratio is not available, and the return on equity (RoE) is negative at -35.58, reflecting challenges in profitability. The price-to-book (P/B) ratio of 6.59 and price-to-sales (P/S) ratio of 0.78 suggest a premium valuation relative to book value but align with industry norms for consumer finance companies.

Based on , LendingTree, Inc. (NASDAQ:TREE) is likely to face near-term downward pressure, as the stock price is below key moving averages. The indicates a mixed outlook, with a negative RoE potentially weighing on investor sentiment, though the forward P/E ratio suggests optimism about future profitability.

Additional Sources for TREE Stock

TREE Stock Overview

Market Cap in USD 733m
Sector Financial Services
Industry Financial Conglomerates
GiC Sub-Industry Consumer Finance
IPO / Inception 2008-08-12

TREE Stock Ratings

Growth Rating -66.3
Fundamental -31.0
Dividend Rating 0.10
Rel. Strength -33.4
Analysts 4.57/5
Fair Price Momentum 27.93 USD
Fair Price DCF 42.51 USD

TREE Dividends

Dividend Yield 12m 0.00%
Yield on Cost 5y %
Annual Growth 5y 0.00%
Payout Consistency 0.4%

TREE Growth Ratios

Growth Correlation 3m 11.5%
Growth Correlation 12m -16.7%
Growth Correlation 5y -70.5%
CAGR 5y -30.73%
CAGR/Max DD 5y -0.32
Sharpe Ratio 12m 0.16
Alpha -30.12
Beta 1.149
Volatility 88.67%
Current Volume 397.2k
Average Volume 20d 269.2k
What is the price of TREE stocks?
As of May 09, 2025, the stock is trading at USD 38.96 with a total of 397,245 shares traded.
Over the past week, the price has changed by -28.01%, over one month by -6.64%, over three months by -15.06% and over the past year by -18.51%.
Is Lendingtree a good stock to buy?
Probably not. Based on ValueRay Fundamental Analyses, Lendingtree (NASDAQ:TREE) is currently (May 2025) not a good stock to buy. It has a ValueRay Fundamental Rating of -30.99 and therefor a somewhat negative outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of TREE as of May 2025 is 27.93. This means that TREE is currently overvalued and has a potential downside of -28.31%.
Is TREE a buy, sell or hold?
Lendingtree has received a consensus analysts rating of 4.57. Therefor, it is recommend to buy TREE.
  • Strong Buy: 4
  • Buy: 3
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecast for TREE stock price target?
According to ValueRays Forecast Model, TREE Lendingtree will be worth about 32 in May 2026. The stock is currently trading at 38.96. This means that the stock has a potential downside of -17.89%.
Issuer Forecast Upside
Wallstreet Target Price 66.6 70.9%
Analysts Target Price 66.6 70.9%
ValueRay Target Price 32 -17.9%