(TRUE) TrueCar - Ratings and Ratios
Car Pricing Data, Trade Solutions, Vehicle Valuation
TRUE EPS (Earnings per Share)
TRUE Revenue
Description: TRUE TrueCar
TrueCar Inc (NASDAQ:TRUE) is a US-based company providing an online platform for car buyers and sellers to access market-based pricing data and connect with certified dealers. The companys services include trade-in valuation and guaranteed trade-in prices, making it a one-stop-shop for consumers looking to buy or sell vehicles.
From a business perspective, TrueCars revenue streams likely come from its network of certified dealers, who pay for access to its platform and services. The companys ability to provide accurate pricing data and connect buyers with sellers gives it a competitive edge in the automotive e-commerce space. Key performance indicators (KPIs) to watch include the number of certified dealers on its platform, average revenue per user (ARPU), and customer acquisition costs.
To evaluate TrueCars financial health, we can look at metrics such as revenue growth, gross margin, and operating expenses as a percentage of revenue. A review of its income statement and balance sheet would provide insights into its ability to generate cash and invest in growth initiatives. Additionally, industry trends, such as the shift towards online car buying and selling, and the competitive landscape, will be crucial in determining TrueCars long-term prospects.
From a valuation perspective, TrueCars price-to-forward-earnings ratio of 14.45 suggests that the market expects the company to grow its earnings in the future. However, its return on equity (ROE) of -28.21 indicates that the company has struggled to generate profits in the past. As a Trading Analyst, its essential to monitor TrueCars progress in improving its profitability and achieving its growth objectives.
TRUE Stock Overview
| Market Cap in USD | 187m |
| Sub-Industry | Interactive Media & Services |
| IPO / Inception | 2014-05-16 |
TRUE Stock Ratings
| Growth Rating | -23.9% |
| Fundamental | 40.2% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -37.3% |
| Analyst Rating | 3.33 of 5 |
TRUE Dividends
Currently no dividends paidTRUE Growth Ratios
| Growth Correlation 3m | 65.7% |
| Growth Correlation 12m | -68.1% |
| Growth Correlation 5y | -61.8% |
| CAGR 5y | 12.21% |
| CAGR/Max DD 3y | 0.17 |
| CAGR/Mean DD 3y | 0.49 |
| Sharpe Ratio 12m | -0.06 |
| Alpha | -36.26 |
| Beta | 0.643 |
| Volatility | 77.28% |
| Current Volume | 264.9k |
| Average Volume 20d | 237.1k |
| Stop Loss | 2.2 (-7.6%) |
| Signal | -0.35 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (-29.4m TTM) > 0 and > 6% of Revenue (6% = 11.1m TTM) |
| FCFTA -0.00 (>2.0%) and ΔFCFTA 18.59pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 49.76% (prev 75.65%; Δ -25.90pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.02 (>3.0%) and CFO -3.07m > Net Income -29.4m (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 4.51 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (87.9m) change vs 12m ago -4.34% (target <= -2.0% for YES) |
| Gross Margin 85.15% (prev 83.61%; Δ 1.54pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 114.3% (prev 90.31%; Δ 24.03pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -5.42 (EBITDA TTM -15.9m / Interest Expense TTM 6.15m) >= 6 (WARN >= 3) |
Altman Z'' -30.51
| (A) 0.66 = (Total Current Assets 118.0m - Total Current Liabilities 26.2m) / Total Assets 139.8m |
| (B) -4.37 = Retained Earnings (Balance) -611.1m / Total Assets 139.8m |
| warn (B) unusual magnitude: -4.37 — check mapping/units |
| (C) -0.21 = EBIT TTM -33.3m / Avg Total Assets 161.4m |
| (D) -18.26 = Book Value of Equity -611.1m / Total Liabilities 33.5m |
| Total Rating: -30.51 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 40.16
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield -0.15% = -0.07 |
| 3. FCF Margin -0.09% = -0.03 |
| 4. Debt/Equity 0.13 = 2.49 |
| 5. Debt/Ebitda -0.89 = -2.50 |
| 6. ROIC - WACC -38.96% = -12.50 |
| 7. RoE -25.40% = -2.50 |
| 8. Rev. Trend 92.16% = 4.61 |
| 9. Rev. CAGR 6.97% = 0.87 |
| 10. EPS Trend 51.66% = 1.29 |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of TRUE shares?
Over the past week, the price has changed by +8.18%, over one month by +27.27%, over three months by +48.75% and over the past year by -25.39%.
Is TrueCar a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of TRUE is around 2.19 USD . This means that TRUE is currently overvalued and has a potential downside of -7.98%.
Is TRUE a buy, sell or hold?
- Strong Buy: 1
- Buy: 1
- Hold: 3
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the TRUE price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 2.5 | 4.2% |
| Analysts Target Price | 2.5 | 4.2% |
| ValueRay Target Price | 2.5 | 4.2% |
Last update: 2025-09-04 04:49
TRUE Fundamental Data Overview
CCE Cash And Equivalents = 92.5m USD (Cash And Short Term Investments, last quarter)
P/E Forward = 14.4509
P/S = 1.0111
P/B = 1.7546
P/EG = 14.22
Beta = 2.029
Revenue TTM = 184.6m USD
EBIT TTM = -33.3m USD
EBITDA TTM = -15.9m USD
Long Term Debt = 7.26m USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 6.96m USD (from shortTermDebt, last quarter)
Debt = 14.2m USD (Calculated: Short Term 6.96m + Long Term 7.26m)
Net Debt = -82.1m USD (from netDebt column, last quarter)
Enterprise Value = 108.3m USD (186.6m + Debt 14.2m - CCE 92.5m)
Interest Coverage Ratio = -5.42 (Ebit TTM -33.3m / Interest Expense TTM 6.15m)
FCF Yield = -0.15% (FCF TTM -159.0k / Enterprise Value 108.3m)
FCF Margin = -0.09% (FCF TTM -159.0k / Revenue TTM 184.6m)
Net Margin = -15.95% (Net Income TTM -29.4m / Revenue TTM 184.6m)
Gross Margin = 85.15% ((Revenue TTM 184.6m - Cost of Revenue TTM 27.4m) / Revenue TTM)
Tobins Q-Ratio = -0.18 (set to none) (Enterprise Value 108.3m / Book Value Of Equity -611.1m)
Interest Expense / Debt = 43.23% (Interest Expense 6.15m / Debt 14.2m)
Taxrate = 21.0% (US default)
NOPAT = -33.3m (EBIT -33.3m, no tax applied on loss)
Current Ratio = 4.51 (Total Current Assets 118.0m / Total Current Liabilities 26.2m)
Debt / Equity = 0.13 (Debt 14.2m / last Quarter total Stockholder Equity 106.4m)
Debt / EBITDA = -0.89 (Net Debt -82.1m / EBITDA -15.9m)
Debt / FCF = -89.43 (Debt 14.2m / FCF TTM -159.0k)
Total Stockholder Equity = 115.9m (last 4 quarters mean)
RoA = -21.06% (Net Income -29.4m, Total Assets 139.8m )
RoE = -25.40% (Net Income TTM -29.4m / Total Stockholder Equity 115.9m)
RoCE = -27.06% (Ebit -33.3m / (Equity 115.9m + L.T.Debt 7.26m))
RoIC = -28.76% (NOPAT -33.3m / Invested Capital 115.9m)
WACC = 10.20% (E(186.6m)/V(200.8m) * Re(8.38%)) + (D(14.2m)/V(200.8m) * Rd(43.23%) * (1-Tc(0.21)))
Shares Correlation 3-Years: -6.06 | Cagr: -0.29%
Discount Rate = 8.38% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -159.0k)
EPS Correlation: 51.66 | EPS CAGR: 0.0% | SUE: -1.16 | # QB: False
Revenue Correlation: 92.16 | Revenue CAGR: 6.97%
Additional Sources for TRUE Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle