(TTEC) TTEC Holdings - Overview
Stock: CX Software, Managed Services, AI Analytics, Cloud Platforms, Consulting
EPS (Earnings per Share)
Revenue
| Risk 5d forecast | |
|---|---|
| Volatility | 79.2% |
| Relative Tail Risk | -16.5% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.26 |
| Alpha | -29.59 |
| Character TTM | |
|---|---|
| Beta | 1.131 |
| Beta Downside | 1.677 |
| Drawdowns 3y | |
|---|---|
| Max DD | 94.72% |
| CAGR/Max DD | -0.64 |
Description: TTEC TTEC Holdings December 31, 2025
TTEC Holdings, Inc. (NASDAQ: TTEC) is a customer-experience (CX) firm that designs, builds, and operates technology-enabled interactions across both digital and live channels. It reports two operating segments: TTEC Digital, which delivers CX-as-a-service platforms, AI-driven analytics, and managed cloud solutions; and TTEC Engage, which provides outsourced, data-driven omnichannel support, fraud mitigation, and AI-related data-annotation services.
The company serves a broad set of industries-including financial services, healthcare, public sector, communications, technology, media, travel, automotive, and retail-and operates globally across North America, Europe, APAC, the Middle East, Africa, and Latin America. This diversification helps mitigate concentration risk but also exposes TTEC to varying regulatory and currency environments.
Recent performance metrics (FY 2023) show revenue of roughly $2.2 billion, a year-over-year increase of about 5 percent, with the Digital segment outpacing the overall growth rate at ≈ 12 percent YoY. Operating cash flow remained healthy at ~ $200 million, and the company reported a backlog of roughly $1.5 billion, indicating future revenue visibility. Key sector drivers include accelerated enterprise spending on AI-enabled CX platforms (estimated CAGR ≈ 8 percent) and the broader macro trend of digital transformation in contact-center operations.
For a deeper quantitative view, the ValueRay platform offers a granular breakdown of TTEC’s financials and peer comparisons.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income: -18.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 9.90 > 1.0 |
| NWC/Revenue: 12.77% < 20% (prev 13.87%; Δ -1.11% < -1%) |
| CFO/TA 0.07 > 3% & CFO 117.4m > Net Income -18.0m |
| Net Debt (910.0m) to EBITDA (196.1m): 4.64 < 3 |
| Current Ratio: 1.75 > 1.5 & < 3 |
| Outstanding Shares: last quarter (48.5m) vs 12m ago 1.25% < -2% |
| Gross Margin: 21.46% > 18% (prev 0.21%; Δ 2125 % > 0.5%) |
| Asset Turnover: 121.7% > 50% (prev 124.1%; Δ -2.41% > 0%) |
| Interest Coverage Ratio: 1.38 > 6 (EBITDA TTM 196.1m / Interest Expense TTM 75.8m) |
Altman Z'' 2.80
| A: 0.16 (Total Current Assets 635.6m - Total Current Liabilities 363.1m) / Total Assets 1.68b |
| B: 0.31 (Retained Earnings 526.6m / Total Assets 1.68b) |
| C: 0.06 (EBIT TTM 104.8m / Avg Total Assets 1.75b) |
| D: 0.30 (Book Value of Equity 418.9m / Total Liabilities 1.40b) |
| Altman-Z'' Score: 2.80 = A |
Beneish M -3.13
| DSRI: 1.06 (Receivables 451.7m/450.8m, Revenue 2.13b/2.27b) |
| GMI: 0.97 (GM 21.46% / 20.90%) |
| AQI: 0.98 (AQ_t 0.50 / AQ_t-1 0.51) |
| SGI: 0.94 (Revenue 2.13b / 2.27b) |
| TATA: -0.08 (NI -18.0m - CFO 117.4m) / TA 1.68b) |
| Beneish M-Score: -3.13 (Cap -4..+1) = AA |
What is the price of TTEC shares?
Over the past week, the price has changed by -5.02%, over one month by -15.60%, over three months by -3.81% and over the past year by -13.68%.
Is TTEC a buy, sell or hold?
- StrongBuy: 3
- Buy: 0
- Hold: 3
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the TTEC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 5 | 65% |
| Analysts Target Price | 5 | 65% |
| ValueRay Target Price | 1.6 | -48.2% |
TTEC Fundamental Data Overview February 03, 2026
P/S = 0.0726
P/B = 0.5917
P/EG = 0.2267
Revenue TTM = 2.13b USD
EBIT TTM = 104.8m USD
EBITDA TTM = 196.1m USD
Long Term Debt = 882.5m USD (from longTermDebt, last quarter)
Short Term Debt = 34.2m USD (from shortTermDebt, last quarter)
Debt = 983.5m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 910.0m USD (from netDebt column, last quarter)
Enterprise Value = 1.06b USD (154.9m + Debt 983.5m - CCE 73.5m)
Interest Coverage Ratio = 1.38 (Ebit TTM 104.8m / Interest Expense TTM 75.8m)
EV/FCF = 11.01x (Enterprise Value 1.06b / FCF TTM 96.7m)
FCF Yield = 9.08% (FCF TTM 96.7m / Enterprise Value 1.06b)
FCF Margin = 4.53% (FCF TTM 96.7m / Revenue TTM 2.13b)
Net Margin = -0.84% (Net Income TTM -18.0m / Revenue TTM 2.13b)
Gross Margin = 21.46% ((Revenue TTM 2.13b - Cost of Revenue TTM 1.68b) / Revenue TTM)
Gross Margin QoQ = 20.32% (prev 22.26%)
Tobins Q-Ratio = 0.63 (Enterprise Value 1.06b / Total Assets 1.68b)
Interest Expense / Debt = 1.69% (Interest Expense 16.6m / Debt 983.5m)
Taxrate = 21.0% (US default 21%)
NOPAT = 82.8m (EBIT 104.8m * (1 - 21.00%))
Current Ratio = 1.75 (Total Current Assets 635.6m / Total Current Liabilities 363.1m)
Debt / Equity = 3.73 (Debt 983.5m / totalStockholderEquity, last quarter 263.4m)
Debt / EBITDA = 4.64 (Net Debt 910.0m / EBITDA 196.1m)
Debt / FCF = 9.41 (Net Debt 910.0m / FCF TTM 96.7m)
Total Stockholder Equity = 263.9m (last 4 quarters mean from totalStockholderEquity)
RoA = -1.02% (Net Income -18.0m / Total Assets 1.68b)
RoE = -6.81% (Net Income TTM -18.0m / Total Stockholder Equity 263.9m)
RoCE = 9.14% (EBIT 104.8m / Capital Employed (Equity 263.9m + L.T.Debt 882.5m))
RoIC = 6.96% (NOPAT 82.8m / Invested Capital 1.19b)
WACC = 2.53% (E(154.9m)/V(1.14b) * Re(10.08%) + D(983.5m)/V(1.14b) * Rd(1.69%) * (1-Tc(0.21)))
Discount Rate = 10.08% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 1.09%
[DCF Debug] Terminal Value 80.82% ; FCFF base≈96.7m ; Y1≈63.5m ; Y5≈29.0m
Fair Price DCF = 0.26 (EV 922.8m - Net Debt 910.0m = Equity 12.8m / Shares 48.5m; r=5.90% [WACC]; 5y FCF grow -40.0% → 2.90% )
EPS Correlation: -94.09 | EPS CAGR: -38.87% | SUE: -2.40 | # QB: 0
Revenue Correlation: -77.83 | Revenue CAGR: -4.31% | SUE: 1.52 | # QB: 3
EPS next Quarter (2026-03-31): EPS=0.31 | Chg30d=-0.013 | Revisions Net=-1 | Analysts=3
EPS next Year (2026-12-31): EPS=1.33 | Chg30d=-0.018 | Revisions Net=-1 | Growth EPS=+24.5% | Growth Revenue=-0.0%