Overview Dividends

(UPBD) Upbound - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US76009N1000

Furniture, Electronics, Appliances, Computers

UPBD EPS (Earnings per Share)

EPS Growth (3Y CAGR): 73.21%
EPS Trend (3Y Correlation): 42.2%

UPBD Revenue

Revenue Growth (3Y CAGR): 4.56%
Revenue Trend (3Y Correlation): 84.3%

Description: UPBD Upbound

Upbound Group Inc. (NASDAQ:UPBD) is a US-based company operating in the Computer & Electronics Retail sub-industry. The companys stock performance is characterized by its market capitalization of approximately $1.24 billion, indicating a mid-cap status.

To evaluate UPBDs financial health, key performance indicators (KPIs) such as Return on Equity (RoE) of 15.68% suggest a relatively strong profitability. The forward Price-to-Earnings (P/E) ratio of 6.19 implies that the market expects earnings to grow, potentially driven by operational efficiencies or strategic initiatives.

The retail industry, particularly Computer & Electronics Retail, is influenced by key economic drivers such as consumer spending, technological advancements, and competition. UPBDs performance is likely tied to its ability to adapt to these drivers, including the shift towards e-commerce and the demand for innovative electronics.

From a trading perspective, UPBDs beta of 1.756 indicates that the stock is relatively volatile compared to the broader market. This volatility, combined with the stocks current price near its 20-day Simple Moving Average (SMA20), may present trading opportunities for investors who can accurately predict short-term price movements.

To further assess UPBDs investment potential, it is essential to analyze its income statement, particularly the yearly Income Tax Expense, to understand the companys tax obligations and their impact on net earnings. A thorough examination of the companys financial statements and industry trends can provide insights into its competitive positioning and growth prospects.

UPBD Stock Overview

Market Cap in USD	1,480m
Sub-Industry	Computer & Electronics Retail
IPO / Inception	1995-01-25

UPBD Stock Ratings

Growth Rating	-31.8%
Fundamental	67.4%
Dividend Rating	62.9%
Return 12m vs S&P 500	-31.1%
Analyst Rating	4.38 of 5

UPBD Dividends

Dividend Yield 12m	5.95%
Yield on Cost 5y	6.32%
Annual Growth 5y	0.40%
Payout Consistency	75.7%
Payout Ratio	38.5%

UPBD Growth Ratios

Growth Correlation 3m	-20.1%
Growth Correlation 12m	-71.8%
Growth Correlation 5y	-25.7%
CAGR 5y	0.85%
CAGR/Max DD 5y	0.01
Sharpe Ratio 12m	-1.09
Alpha	-32.95
Beta	0.705
Volatility	51.10%
Current Volume	506.6k
Average Volume 20d	656.5k
Stop Loss	24.5 (-3.6%)
Signal	-1.93

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (102.1m TTM) > 0 and > 6% of Revenue (6% = 268.9m TTM)

FCFTA 0.06 (>2.0%) and ΔFCFTA 3.74pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 23.60% (prev 25.59%; Δ -1.98pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.06 (>3.0%) and CFO 189.8m > Net Income 102.1m (YES >=105%, WARN >=100%)

Net Debt (1.74b) to EBITDA (646.3m) ratio: 2.69 <= 3.0 (WARN <= 3.5)

Current Ratio 3.01 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (58.7m) change vs 12m ago 5.05% (target <= -2.0% for YES)

Gross Margin 47.78% (prev 36.21%; Δ 11.57pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 156.8% (prev 159.1%; Δ -2.30pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 2.45 (EBITDA TTM 646.3m / Interest Expense TTM 108.5m) >= 6 (WARN >= 3)

Altman Z'' 4.40

(A) 0.34 = (Total Current Assets 1.58b - Total Current Liabilities 526.6m) / Total Assets 3.10b

(B) 0.33 = Retained Earnings (Balance) 1.03b / Total Assets 3.10b

(D) 0.42 = Book Value of Equity 1.02b / Total Liabilities 2.41b

Total Rating: 4.40 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 67.38

1. Piotroski 5.0pt = 0.0

2. FCF Yield 5.81% = 2.91

3. FCF Margin 4.18% = 1.04

4. Debt/Equity 2.70 = -0.31

5. Debt/Ebitda 2.86 = -1.56

6. ROIC - WACC 4.53% = 5.66

7. RoE 15.68% = 1.31

8. Rev. Trend 84.30% = 4.21

9. Rev. CAGR 4.56% = 0.57

10. EPS Trend 42.18% = 1.05

11. EPS CAGR 73.21% = 2.50

What is the price of UPBD shares?

As of August 31, 2025, the stock is trading at USD 25.41 with a total of 506,569 shares traded.
Over the past week, the price has changed by +0.71%, over one month by +2.63%, over three months by +12.58% and over the past year by -19.43%.

Is Upbound a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, Upbound (NASDAQ:UPBD) is currently (August 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 67.38 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of UPBD is around 24.78 USD . This means that UPBD is currently overvalued and has a potential downside of -2.48%.

Is UPBD a buy, sell or hold?

Upbound has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy UPBD.

Strong Buy: 5
Buy: 1
Hold: 2
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the UPBD price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	34.5	35.8%
Analysts Target Price	34.5	35.8%
ValueRay Target Price	26.6	4.8%

Last update: 2025-08-28 04:53

UPBD Fundamental Data Overview

Market Cap USD = 1.48b (1.48b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 106.8m USD (last quarter)
P/E Trailing = 14.2056
P/E Forward = 6.9541
P/S = 0.3303
P/B = 2.1594
Beta = 1.756
Revenue TTM = 4.48b USD
EBIT TTM = 265.4m USD
EBITDA TTM = 646.3m USD
Long Term Debt = 1.57b USD (from longTermDebt, last quarter)
Short Term Debt = 281.4m USD (from shortTermDebt, last quarter)
Debt = 1.85b USD (Calculated: Short Term 281.4m + Long Term 1.57b)
Net Debt = 1.74b USD (from netDebt column, last quarter)
Enterprise Value = 3.22b USD (1.48b + Debt 1.85b - CCE 106.8m)
Interest Coverage Ratio = 2.45 (Ebit TTM 265.4m / Interest Expense TTM 108.5m)
FCF Yield = 5.81% (FCF TTM 187.2m / Enterprise Value 3.22b)
FCF Margin = 4.18% (FCF TTM 187.2m / Revenue TTM 4.48b)
Net Margin = 2.28% (Net Income TTM 102.1m / Revenue TTM 4.48b)
Gross Margin = 47.78% ((Revenue TTM 4.48b - Cost of Revenue TTM 2.34b) / Revenue TTM)
Tobins Q-Ratio = 3.15 (Enterprise Value 3.22b / Book Value Of Equity 1.02b)
Interest Expense / Debt = 1.54% (Interest Expense 28.5m / Debt 1.85b)
Taxrate = 30.45% (from yearly Income Tax Expense: 54.1m / 177.5m)
NOPAT = 184.6m (EBIT 265.4m * (1 - 30.45%))
Current Ratio = 3.01 (Total Current Assets 1.58b / Total Current Liabilities 526.6m)
Debt / Equity = 2.70 (Debt 1.85b / last Quarter total Stockholder Equity 685.5m)
Debt / EBITDA = 2.86 (Net Debt 1.74b / EBITDA 646.3m)
Debt / FCF = 9.87 (Debt 1.85b / FCF TTM 187.2m)
Total Stockholder Equity = 651.4m (last 4 quarters mean)
RoA = 3.30% (Net Income 102.1m, Total Assets 3.10b )
RoE = 15.68% (Net Income TTM 102.1m / Total Stockholder Equity 651.4m)
RoCE = 11.97% (Ebit 265.4m / (Equity 651.4m + L.T.Debt 1.57b))
RoIC = 8.95% (NOPAT 184.6m / Invested Capital 2.06b)
WACC = 4.43% (E(1.48b)/V(3.33b) * Re(8.61%)) + (D(1.85b)/V(3.33b) * Rd(1.54%) * (1-Tc(0.30)))
Shares Correlation 5-Years: -30.0 | Cagr: -2.53%
Discount Rate = 8.61% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 71.65% ; FCFE base≈136.6m ; Y1≈105.9m ; Y5≈67.5m
Fair Price DCF = 19.77 (DCF Value 1.14b / Shares Outstanding 57.9m; 5y FCF grow -26.76% → 3.0% )
Revenue Correlation: 84.30 | Revenue CAGR: 4.56%
Rev Growth-of-Growth: 4.66
EPS Correlation: 42.18 | EPS CAGR: 73.21%
EPS Growth-of-Growth: -15.45

Additional Sources for UPBD Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle