UPST - Upstart Holdings Inc - Stock & Dividends
Exchange: USA Stocks • Country: United States • Currency: USD • Type: Common Stock • ISIN: US91680M1071
Personal Loans, Automotive Loans, Home Equity Loans, Small Dollar Loans
Upstart Holdings, Inc. is a fintech company that has revolutionized the lending industry with its cloud-based artificial intelligence (AI) platform. This platform uses machine learning algorithms to assess creditworthiness, allowing for more accurate and inclusive lending decisions.
The platform offers a range of loan products, including personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. By leveraging AI, Upstart is able to provide access to credit for a broader range of consumers, including those who may have been underserved by traditional lending models.
Upstart's platform connects consumer demand for loans with its network of banks and credit unions, providing a seamless and efficient lending experience. This approach enables consumers to access credit quickly and easily, while also reducing the risk of default for lenders.
Founded in 2012 and headquartered in San Mateo, California, Upstart has established itself as a leader in the fintech industry. With its innovative approach to lending, the company is well-positioned to continue driving growth and innovation in the years to come. You can learn more about Upstart and its services at https://www.upstart.com.
Drawdown (Underwater) Chart
UPST Stock Overview
Market Cap in USD | 3,146m |
Sector | Financial Services |
Industry | Credit Services |
GiC SubIndustry | Consumer Finance |
TER | 0.00% |
IPO / Inception | 2020-12-16 |
UPST Stock Ratings
Growth 5y | 1.90 |
Fundamental | -70.1 |
Dividend | 0.00 |
Rel. Performance vs Sector | 1.08 |
Analysts | 2.44/5 |
Fair Price Momentum | 45.75 USD |
Fair Price DCF | - |
UPST Dividends
Dividend Yield 12m | 0.00% |
Yield on Cost 5y | 0.00% |
Dividends CAGR 5y | 0.00% |
Payout Consistency | 0.0% |
UPST Growth Ratios
Growth 12m | 55.66% |
Growth Correlation 12m | 16.2% |
Growth Correlation 3m | 72.6% |
CAGR 5y | 10.50% |
CAGR/Mean DD 5y | 0.15 |
Sharpe Ratio 12m | 0.54 |
Alpha vs SP500 12m | -48.26 |
Beta vs SP500 5y weekly | 3.31 |
ValueRay RSI | 77.37 |
Volatility GJR Garch 1y | 87.37% |
Price / SMA 50 | 15.09% |
Price / SMA 200 | 45% |
Current Volume | 5360.7k |
Average Volume 20d | 7802.6k |
External Links for UPST Stock
Wall Street Journal • Benzinga • Yahoo Finance
Tweets
X • Stocktwits
Fund Manager Positions
Dataroma • Stockcircle
As of October 11, 2024, the stock is trading at USD 43.18 with a total of 5,360,701 shares traded.
Over the past week, the price has changed by +10.89%, over one month by +28.28%, over three months by +73.97% and over the past year by +59.16%.
According to ValueRays Forecast Model, UPST Upstart Holdings Inc will be worth about 53.1 in October 2025. The stock is currently trading at 43.18. This means that the stock has a potential upside of +23.04%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 24.9 | -42.4 |
Analysts Target Price | 23.7 | -45.0 |
ValueRay Target Price | 53.1 | 23.0 |