Overview Dividends

(VRSK) Verisk Analytics - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US92345Y1064

Data Analytics, Risk Assessment, Claims Solutions, Underwriting Tools

VRSK EPS (Earnings per Share)

EPS Growth (3Y CAGR): 6.95%
EPS Trend (3Y Correlation): 84.6%

VRSK Revenue

Revenue Growth (3Y CAGR): 55.08%
Revenue Trend (3Y Correlation): 61.7%

Risk via 10d forecast
Volatility	21.7%
Value at Risk 5%th	33.4%
Relative Tail Risk	-6.19%

Reward TTM
Sharpe Ratio	-1.14
Alpha	-30.22

Character TTM
Hurst Exponent	0.447
Beta	0.305
Beta Downside	0.295

Drawdowns 3y
Max DD	35.06%
Mean DD	5.25%
Median DD	3.45%

Description: VRSK Verisk Analytics October 14, 2025

Verisk Analytics, Inc. (NASDAQ:VRSK) provides data-driven analytics and technology platforms to insurers worldwide, covering underwriting, claims, fraud detection, catastrophe modeling, and specialty reinsurance workflows. Its product suite spans underwriting forms, rating rules, loss-cost services, life-insurance workflow automation, property-damage estimating tools, and international claims solutions for personal injury and motor franchises.

In FY 2023 the company generated roughly $2.9 billion in revenue, with the data-analytics segment delivering a 10 % year-over-year growth rate and an operating margin near 24 %. Key macro drivers include rising insurance loss costs tied to increasing frequency of extreme weather events-fueling demand for Verisk’s catastrophe-modeling services-and heightened regulatory scrutiny that pushes insurers toward more sophisticated compliance and fraud-detection tools. Additionally, the broader insurtech trend of digitizing underwriting workflows supports recurring revenue expansion for Verisk’s subscription-based offerings.

For a deeper dive into Verisk’s valuation metrics and scenario analyses, you might explore the ValueRay platform, which aggregates analyst forecasts and comparable peer data to help you assess the stock’s risk-adjusted upside.

VRSK Stock Overview

Market Cap in USD	30,327m
Sub-Industry	Research & Consulting Services
IPO / Inception	2009-10-07
Return 12m vs S&P 500	-33.7%
Analyst Rating	3.39 of 5

VRSK Dividends

Dividend Yield	0.80%
Yield on Cost 5y	0.87%
Yield CAGR 5y	9.63%
Payout Consistency	100.0%
Payout Ratio	25.1%

VRSK Growth Ratios

CAGR 3y	9.30%
CAGR/Max DD Calmar Ratio	0.27
CAGR/Mean DD Pain Ratio	1.77
Current Volume	2046.9k
Average Volume	1292.8k

Piotroski VR‑10 (Strict, 0-10) 5.5

Net Income (921.4m TTM) > 0 and > 6% of Revenue (6% = 181.8m TTM)

FCFTA 0.18 (>2.0%) and ΔFCFTA -2.02pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 14.40% (prev -8.59%; Δ 22.98pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.22 (>3.0%) and CFO 1.35b > Net Income 921.4m (YES >=105%, WARN >=100%)

Net Debt (2.78b) to EBITDA (1.66b) ratio: 1.68 <= 3.0 (WARN <= 3.5)

Current Ratio 1.19 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (139.9m) change vs 12m ago -1.80% (target <= -2.0% for YES)

Gross Margin 69.62% (prev 68.24%; Δ 1.39pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 56.08% (prev 61.87%; Δ -5.80pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 9.09 (EBITDA TTM 1.66b / Interest Expense TTM 148.5m) >= 6 (WARN >= 3)

Altman Z'' 7.54

(A) 0.07 = (Total Current Assets 2.70b - Total Current Liabilities 2.26b) / Total Assets 6.24b

(B) 1.23 = Retained Earnings (Balance) 7.68b / Total Assets 6.24b

warn (B) unusual magnitude: 1.23 — check mapping/units

(D) 1.33 = Book Value of Equity 7.78b / Total Liabilities 5.86b

Total Rating: 7.54 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 81.66

1. Piotroski 5.50pt = 0.50

2. FCF Yield 3.37% = 1.69

3. FCF Margin 36.83% = 7.50

4. Debt/Equity 12.98 = -2.50

5. Debt/Ebitda 1.68 = 0.62

6. ROIC - WACC (= 20.86)% = 12.50

7. RoE 404.3% = 2.50

8. Rev. Trend 61.65% = 4.62

9. EPS Trend 84.64% = 4.23

What is the price of VRSK shares?

As of November 15, 2025, the stock is trading at USD 217.68 with a total of 2,046,882 shares traded.
Over the past week, the price has changed by +2.26%, over one month by -10.08%, over three months by -17.46% and over the past year by -24.49%.

Is Verisk Analytics a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, Verisk Analytics (NASDAQ:VRSK) is currently (November 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 81.66 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of VRSK is around 189.78 USD . This means that VRSK is currently overvalued and has a potential downside of -12.82%.

Is VRSK a buy, sell or hold?

Verisk Analytics has received a consensus analysts rating of 3.39. Therefor, it is recommend to hold VRSK.

Strong Buy: 3
Buy: 3
Hold: 10
Sell: 2
Strong Sell: 0

What are the forecasts/targets for the VRSK price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	258.4	18.7%
Analysts Target Price	258.4	18.7%
ValueRay Target Price	210.6	-3.2%

VRSK Fundamental Data Overview November 01, 2025

Market Cap USD = 30.33b (30.33b USD * 1.0 USD.USD)
P/E Trailing = 33.4255
P/E Forward = 31.25
P/S = 10.0107
P/B = 110.9069
P/EG = 2.9688
Beta = 0.856
Revenue TTM = 3.03b USD
EBIT TTM = 1.35b USD
EBITDA TTM = 1.66b USD
Long Term Debt = 2.52b USD (from longTermDebt, last fiscal year)
Short Term Debt = 1.52b USD (from shortTermDebt, last quarter)
Debt = 4.89b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.78b USD (from netDebt column, last quarter)
Enterprise Value = 33.11b USD (30.33b + Debt 4.89b - CCE 2.11b)
Interest Coverage Ratio = 9.09 (Ebit TTM 1.35b / Interest Expense TTM 148.5m)
FCF Yield = 3.37% (FCF TTM 1.12b / Enterprise Value 33.11b)
FCF Margin = 36.83% (FCF TTM 1.12b / Revenue TTM 3.03b)
Net Margin = 30.41% (Net Income TTM 921.4m / Revenue TTM 3.03b)
Gross Margin = 69.62% ((Revenue TTM 3.03b - Cost of Revenue TTM 920.3m) / Revenue TTM)
Gross Margin QoQ = 70.13% (prev 70.30%)
Tobins Q-Ratio = 5.30 (Enterprise Value 33.11b / Total Assets 6.24b)
Interest Expense / Debt = 0.86% (Interest Expense 42.2m / Debt 4.89b)
Taxrate = 25.36% (76.6m / 302.1m)
NOPAT = 1.01b (EBIT 1.35b * (1 - 25.36%))
Current Ratio = 1.19 (Total Current Assets 2.70b / Total Current Liabilities 2.26b)
Debt / Equity = 12.98 (Debt 4.89b / totalStockholderEquity, last quarter 376.7m)
Debt / EBITDA = 1.68 (Net Debt 2.78b / EBITDA 1.66b)
Debt / FCF = 2.49 (Net Debt 2.78b / FCF TTM 1.12b)
Total Stockholder Equity = 227.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 14.76% (Net Income 921.4m / Total Assets 6.24b)
RoE = 404.3% (Net Income TTM 921.4m / Total Stockholder Equity 227.9m)
RoCE = 49.13% (EBIT 1.35b / Capital Employed (Equity 227.9m + L.T.Debt 2.52b))
RoIC = 28.85% (NOPAT 1.01b / Invested Capital 3.49b)
WACC = 7.99% (E(30.33b)/V(35.22b) * Re(9.17%) + D(4.89b)/V(35.22b) * Rd(0.86%) * (1-Tc(0.25)))
Discount Rate = 9.17% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -1.89%
[DCF Debug] Terminal Value 75.88% ; FCFE base≈1.03b ; Y1≈1.14b ; Y5≈1.49b
Fair Price DCF = 151.2 (DCF Value 21.07b / Shares Outstanding 139.4m; 5y FCF grow 12.29% → 3.0% )
EPS Correlation: 84.64 | EPS CAGR: 6.95% | SUE: 0.39 | # QB: 0
Revenue Correlation: 61.65 | Revenue CAGR: 55.08% | SUE: -1.49 | # QB: 0

Additional Sources for VRSK Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle