VRSK Stock Analysis: Verisk Analytics | NASDAQ
Consulting Services | NASDAQ, USA | Market Cap: 23.196m USD | 12M Return: -39.8% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 450M
EPS Trend: 99.0%
Qual. Beats: 2
Rev. Trend: 89.5%
Qual. Beats: 2
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Seasonality
Verisk Analytics, Inc. (NASDAQ: VRSK) is a data analytics and technology provider serving the global insurance industry, with operations spanning the United States and international markets. Its offerings are organized around two core areas: underwriting solutions (including policy language, rating rules, loss costs, catastrophe modelling, life insurance analytics, and specialty/reinsurance management) and claims solutions (covering property estimating, anti-fraud tools, casualty claims workflow, and international motor and personal injury claims).
The company sits within the GICS Industrials sector under the Research & Consulting Services sub-industry, and its business model is built on aggregating industry data and licensing analytics, software, and benchmarking tools to insurers, reinsurers, and related financial services firms. This subscription- and license-driven model creates recurring revenue tied to underwriting volume and claims activity across the property/casualty and life insurance markets.
Verisk was founded in 1971 and is headquartered in Jersey City, New Jersey. It completed its initial public offering in October 2009.
- Subscription underwriting solutions drive recurring revenue growth
- Catastrophe modeling demand rises with climate-driven disasters
- International markets accelerate revenue diversification
| Net Income: 910.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.25 > 0.02 and ΔFCF/TA 5.27 > 1.0 |
| NWC/Revenue: 0.68% < 20% (prev 12.76%; Δ -12.08% < -1%) |
| CFO/TA 0.30 > 3% & CFO 1.38b > Net Income 910.2m |
| Net Debt (4.27b) to EBITDA (1.67b): 2.56 < 3 |
| Current Ratio: 1.02 > 1.5 & < 3 |
| Outstanding Shares: last quarter (135.2m) vs 12m ago -4.06% < -2% |
| Gross Margin: 67.44% > 18% (prev 69.15%; Δ -1.71% > 0.5%) |
| Asset Turnover: 63.83% > 50% (prev 57.22%; Δ 6.61% > 0%) |
| Interest Coverage Ratio: 7.66 > 6 (EBIT TTM 1.36b / Interest Expense TTM 177.8m) |
| A: 0.00 (Total Current Assets 1.20b - Total Current Liabilities 1.18b) / Total Assets 4.60b |
| B: 1.74 (Retained Earnings 7.98b / Total Assets 4.60b) |
| C: 0.28 (EBIT TTM 1.36b / Avg Total Assets 4.86b) |
| D: -0.20 (Book Value of Equity -1.17b / Total Liabilities 5.77b) |
| Altman-Z'' = 7.36 = AAA |
| DSRI: 0.93 (Receivables 554.3m/564.4m, Revenue 3.10b/2.93b) |
| GMI: 1.03 (GM 69.15% / 67.44%) |
| AQI: 1.15 (AQ_t 0.58 / AQ_t-1 0.51) |
| SGI: 1.06 (Revenue 3.10b / 2.93b) |
| TATA: -0.10 (NI 910.2m - CFO 1.38b) / TA 4.60b) |
| Beneish M = -2.94 (Cap -4..+1) = A |
As of June 30, 2026, the stock is trading at USD 182.18 with a total of 3,660,398 shares traded. Over the past week, the price has changed by +4.82%, over one month by +6.46%, over three months by -1.65% and over the past year by -39.75%.
Current recommended Stop Loss: 174.10 (which is 4.4% or 1.3 ATR below the current price).
Verisk Analytics has received a consensus analysts rating of 3.39. Therefore, it is recommended to hold VRSK.
- StrongBuy: 3
- Buy: 3
- Hold: 10
- Sell: 2
- StrongSell: 0
| Analysts Target Price | 220.5 | 21% |
P/E Trailing = 26.9467
P/E Forward = 23.1481
P/S = 7.4771
P/B = 74.895
P/EG = 1.7165
Revenue TTM = 3.10b USD
EBIT TTM = 1.36b USD
EBITDA TTM = 1.67b USD
Long Term Debt = 4.20b USD (from longTermDebt, last quarter)
Short Term Debt = 283.3m USD (from shortTermDebt, last quarter)
Debt = 4.80b USD (from shortLongTermDebtTotal, last quarter) + Leases 170.7m
Net Debt = 4.27b USD (calculated: Debt 4.80b - CCE 525.2m)
Enterprise Value = 27.5b USD (23.2b + Debt 4.80b - CCE 525.2m)
Interest Coverage Ratio = 7.66 (Ebit TTM 1.36b / Interest Expense TTM 177.8m)
EV/FCF = 24.37x (Enterprise Value 27.5b / FCF TTM 1.13b)
FCF Yield = 4.10% (FCF TTM 1.13b / Enterprise Value 27.5b)
FCF Margin = 36.34% (FCF TTM 1.13b / Revenue TTM 3.10b)
Net Margin = 29.34% (Net Income TTM 910.2m / Revenue TTM 3.10b)
Gross Margin = 67.44% ((Revenue TTM 3.10b - Cost of Revenue TTM 1.01b) / Revenue TTM)
Gross Margin QoQ = 69.77% (prev 59.60%)
Tobins Q-Ratio = 5.97 (Enterprise Value 27.5b / Total Assets 4.60b)
Interest Expense / Debt = 3.71% (Interest Expense 177.8m / Debt 4.80b)
Taxrate = 23.09% (273.2m / 1.18b)
NOPAT = 1.05b (EBIT 1.36b * (1 - 23.09%))
Current Ratio = 1.02 (Total Current Assets 1.20b / Total Current Liabilities 1.18b)
Debt / Equity = -4.11 (negative equity) (Debt 4.80b / totalStockholderEquity, last quarter -1.17b)
Debt / EBITDA = 2.56 (Net Debt 4.27b / EBITDA 1.67b)
Debt / FCF = 3.79 (Net Debt 4.27b / FCF TTM 1.13b)
Total Stockholder Equity = -42.6m (last 4 quarters mean from totalStockholderEquity)
RoA = 18.73% (Net Income 910.2m / Total Assets 4.60b)
RoE = -2.14k% (out of range, set to none) (Net Income TTM 910.2m / Total Stockholder Equity -42.6m)
RoCE = 32.70% (EBIT 1.36b / Capital Employed (Equity -42.6m + L.T.Debt 4.20b))
RoIC = 29.53% (NOPAT 1.05b / Invested Capital 3.55b)
WACC = 4.96% (E(23.2b)/V(28.0b) * Re(5.40%) + D(4.80b)/V(28.0b) * Rd(3.71%) * (1-Tc(0.23)))
Discount Rate = 5.40% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -100.00 | Cagr: -3.17%
[DCF] Terminal Value 77.87% ; FCFF base≈1.07b ; Y1≈1.22b ; Y5≈1.77b
[DCF] Fair Price = 171.2 (EV 26.7b - Net Debt 4.27b = Equity 22.4b / Shares 131.0m; r=8.35% [WACC [floored]]; 5y FCF grow 14.38% → 2.50% )
EPS Correlation: 99.05 | EPS CAGR: 9.82% | SUE: 1.18 | # QB: 2
Revenue Correlation: 89.52 | Revenue CAGR: 12.30% | SUE: 2.05 | # QB: 2
EPS current Quarter (2026-06-30): EPS=1.93 | Chg30d=+0.00% | Revisions=-20% | Analysts=16
EPS next Quarter (2026-09-30): EPS=1.95 | Chg30d=+0.00% | Revisions=-25% | Analysts=16
EPS current Year (2026-12-31): EPS=7.67 | Chg30d=+0.22% | Revisions=+40% | GrowthEPS=+7.1% | GrowthRev=+5.0%
EPS next Year (2027-12-31): EPS=8.68 | Chg30d=+0.26% | Revisions=+50% | GrowthEPS=+13.2% | GrowthRev=+6.8%
[Analyst] Revisions Ratio: +50%