(WAFU) Wah Fu Education - Ratings and Ratios

Exchange: NASDAQ • Country: China • Currency: USD • Type: Common Stock • ISIN: VGG941841014

Online, Education, Platforms, Courses, Exam, Prep, Materials, Tech,

Description: WAFU Wah Fu Education

Wah Fu Education Group Ltd is a Chinese company providing online exam prep services and tech solutions, operating through two main segments: Online Education Services and Technological Development and Operation Services. The company caters to institutions, such as universities and training centers, as well as individual students, offering a range of platforms for self-study, continuing education, and vocational training.

With a history dating back to 1999, Wah Fu Education has established itself as a key player in Chinas online education landscape. Its services include online course development, educational administration platforms, and paperless examination platforms, making it a one-stop-shop for clients. The companys client base includes universities, government agencies, and private entities, such as publishers.

Analyzing the companys , we observe a Market Cap of $6.84M USD and a negative Return on Equity (RoE) of -7.60%, indicating potential financial challenges. The absence of P/E and P/E Forward values further suggests that the company may be operating at a loss or experiencing inconsistent earnings.

From a technical standpoint, Wah Fu Educations stock has been trending downward, with its showing a Last Price of $1.45, below its SMA20 and SMA50 averages. The stocks ATR of 0.12 represents an 8.06% daily volatility, indicating a relatively high level of price fluctuation. The 52-week high and low values of $2.85 and $1.28, respectively, suggest a significant decline in the stocks value over the past year.

Based on the available data, a forecast for Wah Fu Education Group Ltd is challenging due to its negative RoE and declining stock price. However, considering the growing demand for online education services in China, the company may still have potential for growth. If Wah Fu Education can address its financial challenges and capitalize on the increasing demand for online education, its stock price may stabilize and potentially increase. A possible price target could be around $2.00, representing a 38% increase from the current price, assuming the company can achieve profitability and improve its financials. Nevertheless, this forecast is highly speculative and subject to significant uncertainty.

WAFU Stock Overview

Market Cap in USD 6m
Sub-Industry Education Services
IPO / Inception 2019-04-30

WAFU Stock Ratings

Growth Rating -82.0
Fundamental 34.0%
Dividend Rating -
Rel. Strength -35.1
Analysts -
Fair Price Momentum 1.03 USD
Fair Price DCF -

WAFU Dividends

Currently no dividends paid

WAFU Growth Ratios

Growth Correlation 3m -38.1%
Growth Correlation 12m -76.6%
Growth Correlation 5y -92.9%
CAGR 5y -22.72%
CAGR/Max DD 5y -0.25
Sharpe Ratio 12m -1.41
Alpha -31.49
Beta 0.495
Volatility 54.59%
Current Volume 6.5k
Average Volume 20d 5.8k
Stop Loss 1.3 (-7.8%)
Signal 0.43

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (-843.7k TTM) > 0 and > 6% of Revenue (6% = 915.7k TTM)
FCFTA -0.06 (>2.0%) and ΔFCFTA -31.91pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 69.22% (prev 81.40%; Δ -12.18pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA -0.04 (>3.0%) and CFO -640.5k > Net Income -843.7k (YES >=105%, WARN >=100%)
Net Debt (-6.44m) to EBITDA (239.0k) ratio: -26.94 <= 3.0 (WARN <= 3.5)
Current Ratio 3.88 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (NaN) change vs 12m ago NaN% (target <= -2.0% for YES)
Gross Margin 48.96% (prev 45.86%; Δ 3.10pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 95.60% (prev 83.39%; Δ 12.21pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
error: Interest Coverage Ratio cannot be calculated (needs EBITDA TTM and Interest Expense TTM)

Altman Z'' 7.40

(A) 0.68 = (Total Current Assets 14.2m - Total Current Liabilities 3.66m) / Total Assets 15.4m
(B) 0.38 = Retained Earnings (Balance) 5.90m / Total Assets 15.4m
(C) -0.00 = EBIT TTM -25.2k / Avg Total Assets 16.0m
(D) 1.60 = Book Value of Equity 5.90m / Total Liabilities 3.69m
Total Rating: 7.40 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 33.97

1. Piotroski 3.50pt = -1.50
2. FCF Yield data missing
3. FCF Margin -6.40% = -2.40
4. Debt/Equity 0.35 = 2.44
5. Debt/Ebitda 15.46 = -2.50
6. ROIC - WACC -6.64% = -8.30
7. RoE -7.68% = -1.28
8. Revenue Trend data missing
9. Rev. CAGR 0.0% = 0.0
10. EPS Trend data missing
11. EPS CAGR -54.99% = -2.50

What is the price of WAFU shares?

As of August 17, 2025, the stock is trading at USD 1.41 with a total of 6,500 shares traded.
Over the past week, the price has changed by -2.08%, over one month by -1.40%, over three months by -6.00% and over the past year by -20.56%.

Is Wah Fu Education a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, Wah Fu Education (NASDAQ:WAFU) is currently (August 2025) a stock to sell. It has a ValueRay Fundamental Rating of 33.97 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WAFU is around 1.03 USD . This means that WAFU is currently overvalued and has a potential downside of -26.95%.

Is WAFU a buy, sell or hold?

Wah Fu Education has no consensus analysts rating.

What are the forecasts/targets for the WAFU price?

Issuer Target Up/Down from current
Wallstreet Target Price - -
Analysts Target Price - -
ValueRay Target Price 1.1 -19.9%

Last update: 2025-08-14 04:51

WAFU Fundamental Data Overview

Market Cap USD = 6.17m (6.17m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 10.1m USD (Cash only, last quarter)
P/S = 0.9981
P/B = 0.5814
Beta = 1.042
Revenue TTM = 15.3m USD
EBIT TTM = -25.2k USD
EBITDA TTM = 239.0k USD
Long Term Debt = 29.4k USD (from nonCurrentLiabilitiesTotal, last quarter)
Short Term Debt = 3.66m USD (from totalCurrentLiabilities, last quarter)
Debt = 3.69m USD (Calculated: Short Term 3.66m + Long Term 29.4k)
Net Debt = -6.44m USD (calculated as Total Debt 3.69m - CCE 10.1m)
Enterprise Value = -263.0k USD (6.17m + Debt 3.69m - CCE 10.1m)
Interest Coverage Ratio = unknown (Ebit TTM -25.2k / Interest Expense TTM 0.0)
FCF Yield = -371.3% (FCF TTM -976.5k / Enterprise Value -263.0k)
FCF Margin = -6.40% (FCF TTM -976.5k / Revenue TTM 15.3m)
Net Margin = -5.53% (Net Income TTM -843.7k / Revenue TTM 15.3m)
Gross Margin = 48.96% ((Revenue TTM 15.3m - Cost of Revenue TTM 7.79m) / Revenue TTM)
Tobins Q-Ratio = -0.04 (set to none) (Enterprise Value -263.0k / Book Value Of Equity 5.90m)
Interest Expense / Debt = 5.08% (Interest Expense 187.5k / Debt 3.69m)
Taxrate = 21.0% (US default)
NOPAT = -25.2k (EBIT -25.2k, no tax applied on loss)
Current Ratio = 3.88 (Total Current Assets 14.2m / Total Current Liabilities 3.66m)
Debt / Equity = 0.35 (Debt 3.69m / last Quarter total Stockholder Equity 10.7m)
Debt / EBITDA = 15.46 (Net Debt -6.44m / EBITDA 239.0k)
Debt / FCF = -3.78 (Debt 3.69m / FCF TTM -976.5k)
Total Stockholder Equity = 11.0m (last 4 quarters mean)
RoA = -5.46% (Net Income -843.7k, Total Assets 15.4m )
RoE = -7.68% (Net Income TTM -843.7k / Total Stockholder Equity 11.0m)
RoCE = -0.23% (Ebit -25.2k / (Equity 11.0m + L.T.Debt 29.4k))
RoIC = -0.23% (NOPAT -25.2k / Invested Capital 10.9m)
WACC = 6.41% (E(6.17m)/V(9.87m) * Re(7.84%)) + (D(3.69m)/V(9.87m) * Rd(5.08%) * (1-Tc(0.21)))
Shares Correlation 5-Years: 22.40 | Cagr: 0.13%
Discount Rate = 7.84% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
Fair Price DCF = unknown (Cash Flow -976.5k)
Revenue Correlation: N/A | Revenue CAGR: 0.0%
Revenue Growth Correlation: -50.90%
EPS Correlation: N/A | EPS CAGR: -54.99%
EPS Growth Correlation: -71.26%

Additional Sources for WAFU Stock

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Fund Manager Positions: Dataroma | Stockcircle