WLFC Stock Analysis: Willis Lease Finance | NASDAQ
Rental & Leasing Services | NASDAQ, USA | Market Cap: 1.189m USD | 12M Return: 16.8% | US9706461053 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 12.0M
EPS Trend: -35.4%
Qual. Beats: 0
Rev. Trend: 99.2%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Willis Lease Finance Corporation is a U.S.-based lessor and servicer of commercial aircraft and aircraft engines, operating globally through two segments: Leasing and Related Operations, and Spare Parts Sales. The company acquires and leases commercial aircraft, engines, and related equipment, while also purchasing and reselling engines, engine modules, and after-market parts to commercial operators and maintenance, repair, and overhaul (MRO) organizations. Founded in 1985 and headquartered in Coconut Creek, Florida, Willis Lease has been publicly traded on NASDAQ since 1996.
The company operates in the aircraft engine and equipment leasing subsector, a capital-intensive segment of the commercial aviation industry that provides airlines with an alternative to outright ownership of high-value assets. Its after-market parts and engine resale activities tie it to the broader aviation spare parts distribution market, where demand is driven by MRO cycles, engine shop visits, and fleet utilization among operators worldwide.
- Engine lease utilization rates rise with global air traffic recovery
- Spare parts segment revenue grows on MRO demand
- Rising interest rates pressure lease margins and borrowing costs
| Net Income: 91.8m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.03 > 0.02 and ΔFCF/TA 6.89 > 1.0 |
| NWC/Revenue: 31.32% < 20% (prev 90.85%; Δ -59.53% < -1%) |
| CFO/TA 0.07 > 3% & CFO 272.2m > Net Income 91.8m |
| Net Debt (2.31b) to EBITDA (311.9m): 7.41 < 3 |
| Current Ratio: 3.31 > 1.5 & < 3 |
| Outstanding Shares: last quarter (22.0m) vs 12m ago -65.01% < -2% |
| Gross Margin: 59.76% > 18% (prev 71.53%; Δ -11.77% > 0.5%) |
| Asset Turnover: 20.05% > 50% (prev 16.53%; Δ 3.53% > 0%) |
| Interest Coverage Ratio: 1.54 > 6 (EBIT TTM 193.7m / Interest Expense TTM 125.4m) |
| A: 0.07 (Total Current Assets 342.0m - Total Current Liabilities 103.3m) / Total Assets 3.65b |
| B: 0.17 (Retained Earnings 637.0m / Total Assets 3.65b) |
| C: 0.05 (EBIT TTM 193.7m / Avg Total Assets 3.80b) |
| D: 0.27 (Book Value of Equity 772.1m / Total Liabilities 2.88b) |
| Altman-Z'' = 1.62 = BB |
| DSRI: 0.94 (Receivables 41.4m/37.6m, Revenue 762.0m/652.3m) |
| GMI: 1.20 (GM 71.53% / 59.76%) |
| AQI: 1.24 (AQ_t 0.12 / AQ_t-1 0.10) |
| SGI: 1.17 (Revenue 762.0m / 652.3m) |
| TATA: -0.05 (NI 91.8m - CFO 272.2m) / TA 3.65b) |
| Beneish M = -2.64 (Cap -4..+1) = A |
As of September 10, 2026, the stock is trading at USD 56.77 with a total of 158,818 shares traded. Over the past week, the price has changed by +5.09%, over one month by +0.57%, over three months by -7.57% and over the past year by +16.79%.
Current recommended Stop Loss: 52.00 (which is 8.4% or 1.3 ATR below the current price).
Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 71 | 25.1% |
P/E Trailing = 14.1612
P/E Forward = 6.9109
P/S = 1.5759
P/B = 1.6564
P/EG = 0.9418
Revenue TTM = 762.0m USD
EBIT TTM = 193.7m USD
EBITDA TTM = 311.9m USD
Long Term Debt = 2.32b USD (from longTermDebt, last quarter)
Short Term Debt = 112.9m USD (from shortTermDebt, last fiscal year)
Debt = 2.32b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.31b USD (calculated: Debt 2.32b - CCE 10.7m)
Enterprise Value = 3.50b USD (1.19b + Debt 2.32b - CCE 10.7m)
Interest Coverage Ratio = 1.54 (Ebit TTM 193.7m / Interest Expense TTM 125.4m)
EV/FCF = -31.42x (Enterprise Value 3.50b / FCF TTM -111.4m)
FCF Yield = -3.18% (FCF TTM -111.4m / Enterprise Value 3.50b)
FCF Margin = -14.61% (FCF TTM -111.4m / Revenue TTM 762.0m)
Net Margin = 12.04% (Net Income TTM 91.8m / Revenue TTM 762.0m)
Gross Margin = 59.76% ((Revenue TTM 762.0m - Cost of Revenue TTM 306.6m) / Revenue TTM)
Gross Margin QoQ = 17.51% (prev 72.49%)
Tobins Q-Ratio = 0.96 (Enterprise Value 3.50b / Total Assets 3.65b)
Interest Expense / Debt = 5.40% (Interest Expense 125.4m / Debt 2.32b)
Taxrate = 32.44% (44.1m / 136.0m)
NOPAT = 130.9m (EBIT 193.7m * (1 - 32.44%))
Current Ratio = 3.31 (Total Current Assets 342.0m / Total Current Liabilities 103.3m)
Debt / Equity = 3.01 (Debt 2.32b / totalStockholderEquity, last quarter 772.1m)
Debt / EBITDA = 7.41 (Net Debt 2.31b / EBITDA 311.9m)
Debt / FCF = -20.75 (negative FCF - burning cash) (Net Debt 2.31b / FCF TTM -111.4m)
Total Stockholder Equity = 726.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.41% (Net Income 91.8m / Total Assets 3.65b)
RoE = 12.63% (Net Income TTM 91.8m / Total Stockholder Equity 726.4m)
RoCE = 6.36% (EBIT 193.7m / Capital Employed (Equity 726.4m + L.T.Debt 2.32b))
RoIC = 3.58% (NOPAT 130.9m / Invested Capital 3.65b)
WACC = 6.12% (E(1.19b)/V(3.51b) * Re(10.94%) + D(2.32b)/V(3.51b) * Rd(5.40%) * (1-Tc(0.32)))
Discount Rate = 10.94% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -42.25 | Cagr: -35.93%
[DCF] Fair Price = unknown (Cash Flow -111.4m)
EPS Correlation: -35.38 | EPS CAGR: -13.28% | SUE: 0.33 | # QB: 0
Revenue Correlation: 99.19 | Revenue CAGR: 29.46% | SUE: 0.39 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.53 | Chg30d=+73.21% | Revisions=-25% | Analysts=1
EPS current Year (2026-12-31): EPS=7.23 | Chg30d=+52.96% | Revisions=+25% | GrowthEPS=+97.5% | GrowthRev=+9.5%
EPS next Year (2027-12-31): EPS=6.87 | Chg30d=+14.69% | Revisions=-25% | GrowthEPS=-5.0% | GrowthRev=+3.9%