WLFC Stock Analysis: Willis Lease Finance | NASDAQ
Rental & Leasing Services | NASDAQ, USA | Market Cap: 1.911m USD | 12M Return: 57.1% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 34.0M
EPS Trend: 81.6%
Qual. Beats: 0
Rev. Trend: 99.8%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Willis Lease Finance Corporation is a U.S.-based lessor and servicer of commercial aircraft and aircraft engines, operating globally through two segments: Leasing and Related Operations, and Spare Parts Sales. The company acquires and leases commercial aircraft, engines, and related equipment, while also purchasing and reselling engines, engine modules, and after-market parts to commercial operators and maintenance, repair, and overhaul (MRO) organizations. Founded in 1985 and headquartered in Coconut Creek, Florida, Willis Lease has been publicly traded on NASDAQ since 1996.
The company operates in the aircraft engine and equipment leasing subsector, a capital-intensive segment of the commercial aviation industry that provides airlines with an alternative to outright ownership of high-value assets. Its after-market parts and engine resale activities tie it to the broader aviation spare parts distribution market, where demand is driven by MRO cycles, engine shop visits, and fleet utilization among operators worldwide.
- Engine lease utilization rates rise with global air traffic recovery
- Spare parts segment revenue grows on MRO demand
- Rising interest rates pressure lease margins and borrowing costs
| Net Income: 122.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.08 > 0.02 and ΔFCF/TA 8.83 > 1.0 |
| NWC/Revenue: 38.08% < 20% (prev 59.52%; Δ -21.44% < -1%) |
| CFO/TA 0.09 > 3% & CFO 298.9m > Net Income 122.0m |
| Net Debt (2.23b) to EBITDA (418.7m): 5.32 < 3 |
| Current Ratio: 3.75 > 1.5 & < 3 |
| Outstanding Shares: last quarter (7.25m) vs 12m ago 3.60% < -2% |
| Gross Margin: 72.38% > 18% (prev 74.55%; Δ -2.17% > 0.5%) |
| Asset Turnover: 22.52% > 50% (prev 18.56%; Δ 3.96% > 0%) |
| Interest Coverage Ratio: 2.33 > 6 (EBIT TTM 301.4m / Interest Expense TTM 129.2m) |
| A: 0.08 (Total Current Assets 396.3m - Total Current Liabilities 105.6m) / Total Assets 3.51b |
| B: 0.17 (Retained Earnings 611.3m / Total Assets 3.51b) |
| C: 0.09 (EBIT TTM 301.4m / Avg Total Assets 3.39b) |
| D: 0.25 (Book Value of Equity 694.4m / Total Liabilities 2.81b) |
| Altman-Z'' = 1.97 = BBB |
| DSRI: 0.38 (Receivables 104.7m/220.8m, Revenue 763.5m/607.9m) |
| GMI: 1.03 (GM 74.55% / 72.38%) |
| AQI: 1.54 (AQ_t 0.08 / AQ_t-1 0.05) |
| SGI: 1.26 (Revenue 763.5m / 607.9m) |
| TATA: -0.05 (NI 122.0m - CFO 298.9m) / TA 3.51b) |
| Beneish M = -3.01 (Cap -4..+1) = AA |
As of July 12, 2026, the stock is trading at USD 221.01 with a total of 68,899 shares traded. Over the past week, the price has changed by -2.43%, over one month by +21.92%, over three months by +9.08% and over the past year by +57.11%.
Current recommended Stop Loss: 193.80 (which is 12.3% or 2.4 ATR below the current price).
Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 226 | 2.3% |
P/E Trailing = 14.5312
P/E Forward = 6.9109
P/S = 2.5366
P/B = 2.6023
P/EG = 0.9418
Revenue TTM = 763.5m USD
EBIT TTM = 301.4m USD
EBITDA TTM = 418.7m USD
Long Term Debt = 2.25b USD (from longTermDebt, last quarter)
Short Term Debt = 112.9m USD (from shortTermDebt, last fiscal year)
Debt = 2.25b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.23b USD (calculated: Debt 2.25b - CCE 24.6m)
Enterprise Value = 4.14b USD (1.91b + Debt 2.25b - CCE 24.6m)
Interest Coverage Ratio = 2.33 (Ebit TTM 301.4m / Interest Expense TTM 129.2m)
EV/FCF = -14.75x (Enterprise Value 4.14b / FCF TTM -280.6m)
FCF Yield = -6.78% (FCF TTM -280.6m / Enterprise Value 4.14b)
FCF Margin = -36.76% (FCF TTM -280.6m / Revenue TTM 763.5m)
Net Margin = 15.98% (Net Income TTM 122.0m / Revenue TTM 763.5m)
Gross Margin = 72.38% ((Revenue TTM 763.5m - Cost of Revenue TTM 210.9m) / Revenue TTM)
Gross Margin QoQ = 72.49% (prev 58.00%)
Tobins Q-Ratio = 1.18 (Enterprise Value 4.14b / Total Assets 3.51b)
Interest Expense / Debt = 5.73% (Interest Expense 129.2m / Debt 2.25b)
Taxrate = 29.16% (50.2m / 172.2m)
NOPAT = 213.5m (EBIT 301.4m * (1 - 29.16%))
Current Ratio = 3.75 (Total Current Assets 396.3m / Total Current Liabilities 105.6m)
Debt / Equity = 3.25 (Debt 2.25b / totalStockholderEquity, last quarter 694.4m)
Debt / EBITDA = 5.32 (Net Debt 2.23b / EBITDA 418.7m)
Debt / FCF = -7.94 (negative FCF - burning cash) (Net Debt 2.23b / FCF TTM -280.6m)
Total Stockholder Equity = 703.7m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.60% (Net Income 122.0m / Total Assets 3.51b)
RoE = 17.33% (Net Income TTM 122.0m / Total Stockholder Equity 703.7m)
RoCE = 10.19% (EBIT 301.4m / Capital Employed (Equity 703.7m + L.T.Debt 2.25b))
RoIC = 6.12% (NOPAT 213.5m / Invested Capital 3.49b)
WACC = 7.11% (E(1.91b)/V(4.16b) * Re(10.70%) + D(2.25b)/V(4.16b) * Rd(5.73%) * (1-Tc(0.29)))
Discount Rate = 10.70% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 95.56 | Cagr: 4.57%
[DCF] Fair Price = unknown (Cash Flow -280.6m)
EPS Correlation: 81.60 | EPS CAGR: 40.07% | SUE: 0.54 | # QB: 0
Revenue Correlation: 99.77 | Revenue CAGR: 31.83% | SUE: 0.37 | # QB: 0
EPS current Quarter (2026-06-30): EPS=2.70 | Chg30d=-17.18% | Revisions=-25% | Analysts=1
EPS next Quarter (2026-09-30): EPS=2.65 | Chg30d=-27.00% | Revisions=-25% | Analysts=1
EPS current Year (2026-12-31): EPS=14.18 | Chg30d=+2.31% | Revisions=+25% | GrowthEPS=+29.1% | GrowthRev=+8.3%
EPS next Year (2027-12-31): EPS=17.97 | Chg30d=-3.80% | Revisions=-25% | GrowthEPS=+26.7% | GrowthRev=+4.0%