WLFC Stock Analysis: Willis Lease Finance | NASDAQ
Rental & Leasing Services | NASDAQ, USA | Market Cap: 1.008m USD | 12M Return: 14.7% | US9706461053 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 8.68M
EPS Trend: -61.4%
Qual. Beats: 0
Rev. Trend: 99.0%
Qual. Beats: 1
Warnings
Tailwinds
Seasonality 11.8 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Willis Lease Finance Corporation (WLFC) is a U.S.-based lessor and servicer of commercial aircraft and aircraft engines, operating globally through two segments: Leasing and Related Operations, and Spare Parts Sales. The company acquires and leases commercial aircraft, engines, and related equipment, while also purchasing and reselling aftermarket engine parts, whole engines, engine modules, and portable aircraft components. Its customers include commercial aircraft operators and maintenance, repair, and overhaul (MRO) organizations. Founded in 1985 and headquartered in Coconut Creek, Florida, WLFC has been public since 1996 and is classified as a small-cap stock within the Industrials sector.
The aircraft and engine leasing industry is characterized by high-value, long-duration assets that generate steady lease revenue and benefit from rising global air travel demand. The aftermarket parts segment, in which WLFC participates, is supported by the multi-decade service lives of modern commercial engines, which require ongoing maintenance and component replacement throughout their operational lifespan.
- Air travel recovery boosts commercial aircraft lease demand
- Boeing and Airbus delivery delays drive used engine leasing
- Spare parts margins expand on rising MRO activity
| Net Income: 79.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.09 > 0.02 and ΔFCF/TA 3.48 > 1.0 |
| NWC/Revenue: 25.29% < 20% (prev 17.40%; Δ 7.89% < -1%) |
| CFO/TA 0.08 > 3% & CFO 313.1m > Net Income 79.1m |
| Net Debt (2.80b) to EBITDA (291.6m): 9.61 < 3 |
| Current Ratio: 2.19 > 1.5 & < 3 |
| Outstanding Shares: last quarter (21.9m) vs 12m ago -65.33% < -2% |
| Gross Margin: 36.06% > 18% (prev 76.88%; Δ -40.83% > 0.5%) |
| Asset Turnover: 22.17% > 50% (prev 20.05%; Δ 2.11% > 0%) |
| Interest Coverage Ratio: 1.35 > 6 (EBIT TTM 170.7m / Interest Expense TTM 126.8m) |
| A: 0.05 (Total Current Assets 385.9m - Total Current Liabilities 176.4m) / Total Assets 4.05b |
| B: 0.16 (Retained Earnings 644.2m / Total Assets 4.05b) |
| C: 0.05 (EBIT TTM 170.7m / Avg Total Assets 3.74b) |
| D: 0.26 (Book Value of Equity 827.5m / Total Liabilities 3.22b) |
| Altman-Z'' = 1.43 = BB |
| DSRI: 0.96 (Receivables 48.9m/42.3m, Revenue 828.3m/686.1m) |
| GMI: 2.13 (GM 76.88% / 36.06%) |
| AQI: 1.23 (AQ_t 0.14 / AQ_t-1 0.11) |
| SGI: 1.21 (Revenue 828.3m / 686.1m) |
| TATA: -0.06 (NI 79.1m - CFO 313.1m) / TA 4.05b) |
| Beneish M = -1.75 (Cap -4..+1) = CCC |
As of November 09, 2026, the stock is trading at USD 46.86 with a total of 209,758 shares traded. Over the past week, the price has changed by +12.64%, over one month by +9.36%, over three months by -26.52% and over the past year by +14.69%.
Current recommended Stop Loss: 43.40 (which is 7.4% or 1.3 ATR below the current price).
Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.
- StrongBuy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 70.5 | 50.4% |
P/E Trailing = 14.1815
P/E Forward = 6.9109
P/S = 1.238
P/B = 1.3117
P/EG = 0.9418
Revenue TTM = 828.3m USD
EBIT TTM = 170.7m USD
EBITDA TTM = 291.6m USD
Long Term Debt = 2.70b USD (from longTermDebt, last fiscal year)
Short Term Debt = 112.9m USD (from shortTermDebt, last fiscal year)
Debt = 2.81b USD (corrected: LT Debt 2.70b + ST Debt 112.9m)
Net Debt = 2.80b USD (calculated: Debt 2.81b - CCE 11.1m)
Enterprise Value = 3.81b USD (1.01b + Debt 2.81b - CCE 11.1m)
Interest Coverage Ratio = 1.35 (Ebit TTM 170.7m / Interest Expense TTM 126.8m)
EV/FCF = -11.00x (Enterprise Value 3.81b / FCF TTM -346.4m)
FCF Yield = -9.09% (FCF TTM -346.4m / Enterprise Value 3.81b)
FCF Margin = -41.82% (FCF TTM -346.4m / Revenue TTM 828.3m)
Net Margin = 9.55% (Net Income TTM 79.1m / Revenue TTM 828.3m)
Gross Margin = 36.06% ((Revenue TTM 828.3m - Cost of Revenue TTM 529.6m) / Revenue TTM)
Gross Margin QoQ = 4.66% (prev 17.51%)
Tobins Q-Ratio = 0.94 (Enterprise Value 3.81b / Total Assets 4.05b)
Interest Expense / Debt = 4.51% (Interest Expense 126.8m / Debt 2.81b)
Taxrate = 28.99% (32.4m / 111.6m)
NOPAT = 121.2m (EBIT 170.7m * (1 - 28.99%))
Current Ratio = 2.19 (Total Current Assets 385.9m / Total Current Liabilities 176.4m)
Debt / Equity = 3.40 (Debt 2.81b / totalStockholderEquity, last quarter 827.5m)
Debt / EBITDA = 9.61 (Net Debt 2.80b / EBITDA 291.6m)
Debt / FCF = -8.09 (negative FCF - burning cash) (Net Debt 2.80b / FCF TTM -346.4m)
Total Stockholder Equity = 754.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.12% (Net Income 79.1m / Total Assets 4.05b)
RoE = 10.48% (Net Income TTM 79.1m / Total Stockholder Equity 754.9m)
RoCE = 4.94% (EBIT 170.7m / Capital Employed (Equity 754.9m + L.T.Debt 2.70b))
RoIC = 3.05% (NOPAT 121.2m / Invested Capital 3.98b)
WACC = 4.81% (E(1.01b)/V(3.82b) * Re(9.29%) + D(2.81b)/V(3.82b) * Rd(4.51%) * (1-Tc(0.29)))
Discount Rate = 9.29% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -64.79 | Cagr: -36.25%
[DCF] Fair Price = unknown (Cash Flow -346.4m)
EPS Correlation: -61.44 | EPS CAGR: -23.77% | SUE: -0.11 | # QB: 0
Revenue Correlation: 99.05 | Revenue CAGR: 27.89% | SUE: 4.0 | # QB: 1
EPS current Quarter (2027-03-31): EPS=1.47 | Chg30d=+44.12% | Revisions=+0% | Analysts=1
EPS current Year (2026-12-31): EPS=7.23 | Chg30d=+52.96% | Revisions=+25% | GrowthEPS=+97.5% | GrowthRev=+19.2%
EPS next Year (2027-12-31): EPS=6.87 | Chg30d=+14.69% | Revisions=-25% | GrowthEPS=-5.0% | GrowthRev=-3.7%