Overview Dividends

(WLFC) Willis Lease Finance - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9706461053

Engine, Leasing, Services, Spares

WLFC EPS (Earnings per Share)

EPS Growth (3Y CAGR): 117.48%
EPS Trend (3Y Correlation): 73.9%

WLFC Revenue

Revenue Growth (3Y CAGR): 40.40%
Revenue Trend (3Y Correlation): 95.8%

Description: WLFC Willis Lease Finance

Willis Lease Finance Corporation (WLFC) is a US-based trading company specializing in aircraft engine leasing and sales. The companys business model involves acquiring and leasing engines to airlines and other industry participants, generating revenue through lease rentals and engine sales.

Key performance indicators (KPIs) for WLFC include revenue growth, lease utilization rates, and engine sales margins. The companys return on equity (RoE) of 20.67% indicates a strong ability to generate profits from shareholder equity. With a market capitalization of $1.2 billion, WLFC is a mid-cap stock with a relatively stable business model.

The aircraft engine leasing industry is driven by factors such as global air travel demand, fleet utilization rates, and the need for airlines to manage their capacity and costs. Key economic drivers include GDP growth, airline profitability, and the global demand for air travel. As a result, WLFCs financial performance is closely tied to the overall health of the aviation industry.

The stocks price-to-earnings (P/E) ratio of 9.36 suggests that WLFC may be undervalued relative to its earnings, potentially presenting a buying opportunity for investors. However, the stocks beta of 1.126 indicates that it is slightly more volatile than the broader market, and investors should be prepared for potential price fluctuations.

WLFC Stock Overview

Market Cap in USD	1,110m
Sub-Industry	Trading Companies & Distributors
IPO / Inception	1996-09-18

WLFC Stock Ratings

Growth Rating	50.4%
Fundamental	48.3%
Dividend Rating	0.33%
Return 12m vs S&P 500	3.23%
Analyst Rating	5.0 of 5

WLFC Dividends

Dividend Yield 12m	0.66%
Yield on Cost 5y	5.06%
Annual Growth 5y	-42.26%
Payout Consistency	100.0%
Payout Ratio	5.9%

WLFC Growth Ratios

Growth Correlation 3m	64.8%
Growth Correlation 12m	-44.8%
Growth Correlation 5y	85.2%
CAGR 5y	63.06%
CAGR/Max DD 3y	1.46
CAGR/Mean DD 3y	3.00
Sharpe Ratio 12m	0.50
Alpha	19.78
Beta	0.993
Volatility	53.95%
Current Volume	27.4k
Average Volume 20d	42.7k
Stop Loss	142.3 (-3.7%)
Signal	-1.23

Piotroski VR‑10 (Strict, 0-10) 2.5

Net Income (122.4m TTM) > 0 and > 6% of Revenue (6% = 40.7m TTM)

FCFTA -0.14 (>2.0%) and ΔFCFTA -15.92pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 87.38% (prev 34.99%; Δ 52.40pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.08 (>3.0%) and CFO 299.9m > Net Income 122.4m (YES >=105%, WARN >=100%)

Net Debt (2.02b) to EBITDA (382.9m) ratio: 5.27 <= 3.0 (WARN <= 3.5)

Current Ratio 3.04 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (7.00m) change vs 12m ago 4.19% (target <= -2.0% for YES)

Gross Margin 72.62% (prev 74.09%; Δ -1.47pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 19.75% (prev 15.53%; Δ 4.22pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 2.35 (EBITDA TTM 382.9m / Interest Expense TTM 120.4m) >= 6 (WARN >= 3)

Altman Z'' 2.18

(A) 0.15 = (Total Current Assets 883.8m - Total Current Liabilities 291.2m) / Total Assets 3.95b

(B) 0.14 = Retained Earnings (Balance) 562.1m / Total Assets 3.95b

(D) 0.17 = Book Value of Equity 561.9m / Total Liabilities 3.27b

Total Rating: 2.18 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 48.30

1. Piotroski 2.50pt = -2.50

2. FCF Yield -16.38% = -5.0

3. FCF Margin -80.52% = -7.50

4. Debt/Equity 4.41 = -2.33

5. Debt/Ebitda 7.85 = -2.50

6. ROIC - WACC 3.82% = 4.78

7. RoE 20.60% = 1.72

8. Rev. Trend 95.79% = 4.79

9. Rev. CAGR 40.40% = 2.50

10. EPS Trend 73.91% = 1.85

11. EPS CAGR 117.5% = 2.50

What is the price of WLFC shares?

As of September 16, 2025, the stock is trading at USD 147.80 with a total of 27,400 shares traded.
Over the past week, the price has changed by -1.20%, over one month by -9.18%, over three months by +2.84% and over the past year by +22.08%.

Is Willis Lease Finance a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, Willis Lease Finance (NASDAQ:WLFC) is currently (September 2025) a stock to sell. It has a ValueRay Fundamental Rating of 48.30 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WLFC is around 196.68 USD . This means that WLFC is currently undervalued and has a potential upside of +33.07% (Margin of Safety).

Is WLFC a buy, sell or hold?

Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.

Strong Buy: 1
Buy: 0
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the WLFC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	190	28.6%
Analysts Target Price	190	28.6%
ValueRay Target Price	208.8	41.3%

Last update: 2025-09-03 04:51

WLFC Fundamental Data Overview

Market Cap USD = 1.11b (1.11b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 782.5m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 8.6635
P/S = 1.7425
P/B = 1.8398
Beta = 1.126
Revenue TTM = 678.2m USD
EBIT TTM = 282.6m USD
EBITDA TTM = 382.9m USD
Long Term Debt = 2.80b USD (from longTermDebt, last quarter)
Short Term Debt = 204.5m USD (from shortTermDebt, last quarter)
Debt = 3.01b USD (Calculated: Short Term 204.5m + Long Term 2.80b)
Net Debt = 2.02b USD (from netDebt column, last quarter)
Enterprise Value = 3.33b USD (1.11b + Debt 3.01b - CCE 782.5m)
Interest Coverage Ratio = 2.35 (Ebit TTM 282.6m / Interest Expense TTM 120.4m)
FCF Yield = -16.38% (FCF TTM -546.1m / Enterprise Value 3.33b)
FCF Margin = -80.52% (FCF TTM -546.1m / Revenue TTM 678.2m)
Net Margin = 18.05% (Net Income TTM 122.4m / Revenue TTM 678.2m)
Gross Margin = 72.62% ((Revenue TTM 678.2m - Cost of Revenue TTM 185.7m) / Revenue TTM)
Tobins Q-Ratio = 5.93 (Enterprise Value 3.33b / Book Value Of Equity 561.9m)
Interest Expense / Debt = 1.03% (Interest Expense 31.1m / Debt 3.01b)
Taxrate = 28.85% (44.0m / 152.6m)
NOPAT = 201.1m (EBIT 282.6m * (1 - 28.85%))
Current Ratio = 3.04 (Total Current Assets 883.8m / Total Current Liabilities 291.2m)
Debt / Equity = 4.41 (Debt 3.01b / last Quarter total Stockholder Equity 681.2m)
Debt / EBITDA = 7.85 (Net Debt 2.02b / EBITDA 382.9m)
Debt / FCF = -5.50 (Debt 3.01b / FCF TTM -546.1m)
Total Stockholder Equity = 594.2m (last 4 quarters mean)
RoA = 3.10% (Net Income 122.4m, Total Assets 3.95b )
RoE = 20.60% (Net Income TTM 122.4m / Total Stockholder Equity 594.2m)
RoCE = 8.32% (Ebit 282.6m / (Equity 594.2m + L.T.Debt 2.80b))
RoIC = 6.97% (NOPAT 201.1m / Invested Capital 2.88b)
WACC = 3.15% (E(1.11b)/V(4.12b) * Re(9.67%)) + (D(3.01b)/V(4.12b) * Rd(1.03%) * (1-Tc(0.29)))
Shares Correlation 3-Years: 93.94 | Cagr: 1.00%
Discount Rate = 9.67% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -546.1m)
Revenue Correlation: 95.79 | Revenue CAGR: 40.40%
Rev Growth-of-Growth: 10.49
EPS Correlation: 73.91 | EPS CAGR: 117.5%
EPS Growth-of-Growth: -27.05

Additional Sources for WLFC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle