Overview Dividends

(WLFC) Willis Lease Finance - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9706461053

Engine, Leasing, Services, Spares

WLFC EPS (Earnings per Share)

EPS Growth (3Y CAGR): -57.86%
EPS Trend (3Y Correlation): 14.8%

WLFC Revenue

Revenue Growth (3Y CAGR): 40.40%
Revenue Trend (3Y Correlation): 95.8%

Description: WLFC Willis Lease Finance

Willis Lease Finance Corporation (WLFC) is a US-based trading company specializing in aircraft engine leasing and sales. The companys business model involves acquiring and leasing engines to airlines and other industry participants, generating revenue through lease rentals and engine sales.

Key performance indicators (KPIs) for WLFC include revenue growth, lease utilization rates, and engine sales margins. The companys return on equity (RoE) of 20.67% indicates a strong ability to generate profits from shareholder equity. With a market capitalization of $1.2 billion, WLFC is a mid-cap stock with a relatively stable business model.

The aircraft engine leasing industry is driven by factors such as global air travel demand, fleet utilization rates, and the need for airlines to manage their capacity and costs. Key economic drivers include GDP growth, airline profitability, and the global demand for air travel. As a result, WLFCs financial performance is closely tied to the overall health of the aviation industry.

The stocks price-to-earnings (P/E) ratio of 9.36 suggests that WLFC may be undervalued relative to its earnings, potentially presenting a buying opportunity for investors. However, the stocks beta of 1.126 indicates that it is slightly more volatile than the broader market, and investors should be prepared for potential price fluctuations.

WLFC Stock Overview

Market Cap in USD	1,011m
Sub-Industry	Trading Companies & Distributors
IPO / Inception	1996-09-18

WLFC Stock Ratings

Growth Rating	25.8%
Fundamental	45.9%
Dividend Rating	11.7%
Return 12m vs S&P 500	-41.2%
Analyst Rating	5.0 of 5

WLFC Dividends

Dividend Yield 12m	0.77%
Yield on Cost 5y	4.53%
Annual Growth 5y	0.00%
Payout Consistency	100.0%
Payout Ratio	5.9%

WLFC Growth Ratios

Growth Correlation 3m	-53.2%
Growth Correlation 12m	-76.4%
Growth Correlation 5y	84.7%
CAGR 5y	52.88%
CAGR/Max DD 3y (Calmar Ratio)	1.19
CAGR/Mean DD 3y (Pain Ratio)	2.58
Sharpe Ratio 12m	-0.21
Alpha	-48.21
Beta	1.052
Volatility	46.53%
Current Volume	55.1k
Average Volume 20d	56.4k
Stop Loss	125.6 (-3.3%)
Signal	-0.56

Piotroski VR‑10 (Strict, 0-10) 2.5

Net Income (122.4m TTM) > 0 and > 6% of Revenue (6% = 40.7m TTM)

FCFTA -0.10 (>2.0%) and ΔFCFTA -5.96pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 87.38% (prev 34.99%; Δ 52.40pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.08 (>3.0%) and CFO 299.9m > Net Income 122.4m (YES >=105%, WARN >=100%)

Net Debt (2.02b) to EBITDA (382.9m) ratio: 5.27 <= 3.0 (WARN <= 3.5)

Current Ratio 3.04 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (7.00m) change vs 12m ago 4.19% (target <= -2.0% for YES)

Gross Margin 72.62% (prev 74.09%; Δ -1.47pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 19.75% (prev 15.53%; Δ 4.22pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 2.35 (EBITDA TTM 382.9m / Interest Expense TTM 120.4m) >= 6 (WARN >= 3)

Altman Z'' 2.18

(A) 0.15 = (Total Current Assets 883.8m - Total Current Liabilities 291.2m) / Total Assets 3.95b

(B) 0.14 = Retained Earnings (Balance) 562.1m / Total Assets 3.95b

(D) 0.17 = Book Value of Equity 561.9m / Total Liabilities 3.27b

Total Rating: 2.18 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 45.87

1. Piotroski 2.50pt = -2.50

2. FCF Yield -12.95% = -5.0

3. FCF Margin -57.83% = -7.50

4. Debt/Equity 4.11 = -2.12

5. Debt/Ebitda 5.27 = -2.50

6. ROIC - WACC (= 4.68)% = 5.84

7. RoE 20.60% = 1.72

8. Rev. Trend 95.79% = 7.18

9. EPS Trend 14.84% = 0.74

What is the price of WLFC shares?

As of October 21, 2025, the stock is trading at USD 129.93 with a total of 55,100 shares traded.
Over the past week, the price has changed by -0.97%, over one month by -12.56%, over three months by -7.29% and over the past year by -31.58%.

Is Willis Lease Finance a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, Willis Lease Finance (NASDAQ:WLFC) is currently (October 2025) a stock to sell. It has a ValueRay Fundamental Rating of 45.87 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WLFC is around 153.87 USD . This means that WLFC is currently undervalued and has a potential upside of +18.43% (Margin of Safety).

Is WLFC a buy, sell or hold?

Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.

Strong Buy: 1
Buy: 0
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the WLFC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	190	46.2%
Analysts Target Price	190	46.2%
ValueRay Target Price	163.6	25.9%

Last update: 2025-10-18 03:57

WLFC Fundamental Data Overview

Market Cap USD = 1.01b (1.01b USD * 1.0 USD.USD)
P/E Trailing = 7.8872
P/S = 1.5864
P/B = 1.697
Beta = 1.052
Revenue TTM = 678.2m USD
EBIT TTM = 282.6m USD
EBITDA TTM = 382.9m USD
Long Term Debt = 2.80b USD (from longTermDebt, last quarter)
Short Term Debt = 204.5m USD (from shortTermDebt, last quarter)
Debt = 2.80b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.02b USD (from netDebt column, last quarter)
Enterprise Value = 3.03b USD (1.01b + Debt 2.80b - CCE 782.5m)
Interest Coverage Ratio = 2.35 (Ebit TTM 282.6m / Interest Expense TTM 120.4m)
FCF Yield = -12.95% (FCF TTM -392.2m / Enterprise Value 3.03b)
FCF Margin = -57.83% (FCF TTM -392.2m / Revenue TTM 678.2m)
Net Margin = 18.05% (Net Income TTM 122.4m / Revenue TTM 678.2m)
Gross Margin = 72.62% ((Revenue TTM 678.2m - Cost of Revenue TTM 185.7m) / Revenue TTM)
Gross Margin QoQ = 67.12% (prev 71.04%)
Tobins Q-Ratio = 0.77 (Enterprise Value 3.03b / Total Assets 3.95b)
Interest Expense / Debt = 1.11% (Interest Expense 31.1m / Debt 2.80b)
Taxrate = 18.74% (13.9m / 74.3m)
NOPAT = 229.6m (EBIT 282.6m * (1 - 18.74%))
Current Ratio = 3.04 (Total Current Assets 883.8m / Total Current Liabilities 291.2m)
Debt / Equity = 4.11 (Debt 2.80b / totalStockholderEquity, last quarter 681.2m)
Debt / EBITDA = 5.27 (Net Debt 2.02b / EBITDA 382.9m)
Debt / FCF = -5.15 (negative FCF - burning cash) (Net Debt 2.02b / FCF TTM -392.2m)
Total Stockholder Equity = 594.2m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.10% (Net Income 122.4m / Total Assets 3.95b)
RoE = 20.60% (Net Income TTM 122.4m / Total Stockholder Equity 594.2m)
RoCE = 8.32% (EBIT 282.6m / Capital Employed (Equity 594.2m + L.T.Debt 2.80b))
RoIC = 7.96% (NOPAT 229.6m / Invested Capital 2.88b)
WACC = 3.29% (E(1.01b)/V(3.81b) * Re(9.89%) + D(2.80b)/V(3.81b) * Rd(1.11%) * (1-Tc(0.19)))
Discount Rate = 9.89% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 3.27%
Fair Price DCF = unknown (Cash Flow -392.2m)
EPS Correlation: 14.84 | EPS CAGR: -57.86% | SUE: N/A | # QB: 0
Revenue Correlation: 95.79 | Revenue CAGR: 40.40% | SUE: 1.02 | # QB: 1

Additional Sources for WLFC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle