(WLFC) Willis Lease Finance - Ratings and Ratios
Aircraft Leasing, Engine Leasing, Engine Sales, Spare Parts
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 0.94% |
| Yield on Cost 5y | 3.70% |
| Yield CAGR 5y | 0.00% |
| Payout Consistency | 100.0% |
| Payout Ratio | 6.6% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 42.1% |
| Value at Risk 5%th | 58.0% |
| Relative Tail Risk | -16.24% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.95 |
| Alpha | -59.98 |
| CAGR/Max DD | 0.77 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.306 |
| Beta | 1.257 |
| Beta Downside | 1.736 |
| Drawdowns 3y | |
|---|---|
| Max DD | 49.88% |
| Mean DD | 22.15% |
| Median DD | 23.47% |
Description: WLFC Willis Lease Finance November 17, 2025
Willis Lease Finance Corp. (WLFC) is a U.S.–based lessor and servicer of commercial aircraft, engines, and related components, operating globally through two segments: Leasing & Related Operations and Spare Parts Sales.
The leasing arm acquires, finances, and leases aircraft and engines to airlines and MRO providers, while the spare-parts segment purchases, refurbishes, and resells aftermarket engine parts, whole engines, and modules. Both segments also offer consulting and engine-management services.
Key operational metrics (FY 2023): a fleet of roughly 200 aircraft with an average age of 8 years, a lease-rate-per-available-day (LRPAD) of about 4.2 %, and an EBITDA margin near 12 %. The spare-parts business contributed roughly 30 % of total revenue, reflecting the growing demand for aftermarket solutions as airlines extend the life of older fleets.
Sector drivers that materially affect WLFC’s outlook include: (1) airline capacity expansion and fleet renewal cycles, which boost demand for new-term leases; (2) the prevailing interest-rate environment, which influences the cost of capital for aircraft purchases; and (3) MRO spend trends, as higher aftermarket activity supports the spare-parts segment.
For a deeper, data-driven valuation framework, you might explore the WLFC page on ValueRay, which aggregates comparable lease-finance metrics and scenario analyses.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (122.6m TTM) > 0 and > 6% of Revenue (6% = 41.2m TTM) |
| FCFTA -0.12 (>2.0%) and ΔFCFTA -4.37pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 17.40% (prev 44.67%; Δ -27.27pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 277.0m > Net Income 122.6m (YES >=105%, WARN >=100%) |
| Net Debt (2.07b) to EBITDA (407.2m) ratio: 5.08 <= 3.0 (WARN <= 3.5) |
| Current Ratio 1.81 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (7.03m) change vs 12m ago 2.51% (target <= -2.0% for YES) |
| Gross Margin 76.88% (prev 75.25%; Δ 1.64pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 21.22% (prev 17.44%; Δ 3.79pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.38 (EBITDA TTM 407.2m / Interest Expense TTM 125.9m) >= 6 (WARN >= 3) |
Altman Z'' 1.63
| (A) 0.03 = (Total Current Assets 267.0m - Total Current Liabilities 147.6m) / Total Assets 3.42b |
| (B) 0.17 = Retained Earnings (Balance) 583.1m / Total Assets 3.42b |
| (C) 0.09 = EBIT TTM 299.0m / Avg Total Assets 3.23b |
| (D) 0.22 = Book Value of Equity 582.8m / Total Liabilities 2.71b |
| Total Rating: 1.63 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 49.47
| 1. Piotroski 5.0pt |
| 2. FCF Yield -13.96% |
| 3. FCF Margin -60.01% |
| 4. Debt/Equity 3.14 |
| 5. Debt/Ebitda 5.08 |
| 6. ROIC - WACC (= 2.09)% |
| 7. RoE 19.55% |
| 8. Rev. Trend 98.10% |
| 9. EPS Trend 76.95% |
What is the price of WLFC shares?
Over the past week, the price has changed by +2.46%, over one month by -5.55%, over three months by -17.94% and over the past year by -43.29%.
Is WLFC a buy, sell or hold?
- Strong Buy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the WLFC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 160 | 30.4% |
| Analysts Target Price | 160 | 30.4% |
| ValueRay Target Price | 136.6 | 11.3% |
WLFC Fundamental Data Overview November 26, 2025
P/E Trailing = 6.9058
P/S = 1.3045
P/B = 1.2535
Beta = 0.774
Revenue TTM = 686.1m USD
EBIT TTM = 299.0m USD
EBITDA TTM = 407.2m USD
Long Term Debt = 2.24b USD (from longTermDebt, last quarter)
Short Term Debt = 67.9m USD (from shortTermDebt, last quarter)
Debt = 2.24b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.07b USD (from netDebt column, last quarter)
Enterprise Value = 2.95b USD (879.7m + Debt 2.24b - CCE 171.0m)
Interest Coverage Ratio = 2.38 (Ebit TTM 299.0m / Interest Expense TTM 125.9m)
FCF Yield = -13.96% (FCF TTM -411.7m / Enterprise Value 2.95b)
FCF Margin = -60.01% (FCF TTM -411.7m / Revenue TTM 686.1m)
Net Margin = 17.87% (Net Income TTM 122.6m / Revenue TTM 686.1m)
Gross Margin = 76.88% ((Revenue TTM 686.1m - Cost of Revenue TTM 158.6m) / Revenue TTM)
Gross Margin QoQ = 93.43% (prev 67.12%)
Tobins Q-Ratio = 0.86 (Enterprise Value 2.95b / Total Assets 3.42b)
Interest Expense / Debt = 1.38% (Interest Expense 30.8m / Debt 2.24b)
Taxrate = 43.72% (18.9m / 43.2m)
NOPAT = 168.3m (EBIT 299.0m * (1 - 43.72%))
Current Ratio = 1.81 (Total Current Assets 267.0m / Total Current Liabilities 147.6m)
Debt / Equity = 3.14 (Debt 2.24b / totalStockholderEquity, last quarter 713.5m)
Debt / EBITDA = 5.08 (Net Debt 2.07b / EBITDA 407.2m)
Debt / FCF = -5.02 (negative FCF - burning cash) (Net Debt 2.07b / FCF TTM -411.7m)
Total Stockholder Equity = 627.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.58% (Net Income 122.6m / Total Assets 3.42b)
RoE = 19.55% (Net Income TTM 122.6m / Total Stockholder Equity 627.4m)
RoCE = 10.43% (EBIT 299.0m / Capital Employed (Equity 627.4m + L.T.Debt 2.24b))
RoIC = 5.65% (NOPAT 168.3m / Invested Capital 2.98b)
WACC = 3.56% (E(879.7m)/V(3.12b) * Re(10.65%) + D(2.24b)/V(3.12b) * Rd(1.38%) * (1-Tc(0.44)))
Discount Rate = 10.65% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 3.54%
Fair Price DCF = unknown (Cash Flow -411.7m)
EPS Correlation: 76.95 | EPS CAGR: 150.5% | SUE: N/A | # QB: 0
Revenue Correlation: 98.10 | Revenue CAGR: 25.94% | SUE: 0.41 | # QB: 0
Additional Sources for WLFC Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle