WLFC Stock Analysis: Willis Lease Finance | NASDAQ
Rental & Leasing Services | NASDAQ, USA | Market Cap: 906m USD | 12M Return: -7.5% | US9706461053 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 9.45M
EPS Trend: -35.4%
Qual. Beats: 0
Rev. Trend: 99.2%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Willis Lease Finance Corporation (WLFC) is a U.S.-based lessor and servicer of commercial aircraft and aircraft engines, operating globally through two segments: Leasing and Related Operations, and Spare Parts Sales. The company acquires and leases commercial aircraft, engines, and related equipment, while also purchasing and reselling aftermarket engine parts, whole engines, engine modules, and portable aircraft components. Its customers include commercial aircraft operators and maintenance, repair, and overhaul (MRO) organizations. Founded in 1985 and headquartered in Coconut Creek, Florida, WLFC has been public since 1996 and is classified as a small-cap stock within the Industrials sector.
The aircraft and engine leasing industry is characterized by high-value, long-duration assets that generate steady lease revenue and benefit from rising global air travel demand. The aftermarket parts segment, in which WLFC participates, is supported by the multi-decade service lives of modern commercial engines, which require ongoing maintenance and component replacement throughout their operational lifespan.
- Air travel recovery boosts commercial aircraft lease demand
- Boeing and Airbus delivery delays drive used engine leasing
- Spare parts margins expand on rising MRO activity
| Net Income: 91.8m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.03 > 0.02 and ΔFCF/TA 6.89 > 1.0 |
| NWC/Revenue: 31.32% < 20% (prev 90.85%; Δ -59.53% < -1%) |
| CFO/TA 0.07 > 3% & CFO 272.2m > Net Income 91.8m |
| Net Debt (2.31b) to EBITDA (311.9m): 7.41 < 3 |
| Current Ratio: 3.31 > 1.5 & < 3 |
| Outstanding Shares: last quarter (22.0m) vs 12m ago -65.01% < -2% |
| Gross Margin: 59.76% > 18% (prev 71.53%; Δ -11.77% > 0.5%) |
| Asset Turnover: 20.05% > 50% (prev 16.53%; Δ 3.53% > 0%) |
| Interest Coverage Ratio: 1.54 > 6 (EBIT TTM 193.7m / Interest Expense TTM 125.4m) |
| A: 0.07 (Total Current Assets 342.0m - Total Current Liabilities 103.3m) / Total Assets 3.65b |
| B: 0.17 (Retained Earnings 637.0m / Total Assets 3.65b) |
| C: 0.05 (EBIT TTM 193.7m / Avg Total Assets 3.80b) |
| D: 0.27 (Book Value of Equity 772.1m / Total Liabilities 2.88b) |
| Altman-Z'' = 1.62 = BB |
| DSRI: 0.94 (Receivables 41.4m/37.6m, Revenue 762.0m/652.3m) |
| GMI: 1.20 (GM 71.53% / 59.76%) |
| AQI: 1.24 (AQ_t 0.12 / AQ_t-1 0.10) |
| SGI: 1.17 (Revenue 762.0m / 652.3m) |
| TATA: -0.05 (NI 91.8m - CFO 272.2m) / TA 3.65b) |
| Beneish M = -2.64 (Cap -4..+1) = A |
As of October 10, 2026, the stock is trading at USD 40.88 with a total of 185,768 shares traded. Over the past week, the price has changed by -10.49%, over one month by -27.99%, over three months by -45.44% and over the past year by -7.54%.
Current recommended Stop Loss: 37.60 (which is 8% or 1.3 ATR below the current price).
Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.
- StrongBuy: 2
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 75.5 | 84.7% |
P/E Trailing = 10.7935
P/E Forward = 6.9109
P/S = 1.2012
P/B = 1.697
P/EG = 0.9418
Revenue TTM = 762.0m USD
EBIT TTM = 193.7m USD
EBITDA TTM = 311.9m USD
Long Term Debt = 2.32b USD (from longTermDebt, last quarter)
Short Term Debt = 112.9m USD (from shortTermDebt, last fiscal year)
Debt = 2.32b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.31b USD (calculated: Debt 2.32b - CCE 10.7m)
Enterprise Value = 3.22b USD (906.0m + Debt 2.32b - CCE 10.7m)
Interest Coverage Ratio = 1.54 (Ebit TTM 193.7m / Interest Expense TTM 125.4m)
EV/FCF = -28.88x (Enterprise Value 3.22b / FCF TTM -111.4m)
FCF Yield = -3.46% (FCF TTM -111.4m / Enterprise Value 3.22b)
FCF Margin = -14.61% (FCF TTM -111.4m / Revenue TTM 762.0m)
Net Margin = 12.04% (Net Income TTM 91.8m / Revenue TTM 762.0m)
Gross Margin = 59.76% ((Revenue TTM 762.0m - Cost of Revenue TTM 306.6m) / Revenue TTM)
Gross Margin QoQ = 17.51% (prev 72.49%)
Tobins Q-Ratio = 0.88 (Enterprise Value 3.22b / Total Assets 3.65b)
Interest Expense / Debt = 5.40% (Interest Expense 125.4m / Debt 2.32b)
Taxrate = 32.44% (44.1m / 136.0m)
NOPAT = 130.9m (EBIT 193.7m * (1 - 32.44%))
Current Ratio = 3.31 (Total Current Assets 342.0m / Total Current Liabilities 103.3m)
Debt / Equity = 3.01 (Debt 2.32b / totalStockholderEquity, last quarter 772.1m)
Debt / EBITDA = 7.41 (Net Debt 2.31b / EBITDA 311.9m)
Debt / FCF = -20.75 (negative FCF - burning cash) (Net Debt 2.31b / FCF TTM -111.4m)
Total Stockholder Equity = 726.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 2.41% (Net Income 91.8m / Total Assets 3.65b)
RoE = 12.63% (Net Income TTM 91.8m / Total Stockholder Equity 726.4m)
RoCE = 6.36% (EBIT 193.7m / Capital Employed (Equity 726.4m + L.T.Debt 2.32b))
RoIC = 3.58% (NOPAT 130.9m / Invested Capital 3.65b)
WACC = 5.49% (E(906.0m)/V(3.23b) * Re(10.21%) + D(2.32b)/V(3.23b) * Rd(5.40%) * (1-Tc(0.32)))
Discount Rate = 10.21% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -42.25 | Cagr: -35.93%
[DCF] Fair Price = unknown (Cash Flow -111.4m)
EPS Correlation: -35.38 | EPS CAGR: -13.28% | SUE: 0.33 | # QB: 0
Revenue Correlation: 99.19 | Revenue CAGR: 29.46% | SUE: 0.39 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.53 | Chg30d=+73.21% | Revisions=-25% | Analysts=1
EPS current Year (2026-12-31): EPS=7.23 | Chg30d=+52.96% | Revisions=+25% | GrowthEPS=+97.5% | GrowthRev=+13.9%
EPS next Year (2027-12-31): EPS=6.87 | Chg30d=+14.69% | Revisions=-25% | GrowthEPS=-5.0% | GrowthRev=+4.2%