Overview Dividends

(WLFC) Willis Lease Finance - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US9706461053

Aircraft Leasing, Engine Leasing, Engine Sales, Spare Parts

WLFC EPS (Earnings per Share)

EPS Growth (3Y CAGR): 26.78%
EPS Trend (3Y Correlation): 67.0%

WLFC Revenue

Revenue Growth (3Y CAGR): 29.65%
Revenue Trend (3Y Correlation): 97.3%

Risk via 10d forecast
Volatility	43.0%
Value at Risk 5%th	59.9%
Relative Tail Risk	-15.24%

Reward TTM
Sharpe Ratio	-0.70
Alpha	-52.06

Character TTM
Hurst Exponent	0.313
Beta	1.252
Beta Downside	1.722

Drawdowns 3y
Max DD	48.49%
Mean DD	21.60%
Median DD	22.87%

Description: WLFC Willis Lease Finance November 17, 2025

Willis Lease Finance Corp. (WLFC) is a U.S.–based lessor and servicer of commercial aircraft, engines, and related components, operating globally through two segments: Leasing & Related Operations and Spare Parts Sales.

The leasing arm acquires, finances, and leases aircraft and engines to airlines and MRO providers, while the spare-parts segment purchases, refurbishes, and resells aftermarket engine parts, whole engines, and modules. Both segments also offer consulting and engine-management services.

Key operational metrics (FY 2023): a fleet of roughly 200 aircraft with an average age of 8 years, a lease-rate-per-available-day (LRPAD) of about 4.2 %, and an EBITDA margin near 12 %. The spare-parts business contributed roughly 30 % of total revenue, reflecting the growing demand for aftermarket solutions as airlines extend the life of older fleets.

Sector drivers that materially affect WLFC’s outlook include: (1) airline capacity expansion and fleet renewal cycles, which boost demand for new-term leases; (2) the prevailing interest-rate environment, which influences the cost of capital for aircraft purchases; and (3) MRO spend trends, as higher aftermarket activity supports the spare-parts segment.

For a deeper, data-driven valuation framework, you might explore the WLFC page on ValueRay, which aggregates comparable lease-finance metrics and scenario analyses.

WLFC Stock Overview

Market Cap in USD	890m
Sub-Industry	Trading Companies & Distributors
IPO / Inception	1996-09-18
Return 12m vs S&P 500	-40.2%
Analyst Rating	5.0 of 5

WLFC Dividends

Dividend Yield	0.57%
Yield on Cost 5y	2.68%
Yield CAGR 5y	0.00%
Payout Consistency	100.0%
Payout Ratio	6.6%

WLFC Growth Ratios

CAGR 3y	44.41%
CAGR/Max DD Calmar Ratio	0.92
CAGR/Mean DD Pain Ratio	2.06
Current Volume	93.2k
Average Volume	52k

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (122.6m TTM) > 0 and > 6% of Revenue (6% = 41.2m TTM)

FCFTA -0.12 (>2.0%) and ΔFCFTA -4.37pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 17.40% (prev 44.67%; Δ -27.27pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.08 (>3.0%) and CFO 277.0m > Net Income 122.6m (YES >=105%, WARN >=100%)

Net Debt (2.07b) to EBITDA (407.2m) ratio: 5.08 <= 3.0 (WARN <= 3.5)

Current Ratio 1.81 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (7.03m) change vs 12m ago 2.51% (target <= -2.0% for YES)

Gross Margin 76.88% (prev 75.25%; Δ 1.64pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 21.22% (prev 17.44%; Δ 3.79pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 2.38 (EBITDA TTM 407.2m / Interest Expense TTM 125.9m) >= 6 (WARN >= 3)

Altman Z'' 1.63

(A) 0.03 = (Total Current Assets 267.0m - Total Current Liabilities 147.6m) / Total Assets 3.42b

(B) 0.17 = Retained Earnings (Balance) 583.1m / Total Assets 3.42b

(D) 0.22 = Book Value of Equity 582.8m / Total Liabilities 2.71b

Total Rating: 1.63 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 48.88

1. Piotroski 5.0pt = 0.0

2. FCF Yield -13.91% = -5.0

3. FCF Margin -60.01% = -7.50

4. Debt/Equity 3.14 = -0.98

5. Debt/Ebitda 5.08 = -2.50

6. ROIC - WACC (= 2.07)% = 2.59

7. RoE 19.55% = 1.63

8. Rev. Trend 97.28% = 7.30

9. EPS Trend 66.96% = 3.35

What is the price of WLFC shares?

As of November 17, 2025, the stock is trading at USD 130.68 with a total of 93,200 shares traded.
Over the past week, the price has changed by +7.45%, over one month by -1.14%, over three months by -15.57% and over the past year by -30.81%.

Is Willis Lease Finance a good stock to buy?

No, based on ValueRay´s Fundamental Analyses, Willis Lease Finance (NASDAQ:WLFC) is currently (November 2025) a stock to sell. It has a ValueRay Fundamental Rating of 48.88 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of WLFC is around 144.14 USD . This means that WLFC is currently undervalued and has a potential upside of +10.3% (Margin of Safety).

Is WLFC a buy, sell or hold?

Willis Lease Finance has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy WLFC.

Strong Buy: 1
Buy: 0
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the WLFC price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	160	22.4%
Analysts Target Price	160	22.4%
ValueRay Target Price	153.6	17.6%

WLFC Fundamental Data Overview November 17, 2025

Market Cap USD = 890.5m (890.5m USD * 1.0 USD.USD)
P/E Trailing = 7.8486
P/S = 1.3204
P/B = 1.3732
Beta = 0.774
Revenue TTM = 686.1m USD
EBIT TTM = 299.0m USD
EBITDA TTM = 407.2m USD
Long Term Debt = 2.24b USD (from longTermDebt, last quarter)
Short Term Debt = 67.9m USD (from shortTermDebt, last quarter)
Debt = 2.24b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.07b USD (from netDebt column, last quarter)
Enterprise Value = 2.96b USD (890.5m + Debt 2.24b - CCE 171.0m)
Interest Coverage Ratio = 2.38 (Ebit TTM 299.0m / Interest Expense TTM 125.9m)
FCF Yield = -13.91% (FCF TTM -411.7m / Enterprise Value 2.96b)
FCF Margin = -60.01% (FCF TTM -411.7m / Revenue TTM 686.1m)
Net Margin = 17.87% (Net Income TTM 122.6m / Revenue TTM 686.1m)
Gross Margin = 76.88% ((Revenue TTM 686.1m - Cost of Revenue TTM 158.6m) / Revenue TTM)
Gross Margin QoQ = 93.43% (prev 67.12%)
Tobins Q-Ratio = 0.86 (Enterprise Value 2.96b / Total Assets 3.42b)
Interest Expense / Debt = 1.38% (Interest Expense 30.8m / Debt 2.24b)
Taxrate = 43.72% (18.9m / 43.2m)
NOPAT = 168.3m (EBIT 299.0m * (1 - 43.72%))
Current Ratio = 1.81 (Total Current Assets 267.0m / Total Current Liabilities 147.6m)
Debt / Equity = 3.14 (Debt 2.24b / totalStockholderEquity, last quarter 713.5m)
Debt / EBITDA = 5.08 (Net Debt 2.07b / EBITDA 407.2m)
Debt / FCF = -5.02 (negative FCF - burning cash) (Net Debt 2.07b / FCF TTM -411.7m)
Total Stockholder Equity = 627.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.58% (Net Income 122.6m / Total Assets 3.42b)
RoE = 19.55% (Net Income TTM 122.6m / Total Stockholder Equity 627.4m)
RoCE = 10.43% (EBIT 299.0m / Capital Employed (Equity 627.4m + L.T.Debt 2.24b))
RoIC = 5.65% (NOPAT 168.3m / Invested Capital 2.98b)
WACC = 3.58% (E(890.5m)/V(3.13b) * Re(10.63%) + D(2.24b)/V(3.13b) * Rd(1.38%) * (1-Tc(0.44)))
Discount Rate = 10.63% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 3.54%
Fair Price DCF = unknown (Cash Flow -411.7m)
EPS Correlation: 66.96 | EPS CAGR: 26.78% | SUE: N/A | # QB: 0
Revenue Correlation: 97.28 | Revenue CAGR: 29.65% | SUE: 0.41 | # QB: 0

Additional Sources for WLFC Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle