(WLTH) Wealthfront Common Stock - Overview
Sector: Technology | Industry: Software - Application | Exchange: NASDAQ (USA) | Market Cap: 1.827m USD | Total Return: -30.6% in 12m
Avg Turnover: 10.8M
Rev. Trend: 97.9%
Warnings
Fakeout Below Avwap Earnings
Tailwinds
No distinct edge detected
Wealthfront Corporation is a Redwood City-based investment manager specializing in automated portfolio management for individual and institutional clients. The firm utilizes a digital-first business model to allocate capital across public equities, fixed income, mutual funds, and exchange-traded funds (ETFs). As a provider in the asset management and custody banks sub-industry, Wealthfront relies on proprietary in-house research to drive its investment strategies.
The company operates within the fintech sector, where firms often utilize algorithmic rebalancing and tax-loss harvesting to lower overhead compared to traditional human-led brokerages. This model targets a broad demographic range, from retail investors to high-net-worth individuals and charitable organizations. You can explore further valuation metrics and peer comparisons on ValueRay.
- Net interest margin expands on high-yield cash account deposit growth
- Assets under management scale through automated tax-loss harvesting demand
- Marketing spend efficiency drives retail client acquisition and margin expansion
- Regulatory shifts in digital advice fiduciary standards impact compliance costs
| Net Income: -37.7m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.16 > 0.02 and ΔFCF/TA -24.15 > 1.0 |
| NWC/Revenue: 213.3% < 20% (prev 55.26%; Δ 158.1% < -1%) |
| CFO/TA 0.11 > 3% & CFO 152.2m > Net Income -37.7m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 2.78 > 1.5 & < 3 |
| Outstanding Shares: last quarter (102.8m) vs 12m ago -25.47% < -2% |
| Gross Margin: 37.52% > 18% (prev 89.97%; Δ -52.45% > 0.5%) |
| Asset Turnover: 39.80% > 50% (prev 72.03%; Δ -32.23% > 0%) |
| Interest Coverage Ratio: -112.9 > 6 (EBIT TTM -102.4m / Interest Expense TTM 907k) |
| A: 0.56 (Total Current Assets 1.23b - Total Current Liabilities 440.8m) / Total Assets 1.42b |
| B: -0.10 (Retained Earnings -142.0m / Total Assets 1.42b) |
| C: -0.11 (EBIT TTM -102.4m / Avg Total Assets 925.5m) |
| D: 0.77 (Book Value of Equity 614.7m / Total Liabilities 801.0m) |
| Altman-Z'' = 3.38 = A |
| DSRI: 1.50 (Receivables 260.5m/147.6m, Revenue 368.3m/313.5m) |
| GMI: 2.40 (GM 89.97% / 37.52%) |
| AQI: 0.85 (AQ_t 0.12 / AQ_t-1 0.14) |
| SGI: 1.17 (Revenue 368.3m / 313.5m) |
| TATA: -0.13 (NI -37.7m - CFO 152.2m) / TA 1.42b) |
| Beneish M = -1.33 (Cap -4..+1) = D |
As of June 07, 2026, the stock is trading at USD 9.85 with a total of 3,616,056 shares traded.
Over the past week, the price has changed by -19.39%,
over one month by -11.42%,
over three months by +12.06% and
over the past year by -30.58%.
Wealthfront Common Stock has no consensus analysts rating.
P/E Forward = 17.0068
P/S = 5.0054
P/B = 2.9758
Revenue TTM = 368.3m USD
EBIT TTM = -102.4m USD
EBITDA TTM = -96.6m USD
Long Term Debt = 6.29m USD (estimated: total debt 10.4m - short term 4.10m)
Short Term Debt = 4.10m USD (from shortTermDebt, last quarter)
Debt = 10.4m USD (from shortLongTermDebtTotal, last quarter) (leases 10.4m already included)
Net Debt = -614.7m USD (calculated: Debt 10.4m - CCE 625.1m)
Enterprise Value = 1.21b USD (1.83b + Debt 10.4m - CCE 625.1m)
Interest Coverage Ratio = -112.9 (Ebit TTM -102.4m / Interest Expense TTM 907k)
EV/FCF = 5.31x (Enterprise Value 1.21b / FCF TTM 228.3m)
FCF Yield = 18.83% (FCF TTM 228.3m / Enterprise Value 1.21b)
FCF Margin = 61.98% (FCF TTM 228.3m / Revenue TTM 368.3m)
Net Margin = -10.23% (Net Income TTM -37.7m / Revenue TTM 368.3m)
Gross Margin = 37.52% ((Revenue TTM 368.3m - Cost of Revenue TTM 230.1m) / Revenue TTM)
Gross Margin QoQ = -84.39% (prev 63.37%)
Tobins Q-Ratio = 0.86 (Enterprise Value 1.21b / Total Assets 1.42b)
Interest Expense / Debt = 8.73% (Interest Expense 907k / Debt 10.4m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = -80.9m (EBIT -102.4m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 2.56 (Total Current Assets 1.23b / Total Current Liabilities 478.4m)
Debt / Equity = 0.02 (Debt 10.4m / totalStockholderEquity, last quarter 614.7m)
Debt / EBITDA = 6.36 (negative EBITDA) (Net Debt -614.7m / EBITDA -96.6m)
Debt / FCF = -2.69 (Net Debt -614.7m / FCF TTM 228.3m)
Total Stockholder Equity = 380.3m (last 4 quarters mean from totalStockholderEquity)
RoA = -4.07% (Net Income -37.7m / Total Assets 1.42b)
RoE = -9.90% (Net Income TTM -37.7m / Total Stockholder Equity 380.3m)
RoCE = -26.50% (EBIT -102.4m / Capital Employed (Equity 380.3m + L.T.Debt 6.29m))
RoIC = -5.79% (negative operating profit) (NOPAT -80.9m / Invested Capital 1.40b)
WACC = 12.35% (E(1.83b)/V(1.84b) * Re(12.38%) + D(10.4m)/V(1.84b) * Rd(8.73%) * (1-Tc(0.21)))
Discount Rate = 12.38% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 7.41 | Cagr: -15.94%
[DCF] Terminal Value 66.16% ; FCFF base≈207.1m ; Y1≈237.4m ; Y5≈349.4m
[DCF] Fair Price = 24.65 (EV 3.07b - Net Debt -614.7m = Equity 3.68b / Shares 149.5m; r=12.35% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: N/A | # QB: 0
Revenue Correlation: 97.92 | Revenue CAGR: 29.78% | SUE: N/A | # QB: 0
EPS current Quarter (2026-07-31): EPS=0.17 | Chg30d=+0.00% | Revisions=-33% | Analysts=3
EPS current Year (2027-01-31): EPS=0.70 | Chg30d=+0.00% | Revisions=-43% | GrowthEPS=-41.2% | GrowthRev=+8.5%
EPS next Year (2028-01-31): EPS=0.79 | Chg30d=+0.00% | Revisions=-43% | GrowthEPS=+13.9% | GrowthRev=+23.5%
[Analyst] Revisions Ratio: -43%