(WRLD) World Acceptance - Ratings and Ratios

World Acceptance Corporation (NASDAQ:WRLD) operates in the consumer finance sector, providing financial services to individuals with limited access to traditional credit sources such as banks, credit unions, and credit card lenders. The company offers a range of products, including short-term small installment loans, medium-term larger installment loans, and related credit insurance. Additionally, it provides ancillary services like income tax return preparation and filing, as well as automobile club memberships. Founded in 1962 and headquartered in Greenville, South Carolina, World Acceptance Corporation has established itself as a niche player in the consumer finance industry, targeting individuals who may not qualify for credit through conventional channels.

From a forecasting perspective, World Acceptance Corporations stock (NASDAQ:WRLD) shows a bullish trend in the short term, with the last price of $131.50 exceeding both the 20-day ($128.11) and 50-day ($126.73) moving averages. The stock is trading near its recent highs, suggesting upward momentum. However, the 200-day moving average ($122.29) indicates longer-term stability. The Average True Range (ATR) of 6.62 reflects moderate volatility, which could present opportunities for traders. On the fundamental side, the companys forward P/E ratio of 9.61, compared to the current P/E of 8.17, suggests expectations of modest earnings growth. The price-to-book ratio of 1.57 and price-to-sales ratio of 1.25 indicate the stock is fairly valued relative to its book value and revenue. With a return on equity (RoE) of 8%, the company demonstrates reasonable profitability. Overall, WRLD is positioned for stable performance, supported by its niche market focus and conservative valuation metrics.