Overview Dividends

WSBF Dividend History & Analysis | 4.2% Yield

WSBF has a dividend yield of 4.2% and paid 0.6 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.20%
Dividends per Share 12m 0.60
Dividend Growth Rate CAGR 5y -14.06%
Overall Dividend Rating 22.79%
Yield on Cost 5y 5.06%
Payout Ratio 52.8%
Payouts in the last 12m 4
Payout Consistency 5y -60.49%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Number of Payouts Yearly This chart shows the number of dividend payouts per year. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over the last 5 years in one graph. The price axis is on the left and the dividend yield axis is on the right.
Total Return 12m: 6.1% (S&P 500: 18.3%)
Total Return 5y: 26.4% (S&P 500: 98.3%)

Top Dividend Payers in Commercial & Residential Mortgage Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap (USD) Dividend Yield TTM Yield on Cost (purchase 5y ago)
UWMC 9,869 M 8.84% 6.58%
RKT 38,161 M 5.12% 3.40%
RDN 4,734 M 2.96% 7.66%
WD 2,922 M 3.13% 5.52%
MTG 6,420 M 2.05% 6.61%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap (USD) Growth Rate (5y CAGR) Payout Consistency
MTG 6,420 M 15.3% 63.4%
RDN 4,734 M 14.4% 90.1%
WD 2,922 M 12.5% 100%
ESNT 6,207 M 11.8% 100%
MBIN 1,528 M 11.1% 100%

Similar Stocks with Attractive Dividends - Compare WSBF Dividends with its Peer-Group

AGM
Federal
 2.91% Yield
RDN
Radian
 2.96% Yield
WD
Walker & Dunlop
 3.13% Yield
ESNT
Essent
 2.02% Yield
RCB
Ready Capital
 6.46% Yield
MBIN
Merchants Bancorp
 1.10% Yield

WSBF Dividend History: Last 50 Payments (USD) as of September 2025

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2025-07-08 2025-07-08 2025-08-01 Quarterly 0.15 0% 1.08%
2025-04-08 2025-04-08 2025-05-01 Quarterly 0.15 0% 1.2%
2025-01-08 2025-01-08 2025-02-03 Quarterly 0.15 0% 1.21%
2024-10-08 2024-10-08 2024-11-01 Quarterly 0.15 0% 1.07%
2024-07-08 2024-07-08 2024-08-01 Quarterly 0.15 0% 1.16%
2024-04-05 2024-04-08 2024-05-01 Quarterly 0.15 0% 1.31%
2024-01-05 2024-01-08 2024-02-01 Quarterly 0.15 0% 1.1%
2023-10-05 2023-10-09 2023-11-01 Quarterly 0.15 -25% 1.45%
2023-07-07 2023-07-10 2023-08-02 Quarterly 0.2 0% 1.4%
2023-04-06 2023-04-10 2023-05-02 Quarterly 0.2 0% 1.37%
2023-01-06 2023-01-09 2023-02-01 Quarterly 0.2 0% 1.17%
2022-10-06 2022-10-10 2022-11-01 Quarterly 0.2 0% 1.22%
2022-07-08 2022-07-11 2022-08-02 Quarterly 0.2 0% 1.19%
2022-04-08 2022-04-11 2022-05-03 Quarterly 0.2 0% 1.09%
2022-01-07 2022-01-10 2022-02-01 Quarterly 0.2 0% 0.91%
2021-10-07 2021-10-11 2021-11-02 Quarterly 0.2 0% 0.98%
2021-07-09 2021-07-12 2021-08-03 Quarterly 0.2 -60% 1.05%
2021-06-10 2021-06-11 2021-06-15 Other 0.5 150% 2.49%
2021-04-09 2021-04-12 2021-05-04 Quarterly 0.2 0% 0.96%
2021-01-08 2021-01-11 2021-02-02 Quarterly 0.2 -33.3% 1.02%
2020-11-30 2020-12-01 2020-12-08 Other 0.3 150% 1.68%
2020-10-08 2020-10-12 2020-11-02 Quarterly 0.12 0% 0.73%
2020-07-10 2020-07-13 2020-08-03 Quarterly 0.12 0% N/A
2020-04-08 2020-04-10 2020-05-01 Quarterly 0.12 -76% N/A
2020-03-10 2020-03-11 2020-04-02 Other 0.5 316.7% N/A
2020-01-09 2020-01-10 2020-02-03 Quarterly 0.12 0% N/A
2019-10-10 2019-10-11 2019-11-01 Quarterly 0.12 0% N/A
2019-07-11 2019-07-12 2019-08-02 Quarterly 0.12 0% N/A
2019-04-11 2019-04-12 2019-05-03 Quarterly 0.12 -76% N/A
2019-03-20 2019-03-21 2019-04-02 Other 0.5 316.7% N/A
2019-01-09 2019-01-10 2019-02-01 Quarterly 0.12 0% N/A
2018-10-11 2018-10-12 2018-11-02 Quarterly 0.12 0% N/A
2018-07-11 2018-07-12 2018-08-02 Quarterly 0.12 0% N/A
2018-04-11 2018-04-12 2018-05-02 Quarterly 0.12 -76% N/A
2018-03-08 2018-03-10 2018-04-02 Other 0.5 316.7% N/A
2018-01-11 2018-01-12 2018-02-02 Quarterly 0.12 0% N/A
2017-10-11 2017-10-12 2017-11-02 Quarterly 0.12 0% N/A
2017-07-10 2017-07-12 2017-08-02 Quarterly 0.12 -76% N/A
2017-05-10 2017-05-12 2017-06-02 Other 0.5 316.7% N/A
2017-04-10 2017-04-12 2017-05-02 Quarterly 0.12 0% N/A
2017-01-06 2017-01-10 2017-02-02 Quarterly 0.12 50% N/A
2016-10-06 2016-10-11 2016-11-01 Quarterly 0.08 0% N/A
2016-07-08 2016-07-12 2016-08-02 Quarterly 0.08 60% N/A
2016-04-08 2016-04-12 2016-05-02 Quarterly 0.05 0% N/A
2016-01-07 2016-01-11 2016-02-01 Quarterly 0.05 0% N/A
2015-10-07 2015-10-12 2015-11-02 Quarterly 0.05 0% N/A
2015-07-08 2015-07-10 2015-08-03 Quarterly 0.05 0% N/A
2015-04-08 2015-04-10 2015-05-04 Quarterly 0.05 0% N/A
2015-01-08 2015-01-12 2015-02-02 Quarterly 0.05 0% N/A
2014-10-08 2014-10-11 2014-11-03 Quarterly 0.05 0% N/A

WSBF Dividend FAQ

Waterstone Financial Inc (NASDAQ:WSBF) is a bank holding company that provides a range of financial services to customers in southeastern Wisconsin. The company operates through two segments: Community Banking and Mortgage Banking. Community Banking offers various consumer and business banking products, including deposit and transactional solutions, investable funds, residential mortgages, and business loans. Mortgage Banking focuses on originating residential mortgage loans for sale in the secondary market.

What is the Dividend Yield of WSBF?

As of September 2025, WSBF`s dividend yield is 4.20%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.60 USD by the current share price of 14.99.

Does WSBF pay a dividend?

As of September 2025, WSBF paid a dividend of 0.60 USD in the last 12 months. The last dividend was paid on 2025-07-08 and the payout was 0.15 USD.

How often does WSBF pay dividends?

WSBF pays dividends quarterly. Over the last 12 months, WSBF has issued 4 dividend payments. The last dividend payment was made on 2025-07-08.

Will WSBF pay dividends in 2025?

The latest dividend paid per share was 0.15 USD with an Ex-Dividend Date of 2025-07-08. The next Ex-Dividend date for Waterstone Financial (WSBF) is currently unknown.

What is the next Ex-Dividend Date for WSBF?

The next Ex-Dividend date for Waterstone Financial (WSBF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of WSBF?

WSBF's average dividend growth rate over the past 5 years is -14.06% per year.
Negative growth: WSBF's Dividend growth is negative and declining.

What is the Yield on Cost of WSBF?

WSBF's 5-Year Yield on Cost is 5.06%. If you bought WSBF's shares at 11.86 USD five years ago, your current annual dividend income (0.60 USD per share, trailing 12 months) equals 5.06% of your original purchase price.

What is the Payout Consistency of WSBF?

WSBF Payout Consistency is 93.1%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Waterstone Financial has a strong track record of consistent dividend payments over its lifetime.

Does WSBF have a good Dividend Yield?

WSBF`s 4.20% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of WSBF?

The Dividend Payout Ratio of WSBF is 52.8%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of WSBF?

WSBF`s Overall Dividend Rating is 22.79%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

WSBF Outstanding Shares Analysis

What is the Trend in WSBF`s Outstanding Shares (CAGR)?

Waterstone Financial`s outstanding shares have decreased by approximately -6.74% annually over the past 5 years (Correlation: -100.0%), positively influencing the share price.

Has Waterstone Financial ever had a Stock Split?

Yes, the last Stock Split was on 2014-01-23 with a factor of 10972:10000. This stock split increased the number of shares and lowered the price per share by a ratio of 1.1.
Year Number of Shares Annual Growth Rate
2004 37,005,100
2005 37,005,100
2006 36,300,100 -1.91%
2007 34,137,200 -5.96%
2008 33,581,500 -1.63%
2009 33,670,300 +0.26%
2010 33,806,300 +0.4%
2011 33,682,300 -0.37%
2012 34,383,300 +2.08%
2013 34,472,000 +0.26%
2014 28,925,000 -16.09%
2015 27,918,200 -3.48%
2016 27,699,000 -0.79%
2017 27,914,000 +0.78%
2018 27,218,000 -2.49%
2019 25,852,000 -5.02%
2020 23,877,000 -7.64%
2021 23,802,000 -0.31%
2022 21,069,000 -11.48%
2023 19,398,000 -7.93%
2024 18,396,000 -5.17%
2025 18,004,000 -2.13%

Key Metric Definitions

  • Dividend Yield: Annual dividend per share divided by current share price.
  • Dividend Growth Rate: Compound annual growth rate of annual dividend per share over the last 5 years.
  • Payout Ratio: Percentage of earnings paid as dividends (TTM).
  • Payout Consistency: % of eligible periods with uninterrupted or increased dividends, measured over the entire lifetime of the stock or fund.
  • Payout Frequency: Number of dividends paid in the last 12m (TTM).
  • Overall Dividend Rating: Proprietary composite score, quantified on a scale from 0 to +100. Ratings surpassing 70 are regarded as favorable, while those exceeding 85 are strong.
  • Total Return: Price appreciation plus dividends over specified period.
  • Market Cap: Figures are in millions of the corresponding currency.

Last update: 2025-08-12 02:47