WSBF Dividend History & Analysis | 4.2% Yield

WSBF has a dividend yield of 4.2% and paid 0.6 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 4.19%
Payout Ratio 45.2%
Growth Rate CAGR 5y -17.58%
Consistency Lifetime 93.2%
Yield on Cost 5y 4.00%
Payout FCF 25.1%
Streak Years 12
Dividend Rating 9.43%

Dividends Cash Amount per Share Yearly

This chart shows the yearly cash amount paid as dividends per share. The exact values for each year can be found in the structured dataset with the html-id #yearly_dividend_dataset below.
Dividend Growth Year over Year This chart shows the annual dividend growth rate compared to the previous year.
5 Years Chart with Price and Dividend Yield This chart shows the dividend yield and price over time. Price is displayed as gray area (left axis), yield as dark blue line (right axis), and average yield as orange dashed line.
■ Yield (right) | ■ Price (left) | ┅ Avg Yield
Total Return 12m: 37%
Total Return 5y: 20.3%

Top Dividend Payers in Commercial & Residential Mortgage Finance

Top 5 Dividend Yields of Peer-Group
Symbol Market Cap USD Dividend Yield TTM Yield on Cost 5y
AGM 1,853 M 3.19% 8.53%
RDN 4,458 M 3.01% 5.80%
MTG 5,909 M 2.14% 6.44%
ESNT 6,200 M 2.08% 3.07%
PFSI 7,779 M 1.12% 2.48%
Top 5 Dividend Growth Rates of Peer-Group
Symbol Market Cap USD Growth Rate Consistency
MTG 5,909 M 18.9% 63.1%
RDN 4,458 M 17.0% 91.9%
ESNT 6,200 M 15.4% 100%
AGM 1,853 M 14.3% 96.5%
WD 2,143 M 7.59% 100%

WSBF Dividend History: Last 50 Payments (USD) as of February 2026

Ex-Dividend Date Record Date Payment Date Period Dividend per Share Dividend Growth Rate QoQ Payout Yield
2026-01-08 2026-01-08 2026-02-02 Quarterly 0.15 0% 0.91%
2025-10-08 2025-10-08 2025-11-03 Quarterly 0.15 0% 0.98%
2025-07-08 2025-07-08 2025-08-01 Quarterly 0.15 0% 1.08%
2025-04-08 2025-04-08 2025-05-01 Quarterly 0.15 0% 1.2%
2025-01-08 2025-01-08 2025-02-03 Quarterly 0.15 0% 1.21%
2024-10-08 2024-10-08 2024-11-01 Quarterly 0.15 0% 1.07%
2024-07-08 2024-07-08 2024-08-01 Quarterly 0.15 0% 1.16%
2024-04-05 2024-04-08 2024-05-01 Quarterly 0.15 0% 1.31%
2024-01-05 2024-01-08 2024-02-01 Quarterly 0.15 0% 1.1%
2023-10-05 2023-10-09 2023-11-01 Quarterly 0.15 -25% 1.45%
2023-07-07 2023-07-10 2023-08-02 Quarterly 0.2 0% 1.4%
2023-04-06 2023-04-10 2023-05-02 Quarterly 0.2 0% 1.37%
2023-01-06 2023-01-09 2023-02-01 Quarterly 0.2 0% 1.17%
2022-10-06 2022-10-10 2022-11-01 Quarterly 0.2 0% 1.22%
2022-07-08 2022-07-11 2022-08-02 Quarterly 0.2 0% 1.19%
2022-04-08 2022-04-11 2022-05-03 Quarterly 0.2 0% 1.09%
2022-01-07 2022-01-10 2022-02-01 Quarterly 0.2 0% 0.91%
2021-10-07 2021-10-11 2021-11-02 Quarterly 0.2 0% 0.98%
2021-07-09 2021-07-12 2021-08-03 Quarterly 0.2 -60% 1.05%
2021-06-10 2021-06-11 2021-06-15 Other 0.5 150% 2.49%
2021-04-09 2021-04-12 2021-05-04 Quarterly 0.2 0% 0.96%
2021-01-08 2021-01-11 2021-02-02 Quarterly 0.2 -33.3% N/A
2020-11-30 2020-12-01 2020-12-08 Other 0.3 150% N/A
2020-10-08 2020-10-12 2020-11-02 Quarterly 0.12 0% N/A
2020-07-10 2020-07-13 2020-08-03 Quarterly 0.12 0% N/A
2020-04-08 2020-04-10 2020-05-01 Quarterly 0.12 -76% N/A
2020-03-10 2020-03-11 2020-04-02 Other 0.5 316.7% N/A
2020-01-09 2020-01-10 2020-02-03 Quarterly 0.12 0% N/A
2019-10-10 2019-10-11 2019-11-01 Quarterly 0.12 0% N/A
2019-07-11 2019-07-12 2019-08-02 Quarterly 0.12 0% N/A
2019-04-11 2019-04-12 2019-05-03 Quarterly 0.12 -76% N/A
2019-03-20 2019-03-21 2019-04-02 Other 0.5 316.7% N/A
2019-01-09 2019-01-10 2019-02-01 Quarterly 0.12 0% N/A
2018-10-11 2018-10-12 2018-11-02 Quarterly 0.12 0% N/A
2018-07-11 2018-07-12 2018-08-02 Quarterly 0.12 0% N/A
2018-04-11 2018-04-12 2018-05-02 Quarterly 0.12 -76% N/A
2018-03-08 2018-03-10 2018-04-02 Other 0.5 316.7% N/A
2018-01-11 2018-01-12 2018-02-02 Quarterly 0.12 0% N/A
2017-10-11 2017-10-12 2017-11-02 Quarterly 0.12 0% N/A
2017-07-10 2017-07-12 2017-08-02 Quarterly 0.12 -76% N/A
2017-05-10 2017-05-12 2017-06-02 Other 0.5 316.7% N/A
2017-04-10 2017-04-12 2017-05-02 Quarterly 0.12 0% N/A
2017-01-06 2017-01-10 2017-02-02 Quarterly 0.12 50% N/A
2016-10-06 2016-10-11 2016-11-01 Quarterly 0.08 0% N/A
2016-07-08 2016-07-12 2016-08-02 Quarterly 0.08 60% N/A
2016-04-08 2016-04-12 2016-05-02 Quarterly 0.05 0% N/A
2016-01-07 2016-01-11 2016-02-01 Quarterly 0.05 0% N/A
2015-10-07 2015-10-12 2015-11-02 Quarterly 0.05 0% N/A
2015-07-08 2015-07-10 2015-08-03 Quarterly 0.05 0% N/A
2015-04-08 2015-04-10 2015-05-04 Quarterly 0.05 0% N/A

WSBF Dividend FAQ

Waterstone Financial, Inc. (NASDAQ: WSBF) is a bank-holding company that operates WaterStone Bank SSB, serving consumers and businesses in southeastern Wisconsin. The firm is organized into two primary segments: Community Banking, which delivers a full suite of deposit, loan, and wealth-management products, and Mortgage Banking, which originates residential mortgages for resale to the secondary market and holds a diversified portfolio of mortgage-backed securities and other debt instruments.

What is the Dividend Yield of WSBF?

As of February 2026, WSBF`s dividend yield is 4.19%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.60 USD by the current share price of 18.05.

Does WSBF pay a dividend?

As of February 2026, WSBF paid a dividend of 0.60 USD in the last 12 months. The last dividend was paid on 2026-01-08 and the payout was 0.15 USD.

How often does WSBF pay dividends?

WSBF pays dividends quarterly. Over the last 12 months, WSBF has issued 4 dividend payments. The last dividend payment was made on 2026-01-08.

WSBF dividend forecast

Based on historical data, the forecasted dividends per share for WSBF for the next 4 payments are between 0.179 (+19.3%) and 0.275 (+83.3%).
This represents a strong dividend growth compared to the last payment.

Will WSBF pay dividends in 2026?

The latest dividend paid per share was 0.15 USD with an Ex-Dividend Date of 2026-01-08. The next Ex-Dividend date for Waterstone Financial (WSBF) is currently unknown.

What is the next Ex-Dividend Date for WSBF?

The next Ex-Dividend date for Waterstone Financial (WSBF) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.

What is the Dividend Growth of WSBF?

WSBF's average dividend growth rate over the past 5 years is -17.6% per year.
Negative growth: WSBF's Dividend growth is negative and declining.

What is the Yield on Cost of WSBF?

WSBF's 5-Year Yield on Cost is 4.00%. If you bought WSBF's shares at 15.01 USD five years ago, your current annual dividend income (0.60 USD per share, trailing 12 months) equals 4.00% of your original purchase price.

What is the Payout Consistency of WSBF?

WSBF Payout Consistency is 93.2%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Waterstone Financial has a strong track record of consistent dividend payments over its lifetime.

Does WSBF have a good Dividend Yield?

WSBF`s 4.19% Dividend Yield is considered as good. Make sure the dividend is sustainable: Check the Payouts-Ratio over time.

What is the Dividend Payout Ratio of WSBF?

The Dividend Payout Ratio of WSBF is 45.2%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.

What is the Dividend Rating of WSBF?

WSBF`s Overall Dividend Rating is 9.43%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

WSBF Outstanding Shares Analysis

What is the Trend in WSBF's Outstanding Shares?

Waterstone Financial's outstanding shares have decreased by approximately 5% annually over the past 3 years (Trend Reliability: -100.0%).

Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has WSBF ever had a Stock Split?

Yes, the last stock split was on Jan 23, 2014 with a ratio of 10972:10000.

This was a forward split: Each share became 1.1 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

Year Number of Shares Annual Growth Rate
2004 37,005,100
2005 37,005,100
2006 36,300,100 -1.91%
2007 34,137,200 -5.96%
2008 33,581,500 -1.63%
2009 33,670,300 +0.26%
2010 33,806,300 +0.4%
2011 33,682,300 -0.37%
2012 34,383,300 +2.08%
2013 34,472,000 +0.26%
2014 28,925,000 -16.09%
2015 27,918,200 -3.48%
2016 27,699,000 -0.79%
2017 27,914,000 +0.78%
2018 27,218,000 -2.49%
2019 25,852,000 -5.02%
2020 23,877,000 -7.64%
2021 23,802,000 -0.31%
2022 21,069,000 -11.48%
2023 19,398,000 -7.93%
2024 18,396,000 -5.17%
2025 17,507,000 -4.83%

Key Metric Definitions

Dividend Yield
Annual dividend per share divided by current share price.
Payout Ratio
Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
Payout FCF
Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
Growth Rate (CAGR)
Compound annual growth rate of dividends over the last 5 years.
Consistency
Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
Yield on Cost
Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
Streak
Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
Dividend Rating
Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-02-05 02:40