(WTW) Willis Towers Watson - NASDAQ
Sector: Financial Services | Industry: Insurance Brokers | Exchange: NASDAQ (USA) | Market Cap: 24.805m USD | Total Return: -13.6% in 12m
Avg Turnover: 177M
EPS Trend: 95.3%
Qual. Beats: 0
Rev. Trend: 81.3%
Qual. Beats: 0
Warnings
Below Avwap Earnings
Tailwinds
No distinct edge detected
Willis Towers Watson Public Limited Company (WTW) is a global advisory, broking, and solutions firm headquartered in London. The company operates through two primary segments: Health, Wealth & Career and Risk & Broking. Its service portfolio includes strategic consulting, insurance brokerage, retirement plan administration, and risk analytics across diverse sectors such as aerospace, marine, and construction.
The company functions within the professional services and insurance brokerage industry, a sector characterized by high client retention rates due to the technical complexity of regulatory compliance and risk management. WTW utilizes a capital-light business model that generates revenue primarily through commissions and advisory fees rather than taking direct underwriting risk.
Investors may find further technical analysis and valuation metrics on ValueRay to assist in their due diligence. Founded in 1828, the firm maintains a significant global footprint, providing specialized software and data tools for capital modeling and financial reporting.
- Retention of specialized talent drives organic revenue growth in advisory segments
- Corporate pension funding levels influence demand for retirement and actuarial services
- Hardening commercial insurance rates boost commission income within Risk and Broking
- Transformation program cost savings improve adjusted operating margins and free cash flow
- Global interest rate fluctuations impact investment income and pension administration yields
| Net Income: 1.67b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 0.10 > 1.0 |
| NWC/Revenue: 25.64% < 20% (prev 21.17%; Δ 4.48% < -1%) |
| CFO/TA 0.06 > 3% & CFO 1.80b > Net Income 1.67b |
| Net Debt (5.65b) to EBITDA (2.69b): 2.10 < 3 |
| Current Ratio: 1.19 > 1.5 & < 3 |
| Outstanding Shares: last quarter (95.8m) vs 12m ago -5.14% < -2% |
| Gross Margin: 38.16% > 18% (prev 44.11%; Δ -5.95% > 0.5%) |
| Asset Turnover: 34.30% > 50% (prev 34.96%; Δ -0.66% > 0%) |
| Interest Coverage Ratio: 8.51 > 6 (EBIT TTM 2.31b / Interest Expense TTM 272.0m) |
| A: 0.09 (Total Current Assets 16.1b - Total Current Liabilities 13.5b) / Total Assets 29.6b |
| B: -0.01 (Retained Earnings -392.0m / Total Assets 29.6b) |
| C: 0.08 (EBIT TTM 2.31b / Avg Total Assets 28.9b) |
| D: 0.37 (Book Value of Equity 7.98b / Total Liabilities 21.6b) |
| Altman-Z'' = 1.45 = BB |
| DSRI: 1.11 (Receivables 2.65b/2.37b, Revenue 9.90b/9.81b) |
| GMI: 1.16 (GM 44.11% / 38.16%) |
| AQI: 1.02 (AQ_t 0.42 / AQ_t-1 0.41) |
| SGI: 1.01 (Revenue 9.90b / 9.81b) |
| TATA: -0.00 (NI 1.67b - CFO 1.80b) / TA 29.6b) |
| Beneish M = -2.77 (Cap -4..+1) = A |
As of June 20, 2026, the stock is trading at USD 255.20 with a total of 1,360,300 shares traded.
Over the past week, the price has changed by -2.14%,
over one month by +0.39%,
over three months by -10.85% and
over the past year by -13.64%.
Willis Towers Watson has received a consensus analysts rating of 4.11. Therefore, it is recommended to buy WTW.
- StrongBuy: 8
- Buy: 5
- Hold: 4
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 331.7 | 30% |
P/E Trailing = 15.4126
P/E Forward = 13.8313
P/S = 2.5063
P/B = 3.1085
P/EG = 1.08
Revenue TTM = 9.90b USD
EBIT TTM = 2.31b USD
EBITDA TTM = 2.69b USD
Long Term Debt = 6.30b USD (from longTermDebt, last quarter)
Short Term Debt = 117.0m USD (from shortTermDebt, last quarter)
Debt = 7.51b USD (from shortLongTermDebtTotal, last quarter) + Leases 602.0m
Net Debt = 5.65b USD (calculated: Debt 7.51b - CCE 1.85b)
Enterprise Value = 30.5b USD (24.8b + Debt 7.51b - CCE 1.85b)
Interest Coverage Ratio = 8.51 (Ebit TTM 2.31b / Interest Expense TTM 272.0m)
EV/FCF = 19.36x (Enterprise Value 30.5b / FCF TTM 1.57b)
FCF Yield = 5.16% (FCF TTM 1.57b / Enterprise Value 30.5b)
FCF Margin = 15.89% (FCF TTM 1.57b / Revenue TTM 9.90b)
Net Margin = 16.84% (Net Income TTM 1.67b / Revenue TTM 9.90b)
Gross Margin = 38.16% ((Revenue TTM 9.90b - Cost of Revenue TTM 6.12b) / Revenue TTM)
Gross Margin QoQ = 24.59% (prev 50.99%)
Tobins Q-Ratio = 1.03 (Enterprise Value 30.5b / Total Assets 29.6b)
Interest Expense / Debt = 3.62% (Interest Expense 272.0m / Debt 7.51b)
Taxrate = 16.13% (323.0m / 2.00b)
NOPAT = 1.94b (EBIT 2.31b * (1 - 16.13%))
Current Ratio = 1.19 (Total Current Assets 16.1b / Total Current Liabilities 13.5b)
Debt / Equity = 0.94 (Debt 7.51b / totalStockholderEquity, last quarter 7.98b)
Debt / EBITDA = 2.10 (Net Debt 5.65b / EBITDA 2.69b)
Debt / FCF = 3.59 (Net Debt 5.65b / FCF TTM 1.57b)
Total Stockholder Equity = 7.95b (last 4 quarters mean from totalStockholderEquity)
RoA = 5.78% (Net Income 1.67b / Total Assets 29.6b)
RoE = 20.98% (Net Income TTM 1.67b / Total Stockholder Equity 7.95b)
RoCE = 16.24% (EBIT 2.31b / Capital Employed (Equity 7.95b + L.T.Debt 6.30b))
RoIC = 12.36% (NOPAT 1.94b / Invested Capital 15.7b)
WACC = 5.04% (E(24.8b)/V(32.3b) * Re(5.65%) + D(7.51b)/V(32.3b) * Rd(3.62%) * (1-Tc(0.16)))
Discount Rate = 5.65% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -96.61 | Cagr: -3.58%
[DCF] Terminal Value 76.39% ; FCFF base≈1.53b ; Y1≈1.63b ; Y5≈1.95b
[DCF] Fair Price = 257.7 (EV 30.0b - Net Debt 5.65b = Equity 24.3b / Shares 94.4m; r=8.35% [WACC [floored]]; 5y FCF grow 7.59% → 2.50% )
EPS Correlation: 95.26 | EPS CAGR: 10.82% | SUE: 0.59 | # QB: 0
Revenue Correlation: 81.25 | Revenue CAGR: 2.48% | SUE: -0.32 | # QB: 0
EPS current Quarter (2026-06-30): EPS=3.11 | Chg30d=-0.24% | Revisions=-68% | Analysts=19
EPS next Quarter (2026-09-30): EPS=3.57 | Chg30d=-0.11% | Revisions=-29% | Analysts=19
EPS current Year (2026-12-31): EPS=19.51 | Chg30d=+0.02% | Revisions=-30% | GrowthEPS=+14.2% | GrowthRev=+7.4%
EPS next Year (2027-12-31): EPS=22.19 | Chg30d=+0.07% | Revisions=-70% | GrowthEPS=+13.8% | GrowthRev=+5.3%
[Analyst] Revisions Ratio: -70%