YORW Stock Analysis: The York Water | NASDAQ
Utilities - Regulated Water | NASDAQ, USA | Market Cap: 523m USD | 12M Return: 4.4% | US9871841089 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 4.20M
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
The York Water Company is a regulated water utility that impounds, purifies, and distributes drinking water across 58 municipalities in south-central Pennsylvania, serving a diverse mix of industrial customers including food products, paper, textile, and machinery manufacturers. The company operates an integrated infrastructure network that includes two major reservoirs (Lake Williams and Lake Redman), a 15-mile pipeline from the Susquehanna River, wastewater collection and treatment systems, and satellite groundwater systems across York, Adams, and Lancaster Counties. Founded in 1816 and headquartered in York, Pennsylvania, YORW trades on NASDAQ as a small-cap water utility.
As a water utility, the company operates within a regulated monopoly framework overseen by the Pennsylvania Public Utility Commission, which approves rates and capital investment plans. Demand for water services tends to be highly inelastic, providing predictable, recurring revenue regardless of broader economic conditions-a defining characteristic of the water utilities sub-industry.
- Pennsylvania rate case approval drives customer water bill increases
- Drought conditions in south-central Pennsylvania boost water demand and revenue
- Capital expenditure on pipeline infrastructure from Susquehanna River expands service capacity
- Industrial customer concentration in York diversifies across food, textile, and machinery sectors
| Net Income: 25.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA 3.89 > 1.0 |
| NWC/Revenue: 0.19% < 20% (prev 3.06%; Δ -2.86% < -1%) |
| CFO/TA 0.05 > 3% & CFO 36.3m > Net Income 25.4m |
| Net Debt (222.2m) to EBITDA (37.5m): 5.92 < 3 |
| Current Ratio: 1.01 > 1.5 & < 3 |
| Outstanding Shares: last quarter (18.2m) vs 12m ago 26.01% < -2% |
| Gross Margin: 69.76% > 18% (prev 73.42%; Δ -3.66% > 0.5%) |
| Asset Turnover: 11.50% > 50% (prev 11.53%; Δ -0.03% > 0%) |
| Interest Coverage Ratio: 2.29 > 6 (EBIT TTM 22.9m / Interest Expense TTM 10.0m) |
| A: 0.00 (Total Current Assets 18.4m - Total Current Liabilities 18.3m) / Total Assets 680.9m |
| B: 0.16 (Retained Earnings 109.9m / Total Assets 680.9m) |
| C: 0.03 (EBIT TTM 22.9m / Avg Total Assets 674.0m) |
| D: 0.72 (Book Value of Equity 298.8m / Total Liabilities 417.6m) |
| Altman-Z'' = 1.51 = BB |
As of November 10, 2026, the stock is trading at USD 32.39 with a total of 119,062 shares traded. Over the past week, the price has changed by +0.90%, over one month by +4.28%, over three months by +2.26% and over the past year by +4.35%.
Current recommended Stop Loss: 31.40 (which is 3.1% or 1.4 ATR below the current price).
The York Water has received a consensus analysts rating of 3.00. Therefore, it is recommended to hold YORW.
- StrongBuy: 0
- Buy: 0
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 31 | -4.3% |
P/E Trailing = 20.0124
P/E Forward = 22.8833
P/S = 6.2679
P/B = 1.7791
P/EG = 4.0952
Revenue TTM = 77.5m USD
EBIT TTM = 22.9m USD
EBITDA TTM = 37.5m USD
Long Term Debt = 221.9m USD (from longTermDebt, last fiscal year)
Short Term Debt = 340k USD (from shortTermDebt, last quarter)
Debt = 222.2m USD (corrected: LT Debt 221.9m + ST Debt 340k)
Net Debt = 222.2m USD (calculated: Debt 222.2m - CCE 1.00k)
Enterprise Value = 745.1m USD (522.9m + Debt 222.2m - CCE 1.00k)
Interest Coverage Ratio = 2.29 (Ebit TTM 22.9m / Interest Expense TTM 10.0m)
EV/FCF = 155.6x (Enterprise Value 745.1m / FCF TTM 4.79m)
FCF Yield = 0.64% (FCF TTM 4.79m / Enterprise Value 745.1m)
FCF Margin = 6.18% (FCF TTM 4.79m / Revenue TTM 77.5m)
Net Margin = 32.79% (Net Income TTM 25.4m / Revenue TTM 77.5m)
Gross Margin = 69.76% ((Revenue TTM 77.5m - Cost of Revenue TTM 23.4m) / Revenue TTM)
Gross Margin QoQ = none% (prev 74.68%)
Tobins Q-Ratio = 1.09 (Enterprise Value 745.1m / Total Assets 680.9m)
Interest Expense / Debt = 4.51% (Interest Expense 10.0m / Debt 222.2m)
Taxrate = 11.40% (1.00m / 8.81m)
NOPAT = 20.3m (EBIT 22.9m * (1 - 11.40%))
Current Ratio = 1.01 (Total Current Assets 18.4m / Total Current Liabilities 18.3m)
Debt / Equity = 0.74 (Debt 222.2m / totalStockholderEquity, last quarter 298.8m)
Debt / EBITDA = 5.92 (Net Debt 222.2m / EBITDA 37.5m)
Debt / FCF = 46.41 (Net Debt 222.2m / FCF TTM 4.79m)
Total Stockholder Equity = 268.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.77% (Net Income 25.4m / Total Assets 680.9m)
RoE = 9.45% (Net Income TTM 25.4m / Total Stockholder Equity 268.9m)
RoCE = 4.68% (EBIT 22.9m / Capital Employed (Equity 268.9m + L.T.Debt 221.9m))
RoIC = 3.07% (NOPAT 20.3m / Invested Capital 662.9m)
WACC = 4.41% (E(522.9m)/V(745.1m) * Re(4.59%) + D(222.2m)/V(745.1m) * Rd(4.51%) * (1-Tc(0.11)))
Discount Rate = 4.59% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 67.48 | Cagr: 11.07%
[DCF] Terminal Value 75.44% ; FCFF base≈4.79m ; Y1≈4.81m ; Y5≈5.09m
[DCF] Fair Price = N/A (negative equity: EV 79.2m - Net Debt 222.2m = -143.0m; debt exceeds intrinsic value)
EPS Correlation: -28.65 | EPS CAGR: -2.53% | SUE: -1.35 | # QB: -1
Revenue Correlation: 99.07 | Revenue CAGR: 4.45% | SUE: N/A | # QB: 0
EPS current Year (2026-12-31): EPS=1.68 | Chg30d=+5.00% | Revisions=+25% | GrowthEPS=+20.9% | GrowthRev=+12.0%
EPS next Year (2027-12-31): EPS=1.89 | Chg30d=+8.00% | Revisions=+25% | GrowthEPS=+12.5% | GrowthRev=+6.8%