Overview Dividends

(Z) Zillow C - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US98954M2008

Marketplace, Lending, Advertising, Renting, Software

Real Estate Services
Market Cap in USD: 16,513m

IPO / Inception: 2011-07-20
Return 12m vs S&P 500: -20.2%

EPS (Earnings per Share)

EPS CAGR: 131.64%
EPS Trend: 36.9%

Last SUE: 0.00
Qual. Beats: 0

Revenue

Rev. CAGR: -37.26%
Rev. Trend: -50.2%

Last SUE: 0.53
Qual. Beats: 0

Dividends

Currently no dividends paid

Risk via 5d forecast
Volatility	44.2%
Value at Risk 5%th	65.1%
Relative Tail Risk	-10.48%

Reward TTM
Sharpe Ratio	0.01
Alpha	-25.92
CAGR/Max DD	0.45

Character TTM
Hurst Exponent	0.429
Beta	1.077
Beta Downside	1.068

Drawdowns 3y
Max DD	37.48%
Mean DD	13.47%
Median DD	11.86%

Description: Z Zillow C December 19, 2025

Zillow Group Inc. (NASDAQ: Z) operates a suite of U.S. real-estate brands and platforms-including Zillow, Trulia, StreetEasy, HotPads, and Out East-delivering services such as premier agent and rental marketplaces, new-construction listings, advertising solutions, and the dotloop SaaS transaction-management tool. The company also generates revenue from mortgage origination (Zillow Home Loans), title and escrow services, and a portfolio of ancillary technology products like ShowingTime+, Spruce, and Follow Up Boss.

As of Q4 2024, Zillow reported approximately $1.2 billion in revenue, with a GAAP net loss of $150 million, reflecting ongoing investment in its integrated services platform. Active listings on Zillow’s platform exceeded 5 million, while mortgage originations reached $12 billion, underscoring the firm’s exposure to housing-market dynamics and interest-rate cycles. Key sector drivers include U.S. home-price appreciation rates, the Federal Reserve’s policy stance on mortgage rates, and the continued shift of buyers and renters toward digital search tools.

For a deeper, data-driven look at Zillow’s valuation and risk profile, check out the analysis on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (-32.0m TTM) > 0 and > 6% of Revenue (6% = 149.0m TTM)

FCFTA 0.05 (>2.0%) and ΔFCFTA 0.69pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 61.82% (prev 84.18%; Δ -22.36pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.07 (>3.0%) and CFO 418.0m > Net Income -32.0m (YES >=105%, WARN >=100%)

Net Debt (-507.0m) to EBITDA (271.0m) ratio: -1.87 <= 3.0 (WARN <= 3.5)

Current Ratio 3.63 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (256.2m) change vs 12m ago 10.20% (target <= -2.0% for YES)

Gross Margin 74.87% (prev 76.44%; Δ -1.57pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 41.88% (prev 35.01%; Δ 6.88pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -0.38 (EBITDA TTM 271.0m / Interest Expense TTM 21.0m) >= 6 (WARN >= 3)

Altman Z'' -2.07

(A) 0.27 = (Total Current Assets 2.12b - Total Current Liabilities 584.0m) / Total Assets 5.70b

(B) -0.33 = Retained Earnings (Balance) -1.86b / Total Assets 5.70b

(D) -2.63 = Book Value of Equity -1.86b / Total Liabilities 706.0m

Total Rating: -2.07 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 42.74

1. Piotroski 3.50pt

2. FCF Yield 1.74%

3. FCF Margin 10.63%

4. Debt/Equity 0.07

5. Debt/Ebitda -1.87

6. ROIC - WACC (= -9.81)%

7. RoE -0.66%

8. Rev. Trend -50.19%

9. EPS Trend 36.92%

What is the price of Z shares?

As of January 10, 2026, the stock is trading at USD 68.75 with a total of 4,717,303 shares traded.
Over the past week, the price has changed by +4.29%, over one month by -7.83%, over three months by -2.92% and over the past year by -3.48%.

Is Z a buy, sell or hold?

Zillow C has received a consensus analysts rating of 3.20. Therefor, it is recommend to hold Z.

Strong Buy: 0
Buy: 1
Hold: 4
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the Z price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	86.2	25.3%
Analysts Target Price	86.2	25.3%
ValueRay Target Price	68.6	-0.2%

Z Fundamental Data Overview January 03, 2026

P/E Forward = 33.4448
P/S = 6.6503
P/B = 3.3078
P/EG = 1.3917
Beta = 2.068
Revenue TTM = 2.48b USD
EBIT TTM = -8.00m USD
EBITDA TTM = 271.0m USD
Long Term Debt = 95.0m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 285.0m USD (from shortTermDebt, last quarter)
Debt = 367.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -507.0m USD (from netDebt column, last quarter)
Enterprise Value = 15.20b USD (16.51b + Debt 367.0m - CCE 1.68b)
Interest Coverage Ratio = -0.38 (Ebit TTM -8.00m / Interest Expense TTM 21.0m)
EV/FCF = 57.57x (Enterprise Value 15.20b / FCF TTM 264.0m)
FCF Yield = 1.74% (FCF TTM 264.0m / Enterprise Value 15.20b)
FCF Margin = 10.63% (FCF TTM 264.0m / Revenue TTM 2.48b)
Net Margin = -1.29% (Net Income TTM -32.0m / Revenue TTM 2.48b)
Gross Margin = 74.87% ((Revenue TTM 2.48b - Cost of Revenue TTM 624.0m) / Revenue TTM)
Gross Margin QoQ = 72.63% (prev 74.66%)
Tobins Q-Ratio = 2.67 (Enterprise Value 15.20b / Total Assets 5.70b)
Interest Expense / Debt = 0.82% (Interest Expense 3.00m / Debt 367.0m)
Taxrate = 16.67% (2.00m / 12.0m)
NOPAT = -6.67m (EBIT -8.00m * (1 - 16.67%)) [loss with tax shield]
Current Ratio = 3.63 (Total Current Assets 2.12b / Total Current Liabilities 584.0m)
Debt / Equity = 0.07 (Debt 367.0m / totalStockholderEquity, last quarter 4.99b)
Debt / EBITDA = -1.87 (Net Debt -507.0m / EBITDA 271.0m)
Debt / FCF = -1.92 (Net Debt -507.0m / FCF TTM 264.0m)
Total Stockholder Equity = 4.83b (last 4 quarters mean from totalStockholderEquity)
RoA = -0.54% (Net Income -32.0m / Total Assets 5.70b)
RoE = -0.66% (Net Income TTM -32.0m / Total Stockholder Equity 4.83b)
RoCE = -0.16% (EBIT -8.00m / Capital Employed (Equity 4.83b + L.T.Debt 95.0m))
RoIC = -0.13% (negative operating profit) (NOPAT -6.67m / Invested Capital 5.25b)
WACC = 9.68% (E(16.51b)/V(16.88b) * Re(9.88%) + D(367.0m)/V(16.88b) * Rd(0.82%) * (1-Tc(0.17)))
Discount Rate = 9.88% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 4.88%
[DCF Debug] Terminal Value 63.03% ; FCFF base≈255.6m ; Y1≈167.8m ; Y5≈76.6m
Fair Price DCF = 8.96 (EV 1.16b - Net Debt -507.0m = Equity 1.67b / Shares 186.2m; r=9.68% [WACC]; 5y FCF grow -40.0% → 2.90% )
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: 36.92 | EPS CAGR: 131.6% | SUE: 0.0 | # QB: 0
Revenue Correlation: -50.19 | Revenue CAGR: -37.26% | SUE: 0.53 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.51 | Chg30d=+0.002 | Revisions Net=-1 | Analysts=5
EPS next Year (2026-12-31): EPS=2.25 | Chg30d=+0.027 | Revisions Net=+0 | Growth EPS=+35.0% | Growth Revenue=+14.5%

Additional Sources for Z Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle