Z Stock Analysis: Zillow C | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 6.811m USD | 12M Return: -60.3% | US98954M2008 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 135M
EPS Trend: 67.9%
Qual. Beats: 0
Rev. Trend: 99.9%
Qual. Beats: -1
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.1 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Zillow Group, Inc. (NASDAQ: Z) is a Seattle-based real estate technology company founded in 2004 that operates an application and website connecting consumers with agents, loan officers, and digital solutions across the U.S. real estate market. The company organizes its operations into four segments: Residential, Mortgages, Rentals, and Other, offering a broad portfolio of products and services spanning listings, agent advertising, mortgage origination, rentals, and digital advertising.
The Residential segment provides agent and software solutions, new construction marketing, premier agent advertising, CRM and transaction management SaaS, and enhanced listing services, while the Rentals segment serves property managers, landlords, and rental professionals with advertising and rental application tools. The Mortgages segment generates revenue through Zillow Home Loans originations, advertising to mortgage professionals, and title and escrow services, complemented by broader display advertising revenue.
Zillow maintains an extensive brand portfolio including Zillow, Trulia, StreetEasy, HotPads, Follow Up Boss, ShowingTime, dotloop, and Zillow Closing, offering a suite of marketing and technology solutions for the real estate industry. As a Mid Cap company in the GICS Real Estate Services sub-industry, Zillow sits at the intersection of the U.S. real estate sector and the broader digital advertising market, monetizing its large consumer audience through agent subscriptions, mortgage lead generation, and ancillary transaction services.
- Premier Agent ad revenue pressured by falling home transaction volume
- Zillow Home Loans originations grow on declining mortgage rates
- CoStar Homes.com spending intensifies competitive pressure on agent advertising
| Net Income: -113.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 1.36 > 1.0 |
| NWC/Revenue: 26.80% < 20% (prev 61.82%; Δ -35.02% < -1%) |
| CFO/TA 0.08 > 3% & CFO 445.0m > Net Income -113.0m |
| Net Debt (-134.0m) to EBITDA (176.0m): -0.76 < 3 |
| Current Ratio: 1.76 > 1.5 & < 3 |
| Outstanding Shares: last quarter (225.3m) vs 12m ago -12.07% < -2% |
| Gross Margin: 72.53% > 18% (prev 74.87%; Δ -2.34% > 0.5%) |
| Asset Turnover: 51.85% > 50% (prev 43.58%; Δ 8.27% > 0%) |
| Interest Coverage Ratio: -4.48 > 6 (EBIT TTM -94.0m / Interest Expense TTM 21.0m) |
| A: 0.14 (Total Current Assets 1.78b - Total Current Liabilities 1.01b) / Total Assets 5.33b |
| B: -0.37 (Retained Earnings -1.98b / Total Assets 5.33b) |
| C: -0.02 (EBIT TTM -94.0m / Avg Total Assets 5.51b) |
| D: 3.85 (Book Value of Equity 4.23b / Total Liabilities 1.10b) |
| Altman-Z'' = 3.66 = AA |
| DSRI: 1.00 (Receivables 181.0m/157.0m, Revenue 2.86b/2.48b) |
| GMI: 1.03 (GM 74.87% / 72.53%) |
| AQI: 0.96 (AQ_t 0.59 / AQ_t-1 0.61) |
| SGI: 1.15 (Revenue 2.86b / 2.48b) |
| TATA: -0.10 (NI -113.0m - CFO 445.0m) / TA 5.33b) |
| Beneish M = -2.92 (Cap -4..+1) = A |
As of November 11, 2026, the stock is trading at USD 28.98 with a total of 5,977,047 shares traded. Over the past week, the price has changed by -6.46%, over one month by +4.09%, over three months by -14.13% and over the past year by -60.33%.
Current recommended Stop Loss: 26.80 (which is 7.5% or 1.2 ATR below the current price).
Zillow C has received a consensus analysts rating of 3.43. Therefore, it is recommended to hold Z.
- StrongBuy: 1
- Buy: 1
- Hold: 5
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 41.2 | 42.1% |
P/E Trailing = 131.6957
P/E Forward = 10.7181
P/S = 2.424
P/B = 1.6171
P/EG = 0.9315
Revenue TTM = 2.86b USD
EBIT TTM = -94.0m USD
EBITDA TTM = 176.0m USD
Long Term Debt = 72.0m USD (estimated: total debt 480.0m - short term 408.0m)
Short Term Debt = 408.0m USD (from shortTermDebt, last quarter)
Debt = 573.0m USD (from shortLongTermDebtTotal, last quarter) + Leases 93.0m
Net Debt = -134.0m USD (calculated: Debt 573.0m - CCE 707.0m)
Enterprise Value = 6.68b USD (6.81b + Debt 573.0m - CCE 707.0m)
Interest Coverage Ratio = -4.48 (Ebit TTM -94.0m / Interest Expense TTM 21.0m)
EV/FCF = 20.87x (Enterprise Value 6.68b / FCF TTM 320.0m)
FCF Yield = 4.79% (FCF TTM 320.0m / Enterprise Value 6.68b)
FCF Margin = 11.20% (FCF TTM 320.0m / Revenue TTM 2.86b)
Net Margin = -3.95% (Net Income TTM -113.0m / Revenue TTM 2.86b)
Gross Margin = 72.53% ((Revenue TTM 2.86b - Cost of Revenue TTM 785.0m) / Revenue TTM)
Gross Margin QoQ = 71.27% (prev 72.80%)
Tobins Q-Ratio = 1.25 (Enterprise Value 6.68b / Total Assets 5.33b)
Interest Expense / Debt = 3.66% (Interest Expense 21.0m / Debt 573.0m)
Taxrate = 8.0% (2.00m / 25.0m)
NOPAT = -86.5m (EBIT -94.0m * (1 - 8.00%)) [loss with tax shield]
Current Ratio = 1.76 (Total Current Assets 1.78b / Total Current Liabilities 1.01b)
Debt / Equity = 0.14 (Debt 573.0m / totalStockholderEquity, last quarter 4.23b)
Debt / EBITDA = -0.76 (Net Debt -134.0m / EBITDA 176.0m)
Debt / FCF = -0.42 (Net Debt -134.0m / FCF TTM 320.0m)
Total Stockholder Equity = 4.46b (last 4 quarters mean from totalStockholderEquity)
RoA = -2.05% (Net Income -113.0m / Total Assets 5.33b)
RoE = -2.54% (Net Income TTM -113.0m / Total Stockholder Equity 4.46b)
RoCE = -2.08% (EBIT -94.0m / Capital Employed (Equity 4.46b + L.T.Debt 72.0m))
RoIC = -1.89% (negative operating profit) (NOPAT -86.5m / Invested Capital 4.58b)
WACC = 8.77% (E(6.81b)/V(7.38b) * Re(9.22%) + D(573.0m)/V(7.38b) * Rd(3.66%) * (1-Tc(0.08)))
Discount Rate = 9.22% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -14.78 | Cagr: -1.57%
[DCF] Terminal Value 76.63% ; FCFF base≈298.0m ; Y1≈341.6m ; Y5≈502.8m
[DCF] Fair Price = 40.53 (EV 7.05b - Net Debt -134.0m = Equity 7.18b / Shares 177.3m; r=8.77% [WACC]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 67.88 | EPS CAGR: 7.78% | SUE: -0.84 | # QB: 0
Revenue Correlation: 99.91 | Revenue CAGR: 15.60% | SUE: -3.98 | # QB: -1
EPS current Quarter (2027-03-31): EPS=0.67 | Chg30d=-0.37% | Revisions=-25% | Analysts=4
EPS current Year (2026-12-31): EPS=2.21 | Chg30d=-0.45% | Revisions=-40% | GrowthEPS=+35.0% | GrowthRev=+14.0%
EPS next Year (2027-12-31): EPS=2.76 | Chg30d=-1.01% | Revisions=-40% | GrowthEPS=+24.7% | GrowthRev=+11.8%
[Analyst] Revisions Ratio: -62% (up=0, down=5)