Z Stock Analysis: Zillow C | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 7.821m USD | 12M Return: -59.1% | US98954M2008 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 126M
EPS Trend: 91.5%
Qual. Beats: 2
Rev. Trend: 99.8%
Qual. Beats: 1
Warnings
Tailwinds
No distinct edge detected
Seasonality 11 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Zillow Group (NASDAQ: Z) is a U.S.-focused digital real estate platform that connects consumers with agents, loan officers, and related services through its website and mobile applications. The company operates through four reportable segments: Residential (which includes Premier Agent advertising, SaaS-based CRM and transaction management tools, new construction marketing solutions, and the StreetEasy marketplace), Mortgages (encompassing Zillow Home Loans originations plus title and escrow services), Rentals (advertising and workflow tools aimed at property managers and landlords), and Other. Revenue is generated primarily through agent and lender advertising, software subscriptions, mortgage origination fees, and display advertising.
The company maintains a broad brand portfolio that includes Zillow, Trulia, StreetEasy, HotPads, Out East, Follow Up Boss, ShowingTime, and dotloop, positioning it across both consumer-facing home search and back-end agent software workflows. Founded in 2004 and headquartered in Seattle, Washington, Zillow sits within the GICS Real Estate Services sub-industry, a sector that has increasingly consolidated around vertically integrated, technology-driven platforms combining marketplace, software, and financial services.
- Premier agent revenue declines amid housing market slowdown
- NAR commission settlement reshapes agent subscription economics
- Zillow Home Loans originations fall on elevated mortgage rates
| Net Income: 55.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA -1.77 > 1.0 |
| NWC/Revenue: 29.72% < 20% (prev 53.39%; Δ -23.68% < -1%) |
| CFO/TA 0.07 > 3% & CFO 388.0m > Net Income 55.0m |
| Net Debt (-31.0m) to EBITDA (349.0m): -0.09 < 3 |
| Current Ratio: 1.92 > 1.5 & < 3 |
| Outstanding Shares: last quarter (227.9m) vs 12m ago -5.47% < -2% |
| Gross Margin: 72.88% > 18% (prev 75.75%; Δ -2.87% > 0.5%) |
| Asset Turnover: 52.42% > 50% (prev 44.09%; Δ 8.33% > 0%) |
| Interest Coverage Ratio: 4.33 > 6 (EBIT TTM 78.0m / Interest Expense TTM 18.0m) |
| A: 0.16 (Total Current Assets 1.74b - Total Current Liabilities 906.0m) / Total Assets 5.30b |
| B: -0.34 (Retained Earnings -1.82b / Total Assets 5.30b) |
| C: 0.01 (EBIT TTM 78.0m / Avg Total Assets 5.36b) |
| D: 4.32 (Book Value of Equity 4.31b / Total Liabilities 997.0m) |
| Altman-Z'' = 4.55 = AA |
| DSRI: 3.0 (Receivables 669.0m/151.0m, Revenue 2.81b/2.39b) |
| GMI: 1.04 (GM 75.75% / 72.88%) |
| AQI: 0.92 (AQ_t 0.59 / AQ_t-1 0.65) |
| SGI: 1.18 (Revenue 2.81b / 2.39b) |
| TATA: -0.06 (NI 55.0m - CFO 388.0m) / TA 5.30b) |
| Beneish M = -1.27 (Cap -4..+1) = D |
As of August 19, 2026, the stock is trading at USD 34.57 with a total of 3,335,478 shares traded. Over the past week, the price has changed by +1.26%, over one month by +4.66%, over three months by -6.99% and over the past year by -59.09%.
Current recommended Stop Loss: 32.10 (which is 7.1% or 1.3 ATR below the current price).
Zillow C has received a consensus analysts rating of 3.43. Therefore, it is recommended to hold Z.
- StrongBuy: 1
- Buy: 1
- Hold: 5
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 48.3 | 39.8% |
P/E Trailing = 151.2174
P/E Forward = 15.2672
P/S = 2.7833
P/B = 1.7617
P/EG = 0.9315
Revenue TTM = 2.81b USD
EBIT TTM = 78.0m USD
EBITDA TTM = 349.0m USD
Long Term Debt = 77.0m USD (estimated: total debt 558.0m - short term 481.0m)
Short Term Debt = 481.0m USD (from shortTermDebt, last quarter)
Debt = 651.0m USD (from shortLongTermDebtTotal, last quarter) + Leases 93.0m
Net Debt = -31.0m USD (calculated: Debt 651.0m - CCE 682.0m)
Enterprise Value = 7.79b USD (7.82b + Debt 651.0m - CCE 682.0m)
Interest Coverage Ratio = 4.33 (Ebit TTM 78.0m / Interest Expense TTM 18.0m)
EV/FCF = 31.16x (Enterprise Value 7.79b / FCF TTM 250.0m)
FCF Yield = 3.21% (FCF TTM 250.0m / Enterprise Value 7.79b)
FCF Margin = 8.90% (FCF TTM 250.0m / Revenue TTM 2.81b)
Net Margin = 1.96% (Net Income TTM 55.0m / Revenue TTM 2.81b)
Gross Margin = 72.88% ((Revenue TTM 2.81b - Cost of Revenue TTM 762.0m) / Revenue TTM)
Gross Margin QoQ = 72.80% (prev 73.31%)
Tobins Q-Ratio = 1.47 (Enterprise Value 7.79b / Total Assets 5.30b)
Interest Expense / Debt = 2.76% (Interest Expense 18.0m / Debt 651.0m)
Taxrate = 8.33% (5.00m / 60.0m)
NOPAT = 71.5m (EBIT 78.0m * (1 - 8.33%))
Current Ratio = 1.92 (Total Current Assets 1.74b / Total Current Liabilities 906.0m)
Debt / Equity = 0.15 (Debt 651.0m / totalStockholderEquity, last quarter 4.31b)
Debt / EBITDA = -0.09 (Net Debt -31.0m / EBITDA 349.0m)
Debt / FCF = -0.12 (Net Debt -31.0m / FCF TTM 250.0m)
Total Stockholder Equity = 4.65b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.03% (Net Income 55.0m / Total Assets 5.30b)
RoE = 1.18% (Net Income TTM 55.0m / Total Stockholder Equity 4.65b)
RoCE = 1.65% (EBIT 78.0m / Capital Employed (Equity 4.65b + L.T.Debt 77.0m))
RoIC = 1.51% (NOPAT 71.5m / Invested Capital 4.74b)
WACC = 9.58% (E(7.82b)/V(8.47b) * Re(10.17%) + D(651.0m)/V(8.47b) * Rd(2.76%) * (1-Tc(0.08)))
Discount Rate = 10.17% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 22.44 | Cagr: -1.30%
[DCF] Terminal Value 68.62% ; FCFF base≈290.4m ; Y1≈254.7m ; Y5≈205.8m
[DCF] Fair Price = 15.66 (EV 2.75b - Net Debt -31.0m = Equity 2.78b / Shares 177.3m; r=9.58% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 91.45 | EPS CAGR: 10.96% | SUE: 2.19 | # QB: 2
Revenue Correlation: 99.82 | Revenue CAGR: 15.36% | SUE: 1.17 | # QB: 1
EPS current Quarter (2026-09-30): EPS=0.61 | Chg30d=-9.58% | Revisions=-25% | Analysts=7
EPS current Year (2026-12-31): EPS=2.23 | Chg30d=-3.21% | Revisions=-25% | GrowthEPS=+36.0% | GrowthRev=+14.2%
EPS next Year (2027-12-31): EPS=2.80 | Chg30d=-7.16% | Revisions=-25% | GrowthEPS=+25.6% | GrowthRev=+11.9%
[Analyst] Revisions Ratio: -50% (up=0, down=3)