Z Stock Analysis: Zillow C | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 7.335m USD | 12M Return: -58.3% | US98954M2008 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 122M
EPS Trend: 91.5%
Qual. Beats: 2
Rev. Trend: 99.8%
Qual. Beats: 1
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.1 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Zillow Group, Inc. (NASDAQ: Z) is a Seattle-based real estate technology company founded in 2004 that operates an application and website connecting consumers with agents, loan officers, and digital solutions across the U.S. real estate market. The company organizes its operations into four segments: Residential, Mortgages, Rentals, and Other, offering a broad portfolio of products and services spanning listings, agent advertising, mortgage origination, rentals, and digital advertising.
The Residential segment provides agent and software solutions, new construction marketing, premier agent advertising, CRM and transaction management SaaS, and enhanced listing services, while the Rentals segment serves property managers, landlords, and rental professionals with advertising and rental application tools. The Mortgages segment generates revenue through Zillow Home Loans originations, advertising to mortgage professionals, and title and escrow services, complemented by broader display advertising revenue.
Zillow maintains an extensive brand portfolio including Zillow, Trulia, StreetEasy, HotPads, Follow Up Boss, ShowingTime, dotloop, and Zillow Closing, offering a suite of marketing and technology solutions for the real estate industry. As a Mid Cap company in the GICS Real Estate Services sub-industry, Zillow sits at the intersection of the U.S. real estate sector and the broader digital advertising market, monetizing its large consumer audience through agent subscriptions, mortgage lead generation, and ancillary transaction services.
- Premier Agent ad revenue pressured by falling home transaction volume
- Zillow Home Loans originations grow on declining mortgage rates
- CoStar Homes.com spending intensifies competitive pressure on agent advertising
| Net Income: 55.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA -0.97 > 1.0 |
| NWC/Revenue: 29.72% < 20% (prev 53.39%; Δ -23.68% < -1%) |
| CFO/TA 0.07 > 3% & CFO 388.0m > Net Income 55.0m |
| Net Debt (-31.0m) to EBITDA (351.0m): -0.09 < 3 |
| Current Ratio: 1.92 > 1.5 & < 3 |
| Outstanding Shares: last quarter (227.9m) vs 12m ago -9.44% < -2% |
| Gross Margin: 72.88% > 18% (prev 75.75%; Δ -2.87% > 0.5%) |
| Asset Turnover: 52.42% > 50% (prev 44.09%; Δ 8.33% > 0%) |
| Interest Coverage Ratio: 3.89 > 6 (EBIT TTM 70.0m / Interest Expense TTM 18.0m) |
| A: 0.16 (Total Current Assets 1.74b - Total Current Liabilities 906.0m) / Total Assets 5.30b |
| B: -0.34 (Retained Earnings -1.82b / Total Assets 5.30b) |
| C: 0.01 (EBIT TTM 70.0m / Avg Total Assets 5.36b) |
| D: 4.32 (Book Value of Equity 4.31b / Total Liabilities 997.0m) |
| Altman-Z'' = 4.54 = AA |
| DSRI: 3.0 (Receivables 669.0m/151.0m, Revenue 2.81b/2.39b) |
| GMI: 1.04 (GM 75.75% / 72.88%) |
| AQI: 0.92 (AQ_t 0.59 / AQ_t-1 0.65) |
| SGI: 1.18 (Revenue 2.81b / 2.39b) |
| TATA: -0.06 (NI 55.0m - CFO 388.0m) / TA 5.30b) |
| Beneish M = -1.27 (Cap -4..+1) = D |
As of October 28, 2026, the stock is trading at USD 32.05 with a total of 2,154,048 shares traded. Over the past week, the price has changed by -0.59%, over one month by +16.80%, over three months by +0.16% and over the past year by -58.25%.
Current recommended Stop Loss: 28.10 (which is 12.3% or 2.7 ATR below the current price).
Zillow C has received a consensus analysts rating of 3.43. Therefore, it is recommended to hold Z.
- StrongBuy: 1
- Buy: 1
- Hold: 5
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 41.2 | 28.5% |
P/E Trailing = 141.8261
P/E Forward = 11.4155
P/S = 2.6105
P/B = 1.7215
P/EG = 0.9315
Revenue TTM = 2.81b USD
EBIT TTM = 70.0m USD
EBITDA TTM = 351.0m USD
Long Term Debt = 77.0m USD (estimated: total debt 558.0m - short term 481.0m)
Short Term Debt = 481.0m USD (from shortTermDebt, last quarter)
Debt = 651.0m USD (from shortLongTermDebtTotal, last quarter) + Leases 93.0m
Net Debt = -31.0m USD (calculated: Debt 651.0m - CCE 682.0m)
Enterprise Value = 7.30b USD (7.34b + Debt 651.0m - CCE 682.0m)
Interest Coverage Ratio = 3.89 (Ebit TTM 70.0m / Interest Expense TTM 18.0m)
EV/FCF = 27.56x (Enterprise Value 7.30b / FCF TTM 265.0m)
FCF Yield = 3.63% (FCF TTM 265.0m / Enterprise Value 7.30b)
FCF Margin = 9.43% (FCF TTM 265.0m / Revenue TTM 2.81b)
Net Margin = 1.96% (Net Income TTM 55.0m / Revenue TTM 2.81b)
Gross Margin = 72.88% ((Revenue TTM 2.81b - Cost of Revenue TTM 762.0m) / Revenue TTM)
Gross Margin QoQ = 72.80% (prev 73.31%)
Tobins Q-Ratio = 1.38 (Enterprise Value 7.30b / Total Assets 5.30b)
Interest Expense / Debt = 2.76% (Interest Expense 18.0m / Debt 651.0m)
Taxrate = 8.33% (5.00m / 60.0m)
NOPAT = 64.2m (EBIT 70.0m * (1 - 8.33%))
Current Ratio = 1.92 (Total Current Assets 1.74b / Total Current Liabilities 906.0m)
Debt / Equity = 0.15 (Debt 651.0m / totalStockholderEquity, last quarter 4.31b)
Debt / EBITDA = -0.09 (Net Debt -31.0m / EBITDA 351.0m)
Debt / FCF = -0.12 (Net Debt -31.0m / FCF TTM 265.0m)
Total Stockholder Equity = 4.65b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.03% (Net Income 55.0m / Total Assets 5.30b)
RoE = 1.18% (Net Income TTM 55.0m / Total Stockholder Equity 4.65b)
RoCE = 1.48% (EBIT 70.0m / Capital Employed (Equity 4.65b + L.T.Debt 77.0m))
RoIC = 1.35% (NOPAT 64.2m / Invested Capital 4.74b)
WACC = 8.64% (E(7.34b)/V(7.99b) * Re(9.18%) + D(651.0m)/V(7.99b) * Rd(2.76%) * (1-Tc(0.08)))
Discount Rate = 9.18% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 23.13 | Cagr: -1.30%
[DCF] Terminal Value 72.02% ; FCFF base≈288.2m ; Y1≈252.7m ; Y5≈204.2m
[DCF] Fair Price = 17.83 (EV 3.13b - Net Debt -31.0m = Equity 3.16b / Shares 177.3m; r=8.64% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 91.45 | EPS CAGR: 10.96% | SUE: 2.19 | # QB: 2
Revenue Correlation: 99.82 | Revenue CAGR: 15.36% | SUE: 1.17 | # QB: 1
EPS current Quarter (2026-09-30): EPS=0.60 | Chg30d=+0.00% | Revisions=-62% | Analysts=7
EPS current Year (2026-12-31): EPS=2.21 | Chg30d=-0.45% | Revisions=-22% | GrowthEPS=+35.0% | GrowthRev=+14.1%
EPS next Year (2027-12-31): EPS=2.76 | Chg30d=-1.01% | Revisions=-44% | GrowthEPS=+24.7% | GrowthRev=+11.8%
[Analyst] Revisions Ratio: -55% (up=3, down=14)