Overview Dividends

(Z) Zillow C - Ratings and Ratios

Exchange: NASDAQ • Country: United States • Currency: USD • Type: Common Stock • ISIN: US98954M2008

Marketplace, Mortgages, Software, Advertising, Rentals

Z EPS (Earnings per Share)

EPS Growth (3Y CAGR): 1.88%
EPS Trend (3Y Correlation): 27.2%

Z Revenue

Revenue Growth (3Y CAGR): 11.71%
Revenue Trend (3Y Correlation): 91.0%

Description: Z Zillow C

Zillow Group Inc. (NASDAQ: Z) operates a suite of U.S. real-estate brands-including Zillow, Trulia, StreetEasy, HotPads and Out East-delivering consumer-facing marketplaces for agents, rentals, new-construction listings, and mortgage services, as well as B2B SaaS tools such as dotloop, ShowingTime+, Spruce and Follow Up Boss.

Key performance metrics from the most recent quarter (Q3 2024) show revenue of $1.42 billion, up 6 % YoY, driven primarily by a 12 % rise in advertising spend on the Premier Agent platform and a 9 % increase in mortgage-originations volume. The company reported 115 million monthly active users across its digital properties, with a 4 % year-over-year growth in average listings per user-a leading indicator of market engagement.

Fundamental economic drivers for Zillow include U.S. housing inventory levels (currently at a 3-year low of 1.2 million homes), mortgage-rate volatility (the 30-year fixed rate hovering around 7 % as of October 2025), and broader digital-ad spend trends in real-estate services, which have been rising at ~5 % CAGR. These factors create both upside potential for transaction-related revenue and downside risk if rates remain elevated, suppressing buyer demand.

Given the interplay of housing-market fundamentals and Zillow’s diversified SaaS revenue stream, a deeper dive into the company’s unit economics and competitive positioning on platforms like ValueRay could help clarify its long-term valuation prospects.

Z Stock Overview

Market Cap in USD	17,487m
Sub-Industry	Real Estate Services
IPO / Inception	2011-07-20

Z Stock Ratings

Growth Rating	47.6%
Fundamental	54.2%
Dividend Rating	-
Return 12m vs S&P 500	0.60%
Analyst Rating	3.20 of 5

Z Dividends

Currently no dividends paid

Z Growth Ratios

Growth Correlation 3m	-38.4%
Growth Correlation 12m	21.4%
Growth Correlation 5y	-18.2%
CAGR 5y	35.94%
CAGR/Max DD 3y (Calmar Ratio)	0.96
CAGR/Mean DD 3y (Pain Ratio)	2.92
Sharpe Ratio 12m	1.16
Alpha	-14.01
Beta	2.114
Volatility	43.68%
Current Volume	1907.5k
Average Volume 20d	2659.8k
Stop Loss	70.2 (-3.8%)
Signal	-0.36

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (-62.0m TTM) > 0 and > 6% of Revenue (6% = 143.3m TTM)

FCFTA 0.06 (>2.0%) and ΔFCFTA 4.59pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 53.39% (prev 79.72%; Δ -26.33pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.09 (>3.0%) and CFO 484.0m > Net Income -62.0m (YES >=105%, WARN >=100%)

Net Debt (-259.0m) to EBITDA (231.0m) ratio: -1.12 <= 3.0 (WARN <= 3.5)

Current Ratio 3.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (241.1m) change vs 12m ago 3.27% (target <= -2.0% for YES)

Gross Margin 75.75% (prev 76.92%; Δ -1.17pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 39.65% (prev 31.25%; Δ 8.41pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio -1.44 (EBITDA TTM 231.0m / Interest Expense TTM 27.0m) >= 6 (WARN >= 3)

Altman Z'' -2.56

(A) 0.24 = (Total Current Assets 1.82b - Total Current Liabilities 546.0m) / Total Assets 5.42b

(B) -0.35 = Retained Earnings (Balance) -1.87b / Total Assets 5.42b

(D) -2.79 = Book Value of Equity -1.87b / Total Liabilities 670.0m

Total Rating: -2.56 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 54.19

1. Piotroski 4.0pt = -1.0

2. FCF Yield 2.11% = 1.05

3. FCF Margin 14.70% = 3.67

4. Debt/Equity 0.07 = 2.50

5. Debt/Ebitda -1.12 = 2.50

6. ROIC - WACC (= -14.31)% = -12.50

7. RoE -1.30% = -0.22

8. Rev. Trend 90.99% = 6.82

9. EPS Trend 27.17% = 1.36

What is the price of Z shares?

As of October 21, 2025, the stock is trading at USD 72.96 with a total of 1,907,466 shares traded.
Over the past week, the price has changed by +4.59%, over one month by -15.89%, over three months by -6.17% and over the past year by +15.92%.

Is Zillow C a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Zillow C is currently (October 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 54.19 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of Z is around 59.75 USD . This means that Z is currently overvalued and has a potential downside of -18.11%.

Is Z a buy, sell or hold?

Zillow C has received a consensus analysts rating of 3.20. Therefor, it is recommend to hold Z.

Strong Buy: 0
Buy: 1
Hold: 4
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the Z price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	87.7	20.2%
Analysts Target Price	87.7	20.2%
ValueRay Target Price	69.7	-4.5%

Last update: 2025-10-18 03:57

Z Fundamental Data Overview

Market Cap USD = 17.49b (17.49b USD * 1.0 USD.USD)
P/E Forward = 33.67
P/S = 7.3231
P/B = 3.8209
P/EG = 0.73
Beta = 2.114
Revenue TTM = 2.39b USD
EBIT TTM = -39.0m USD
EBITDA TTM = 231.0m USD
Long Term Debt = 98.0m USD (from capitalLeaseObligations, last quarter)
Short Term Debt = 242.0m USD (from shortTermDebt, last quarter)
Debt = 328.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -259.0m USD (from netDebt column, last quarter)
Enterprise Value = 16.66b USD (17.49b + Debt 328.0m - CCE 1.16b)
Interest Coverage Ratio = -1.44 (Ebit TTM -39.0m / Interest Expense TTM 27.0m)
FCF Yield = 2.11% (FCF TTM 351.0m / Enterprise Value 16.66b)
FCF Margin = 14.70% (FCF TTM 351.0m / Revenue TTM 2.39b)
Net Margin = -2.60% (Net Income TTM -62.0m / Revenue TTM 2.39b)
Gross Margin = 75.75% ((Revenue TTM 2.39b - Cost of Revenue TTM 579.0m) / Revenue TTM)
Gross Margin QoQ = 74.66% (prev 76.76%)
Tobins Q-Ratio = 3.08 (Enterprise Value 16.66b / Total Assets 5.42b)
Interest Expense / Debt = 1.52% (Interest Expense 5.00m / Debt 328.0m)
Taxrate = 0.0% (0.0 / 2.00m)
NOPAT = -39.0m (EBIT -39.0m * (1 - 0.00%)) [loss with tax shield]
Current Ratio = 3.34 (Total Current Assets 1.82b / Total Current Liabilities 546.0m)
Debt / Equity = 0.07 (Debt 328.0m / totalStockholderEquity, last quarter 4.75b)
Debt / EBITDA = -1.12 (Net Debt -259.0m / EBITDA 231.0m)
Debt / FCF = -0.74 (Net Debt -259.0m / FCF TTM 351.0m)
Total Stockholder Equity = 4.75b (last 4 quarters mean from totalStockholderEquity)
RoA = -1.14% (Net Income -62.0m / Total Assets 5.42b)
RoE = -1.30% (Net Income TTM -62.0m / Total Stockholder Equity 4.75b)
RoCE = -0.80% (EBIT -39.0m / Capital Employed (Equity 4.75b + L.T.Debt 98.0m))
RoIC = -0.73% (negative operating profit) (NOPAT -39.0m / Invested Capital 5.36b)
WACC = 13.58% (E(17.49b)/V(17.82b) * Re(13.81%) + D(328.0m)/V(17.82b) * Rd(1.52%) * (1-Tc(0.0)))
Discount Rate = 13.81% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 1.73%
[DCF Debug] Terminal Value 49.31% ; FCFE base≈260.6m ; Y1≈171.1m ; Y5≈78.2m
Fair Price DCF = 4.26 (DCF Value 791.7m / Shares Outstanding 186.0m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 27.17 | EPS CAGR: 1.88% | SUE: -0.15 | # QB: 0
Revenue Correlation: 90.99 | Revenue CAGR: 11.71% | SUE: 0.76 | # QB: 0

Additional Sources for Z Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle