ZG Stock Analysis: Zillow | NASDAQ
Internet Content & Information | NASDAQ, USA | Market Cap: 7.539m USD | 12M Return: -58.1% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 43.9M
EPS Trend: 42.4%
Qual. Beats: 1
Rev. Trend: 99.5%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Zillow Group (NASDAQ: ZG) operates a leading U.S. real estate marketplace that connects consumers with agents, loan officers, and digital tools through its website and mobile application. Founded in 2004 and headquartered in Seattle, Washington, the company generates the majority of its revenue from advertising, lead generation, and software services rather than from owning or developing real estate itself.
The business is organized into four segments: Residential (premier agent advertising, CRM and transaction management software, and new construction marketing), Mortgages (origination through Zillow Home Loans, plus title and escrow services), Rentals (tools and advertising for landlords and property managers), and Other (primarily display advertising). This diversified structure reflects a platform-based business model that monetizes audience traffic across multiple stages of the housing lifecycle.
Zillows brand portfolio spans consumer-facing marketplaces such as Zillow, Trulia, StreetEasy, HotPads, and Out East, alongside agent- and broker-facing software products including Follow Up Boss, dotloop, ShowingTime, and Zillow Closing. The company is classified within the GICS Real Estate sector, though its revenue model is more closely aligned with digital advertising and proptech (property technology) than with traditional real estate development.
- Existing home sales decline pressures Premier Agent ad revenue
- CoStar Homes.com launch threatens agent advertising market share
- Mortgage rate volatility impacts Zillow Home Loans originations
| Net Income: 61.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 1.27 > 1.0 |
| NWC/Revenue: 34.72% < 20% (prev 55.49%; Δ -20.77% < -1%) |
| CFO/TA 0.09 > 3% & CFO 462.0m > Net Income 61.0m |
| Net Debt (-260.0m) to EBITDA (363.0m): -0.72 < 3 |
| Current Ratio: 2.29 > 1.5 & < 3 |
| Outstanding Shares: last quarter (239.6m) vs 12m ago -6.46% < -2% |
| Gross Margin: 73.34% > 18% (prev 76.44%; Δ -3.10% > 0.5%) |
| Asset Turnover: 49.09% > 50% (prev 40.11%; Δ 8.97% > 0%) |
| Interest Coverage Ratio: 4.35 > 6 (EBIT TTM 74.0m / Interest Expense TTM 17.0m) |
| A: 0.18 (Total Current Assets 1.66b - Total Current Liabilities 724.0m) / Total Assets 5.23b |
| B: -0.35 (Retained Earnings -1.81b / Total Assets 5.23b) |
| C: 0.01 (EBIT TTM 74.0m / Avg Total Assets 5.49b) |
| D: 5.39 (Book Value of Equity 4.41b / Total Liabilities 818.0m) |
| Altman-Z'' = 5.79 = AAA |
| DSRI: 1.34 (Receivables 180.0m/115.0m, Revenue 2.69b/2.31b) |
| GMI: 1.04 (GM 76.44% / 73.34%) |
| AQI: 1.09 (AQ_t 0.60 / AQ_t-1 0.55) |
| SGI: 1.17 (Revenue 2.69b / 2.31b) |
| TATA: -0.08 (NI 61.0m - CFO 462.0m) / TA 5.23b) |
| Beneish M = -2.54 (Cap -4..+1) = A |
As of July 15, 2026, the stock is trading at USD 31.94 with a total of 763,682 shares traded. Over the past week, the price has changed by -3.07%, over one month by -2.26%, over three months by -21.39% and over the past year by -58.07%.
Current recommended Stop Loss: 29.90 (which is 6.4% or 1.2 ATR below the current price).
Zillow has received a consensus analysts rating of 3.76. Therefore, it is recommended to hold ZG.
- StrongBuy: 9
- Buy: 5
- Hold: 14
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 62.9 | 96.8% |
P/E Trailing = 131.8
P/E Forward = 14.8588
P/S = 2.7995
P/B = 1.7347
P/EG = 0.92
Revenue TTM = 2.69b USD
EBIT TTM = 74.0m USD
EBITDA TTM = 363.0m USD
Long Term Debt = 80.0m USD (estimated: total debt 429.0m - short term 349.0m)
Short Term Debt = 349.0m USD (from shortTermDebt, last quarter)
Debt = 523.0m USD (from shortLongTermDebtTotal, last quarter) + Leases 94.0m
Net Debt = -260.0m USD (calculated: Debt 523.0m - CCE 783.0m)
Enterprise Value = 7.28b USD (7.54b + Debt 523.0m - CCE 783.0m)
Interest Coverage Ratio = 4.35 (Ebit TTM 74.0m / Interest Expense TTM 17.0m)
EV/FCF = 21.99x (Enterprise Value 7.28b / FCF TTM 331.0m)
FCF Yield = 4.55% (FCF TTM 331.0m / Enterprise Value 7.28b)
FCF Margin = 12.29% (FCF TTM 331.0m / Revenue TTM 2.69b)
Net Margin = 2.27% (Net Income TTM 61.0m / Revenue TTM 2.69b)
Gross Margin = 73.34% ((Revenue TTM 2.69b - Cost of Revenue TTM 718.0m) / Revenue TTM)
Gross Margin QoQ = 73.31% (prev 72.78%)
Tobins Q-Ratio = 1.39 (Enterprise Value 7.28b / Total Assets 5.23b)
Interest Expense / Debt = 3.25% (Interest Expense 17.0m / Debt 523.0m)
Taxrate = 6.15% (4.00m / 65.0m)
NOPAT = 69.4m (EBIT 74.0m * (1 - 6.15%))
Current Ratio = 2.29 (Total Current Assets 1.66b / Total Current Liabilities 724.0m)
Debt / Equity = 0.12 (Debt 523.0m / totalStockholderEquity, last quarter 4.41b)
Debt / EBITDA = -0.72 (Net Debt -260.0m / EBITDA 363.0m)
Debt / FCF = -0.79 (Net Debt -260.0m / FCF TTM 331.0m)
Total Stockholder Equity = 4.76b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.11% (Net Income 61.0m / Total Assets 5.23b)
RoE = 1.28% (Net Income TTM 61.0m / Total Stockholder Equity 4.76b)
RoCE = 1.53% (EBIT 74.0m / Capital Employed (Equity 4.76b + L.T.Debt 80.0m))
RoIC = 1.47% (NOPAT 69.4m / Invested Capital 4.72b)
WACC = 11.31% (E(7.54b)/V(8.06b) * Re(11.88%) + D(523.0m)/V(8.06b) * Rd(3.25%) * (1-Tc(0.06)))
Discount Rate = 11.88% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 67.45 | Cagr: 1.26%
[DCF] Terminal Value 68.77% ; FCFF base≈315.0m ; Y1≈357.3m ; Y5≈511.6m
[DCF] Fair Price = 125.8 (EV 5.07b - Net Debt -260.0m = Equity 5.33b / Shares 42.4m; r=11.31% [WACC]; 5y FCF grow 13.75% → 2.50% )
EPS Correlation: 42.45 | EPS CAGR: 2.59% | SUE: 1.63 | # QB: 1
Revenue Correlation: 99.45 | Revenue CAGR: 14.30% | SUE: 0.24 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.45 | Chg30d=+0.36% | Revisions=-67% | Analysts=14
EPS next Quarter (2026-09-30): EPS=0.69 | Chg30d=+0.23% | Revisions=+69% | Analysts=13
EPS current Year (2026-12-31): EPS=2.32 | Chg30d=+0.20% | Revisions=+31% | GrowthEPS=+41.2% | GrowthRev=+15.3%
EPS next Year (2027-12-31): EPS=3.05 | Chg30d=+0.25% | Revisions=+47% | GrowthEPS=+31.6% | GrowthRev=+13.1%
[Analyst] Revisions Ratio: +25% (up=33, down=19)