(ZION) Zions Bancorporation - Ratings and Ratios
Business Loans, Deposits, Mortgages, Investment Management, Credit Cards
ZION EPS (Earnings per Share)
ZION Revenue
Description: ZION Zions Bancorporation
Zions Bancorporation is a regional bank holding company operating primarily in the western United States, providing a diverse range of banking products and services to individuals, businesses, and institutions through its various bank segments. The companys business is divided into commercial and small business banking, capital markets and investment banking, retail banking, and wealth management services.
From a financial perspective, Zions Bancorporation has demonstrated a stable presence in the regional banking market, with a market capitalization of approximately $8.4 billion. Key performance indicators (KPIs) such as Return on Equity (RoE) of 12.89% indicate a relatively healthy profitability profile compared to industry averages. The companys price-to-earnings (P/E) ratio of 11.09 suggests a reasonable valuation relative to its earnings.
To further evaluate Zions Bancorporations performance, additional KPIs such as the Net Interest Margin (NIM), Efficiency Ratio, and Loan-to-Deposit Ratio can be considered. A higher NIM indicates a banks ability to maintain a healthy margin between interest income and expense. An Efficiency Ratio below 60% is generally considered favorable, indicating effective cost management. A Loan-to-Deposit Ratio between 80% to 90% is typically seen as optimal, suggesting a balance between lending activities and deposit funding.
Given the current market conditions and the banking industrys landscape, analyzing Zions Bancorporations asset quality, capital adequacy, and liquidity position is crucial. Metrics such as the Non-Performing Assets (NPA) ratio, Common Equity Tier 1 (CET1) ratio, and the Liquidity Coverage Ratio (LCR) can provide insights into the companys financial health and resilience.
Additional Sources for ZION Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
ZION Stock Overview
Market Cap in USD | 8,145m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1990-03-26 |
ZION Stock Ratings
Growth Rating | 27.1 |
Fundamental | 46.2 |
Dividend Rating | 65.5 |
Rel. Strength | -8.52 |
Analysts | 3.17 of 5 |
Fair Price Momentum | 50.44 USD |
Fair Price DCF | 40.12 USD |
ZION Dividends
Dividend Yield 12m | 3.33% |
Yield on Cost 5y | 6.22% |
Annual Growth 5y | 4.07% |
Payout Consistency | 93.3% |
Payout Ratio | 25.5% |
ZION Growth Ratios
Growth Correlation 3m | 84% |
Growth Correlation 12m | 14.3% |
Growth Correlation 5y | 8.2% |
CAGR 5y | 13.76% |
CAGR/Max DD 5y | 0.19 |
Sharpe Ratio 12m | 0.31 |
Alpha | -10.50 |
Beta | 1.449 |
Volatility | 34.14% |
Current Volume | 1429.9k |
Average Volume 20d | 1403.7k |
Stop Loss | 50.4 (-3.2%) |
As of August 02, 2025, the stock is trading at USD 52.08 with a total of 1,429,943 shares traded.
Over the past week, the price has changed by -5.96%, over one month by -3.11%, over three months by +15.85% and over the past year by +10.68%.
Partly, yes. Based on ValueRay´s Fundamental Analyses, Zions Bancorporation (NASDAQ:ZION) is currently (August 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 46.17 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ZION is around 50.44 USD . This means that ZION is currently overvalued and has a potential downside of -3.15%.
Zions Bancorporation has received a consensus analysts rating of 3.17. Therefor, it is recommend to hold ZION.
- Strong Buy: 3
- Buy: 2
- Hold: 15
- Sell: 2
- Strong Sell: 1
According to our own proprietary Forecast Model, ZION Zions Bancorporation will be worth about 54.5 in August 2026. The stock is currently trading at 52.08. This means that the stock has a potential upside of +4.61%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 60.9 | 16.9% |
Analysts Target Price | 52.4 | 0.6% |
ValueRay Target Price | 54.5 | 4.6% |