Overview Dividends

(ABR) Arbor Realty Trust - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0389231087

Loans, Agency Securities, Bridge Financing, Multi-Family

ABR EPS (Earnings per Share)

EPS Growth (3Y CAGR): -24.46%
EPS Trend (3Y Correlation): -78.7%

ABR Revenue

Revenue Growth (3Y CAGR): 29.76%
Revenue Trend (3Y Correlation): 19.4%

Description: ABR Arbor Realty Trust

Arbor Realty Trust (NYSE:ABR) is a Mortgage REIT operating in the United States, providing financing for multifamily and commercial real estate properties. As a Mortgage REIT, ABRs primary business involves originating and investing in mortgage loans, generating income through interest and fees.

The companys financial performance is closely tied to the overall health of the real estate market, with key drivers including interest rates, property values, and credit quality. As a Mortgage REIT, ABR is sensitive to changes in interest rates, which can impact its net interest income and profitability. The companys return on equity (RoE) of 7.10% suggests a relatively stable return profile, although this metric can be influenced by various factors, including leverage and asset quality.

To evaluate ABRs performance, key performance indicators (KPIs) such as the companys book value per share, dividend yield, and debt-to-equity ratio should be closely monitored. Additionally, metrics like the companys asset quality, measured by metrics such as delinquency rates and loan loss reserves, can provide insight into the overall health of its loan portfolio. The companys ability to generate cash flows through interest income and its capacity to maintain a stable dividend payout are also crucial factors in assessing its investment potential.

Economic drivers that can impact ABRs business include changes in monetary policy, housing market trends, and commercial real estate demand. The companys exposure to the multifamily and commercial real estate sectors makes it vulnerable to fluctuations in property values, rental income, and credit market conditions. As a result, ABRs financial performance is closely tied to the overall state of the economy, making it essential to monitor macroeconomic indicators, such as GDP growth, inflation, and interest rates, to gauge the companys prospects.

ABR Stock Overview

Market Cap in USD	2,464m
Sub-Industry	Mortgage REITs
IPO / Inception	2004-04-07

ABR Stock Ratings

Growth Rating	-9.73%
Fundamental	61.8%
Dividend Rating	80.3%
Return 12m vs S&P 500	-21.0%
Analyst Rating	2.75 of 5

ABR Dividends

Dividend Yield 12m	12.46%
Yield on Cost 5y	20.98%
Annual Growth 5y	6.94%
Payout Consistency	80.8%
Payout Ratio	107.4%

ABR Growth Ratios

Growth Correlation 3m	91%
Growth Correlation 12m	-74.5%
Growth Correlation 5y	37%
CAGR 5y	4.59%
CAGR/Max DD 3y	0.12
CAGR/Mean DD 3y	0.34
Sharpe Ratio 12m	0.95
Alpha	-19.76
Beta	0.745
Volatility	31.40%
Current Volume	0k
Average Volume 20d	2042.9k
Stop Loss	11.3 (-3.4%)
Signal	-1.36

Piotroski VR‑10 (Strict, 0-10) 2.5

Net Income (213.8m TTM) > 0 and > 6% of Revenue (6% = 46.3m TTM)

FCFTA 0.03 (>2.0%) and ΔFCFTA -0.82pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -363.5% (prev 1500 %; Δ -1864 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.03 (>3.0%) and CFO 342.2m > Net Income 213.8m (YES >=105%, WARN >=100%)

Net Debt (9.78b) to EBITDA (1.04b) ratio: 9.40 <= 3.0 (WARN <= 3.5)

Current Ratio 0.08 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (209.0m) change vs 12m ago 1.71% (target <= -2.0% for YES)

Gross Margin 91.61% (prev 91.28%; Δ 0.34pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 5.56% (prev 4.70%; Δ 0.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 1.36 (EBITDA TTM 1.04b / Interest Expense TTM 714.5m) >= 6 (WARN >= 3)

Altman Z'' -0.91

(A) -0.21 = (Total Current Assets 255.7m - Total Current Liabilities 3.06b) / Total Assets 13.56b

(B) -0.01 = Retained Earnings (Balance) -72.5m / Total Assets 13.56b

(D) -0.01 = Book Value of Equity -70.6m / Total Liabilities 10.47b

Total Rating: -0.91 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 61.76

1. Piotroski 2.50pt = -2.50

2. FCF Yield 3.21% = 1.60

3. FCF Margin 44.33% = 7.50

4. Debt/Equity 2.85 = -0.54

5. Debt/Ebitda 8.13 = -2.50

6. ROIC - WACC 6.88% = 8.60

7. RoE 7.10% = 0.59

8. Rev. Trend 19.42% = 0.97

9. Rev. CAGR 29.76% = 2.50

10. EPS Trend -78.73% = -1.97

11. EPS CAGR -24.46% = -2.50

What is the price of ABR shares?

As of September 13, 2025, the stock is trading at USD 11.70 with a total of 0 shares traded.
Over the past week, the price has changed by -3.86%, over one month by -0.15%, over three months by +13.98% and over the past year by -5.96%.

Is Arbor Realty Trust a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Arbor Realty Trust is currently (September 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 61.76 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ABR is around 12.51 USD . This means that ABR is currently overvalued and has a potential downside of 6.92%.

Is ABR a buy, sell or hold?

Arbor Realty Trust has received a consensus analysts rating of 2.75. Therefor, it is recommend to hold ABR.

Strong Buy: 0
Buy: 1
Hold: 1
Sell: 2
Strong Sell: 0

What are the forecasts/targets for the ABR price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	11.6	-0.6%
Analysts Target Price	11.6	-0.6%
ValueRay Target Price	13.3	13.8%

Last update: 2025-08-30 04:30

ABR Fundamental Data Overview

Market Cap USD = 2.46b (2.46b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 255.7m USD (last quarter)
P/E Trailing = 13.1333
P/S = 4.1029
P/B = 0.9709
P/EG = 1.2
Beta = 1.297
Revenue TTM = 772.0m USD
EBIT TTM = 973.9m USD
EBITDA TTM = 1.04b USD
Long Term Debt = 5.40b USD (from longTermDebt, last quarter)
Short Term Debt = 3.06b USD (from shortTermDebt, last quarter)
Debt = 8.46b USD (Calculated: Short Term 3.06b + Long Term 5.40b)
Net Debt = 9.78b USD (from netDebt column, last quarter)
Enterprise Value = 10.67b USD (2.46b + Debt 8.46b - CCE 255.7m)
Interest Coverage Ratio = 1.36 (Ebit TTM 973.9m / Interest Expense TTM 714.5m)
FCF Yield = 3.21% (FCF TTM 342.2m / Enterprise Value 10.67b)
FCF Margin = 44.33% (FCF TTM 342.2m / Revenue TTM 772.0m)
Net Margin = 27.69% (Net Income TTM 213.8m / Revenue TTM 772.0m)
Gross Margin = 91.61% ((Revenue TTM 772.0m - Cost of Revenue TTM 64.7m) / Revenue TTM)
Tobins Q-Ratio = -151.2 (set to none) (Enterprise Value 10.67b / Book Value Of Equity -70.6m)
Interest Expense / Debt = 2.03% (Interest Expense 171.6m / Debt 8.46b)
Taxrate = 4.53% (13.5m / 297.4m)
NOPAT = 929.7m (EBIT 973.9m * (1 - 4.53%))
Current Ratio = 0.08 (Total Current Assets 255.7m / Total Current Liabilities 3.06b)
Debt / Equity = 2.85 (Debt 8.46b / last Quarter total Stockholder Equity 2.97b)
Debt / EBITDA = 8.13 (Net Debt 9.78b / EBITDA 1.04b)
Debt / FCF = 24.73 (Debt 8.46b / FCF TTM 342.2m)
Total Stockholder Equity = 3.01b (last 4 quarters mean)
RoA = 1.58% (Net Income 213.8m, Total Assets 13.56b )
RoE = 7.10% (Net Income TTM 213.8m / Total Stockholder Equity 3.01b)
RoCE = 11.58% (Ebit 973.9m / (Equity 3.01b + L.T.Debt 5.40b))
RoIC = 10.35% (NOPAT 929.7m / Invested Capital 8.98b)
WACC = 3.47% (E(2.46b)/V(10.93b) * Re(8.76%)) + (D(8.46b)/V(10.93b) * Rd(2.03%) * (1-Tc(0.05)))
Shares Correlation 3-Years: -3.03 | Cagr: 0.14%
Discount Rate = 8.76% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 74.39% ; FCFE base≈395.5m ; Y1≈365.4m ; Y5≈331.0m
Fair Price DCF = 27.19 (DCF Value 5.23b / Shares Outstanding 192.3m; 5y FCF grow -9.58% → 3.0% )
Revenue Correlation: 19.42 | Revenue CAGR: 29.76%
Rev Growth-of-Growth: 17.45
EPS Correlation: -78.73 | EPS CAGR: -24.46%
EPS Growth-of-Growth: -29.29

Additional Sources for ABR Stock

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