ACVA Stock Analysis: ACV Auctions | NYSE
Auto & Truck Dealerships | NYSE, USA | Market Cap: 1.261m USD | 12M Return: 0.8% | US00091G1040 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 25.4M
Qual. Beats: 0
Rev. Trend: 98.7%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 5.4 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
ACV Auctions operates a digital wholesale marketplace that enables business-to-business used vehicle transactions between selling and buying dealerships. The platform facilitates real-time vehicle auctions and serves as the companys core service offering, connecting dealer inventory supply with dealer demand.
The company supplements its marketplace with ancillary services including short-term inventory financing (ACV Capital), real-time transportation quotes, vehicle reconditioning and storage at remarketing centers, and a customer assurance program (Go Green) covering post-sale defects. It also sells data and technology products such as vehicle condition reports (True360), market pricing tools, and inventory management software (ACV MAX), extending its value proposition beyond the auction itself.
ACV Auctions sits within the Industrials sector under the Diversified Support Services sub-industry, reflecting its role as a technology-enabled services provider to the automotive industry rather than a traditional dealership or manufacturer. Its consignor base extends beyond dealers to include commercial fleet operators, rental car companies, and financial sector partners that use the remarketing centers for vehicle disposition.
The company was incorporated in 2014 and is headquartered in Buffalo, New York. It completed its initial public offering on the NYSE in March 2021 under the ticker ACVA.
- Wholesale used vehicle transaction volume growth drives marketplace revenue
- ACV Capital financing margin pressured by rising interest rates
- Competition from Manheim and digital wholesale platforms pressures take rate
| Net Income: -63.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA -6.26 > 1.0 |
| NWC/Revenue: 28.50% < 20% (prev 38.92%; Δ -10.43% < -1%) |
| CFO/TA 0.03 > 3% & CFO 33.4m > Net Income -63.1m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 1.52 > 1.5 & < 3 |
| Outstanding Shares: last quarter (171.0m) vs 12m ago 0.33% < -2% |
| Gross Margin: 62.49% > 18% (prev 55.17%; Δ 7.32% > 0.5%) |
| Asset Turnover: 72.27% > 50% (prev 62.13%; Δ 10.14% > 0%) |
| Interest Coverage Ratio: -4.33 > 6 (EBIT TTM -49.6m / Interest Expense TTM 11.5m) |
| A: 0.21 (Total Current Assets 670.0m - Total Current Liabilities 441.6m) / Total Assets 1.08b |
| B: -0.54 (Retained Earnings -587.6m / Total Assets 1.08b) |
| C: -0.04 (EBIT TTM -49.6m / Avg Total Assets 1.11b) |
| D: 0.57 (Book Value of Equity 389.9m / Total Liabilities 689.5m) |
| Altman-Z'' = -0.09 = B |
| DSRI: 0.86 (Receivables 408.0m/416.9m, Revenue 801.3m/707.2m) |
| GMI: 0.88 (GM 55.17% / 62.49%) |
| AQI: 1.07 (AQ_t 0.37 / AQ_t-1 0.34) |
| SGI: 1.13 (Revenue 801.3m / 707.2m) |
| TATA: -0.09 (NI -63.1m - CFO 33.4m) / TA 1.08b) |
| Beneish M = -3.12 (Cap -4..+1) = AA |
As of September 12, 2026, the stock is trading at USD 10.41 with a total of 114,897,510 shares traded. Over the past week, the price has changed by +55.37%, over one month by +43.39%, over three months by +61.40% and over the past year by +0.77%.
Current recommended Stop Loss: 9.80 (which is 5.9% or 1.4 ATR below the current price).
ACV Auctions has received a consensus analysts rating of 4.21. Therefore, it is recommended to buy ACVA.
- StrongBuy: 5
- Buy: 7
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 9.8 | -6.1% |
P/E Forward = 26.3158
P/S = 1.53
P/B = 3.2098
Revenue TTM = 801.3m USD
EBIT TTM = -49.6m USD
EBITDA TTM = -3.35m USD
Long Term Debt = 205.0m USD (from longTermDebt, last quarter)
Short Term Debt = unknown (none)
Debt = 206.2m USD (from shortLongTermDebtTotal, last quarter) + Leases 1.17m
Net Debt = -36.1m USD (calculated: Debt 206.2m - CCE 242.3m)
Enterprise Value = 1.22b USD (1.26b + Debt 206.2m - CCE 242.3m)
Interest Coverage Ratio = -4.33 (Ebit TTM -49.6m / Interest Expense TTM 11.5m)
EV/FCF = 205.7x (Enterprise Value 1.22b / FCF TTM 5.95m)
FCF Yield = 0.49% (FCF TTM 5.95m / Enterprise Value 1.22b)
FCF Margin = 0.74% (FCF TTM 5.95m / Revenue TTM 801.3m)
Net Margin = -7.88% (Net Income TTM -63.1m / Revenue TTM 801.3m)
Gross Margin = 62.49% ((Revenue TTM 801.3m - Cost of Revenue TTM 300.6m) / Revenue TTM)
Gross Margin QoQ = 49.88% (prev 60.91%)
Tobins Q-Ratio = 1.13 (Enterprise Value 1.22b / Total Assets 1.08b)
Interest Expense / Debt = 5.56% (Interest Expense 11.5m / Debt 206.2m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = -39.2m (EBIT -49.6m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 1.52 (Total Current Assets 670.0m / Total Current Liabilities 441.6m)
Debt / Equity = 0.53 (Debt 206.2m / totalStockholderEquity, last quarter 389.9m)
Debt / EBITDA = 10.76 (negative EBITDA) (Net Debt -36.1m / EBITDA -3.35m)
Debt / FCF = -6.06 (Net Debt -36.1m / FCF TTM 5.95m)
Total Stockholder Equity = 421.2m (last 4 quarters mean from totalStockholderEquity)
RoA = -5.69% (Net Income -63.1m / Total Assets 1.08b)
RoE = -14.99% (Net Income TTM -63.1m / Total Stockholder Equity 421.2m)
RoCE = -7.92% (EBIT -49.6m / Capital Employed (Equity 421.2m + L.T.Debt 205.0m))
RoIC = -6.56% (negative operating profit) (NOPAT -39.2m / Invested Capital 597.7m)
WACC = 8.25% (E(1.26b)/V(1.47b) * Re(8.88%) + D(206.2m)/V(1.47b) * Rd(5.56%) * (1-Tc(0.21)))
Discount Rate = 8.88% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 94.80 | Cagr: 2.19%
[DCF] Terminal Value 73.10% ; FCFF base≈34.6m ; Y1≈30.3m ; Y5≈24.5m
[DCF] Fair Price = 2.46 (EV 393.3m - Net Debt -36.1m = Equity 429.4m / Shares 174.6m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: N/A | EPS CAGR: N/A | SUE: 0.52 | # QB: 0
Revenue Correlation: 98.67 | Revenue CAGR: 23.95% | SUE: -0.24 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.08 | Chg30d=+3.05% | Revisions=-15% | Analysts=10
EPS current Year (2026-12-31): EPS=0.20 | Chg30d=+3.20% | Revisions=-46% | GrowthEPS=+16.2% | GrowthRev=+11.7%
EPS next Year (2027-12-31): EPS=0.34 | Chg30d=+2.91% | Revisions=-25% | GrowthEPS=+68.5% | GrowthRev=+11.3%
[Analyst] Revisions Ratio: -34% (up=9, down=20)