(AFL) Aflac - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0010551028

AFL EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of AFL over the last 5 years for every Quarter.

AFL Revenue

This chart shows the Revenue of AFL over the last 5 years for every Quarter.

AFL: Life, Health, Disability, Accident, Vision

Aflac Incorporated is a leading provider of supplemental insurance products, operating through two distinct segments: Aflac Japan and Aflac U.S. The company offers a diverse range of insurance products, including cancer, medical, and life insurance, tailored to the specific needs of its customers in Japan and the United States. With a strong presence in both markets, Aflac has established itself as a trusted brand, leveraging various distribution channels, including individual agents, corporate agencies, banks, and brokers, to reach its customers.

Aflacs product portfolio is designed to provide financial protection to individuals and families against unexpected medical and life events. In Japan, the company offers a range of products, including cancer insurance, medical insurance, and nursing care insurance, while in the U.S., it provides accident, disability, and critical illness insurance, among others. The companys ability to adapt its products to the specific needs of its customers in each market has contributed to its success.

From a technical analysis perspective, Aflacs stock price is currently trading below its 20-day and 50-day simple moving averages (SMA20 and SMA50), indicating a potential short-term downtrend. However, the stocks relative strength index (RSI) is not available, but the Average True Range (ATR) is 2.09, representing a 2.01% daily price movement. Considering the current price is near the lower end of its 52-week range, a potential buying opportunity may arise if the stock price consolidates above its SMA20.

Fundamentally, Aflacs market capitalization stands at approximately $55.9 billion, with a price-to-earnings (P/E) ratio of 16.09 and a forward P/E ratio of 15.29. The companys return on equity (RoE) is 13.91%, indicating a relatively stable and profitable business. By analyzing the and , a forecast can be made that Aflacs stock price may experience a moderate increase in the coming months, driven by the companys stable financial performance and potential buying opportunities arising from its current technical setup. A potential price target could be around $110, representing a 6% increase from the current price.

Combining both technical and fundamental analysis, it is likely that Aflacs stock price will experience a moderate recovery in the near term, driven by the companys stable financial performance and its ability to adapt to changing market conditions. As the company continues to expand its product offerings and distribution channels, it is well-positioned to capitalize on the growing demand for supplemental insurance products in Japan and the United States.

Additional Sources for AFL Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

AFL Stock Overview

Market Cap in USD 54,794m
Sector Financial Services
Industry Insurance - Life
GiC Sub-Industry Life & Health Insurance
IPO / Inception 1984-07-19

AFL Stock Ratings

Growth Rating 79.7
Fundamental 1.07
Dividend Rating 72.4
Rel. Strength -4.17
Analysts 3.08 of 5
Fair Price Momentum 110.44 USD
Fair Price DCF 97.10 USD

AFL Dividends

Dividend Yield 12m 2.08%
Yield on Cost 5y 6.56%
Annual Growth 5y 12.30%
Payout Consistency 95.6%
Payout Ratio 29.9%

AFL Growth Ratios

Growth Correlation 3m -69.2%
Growth Correlation 12m 25%
Growth Correlation 5y 97.9%
CAGR 5y 25.37%
CAGR/Max DD 5y 1.28
Sharpe Ratio 12m 1.65
Alpha 11.41
Beta 0.528
Volatility 21.11%
Current Volume 2259.3k
Average Volume 20d 1832.3k
What is the price of AFL shares?
As of June 17, 2025, the stock is trading at USD 102.18 with a total of 2,259,291 shares traded.
Over the past week, the price has changed by -0.32%, over one month by -2.87%, over three months by -5.22% and over the past year by +18.56%.
Is Aflac a good stock to buy?
Neither. Based on ValueRay´s Fundamental Analyses, Aflac is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.07 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AFL is around 110.44 USD . This means that AFL is currently overvalued and has a potential downside of 8.08%.
Is AFL a buy, sell or hold?
Aflac has received a consensus analysts rating of 3.08. Therefor, it is recommend to hold AFL.
  • Strong Buy: 1
  • Buy: 2
  • Hold: 8
  • Sell: 1
  • Strong Sell: 1
What are the forecasts for AFL share price target?
According to our own proprietary Forecast Model, AFL Aflac will be worth about 120.9 in June 2026. The stock is currently trading at 102.18. This means that the stock has a potential upside of +18.36%.
Issuer Target Up/Down from current
Wallstreet Target Price 105.6 3.4%
Analysts Target Price 105.2 3%
ValueRay Target Price 120.9 18.4%