(AFL) Aflac - Ratings and Ratios
Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0010551028
AFL EPS (Earnings per Share)
AFL Revenue
AFL: Life, Health, Disability, Accident, Vision
Aflac Incorporated is a leading provider of supplemental insurance products, operating through two distinct segments: Aflac Japan and Aflac U.S. The company offers a diverse range of insurance products, including cancer, medical, and life insurance, tailored to the specific needs of its customers in Japan and the United States. With a strong presence in both markets, Aflac has established itself as a trusted brand, leveraging various distribution channels, including individual agents, corporate agencies, banks, and brokers, to reach its customers.
Aflacs product portfolio is designed to provide financial protection to individuals and families against unexpected medical and life events. In Japan, the company offers a range of products, including cancer insurance, medical insurance, and nursing care insurance, while in the U.S., it provides accident, disability, and critical illness insurance, among others. The companys ability to adapt its products to the specific needs of its customers in each market has contributed to its success.
From a technical analysis perspective, Aflacs stock price is currently trading below its 20-day and 50-day simple moving averages (SMA20 and SMA50), indicating a potential short-term downtrend. However, the stocks relative strength index (RSI) is not available, but the Average True Range (ATR) is 2.09, representing a 2.01% daily price movement. Considering the current price is near the lower end of its 52-week range, a potential buying opportunity may arise if the stock price consolidates above its SMA20.
Fundamentally, Aflacs market capitalization stands at approximately $55.9 billion, with a price-to-earnings (P/E) ratio of 16.09 and a forward P/E ratio of 15.29. The companys return on equity (RoE) is 13.91%, indicating a relatively stable and profitable business. By analyzing the
Combining both technical and fundamental analysis, it is likely that Aflacs stock price will experience a moderate recovery in the near term, driven by the companys stable financial performance and its ability to adapt to changing market conditions. As the company continues to expand its product offerings and distribution channels, it is well-positioned to capitalize on the growing demand for supplemental insurance products in Japan and the United States.
Additional Sources for AFL Stock
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Fund Manager Positions: Dataroma | Stockcircle
AFL Stock Overview
Market Cap in USD | 54,794m |
Sector | Financial Services |
Industry | Insurance - Life |
GiC Sub-Industry | Life & Health Insurance |
IPO / Inception | 1984-07-19 |
AFL Stock Ratings
Growth Rating | 79.7 |
Fundamental | 1.07 |
Dividend Rating | 72.4 |
Rel. Strength | -4.17 |
Analysts | 3.08 of 5 |
Fair Price Momentum | 110.44 USD |
Fair Price DCF | 97.10 USD |
AFL Dividends
Dividend Yield 12m | 2.08% |
Yield on Cost 5y | 6.56% |
Annual Growth 5y | 12.30% |
Payout Consistency | 95.6% |
Payout Ratio | 29.9% |
AFL Growth Ratios
Growth Correlation 3m | -69.2% |
Growth Correlation 12m | 25% |
Growth Correlation 5y | 97.9% |
CAGR 5y | 25.37% |
CAGR/Max DD 5y | 1.28 |
Sharpe Ratio 12m | 1.65 |
Alpha | 11.41 |
Beta | 0.528 |
Volatility | 21.11% |
Current Volume | 2259.3k |
Average Volume 20d | 1832.3k |
As of June 17, 2025, the stock is trading at USD 102.18 with a total of 2,259,291 shares traded.
Over the past week, the price has changed by -0.32%, over one month by -2.87%, over three months by -5.22% and over the past year by +18.56%.
Neither. Based on ValueRay´s Fundamental Analyses, Aflac is currently (June 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 1.07 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AFL is around 110.44 USD . This means that AFL is currently overvalued and has a potential downside of 8.08%.
Aflac has received a consensus analysts rating of 3.08. Therefor, it is recommend to hold AFL.
- Strong Buy: 1
- Buy: 2
- Hold: 8
- Sell: 1
- Strong Sell: 1
According to our own proprietary Forecast Model, AFL Aflac will be worth about 120.9 in June 2026. The stock is currently trading at 102.18. This means that the stock has a potential upside of +18.36%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 105.6 | 3.4% |
Analysts Target Price | 105.2 | 3% |
ValueRay Target Price | 120.9 | 18.4% |