Overview Dividends

(AGM) Federal Agricultural - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3131483063

Loans, Securities, Guarantees, Mortgage Assets

AGM EPS (Earnings per Share)

EPS Growth (3Y CAGR): 10.42%
EPS Trend (3Y Correlation): 63.4%

AGM Revenue

Revenue Growth (3Y CAGR): 29.76%
Revenue Trend (3Y Correlation): 40.9%

Description: AGM Federal Agricultural

Federal Agricultural Mortgage Corporation, traded as AGM on the NYSE, operates within the Commercial & Residential Mortgage Finance sub-industry. As a US-based company, AGM provides financial solutions to the agricultural sector and rural communities, facilitating access to credit and managing risk for lenders.

Key performance indicators for AGM include its ability to generate income through interest-earning assets, manage credit risk, and maintain a strong capital position. The companys return on equity (RoE) of 14.01% indicates a relatively strong ability to generate profits from shareholder equity. Additionally, the price-to-earnings (P/E) ratio of 10.47 and forward P/E of 10.27 suggest that AGM may be undervalued relative to its earnings potential.

Economic drivers influencing AGMs performance include interest rates, agricultural commodity prices, and government policies affecting the agricultural sector. Changes in interest rates can impact AGMs borrowing costs and the attractiveness of its interest-earning assets. Furthermore, fluctuations in agricultural commodity prices can affect the creditworthiness of AGMs borrowers and the overall demand for its financial products.

To evaluate AGMs investment potential, its essential to consider its financial leverage, asset quality, and the overall health of the agricultural sector. A detailed analysis of the companys income statement, balance sheet, and cash flow statement can provide insights into its ability to generate cash, manage risk, and maintain a strong capital position.

AGM Stock Overview

Market Cap in USD	2,044m
Sub-Industry	Commercial & Residential Mortgage Finance
IPO / Inception	1995-08-18

AGM Stock Ratings

Growth Rating	61.7%
Fundamental	52.8%
Dividend Rating	80.2%
Return 12m vs S&P 500	-5.54%
Analyst Rating	4.0 of 5

AGM Dividends

Dividend Yield 12m	2.91%
Yield on Cost 5y	10.04%
Annual Growth 5y	11.84%
Payout Consistency	96.5%
Payout Ratio	35.6%

AGM Growth Ratios

Growth Correlation 3m	1%
Growth Correlation 12m	-9.4%
Growth Correlation 5y	94.7%
CAGR 5y	29.52%
CAGR/Max DD 5y	0.92
Sharpe Ratio 12m	-0.81
Alpha	-4.29
Beta	0.894
Volatility	27.39%
Current Volume	48.5k
Average Volume 20d	73.2k
Stop Loss	203.2 (-3%)
Signal	0.62

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (210.8m TTM) > 0 and > 6% of Revenue (6% = 96.3m TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA -0.91pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -476.9% (prev 197.1%; Δ -674.0pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 225.6m > Net Income 210.8m (YES >=105%, WARN >=100%)

Current Ratio 0.28 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (11.0m) change vs 12m ago 0.06% (target <= -2.0% for YES)

Gross Margin 23.19% (prev 27.50%; Δ -4.31pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 5.08% (prev 4.26%; Δ 0.82pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.06 (EBITDA TTM 268.5m / Interest Expense TTM 1.22b) >= 6 (WARN >= 3)

Altman Z'' -1.37

(A) -0.23 = (Total Current Assets 2.98b - Total Current Liabilities 10.63b) / Total Assets 33.00b

(B) 0.03 = Retained Earnings (Balance) 1.00b / Total Assets 33.00b

(D) 0.03 = Book Value of Equity 996.9m / Total Liabilities 31.45b

Total Rating: -1.37 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 52.81

1. Piotroski 2.0pt = -3.0

2. FCF Yield 0.74% = 0.37

3. FCF Margin 14.06% = 3.51

4. Debt/Equity 20.07 = -2.50

5. Debt/Ebitda 115.4 = -2.50

6. ROIC - WACC -1.13% = -1.42

7. RoE 14.01% = 1.17

8. Rev. Trend 40.90% = 2.04

9. Rev. CAGR 29.76% = 2.50

10. EPS Trend 63.44% = 1.59

11. EPS CAGR 10.42% = 1.04

What is the price of AGM shares?

As of August 31, 2025, the stock is trading at USD 209.57 with a total of 48,452 shares traded.
Over the past week, the price has changed by +2.70%, over one month by +20.10%, over three months by +11.92% and over the past year by +10.49%.

Is Federal Agricultural a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Federal Agricultural is currently (August 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 52.81 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AGM is around 248.69 USD . This means that AGM is currently undervalued and has a potential upside of +18.67% (Margin of Safety).

Is AGM a buy, sell or hold?

Federal Agricultural has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy AGM.

Strong Buy: 1
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the AGM price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	226	7.8%
Analysts Target Price	227	8.3%
ValueRay Target Price	262.4	25.2%

Last update: 2025-08-21 02:49

AGM Fundamental Data Overview

Market Cap USD = 2.04b (2.04b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 2.62b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 11.4909
P/E Forward = 10.9769
P/S = 5.5478
P/B = 1.8484
P/EG = 1.5687
Beta = 1.042
Revenue TTM = 1.60b USD
EBIT TTM = 67.9m USD
EBITDA TTM = 268.5m USD
Long Term Debt = 20.72b USD (from longTermDebt, last quarter)
Short Term Debt = 10.28b USD (from shortTermDebt, last quarter)
Debt = 31.00b USD (Calculated: Short Term 10.28b + Long Term 20.72b)
Net Debt = 29.98b USD (from netDebt column, last quarter)
Enterprise Value = 30.43b USD (2.04b + Debt 31.00b - CCE 2.62b)
Interest Coverage Ratio = 0.06 (Ebit TTM 67.9m / Interest Expense TTM 1.22b)
FCF Yield = 0.74% (FCF TTM 225.6m / Enterprise Value 30.43b)
FCF Margin = 14.06% (FCF TTM 225.6m / Revenue TTM 1.60b)
Net Margin = 13.14% (Net Income TTM 210.8m / Revenue TTM 1.60b)
Gross Margin = 23.19% ((Revenue TTM 1.60b - Cost of Revenue TTM 1.23b) / Revenue TTM)
Tobins Q-Ratio = 30.52 (Enterprise Value 30.43b / Book Value Of Equity 996.9m)
Interest Expense / Debt = 0.97% (Interest Expense 302.2m / Debt 31.00b)
Taxrate = 19.72% (from yearly Income Tax Expense: 50.9m / 258.1m)
NOPAT = 54.5m (EBIT 67.9m * (1 - 19.72%))
Current Ratio = 0.28 (Total Current Assets 2.98b / Total Current Liabilities 10.63b)
Debt / Equity = 20.07 (Debt 31.00b / last Quarter total Stockholder Equity 1.54b)
Debt / EBITDA = 115.4 (Net Debt 29.98b / EBITDA 268.5m)
Debt / FCF = 137.4 (Debt 31.00b / FCF TTM 225.6m)
Total Stockholder Equity = 1.51b (last 4 quarters mean)
RoA = 0.64% (Net Income 210.8m, Total Assets 33.00b )
RoE = 14.01% (Net Income TTM 210.8m / Total Stockholder Equity 1.51b)
RoCE = 0.31% (Ebit 67.9m / (Equity 1.51b + L.T.Debt 20.72b))
RoIC = 0.18% (NOPAT 54.5m / Invested Capital 30.82b)
WACC = 1.31% (E(2.04b)/V(33.05b) * Re(9.31%)) + (D(31.00b)/V(33.05b) * Rd(0.97%) * (1-Tc(0.20)))
Shares Correlation 5-Years: 90.0 | Cagr: 0.20%
Discount Rate = 9.31% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 72.50% ; FCFE base≈327.5m ; Y1≈304.4m ; Y5≈278.9m
Fair Price DCF = 427.9 (DCF Value 4.02b / Shares Outstanding 9.40m; 5y FCF grow -8.96% → 3.0% )
Revenue Correlation: 40.90 | Revenue CAGR: 29.76%
Rev Growth-of-Growth: 16.74
EPS Correlation: 63.44 | EPS CAGR: 10.42%
EPS Growth-of-Growth: -10.09

Additional Sources for AGM Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle