(AGM) Federal Agricultural - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3131483063

Loans, Securities, Guarantees, Servicing, Funding

Stock: Commercial & Residential Mortgage Finance
Age 30.4y

MCap 1,845m
Avg Vol 93.4K (16.1M USD)

Beta 0.692
Volatility 31.16%

EPS (Earnings per Share)

EPS CAGR: -40.62%
EPS Trend: -15.1%

Last SUE: -4.00
Qual. Beats: 0

Revenue

Rev. CAGR: 41.62%
Rev. Trend: 67.3%

Last SUE: 0.80
Qual. Beats: 0

Dividends

Dividend Yield	3.19%
Yield on Cost 5y	8.88%
Yield CAGR 5y	14.26%
Payout Consistency	96.5%
Payout Ratio	35.3%

Risk via 5d forecast
Volatility	31.2%
Value at Risk 5%th	48.8%
Relative Tail Risk	-4.73%

Reward TTM
Sharpe Ratio	-0.30
Alpha	-20.34
CAGR/Max DD	0.51

Character TTM
Hurst Exponent	0.688
Beta	0.692
Beta Downside	0.610

Drawdowns 3y
Max DD	26.07%
Mean DD	9.42%
Median DD	8.82%

Description: AGM Federal Agricultural January 15, 2026

Federal Agricultural Mortgage Corporation (AGM) operates a secondary market for U.S. agricultural and rural infrastructure loans, structuring its activities across seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The firm purchases and retains eligible loans and securities, guarantees principal and interest on loan-backed securities, services the underlying loans, and provides long-term standby purchase commitments for designated assets.

Key metrics that investors watch include AGM’s loan portfolio size-approximately $30 billion as of the latest quarter-and its net interest margin, which has hovered around 2.2% despite a rising Fed funds rate environment. The company’s performance is also sensitive to USDA farm loan demand, rural broadband expansion incentives, and renewable-energy tax credit extensions, all of which drive loan origination volumes in its core segments.

For a deeper dive into AGM’s valuation dynamics and how its exposure to interest-rate risk compares to peers, consider exploring the detailed analysis on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income: 216.0m TTM > 0 and > 6% of Revenue
FCF/TA: 0.01 > 0.02 and ΔFCF/TA 0.79 > 1.0
NWC/Revenue: -472.2% < 20% (prev 194.4%; Δ -666.6% < -1%)
CFO/TA 0.01 > 3% & CFO 344.2m > Net Income 216.0m
Current Ratio: 0.27 > 1.5 & < 3
Outstanding Shares: last quarter (11.0m) vs 12m ago 0.05% < -2%
Gross Margin: 23.64% > 18% (prev 0.26%; Δ 2337 % > 0.5%)
Asset Turnover: 5.04% > 50% (prev 4.27%; Δ 0.78% > 0%)
Interest Coverage Ratio: 0.03 > 6 (EBITDA TTM 263.6m / Interest Expense TTM 1.21b)

Altman Z'' (< 1.1 .. > 2.6) -1.35

A: -0.23 (Total Current Assets 2.85b - Total Current Liabilities 10.47b) / Total Assets 33.38b
B: 0.03 (Retained Earnings 1.04b / Total Assets 33.38b)
C: 0.00 (EBIT TTM 40.3m / Avg Total Assets 32.00b)
D: 0.03 (Book Value of Equity 1.04b / Total Liabilities 31.69b)
Altman-Z'' Score: -1.35 = CCC

ValueRay F-Score (Strict, 0-100) 55.36

1. Piotroski: 3.0pt
2. FCF Yield: 1.07%
3. FCF Margin: 21.32%
4. Debt/Equity: 18.54
5. Debt/Ebitda: data missing
6. ROIC - WACC: -1.15%
7. RoE: 13.83%
8. Revenue Trend: 67.27%
9. EPS Trend: -15.10%

What is the price of AGM shares?

As of January 22, 2026, the stock is trading at USD 174.36 with a total of 67,917 shares traded.
Over the past week, the price has changed by +4.08%, over one month by -2.19%, over three months by +8.74% and over the past year by -8.46%.

Is AGM a buy, sell or hold?

Federal Agricultural has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy AGM.

Strong Buy: 1
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the AGM price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	226.7	30%
Analysts Target Price	226.7	30%
ValueRay Target Price	196.5	12.7%

AGM Fundamental Data Overview January 22, 2026

P/E Trailing = 9.6416
P/E Forward = 8.4818
P/S = 4.8821
P/B = 1.565
P/EG = 1.605
Revenue TTM = 1.61b USD
EBIT TTM = 40.3m USD
EBITDA TTM = 263.6m USD
Long Term Debt = 21.14b USD (from longTermDebt, last quarter)
Short Term Debt = 10.15b USD (from shortTermDebt, last quarter)
Debt = 31.29b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 30.40b USD (from netDebt column, last quarter)
Enterprise Value = 32.23b USD (1.85b + Debt 31.29b - CCE 901.0m)
Interest Coverage Ratio = 0.03 (Ebit TTM 40.3m / Interest Expense TTM 1.21b)
EV/FCF = 93.64x (Enterprise Value 32.23b / FCF TTM 344.2m)
FCF Yield = 1.07% (FCF TTM 344.2m / Enterprise Value 32.23b)
FCF Margin = 21.32% (FCF TTM 344.2m / Revenue TTM 1.61b)
Net Margin = 13.38% (Net Income TTM 216.0m / Revenue TTM 1.61b)
Gross Margin = 23.64% ((Revenue TTM 1.61b - Cost of Revenue TTM 1.23b) / Revenue TTM)
Gross Margin QoQ = 22.93% (prev 23.44%)
Tobins Q-Ratio = 0.97 (Enterprise Value 32.23b / Total Assets 33.38b)
Interest Expense / Debt = 1.01% (Interest Expense 316.9m / Debt 31.29b)
Taxrate = 17.52% (11.7m / 66.7m)
NOPAT = 33.2m (EBIT 40.3m * (1 - 17.52%))
Current Ratio = 0.27 (Total Current Assets 2.85b / Total Current Liabilities 10.47b)
Debt / Equity = 18.54 (Debt 31.29b / totalStockholderEquity, last quarter 1.69b)
Debt / EBITDA = 115.3 (Net Debt 30.40b / EBITDA 263.6m)
Debt / FCF = 88.33 (Net Debt 30.40b / FCF TTM 344.2m)
Total Stockholder Equity = 1.56b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.68% (Net Income 216.0m / Total Assets 33.38b)
RoE = 13.83% (Net Income TTM 216.0m / Total Stockholder Equity 1.56b)
RoCE = 0.18% (EBIT 40.3m / Capital Employed (Equity 1.56b + L.T.Debt 21.14b))
RoIC = 0.11% (NOPAT 33.2m / Invested Capital 31.49b)
WACC = 1.26% (E(1.85b)/V(33.13b) * Re(8.46%) + D(31.29b)/V(33.13b) * Rd(1.01%) * (1-Tc(0.18)))
Discount Rate = 8.46% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.09%
[DCF Debug] Terminal Value 85.57% ; FCFF base≈235.7m ; Y1≈219.0m ; Y5≈200.2m
Fair Price DCF = N/A (negative equity: EV 6.03b - Net Debt 30.40b = -24.38b; debt exceeds intrinsic value)
EPS Correlation: -15.10 | EPS CAGR: -40.62% | SUE: -4.0 | # QB: 0
Revenue Correlation: 67.27 | Revenue CAGR: 41.62% | SUE: 0.80 | # QB: 0
EPS next Quarter (2026-03-31): EPS=4.54 | Chg30d=-0.025 | Revisions Net=-1 | Analysts=2
EPS next Year (2026-12-31): EPS=19.25 | Chg30d=-0.057 | Revisions Net=-1 | Growth EPS=+9.5% | Growth Revenue=+10.0%

Additional Sources for AGM Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle