Overview Dividends

(AGM) Federal Agricultural - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US3131483063

Loans, Securities, Guarantees, Funding

EPS (Earnings per Share)

EPS (Earnings per Share) of AGM over the last years for every Quarter: "2020-09": 2.57, "2020-12": 2.45, "2021-03": 2.39, "2021-06": 2.77, "2021-09": 2.55, "2021-12": 2.76, "2022-03": 2.37, "2022-06": 2.83, "2022-09": 3.07, "2022-12": 3.16, "2023-03": 3.56, "2023-06": 3.86, "2023-09": 4.13, "2023-12": 4.1, "2024-03": 3.96, "2024-06": 3.63, "2024-09": 4.1, "2024-12": 3.97, "2025-03": 4.19, "2025-06": 4.32, "2025-09": 4.52,
EPS Growth (3y CAGR): 13.90%
EPS Trend (3y Corr): 77.9%
Last SUE: -0.10σ
Qual. Beats: 0

Revenue

Revenue of AGM over the last years for every Quarter: 2020-09: 111.566, 2020-12: 63.463, 2021-03: 115.32, 2021-06: 107.389, 2021-09: 111.522, 2021-12: 114.123, 2022-03: 137.178, 2022-06: 146.96, 2022-09: 197.815, 2022-12: 272.719, 2023-03: 320.83, 2023-06: 349.772, 2023-09: 391.271, 2023-12: 85, 2024-03: 403.562, 2024-06: 406.283, 2024-09: 411.227, 2024-12: 403.752, 2025-03: 384.693, 2025-06: 404.958, 2025-09: 420.782,
Revenue Growth (3y CAGR): 17.08%
Revenue Trend (3y Corr): 35.0%
Last SUE: 0.80σ
Qual. Beats: 0
Risk via 10d forecast
Volatility 29.0%
Value at Risk 5%th 45.7%
Relative Tail Risk -4.18%
Reward TTM
Sharpe Ratio -0.58
Alpha -27.85
Character TTM
Hurst Exponent 0.643
Beta 0.728
Beta Downside 0.637
Drawdowns 3y
Max DD 26.07%
Mean DD 8.83%
Median DD 8.16%

Description: AGM Federal Agricultural November 12, 2025

Federal Agricultural Mortgage Corporation (AGM) operates a secondary market that purchases, guarantees, and services a broad array of U.S. agricultural and rural-infrastructure loans, ranging from farm-and-ranch financing to broadband and renewable-energy projects.

The business is organized into seven segments-Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments-each of which either buys eligible loans/securities, issues guarantees on pool-backed securities, or provides long-term standby purchase commitments to lenders.

Key drivers of AGM’s performance include USDA loan demand (which rose ~7% YoY in 2024), the spread between the Fed Funds rate and AGM’s weighted-average loan yield (currently about 210 bps), and government-backed infrastructure spending that fuels broadband and renewable-energy financing pipelines.

Recent KPIs show AGM’s loan portfolio at $34 bn with a net interest margin of 2.1% and a delinquency rate of 0.6%, both comfortably below the industry average of ~1.2% delinquency for agricultural lenders.

For a deeper, data-driven view of AGM’s valuation dynamics and scenario analysis, you may find ValueRay’s platform worth a quick look.

AGM Stock Overview

Market Cap in USD 1,769m
Sub-Industry Commercial & Residential Mortgage Finance
IPO / Inception 1995-08-18
Return 12m vs S&P 500 -25.9%
Analyst Rating 4.0 of 5

AGM Dividends

Metric Value
Dividend Yield 4.49%
Yield on Cost 5y 12.75%
Yield CAGR 5y 15.02%
Payout Consistency 96.3%
Payout Ratio 35.3%

AGM Growth Ratios

Metric Value
CAGR 3y 13.16%
CAGR/Max DD Calmar Ratio 0.50
CAGR/Mean DD Pain Ratio 1.49
Current Volume 87.1k
Average Volume 71.4k

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (216.0m TTM) > 0 and > 6% of Revenue (6% = 96.9m TTM)
FCFTA 0.01 (>2.0%) and ΔFCFTA 0.79pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue -472.2% (prev 194.4%; Δ -666.6pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.01 (>3.0%) and CFO 344.2m > Net Income 216.0m (YES >=105%, WARN >=100%)
Current Ratio 0.27 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (11.0m) change vs 12m ago 0.05% (target <= -2.0% for YES)
Gross Margin 23.64% (prev 26.29%; Δ -2.66pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 5.04% (prev 4.27%; Δ 0.78pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 0.03 (EBITDA TTM 263.6m / Interest Expense TTM 1.21b) >= 6 (WARN >= 3)

Altman Z'' -1.35

(A) -0.23 = (Total Current Assets 2.85b - Total Current Liabilities 10.47b) / Total Assets 33.38b
(B) 0.03 = Retained Earnings (Balance) 1.04b / Total Assets 33.38b
(C) 0.00 = EBIT TTM 40.3m / Avg Total Assets 32.00b
(D) 0.03 = Book Value of Equity 1.04b / Total Liabilities 31.69b
Total Rating: -1.35 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 54.13

1. Piotroski 2.0pt
2. FCF Yield 1.13%
3. FCF Margin 21.32%
4. Debt/Equity 18.54
5. Debt/Ebitda 115.3
6. ROIC - WACC (= -1.15)%
7. RoE 13.83%
8. Rev. Trend 34.98%
9. EPS Trend 77.88%

What is the price of AGM shares?

As of November 22, 2025, the stock is trading at USD 164.70 with a total of 87,101 shares traded.
Over the past week, the price has changed by +0.35%, over one month by +1.87%, over three months by -15.00% and over the past year by -16.71%.

Is AGM a buy, sell or hold?

Federal Agricultural has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy AGM.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 1
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the AGM price?

Issuer Target Up/Down from current
Wallstreet Target Price 226.7 37.6%
Analysts Target Price 226.7 37.6%
ValueRay Target Price 173 5%

AGM Fundamental Data Overview November 20, 2025

Market Cap USD = 1.77b (1.77b USD * 1.0 USD.USD)
P/E Trailing = 9.2833
P/E Forward = 8.1699
P/S = 4.6793
P/B = 1.507
P/EG = 1.605
Beta = 1.02
Revenue TTM = 1.61b USD
EBIT TTM = 40.3m USD
EBITDA TTM = 263.6m USD
Long Term Debt = 21.14b USD (from longTermDebt, last quarter)
Short Term Debt = 10.15b USD (from shortTermDebt, last quarter)
Debt = 31.29b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 30.40b USD (from netDebt column, last quarter)
Enterprise Value = 30.54b USD (1.77b + Debt 31.29b - CCE 2.52b)
Interest Coverage Ratio = 0.03 (Ebit TTM 40.3m / Interest Expense TTM 1.21b)
FCF Yield = 1.13% (FCF TTM 344.2m / Enterprise Value 30.54b)
FCF Margin = 21.32% (FCF TTM 344.2m / Revenue TTM 1.61b)
Net Margin = 13.38% (Net Income TTM 216.0m / Revenue TTM 1.61b)
Gross Margin = 23.64% ((Revenue TTM 1.61b - Cost of Revenue TTM 1.23b) / Revenue TTM)
Gross Margin QoQ = 22.93% (prev 23.44%)
Tobins Q-Ratio = 0.91 (Enterprise Value 30.54b / Total Assets 33.38b)
Interest Expense / Debt = 1.01% (Interest Expense 316.9m / Debt 31.29b)
Taxrate = 17.52% (11.7m / 66.7m)
NOPAT = 33.2m (EBIT 40.3m * (1 - 17.52%))
Current Ratio = 0.27 (Total Current Assets 2.85b / Total Current Liabilities 10.47b)
Debt / Equity = 18.54 (Debt 31.29b / totalStockholderEquity, last quarter 1.69b)
Debt / EBITDA = 115.3 (Net Debt 30.40b / EBITDA 263.6m)
Debt / FCF = 88.33 (Net Debt 30.40b / FCF TTM 344.2m)
Total Stockholder Equity = 1.56b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.65% (Net Income 216.0m / Total Assets 33.38b)
RoE = 13.83% (Net Income TTM 216.0m / Total Stockholder Equity 1.56b)
RoCE = 0.18% (EBIT 40.3m / Capital Employed (Equity 1.56b + L.T.Debt 21.14b))
RoIC = 0.11% (NOPAT 33.2m / Invested Capital 31.49b)
WACC = 1.26% (E(1.77b)/V(33.05b) * Re(8.70%) + D(31.29b)/V(33.05b) * Rd(1.01%) * (1-Tc(0.18)))
Discount Rate = 8.70% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.09%
[DCF Debug] Terminal Value 74.71% ; FCFE base≈235.7m ; Y1≈219.1m ; Y5≈200.7m
Fair Price DCF = 341.2 (DCF Value 3.20b / Shares Outstanding 9.37m; 5y FCF grow -8.96% → 3.0% )
EPS Correlation: 77.88 | EPS CAGR: 13.90% | SUE: -0.10 | # QB: 0
Revenue Correlation: 34.98 | Revenue CAGR: 17.08% | SUE: 0.80 | # QB: 0

Additional Sources for AGM Stock

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