(ALIT) Alight - Ratings and Ratios
Platform, Benefits, Healthcare, Wellbeing, AI
Dividends
| Dividend Yield | 7.58% |
| Yield on Cost 5y | 1.47% |
| Yield CAGR 5y | 0.00% |
| Payout Consistency | 100.0% |
| Payout Ratio | 37.2% |
| Risk via 5d forecast | |
|---|---|
| Volatility | 41.1% |
| Value at Risk 5%th | 57.6% |
| Relative Tail Risk | -14.96% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -2.42 |
| Alpha | -88.83 |
| CAGR/Max DD | -0.44 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.559 |
| Beta | 1.411 |
| Beta Downside | 1.432 |
| Drawdowns 3y | |
|---|---|
| Max DD | 80.46% |
| Mean DD | 29.15% |
| Median DD | 28.20% |
Description: ALIT Alight November 08, 2025
Alight, Inc. (NYSE: ALIT) is a Chicago-based, technology-enabled services firm that delivers the Alight Worklife platform-a cloud-native suite for employee engagement covering benefits administration, healthcare navigation, financial wellbeing, leave-of-absence management, retiree health, and AI-driven analytics. The company also operates a full-service customer-care center to manage the end-to-end lifecycle of health, wealth, and wellbeing for corporate clients. Founded in 2020, Alight positions itself within the Human Resource & Employment Services sub-industry.
Key metrics and sector drivers (as of FY 2023): • Revenue of approximately $2.2 billion, up ~12 % YoY, reflecting strong demand for integrated benefits solutions amid rising employer spending on health and wellness programs. • Operating margin hovered around 6 % after a 2022 integration of HIG Capital’s H&R Block Benefits business, indicating modest profitability but also highlighting cost-structure sensitivity. • Client concentration remains a risk, with the top 10 customers accounting for roughly 30 % of revenue, a common pattern in the B2B HR services space. • Macro-level drivers include tightening labor markets, increasing regulatory scrutiny on benefits compliance, and accelerated adoption of AI for personalized employee experiences-all of which could expand the addressable market for Alight’s platform.
If you’re looking to deepen your analysis, ValueRay’s data suite offers granular, real-time insights on ALIT’s financial health and competitive positioning that can help you assess the stock’s risk-adjusted upside.
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (-2.16b TTM) > 0 and > 6% of Revenue (6% = 137.3m TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 2.54pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 7.73% (prev 10.53%; Δ -2.80pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.06 (>3.0%) and CFO 354.0m > Net Income -2.16b (YES >=105%, WARN >=100%) |
| NO Net Debt/EBITDA fails (EBITDA <= 0) |
| Current Ratio 1.21 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (528.5m) change vs 12m ago -1.37% (target <= -2.0% for YES) |
| Gross Margin 36.00% (prev 34.15%; Δ 1.85pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 33.15% (prev 31.58%; Δ 1.57pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -20.57 (EBITDA TTM -1.40b / Interest Expense TTM 88.0m) >= 6 (WARN >= 3) |
Altman Z'' -4.05
| (A) 0.03 = (Total Current Assets 1.01b - Total Current Liabilities 829.0m) / Total Assets 5.54b |
| (B) -0.51 = Retained Earnings (Balance) -2.83b / Total Assets 5.54b |
| (C) -0.26 = EBIT TTM -1.81b / Avg Total Assets 6.90b |
| (D) -0.79 = Book Value of Equity -2.79b / Total Liabilities 3.53b |
| Total Rating: -4.05 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 35.39
| 1. Piotroski 5.0pt |
| 2. FCF Yield 8.30% |
| 3. FCF Margin 10.62% |
| 4. Debt/Equity 1.00 |
| 5. Debt/Ebitda -1.29 |
| 6. ROIC - WACC (= -45.98)% |
| 7. RoE -63.17% |
| 8. Rev. Trend -63.23% |
| 9. EPS Trend -23.94% |
What is the price of ALIT shares?
Over the past week, the price has changed by +3.43%, over one month by -7.05%, over three months by -41.65% and over the past year by -69.51%.
Is ALIT a buy, sell or hold?
- Strong Buy: 5
- Buy: 1
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the ALIT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 5.9 | 177.7% |
| Analysts Target Price | 5.9 | 177.7% |
| ValueRay Target Price | 1.5 | -29.4% |
ALIT Fundamental Data Overview December 09, 2025
P/E Forward = 4.931
P/S = 0.4897
P/B = 0.5327
Beta = 1.126
Revenue TTM = 2.29b USD
EBIT TTM = -1.81b USD
EBITDA TTM = -1.40b USD
Long Term Debt = 1.99b USD (from longTermDebt, last quarter)
Short Term Debt = 20.0m USD (from shortTermDebt, last quarter)
Debt = 2.01b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.80b USD (from netDebt column, last quarter)
Enterprise Value = 2.93b USD (1.12b + Debt 2.01b - CCE 205.0m)
Interest Coverage Ratio = -20.57 (Ebit TTM -1.81b / Interest Expense TTM 88.0m)
FCF Yield = 8.30% (FCF TTM 243.0m / Enterprise Value 2.93b)
FCF Margin = 10.62% (FCF TTM 243.0m / Revenue TTM 2.29b)
Net Margin = -94.23% (Net Income TTM -2.16b / Revenue TTM 2.29b)
Gross Margin = 36.00% ((Revenue TTM 2.29b - Cost of Revenue TTM 1.47b) / Revenue TTM)
Gross Margin QoQ = 38.65% (prev 33.33%)
Tobins Q-Ratio = 0.53 (Enterprise Value 2.93b / Total Assets 5.54b)
Interest Expense / Debt = 1.19% (Interest Expense 24.0m / Debt 2.01b)
Taxrate = -23.10% (negative due to tax credits) (198.0m / -857.0m)
NOPAT = -2.23b (EBIT -1.81b * (1 - -23.10%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 1.21 (Total Current Assets 1.01b / Total Current Liabilities 829.0m)
Debt / Equity = 1.00 (Debt 2.01b / totalStockholderEquity, last quarter 2.00b)
Debt / EBITDA = -1.29 (negative EBITDA) (Net Debt 1.80b / EBITDA -1.40b)
Debt / FCF = 7.43 (Net Debt 1.80b / FCF TTM 243.0m)
Total Stockholder Equity = 3.41b (last 4 quarters mean from totalStockholderEquity)
RoA = -38.95% (Net Income -2.16b / Total Assets 5.54b)
RoE = -63.17% (Net Income TTM -2.16b / Total Stockholder Equity 3.41b)
RoCE = -33.49% (EBIT -1.81b / Capital Employed (Equity 3.41b + L.T.Debt 1.99b))
RoIC = -41.02% (negative operating profit) (NOPAT -2.23b / Invested Capital 5.43b)
WACC = 4.96% (E(1.12b)/V(3.13b) * Re(11.21%) + D(2.01b)/V(3.13b) * Rd(1.19%) * (1-Tc(-0.23)))
Discount Rate = 11.21% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 3.04%
[DCF Debug] Terminal Value 71.84% ; FCFE base≈207.0m ; Y1≈255.4m ; Y5≈435.7m
Fair Price DCF = 8.56 (DCF Value 4.47b / Shares Outstanding 522.8m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -23.94 | EPS CAGR: -2.11% | SUE: -0.11 | # QB: 0
Revenue Correlation: -63.23 | Revenue CAGR: -12.09% | SUE: -0.05 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.11 | Chg30d=+0.001 | Revisions Net=+0 | Analysts=6
EPS next Year (2026-12-31): EPS=0.59 | Chg30d=-0.039 | Revisions Net=-3 | Growth EPS=+5.7% | Growth Revenue=+1.7%
Additional Sources for ALIT Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle