Overview Dividends

(ALL) The Allstate - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0200021014

Auto, Homeowners, Life, Health, Commercial

EPS (Earnings per Share)

EPS (Earnings per Share) of ALL over the last years for every Quarter: "2020-09": 2.94, "2020-12": 5.87, "2021-03": 6.11, "2021-06": 3.79, "2021-09": 0.73, "2021-12": 2.75, "2022-03": 2.58, "2022-06": -0.76, "2022-09": -1.56, "2022-12": -1.36, "2023-03": -1.3, "2023-06": -4.42, "2023-09": 0.81, "2023-12": 5.82, "2024-03": 5.13, "2024-06": 1.61, "2024-09": 3.91, "2024-12": 7.67, "2025-03": 3.53, "2025-06": 5.94, "2025-09": 11.17,
EPS CAGR: 74.24%
EPS Trend: 82.6%
Last SUE: 4.00σ
Qual. Beats: 8

Revenue

Revenue of ALL over the last years for every Quarter: 2020-09: 11500, 2020-12: 12018, 2021-03: 12451, 2021-06: 12646, 2021-09: 12480, 2021-12: 13011, 2022-03: 12337, 2022-06: 12220, 2022-09: 13208, 2022-12: 13647, 2023-03: 13786, 2023-06: 13979, 2023-09: 14497, 2023-12: 14776, 2024-03: 15052, 2024-06: 15624, 2024-09: 16497, 2024-12: 16342, 2025-03: 16263, 2025-06: 16546, 2025-09: 17061,
Revenue CAGR: 8.46%
Revenue Trend: 97.7%
Last SUE: 0.06σ
Qual. Beats: 0
Risk via 10d forecast
Volatility 24.2%
Value at Risk 5%th 38.1%
Relative Tail Risk -4.51%
Reward TTM
Sharpe Ratio 0.21
Alpha 0.42
Character TTM
Hurst Exponent 0.567
Beta 0.490
Beta Downside 0.590
Drawdowns 3y
Max DD 27.35%
Mean DD 7.40%
Median DD 5.19%

Description: ALL The Allstate September 26, 2025

The Allstate Corporation (NYSE:ALL) operates through five segments-Allstate Protection, Run-off Property-Liability, Protection Services, Allstate Health and Benefits, and Corporate & Other-offering a broad suite of property-and-casualty (P&C) and health insurance products across the United States and Canada.

Its distribution model combines a traditional agency network, contact centers, and digital channels to sell private passenger auto, homeowners, personal lines, and commercial policies, while also providing ancillary services such as telematics-based analytics (Arity), roadside assistance, identity-theft protection, and vehicle service contracts.

As of 2023, Allstate reported net written premiums of approximately $57 billion and a combined ratio near 92%, indicating underwriting profitability; the firm’s return on equity hovered around 13%, and investment income contributed roughly 15% of total earnings-both metrics are sensitive to prevailing interest-rate cycles and the frequency of natural-catastrophe losses that have risen 18% year-over-year in the U.S. P&C sector.

For a deeper, data-driven assessment of Allstate’s valuation and risk profile, you may find it worthwhile to explore the analytical tools available on ValueRay.

ALL Stock Overview

Market Cap in USD 56,474m
Sub-Industry Property & Casualty Insurance
IPO / Inception 1993-06-02
Return 12m vs S&P 500 -5.41%
Analyst Rating 4.10 of 5

ALL Dividends

Metric Value
Dividend Yield 1.85%
Yield on Cost 5y 4.24%
Yield CAGR 5y 14.25%
Payout Consistency 95.4%
Payout Ratio 14.1%

ALL Growth Ratios

Metric Value
CAGR 3y 19.54%
CAGR/Max DD Calmar Ratio 0.71
CAGR/Mean DD Pain Ratio 2.64
Current Volume 2505.1k
Average Volume 1507.8k

Piotroski VR‑10 (Strict, 0-10) 6.5

Net Income (8.38b TTM) > 0 and > 6% of Revenue (6% = 3.97b TTM)
FCFTA 0.07 (>2.0%) and ΔFCFTA -0.05pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 46.73% (prev -30.41%; Δ 77.13pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.07 (>3.0%) and CFO 8.83b > Net Income 8.38b (YES >=105%, WARN >=100%)
Net Debt (7.16b) to EBITDA (11.62b) ratio: 0.62 <= 3.0 (WARN <= 3.5)
error: Current Ratio cannot be calculated (needs Total Current Assets and Liabilities)
Outstanding Shares last Quarter (266.4m) change vs 12m ago -0.60% (target <= -2.0% for YES)
Gross Margin 27.52% (prev 21.61%; Δ 5.91pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 56.56% (prev 54.46%; Δ 2.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 27.59 (EBITDA TTM 11.62b / Interest Expense TTM 402.0m) >= 6 (WARN >= 3)

Altman Z'' 4.58

(A) 0.26 = (Total Current Assets 30.94b - Total Current Liabilities 0.0) / Total Assets 120.40b
(B) 0.49 = Retained Earnings (Balance) 58.85b / Total Assets 120.40b
(C) 0.09 = EBIT TTM 11.09b / Avg Total Assets 117.07b
(D) 0.64 = Book Value of Equity 59.16b / Total Liabilities 92.91b
Total Rating: 4.58 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 90.89

1. Piotroski 6.50pt
2. FCF Yield 15.74%
3. FCF Margin 13.04%
4. Debt/Equity 0.29
5. Debt/Ebitda 0.62
6. ROIC - WACC (= 21.92)%
7. RoE 35.27%
8. Rev. Trend 97.74%
9. EPS Trend 82.56%

What is the price of ALL shares?

As of November 25, 2025, the stock is trading at USD 212.37 with a total of 2,505,141 shares traded.
Over the past week, the price has changed by +1.51%, over one month by +9.93%, over three months by +5.61% and over the past year by +7.15%.

Is ALL a buy, sell or hold?

The Allstate has received a consensus analysts rating of 4.10. Therefore, it is recommended to buy ALL.
  • Strong Buy: 9
  • Buy: 7
  • Hold: 2
  • Sell: 1
  • Strong Sell: 1

What are the forecasts/targets for the ALL price?

Issuer Target Up/Down from current
Wallstreet Target Price 236.1 11.2%
Analysts Target Price 236.1 11.2%
ValueRay Target Price 245.5 15.6%

ALL Fundamental Data Overview November 25, 2025

Market Cap USD = 56.47b (56.47b USD * 1.0 USD.USD)
P/E Trailing = 6.9494
P/E Forward = 9.1408
P/S = 0.8448
P/B = 2.199
P/EG = 1.288
Beta = 0.258
Revenue TTM = 66.21b USD
EBIT TTM = 11.09b USD
EBITDA TTM = 11.62b USD
Long Term Debt = 8.09b USD (from longTermDebt, last quarter)
Short Term Debt = 550.0m USD (from shortTermDebt, last quarter)
Debt = 8.09b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 7.16b USD (from netDebt column, last quarter)
Enterprise Value = 54.89b USD (56.47b + Debt 8.09b - CCE 9.67b)
Interest Coverage Ratio = 27.59 (Ebit TTM 11.09b / Interest Expense TTM 402.0m)
FCF Yield = 15.74% (FCF TTM 8.64b / Enterprise Value 54.89b)
FCF Margin = 13.04% (FCF TTM 8.64b / Revenue TTM 66.21b)
Net Margin = 12.65% (Net Income TTM 8.38b / Revenue TTM 66.21b)
Gross Margin = 27.52% ((Revenue TTM 66.21b - Cost of Revenue TTM 47.99b) / Revenue TTM)
Gross Margin QoQ = 36.57% (prev 24.37%)
Tobins Q-Ratio = 0.46 (Enterprise Value 54.89b / Total Assets 120.40b)
Interest Expense / Debt = 1.25% (Interest Expense 101.0m / Debt 8.09b)
Taxrate = 22.31% (1.07b / 4.82b)
NOPAT = 8.62b (EBIT 11.09b * (1 - 22.31%))
Current Ratio = unknown (Total Current Assets 30.94b / Total Current Liabilities 0.0)
Debt / Equity = 0.29 (Debt 8.09b / totalStockholderEquity, last quarter 27.50b)
Debt / EBITDA = 0.62 (Net Debt 7.16b / EBITDA 11.62b)
Debt / FCF = 0.83 (Net Debt 7.16b / FCF TTM 8.64b)
Total Stockholder Equity = 23.76b (last 4 quarters mean from totalStockholderEquity)
RoA = 6.96% (Net Income 8.38b / Total Assets 120.40b)
RoE = 35.27% (Net Income TTM 8.38b / Total Stockholder Equity 23.76b)
RoCE = 34.83% (EBIT 11.09b / Capital Employed (Equity 23.76b + L.T.Debt 8.09b))
RoIC = 28.88% (NOPAT 8.62b / Invested Capital 29.84b)
WACC = 6.96% (E(56.47b)/V(64.56b) * Re(7.82%) + D(8.09b)/V(64.56b) * Rd(1.25%) * (1-Tc(0.22)))
Discount Rate = 7.82% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 33.33 | Cagr: 0.32%
[DCF Debug] Terminal Value 81.16% ; FCFE base≈8.47b ; Y1≈10.24b ; Y5≈16.69b
Fair Price DCF = 1088 (DCF Value 284.81b / Shares Outstanding 261.7m; 5y FCF grow 22.35% → 3.0% )
EPS Correlation: 82.56 | EPS CAGR: 74.24% | SUE: 4.0 | # QB: 8
Revenue Correlation: 97.74 | Revenue CAGR: 8.46% | SUE: 0.06 | # QB: 0

Additional Sources for ALL Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle