(AMP) Ameriprise Financial - Ratings and Ratios
Financial Planning, Investment Advisory, Mutual Funds, Annuities, Insurance
AMP EPS (Earnings per Share)
AMP Revenue
Description: AMP Ameriprise Financial
Ameriprise Financial Inc (NYSE:AMP) is a diversified financial services company operating in the US and internationally, providing financial planning and advice to individuals and institutions. The company is segmented into Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions.
The Advice & Wealth Management segment provides a range of services, including financial planning, brokerage products, and investment advisory accounts. This segment is a key driver of revenue, with a focus on retail and institutional clients. Key performance indicators (KPIs) to watch include assets under management (AUM), client retention rates, and revenue growth from wealth management services.
The Asset Management segment, operating under the Columbia Threadneedle Investments brand, offers a range of investment products, including mutual funds, exchange-traded funds, and institutional asset management products. KPIs to monitor include AUM growth, investment performance relative to benchmarks, and net inflows/outflows. The segments diversification across various asset classes and distribution channels is a key strength.
The Retirement & Protection Solutions segment provides variable annuity products and life and disability income insurance products. KPIs to track include sales growth, policyholder retention, and returns on investment for these products. The segments profitability is influenced by factors such as interest rates, mortality rates, and investment performance.
From a financial perspective, Ameriprise Financials return on equity (RoE) of 56.06% indicates strong profitability. The companys price-to-earnings (P/E) ratio of 18.45 and forward P/E of 15.13 suggest a relatively attractive valuation compared to peers. Other key metrics to monitor include revenue growth, net income margin, and debt-to-equity ratio.
Overall, Ameriprise Financials diversified business model, strong brand presence, and solid financial performance make it an attractive player in the financial services industry. Ongoing monitoring of KPIs such as AUM growth, client retention, and investment performance will be crucial in assessing the companys future prospects.
AMP Stock Overview
| Market Cap in USD | 48,258m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 2005-10-03 |
AMP Stock Ratings
| Growth Rating | 61.0% |
| Fundamental | 72.7% |
| Dividend Rating | 64.0% |
| Return 12m vs S&P 500 | -8.19% |
| Analyst Rating | 3.77 of 5 |
AMP Dividends
| Dividend Yield 12m | 1.23% |
| Yield on Cost 5y | 4.43% |
| Annual Growth 5y | 7.20% |
| Payout Consistency | 100.0% |
| Payout Ratio | 16.7% |
AMP Growth Ratios
| Growth Correlation 3m | -72.2% |
| Growth Correlation 12m | -10% |
| Growth Correlation 5y | 95.4% |
| CAGR 5y | 23.69% |
| CAGR/Max DD 3y | 0.90 |
| CAGR/Mean DD 3y | 5.42 |
| Sharpe Ratio 12m | 1.34 |
| Alpha | 0.00 |
| Beta | 0.916 |
| Volatility | 27.03% |
| Current Volume | 771.2k |
| Average Volume 20d | 434.9k |
| Stop Loss | 471.5 (-3%) |
| Signal | -0.32 |
Piotroski VR‑10 (Strict, 0-10) 6.5
| Net Income (3.23b TTM) > 0 and > 6% of Revenue (6% = -33.2m TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 0.25pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -11.0k% (prev 980.9%; Δ -12.0kpp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 6.88b > Net Income 3.23b (YES >=105%, WARN >=100%) |
| Net Debt (-2.38b) to EBITDA (4.24b) ratio: -0.56 <= 3.0 (WARN <= 3.5) |
| Current Ratio 303.9 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (98.8m) change vs 12m ago -4.45% (target <= -2.0% for YES) |
| Gross Margin 159.0% (prev 43.29%; Δ 115.7pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover -0.30% (prev 4.21%; Δ -4.51pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 5.07 (EBITDA TTM 4.24b / Interest Expense TTM 860.0m) >= 6 (WARN >= 3) |
Altman Z'' 2.93
| (A) 0.33 = (Total Current Assets 61.08b - Total Current Liabilities 201.0m) / Total Assets 184.90b |
| (B) 0.14 = Retained Earnings (Balance) 26.05b / Total Assets 184.90b |
| (C) 0.02 = EBIT TTM 4.36b / Avg Total Assets 182.30b |
| (D) 0.14 = Book Value of Equity 24.82b / Total Liabilities 178.82b |
| Total Rating: 2.93 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 72.68
| 1. Piotroski 6.50pt = 1.50 |
| 2. FCF Yield 14.47% = 5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 0.99 = 2.03 |
| 5. Debt/Ebitda 1.42 = 1.10 |
| 6. ROIC - WACC (= 21.66)% = 12.50 |
| 7. RoE 57.46% = 2.50 |
| 8. Rev. Trend -86.20% = -6.47 |
| 9. EPS Trend 90.23% = 4.51 |
What is the price of AMP shares?
Over the past week, the price has changed by -1.18%, over one month by -3.85%, over three months by -3.75% and over the past year by +8.82%.
Is Ameriprise Financial a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of AMP is around 502.60 USD . This means that AMP is currently overvalued and has a potential downside of 3.38%.
Is AMP a buy, sell or hold?
- Strong Buy: 5
- Buy: 1
- Hold: 6
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the AMP price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 558.9 | 15% |
| Analysts Target Price | 558.9 | 15% |
| ValueRay Target Price | 560.9 | 15.4% |
Last update: 2025-09-06 04:31
AMP Fundamental Data Overview
CCE Cash And Equivalents = 7.96b USD (last quarter)
P/E Trailing = 15.7994
P/E Forward = 12.3609
P/S = 2.6544
P/B = 7.8616
P/EG = 1.7924
Beta = 1.266
Revenue TTM = -553.0m USD
EBIT TTM = 4.36b USD
EBITDA TTM = 4.24b USD
Long Term Debt = 5.80b USD (from longTermDebt, last quarter)
Short Term Debt = 201.0m USD (from shortTermDebt, last quarter)
Debt = 6.01b USD (Calculated: Short Term 201.0m + Long Term 5.80b)
Net Debt = -2.38b USD (from netDebt column, last quarter)
Enterprise Value = 46.30b USD (48.26b + Debt 6.01b - CCE 7.96b)
Interest Coverage Ratio = 5.07 (Ebit TTM 4.36b / Interest Expense TTM 860.0m)
FCF Yield = 14.47% (FCF TTM 6.70b / Enterprise Value 46.30b)
FCF Margin = -1212 % (FCF TTM 6.70b / Revenue TTM -553.0m)
Net Margin = -583.2% (Net Income TTM 3.23b / Revenue TTM -553.0m)
Gross Margin = -159.0% ((Revenue TTM -553.0m - Cost of Revenue TTM 326.0m) / Revenue TTM)
Tobins Q-Ratio = 1.87 (Enterprise Value 46.30b / Book Value Of Equity 24.82b)
Interest Expense / Debt = 2.86% (Interest Expense 172.0m / Debt 6.01b)
Taxrate = 20.30% (866.0m / 4.27b)
NOPAT = 3.48b (EBIT 4.36b * (1 - 20.30%))
Current Ratio = 303.9 (Total Current Assets 61.08b / Total Current Liabilities 201.0m)
Debt / Equity = 0.99 (Debt 6.01b / last Quarter total Stockholder Equity 6.08b)
Debt / EBITDA = 1.42 (Net Debt -2.38b / EBITDA 4.24b)
Debt / FCF = 0.90 (Debt 6.01b / FCF TTM 6.70b)
Total Stockholder Equity = 5.61b (last 4 quarters mean)
RoA = 1.74% (Net Income 3.23b, Total Assets 184.90b )
RoE = 57.46% (Net Income TTM 3.23b / Total Stockholder Equity 5.61b)
RoCE = 38.19% (Ebit 4.36b / (Equity 5.61b + L.T.Debt 5.80b))
RoIC = 30.26% (NOPAT 3.48b / Invested Capital 11.49b)
WACC = 8.60% (E(48.26b)/V(54.26b) * Re(9.39%)) + (D(6.01b)/V(54.26b) * Rd(2.86%) * (1-Tc(0.20)))
Shares Correlation 3-Years: -100.00 | Cagr: -1.19%
Discount Rate = 9.39% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.72% ; FCFE base≈6.45b ; Y1≈7.72b ; Y5≈12.32b
Fair Price DCF = 1753 (DCF Value 165.30b / Shares Outstanding 94.3m; 5y FCF grow 21.17% → 3.0% )
EPS Correlation: 90.23 | EPS CAGR: 22.28% | SUE: 0.39 | # QB: 0
Revenue Correlation: -86.20 | Revenue CAGR: -63.14% | SUE: N/A | # QB: None
Additional Sources for AMP Stock
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