Overview Dividends

(AMP) Ameriprise Financial - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US03076C1062

Financial Planning, Asset Management, Annuities, Insurance

Asset Management & Custody Banks
Market Cap in USD: 45,957m

IPO / Inception: 2005-10-03
Return 12m vs S&P 500: -18.9%

EPS (Earnings per Share)

EPS CAGR: 11.76%
EPS Trend: 70.9%

Last SUE: -0.19
Qual. Beats: 0

Revenue

Rev. CAGR: 7.15%
Rev. Trend: 93.4%

Last SUE: 2.94
Qual. Beats: 1

Dividends

Dividend Yield	1.25%
Yield on Cost 5y	3.57%
Yield CAGR 5y	9.08%
Payout Consistency	100.0%
Payout Ratio	16.6%

Risk via 5d forecast
Volatility	20.2%
Value at Risk 5%th	32.4%
Relative Tail Risk	-2.27%

Reward TTM
Sharpe Ratio	-0.19
Alpha	-24.71
CAGR/Max DD	0.72

Character TTM
Hurst Exponent	0.365
Beta	1.137
Beta Downside	1.260

Drawdowns 3y
Max DD	26.39%
Mean DD	7.10%
Median DD	5.77%

Description: AMP Ameriprise Financial December 03, 2025

Ameriprise Financial, Inc. (NYSE: AMP) is a diversified financial-services firm operating in the United States and abroad. It delivers financial planning, brokerage, insurance, and banking solutions through three operating segments: Advice & Wealth Management, Asset Management (under the Columbia Threadneedle brand), and Retirement & Protection Solutions.

As of the most recent FY2024 filing, the company reported roughly $1.2 trillion in assets under management, total revenue of $8.5 billion and net income of $1.4 billion, reflecting a 5 % year-over-year revenue growth driven largely by higher fee income from its advisory franchise.

Key macro drivers for AMP include the prevailing interest-rate environment, which influences both net interest margins on cash-management products and the demand for fixed-income investments, and the aging U.S. population that fuels demand for retirement and annuity solutions. A sector-wide trend toward fee compression and digital advice platforms also pressures traditional brokerage margins, prompting Ameriprise to accelerate its hybrid-model advisory technology investments.

For a deeper quantitative view of AMP’s valuation and risk profile, you might explore the analysis on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (3.63b TTM) > 0 and > 6% of Revenue (6% = 1.09b TTM)

FCFTA 0.03 (>2.0%) and ΔFCFTA -1.32pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 341.0% (prev 458.9%; Δ -117.9pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.03 (>3.0%) and CFO 6.04b > Net Income 3.63b (YES >=105%, WARN >=100%)

Net Debt (-3.88b) to EBITDA (4.80b) ratio: -0.81 <= 3.0 (WARN <= 3.5)

Current Ratio 308.1 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (97.8m) change vs 12m ago -4.31% (target <= -2.0% for YES)

Gross Margin 85.88% (prev 86.88%; Δ -0.99pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 9.63% (prev 9.10%; Δ 0.52pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 15.28 (EBITDA TTM 4.80b / Interest Expense TTM 321.0m) >= 6 (WARN >= 3)

Altman Z'' 2.91

(A) 0.32 = (Total Current Assets 61.93b - Total Current Liabilities 201.0m) / Total Assets 190.09b

(B) 0.14 = Retained Earnings (Balance) 26.81b / Total Assets 190.09b

(D) 0.14 = Book Value of Equity 25.84b / Total Liabilities 183.63b

Total Rating: 2.91 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 92.65

1. Piotroski 5.0pt

2. FCF Yield 13.87%

3. FCF Margin 32.37%

4. Debt/Equity 0.91

5. Debt/Ebitda -0.81

6. ROIC - WACC (= 23.47)%

7. RoE 62.54%

8. Rev. Trend 93.37%

9. EPS Trend 70.85%

What is the price of AMP shares?

As of December 25, 2025, the stock is trading at USD 500.97 with a total of 270,205 shares traded.
Over the past week, the price has changed by +2.76%, over one month by +12.31%, over three months by +2.20% and over the past year by -5.83%.

Is AMP a buy, sell or hold?

Ameriprise Financial has received a consensus analysts rating of 3.77. Therefor, it is recommend to hold AMP.

Strong Buy: 5
Buy: 1
Hold: 6
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the AMP price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	538.5	7.5%
Analysts Target Price	538.5	7.5%
ValueRay Target Price	575.9	15%

AMP Fundamental Data Overview December 19, 2025

Market Cap USD = 45.96b (45.96b USD * 1.0 USD.USD)
P/E Trailing = 13.3855
P/E Forward = 11.8765
P/S = 2.4824
P/B = 7.0036
P/EG = 1.7213
Beta = 1.263
Revenue TTM = 18.10b USD
EBIT TTM = 4.91b USD
EBITDA TTM = 4.80b USD
Long Term Debt = 5.68b USD (from longTermDebt, last quarter)
Short Term Debt = 201.0m USD (from shortTermDebt, last quarter)
Debt = 5.88b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -3.88b USD (from netDebt column, last quarter)
Enterprise Value = 42.27b USD (45.96b + Debt 5.88b - CCE 9.57b)
Interest Coverage Ratio = 15.28 (Ebit TTM 4.91b / Interest Expense TTM 321.0m)
FCF Yield = 13.87% (FCF TTM 5.86b / Enterprise Value 42.27b)
FCF Margin = 32.37% (FCF TTM 5.86b / Revenue TTM 18.10b)
Net Margin = 20.03% (Net Income TTM 3.63b / Revenue TTM 18.10b)
Gross Margin = 85.88% ((Revenue TTM 18.10b - Cost of Revenue TTM 2.56b) / Revenue TTM)
Gross Margin QoQ = 52.46% (prev 98.13%)
Tobins Q-Ratio = 0.22 (Enterprise Value 42.27b / Total Assets 190.09b)
Interest Expense / Debt = 1.39% (Interest Expense 82.0m / Debt 5.88b)
Taxrate = 22.32% (262.0m / 1.17b)
NOPAT = 3.81b (EBIT 4.91b * (1 - 22.32%))
Current Ratio = 308.1 (out of range, set to none) (Total Current Assets 61.93b / Total Current Liabilities 201.0m)
Debt / Equity = 0.91 (Debt 5.88b / totalStockholderEquity, last quarter 6.46b)
Debt / EBITDA = -0.81 (Net Debt -3.88b / EBITDA 4.80b)
Debt / FCF = -0.66 (Net Debt -3.88b / FCF TTM 5.86b)
Total Stockholder Equity = 5.80b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.91% (Net Income 3.63b / Total Assets 190.09b)
RoE = 62.54% (Net Income TTM 3.63b / Total Stockholder Equity 5.80b)
RoCE = 42.73% (EBIT 4.91b / Capital Employed (Equity 5.80b + L.T.Debt 5.68b))
RoIC = 32.64% (NOPAT 3.81b / Invested Capital 11.68b)
WACC = 9.16% (E(45.96b)/V(51.84b) * Re(10.20%) + D(5.88b)/V(51.84b) * Rd(1.39%) * (1-Tc(0.22)))
Discount Rate = 10.20% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.81%
[DCF Debug] Terminal Value 72.09% ; FCFE base≈6.79b ; Y1≈7.31b ; Y5≈8.97b
Fair Price DCF = 1179 (DCF Value 109.54b / Shares Outstanding 92.9m; 5y FCF grow 8.52% → 3.0% )
EPS Correlation: 70.85 | EPS CAGR: 11.76% | SUE: -0.19 | # QB: 0
Revenue Correlation: 93.37 | Revenue CAGR: 7.15% | SUE: 2.94 | # QB: 1
EPS next Quarter (2026-03-31): EPS=10.14 | Chg30d=-0.062 | Revisions Net=+1 | Analysts=9
EPS next Year (2026-12-31): EPS=41.54 | Chg30d=-0.117 | Revisions Net=+0 | Growth EPS=+8.0% | Growth Revenue=+5.6%

Additional Sources for AMP Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle