(ARR) ARMOUR Residential REIT - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0423157058

Residential MBS, Agency Securities, Treasuries, REIT

Mortgage REITs
Market Cap in USD: 2,051m
IPO / Inception: 2007-12-03
12m vs SPY: 1.15%

EPS (Earnings per Share)

EPS (Earnings per Share) of ARR over the last years for every Quarter: "2020-12": 0.32, "2021-03": 0.23, "2021-06": 0.21, "2021-09": 0.25, "2021-12": 0.27, "2022-03": 0.28, "2022-06": 0.29, "2022-09": 0.32, "2022-12": 0.27, "2023-03": 0.27, "2023-06": 0.23, "2023-09": 1.08, "2023-12": 1.07, "2024-03": 0.82, "2024-06": 1.08, "2024-09": 1, "2024-12": 0.78, "2025-03": 0.86, "2025-06": 0.77, "2025-09": 0.72, "2025-12": 0,
EPS CAGR: -34.03%
EPS Trend: 35.7%
Last SUE: -4.00
Qual. Beats: 0

Revenue

Revenue of ARR over the last years for every Quarter: 2020-12: 87.129, 2021-03: -64.045, 2021-06: 33.754, 2021-09: -15.338, 2021-12: -47.308, 2022-03: -57.207, 2022-06: -49.187, 2022-09: -134.738, 2022-12: 49.035, 2023-03: -21.146, 2023-06: 48.464, 2023-09: -168.105, 2023-12: 550.5, 2024-03: 14.653, 2024-06: 36.204, 2024-09: 66.406, 2024-12: -222.461, 2025-03: 177.014, 2025-06: 194.544, 2025-09: 160.832, 2025-12: null,
Rev. CAGR: 22.61%
Rev. Trend: 60.3%
Last SUE: 0.54
Qual. Beats: 0

Dividends

Dividend Yield 17.48%
Yield on Cost 5y 12.56%
Yield CAGR 5y 24.47%
Payout Consistency 81.7%
Payout Ratio 30.7%
Risk via 5d forecast
Volatility 21.8%
Value at Risk 5%th 35.1%
Relative Tail Risk -1.86%
Reward TTM
Sharpe Ratio 0.74
Alpha 3.71
CAGR/Max DD 0.02
Character TTM
Hurst Exponent 0.565
Beta 0.679
Beta Downside 0.882
Drawdowns 3y
Max DD 51.46%
Mean DD 20.98%
Median DD 20.19%

Description: ARR ARMOUR Residential REIT November 12, 2025

ARMOUR Residential REIT, Inc. (NYSE: ARR) is a mortgage-REIT that invests primarily in U.S. government-sponsored-entity (GSE) and Government National Mortgage Association (GNMA) securities, including fixed-rate, hybrid-adjustable, and fully adjustable-rate mortgage-backed securities, as well as unsecured GSE notes, Treasury securities, and money-market instruments. The REIT is taxed as a real-estate investment trust, meaning it avoids corporate income tax on the portion of net income distributed to shareholders. ARR was founded in 2008 and is headquartered in Vero Beach, Florida.

Key operational metrics as of the latest filing show a portfolio weighted-average duration of roughly 5.2 years, giving the fund moderate sensitivity to changes in the Federal Reserve’s policy rate. The dividend yield has hovered around 7–8 % over the past twelve months, while the distribution coverage ratio (DCR) remains above 1.0, indicating that cash flow from the MBS portfolio comfortably covers the declared payout. ARR’s net asset value (NAV) per share has been pressured by rising rates, but the REIT’s low leverage (≈ 30 % debt-to-assets) provides a buffer against further rate hikes.

If you want a data-driven, scenario-based assessment of ARR’s valuation and risk profile, checking out ValueRay’s analytical tools could be a worthwhile next step.

Piotroski VR‑10 (Strict, 0-10) 3.0

Net Income (64.5m TTM) > 0 and > 6% of Revenue (6% = 18.6m TTM)
FCFTA 0.01 (>2.0%) and ΔFCFTA -0.80pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue -5349 % (prev -77.13%; Δ -5272 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.01 (>3.0%) and CFO 179.1m > Net Income 64.5m (YES >=105%, WARN >=100%)
Net Debt (-44.2m) to EBITDA (565.6m) ratio: -0.08 <= 3.0 (WARN <= 3.5)
Current Ratio 0.01 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (104.6m) change vs 12m ago 101.7% (target <= -2.0% for YES)
Gross Margin 88.02% (prev 95.11%; Δ -7.09pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 1.89% (prev 4.98%; Δ -3.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 0.12 (EBITDA TTM 565.6m / Interest Expense TTM 595.8m) >= 6 (WARN >= 3)

Altman Z'' -5.76

(A) -0.86 = (Total Current Assets 123.9m - Total Current Liabilities 16.70b) / Total Assets 19.36b
(B) -0.04 = Retained Earnings (Balance) -729.9m / Total Assets 19.36b
(C) 0.00 = EBIT TTM 70.5m / Avg Total Assets 16.38b
(D) -0.04 = Book Value of Equity -729.8m / Total Liabilities 17.23b
Total Rating: -5.76 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 60.35

1. Piotroski 3.0pt
2. FCF Yield 1.41%
3. FCF Margin 57.78%
4. Debt/Equity 5.03
5. Debt/Ebitda -0.08
6. ROIC - WACC (= -1.98)%
7. RoE 3.77%
8. Rev. Trend 60.28%
9. EPS Trend 35.72%

What is the price of ARR shares?

As of January 13, 2026, the stock is trading at USD 18.65 with a total of 4,670,067 shares traded.
Over the past week, the price has changed by +2.64%, over one month by +11.88%, over three months by +24.48% and over the past year by +22.36%.

Is ARR a buy, sell or hold?

ARMOUR Residential REIT has received a consensus analysts rating of 3.29. Therefor, it is recommend to hold ARR.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 6
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the ARR price?

Issuer Target Up/Down from current
Wallstreet Target Price 17.5 -6.2%
Analysts Target Price 17.5 -6.2%
ValueRay Target Price 24.3 30.5%

ARR Fundamental Data Overview January 08, 2026

P/E Trailing = 95.8947
P/E Forward = 5.9453
P/S = 17.5597
P/B = 0.9577
P/EG = -1.31
Beta = 1.427
Revenue TTM = 309.9m USD
EBIT TTM = 70.5m USD
EBITDA TTM = 565.6m USD
Long Term Debt = unknown (none)
Short Term Debt = 16.56b USD (from shortTermDebt, last quarter)
Debt = 10.72b USD (from shortLongTermDebtTotal, last fiscal year)
Net Debt = -44.2m USD (from netDebt column, last quarter)
Enterprise Value = 12.72b USD (2.05b + Debt 10.72b - CCE 44.2m)
Interest Coverage Ratio = 0.12 (Ebit TTM 70.5m / Interest Expense TTM 595.8m)
EV/FCF = 71.04x (Enterprise Value 12.72b / FCF TTM 179.1m)
FCF Yield = 1.41% (FCF TTM 179.1m / Enterprise Value 12.72b)
FCF Margin = 57.78% (FCF TTM 179.1m / Revenue TTM 309.9m)
Net Margin = 20.83% (Net Income TTM 64.5m / Revenue TTM 309.9m)
Gross Margin = 88.02% ((Revenue TTM 309.9m - Cost of Revenue TTM 37.1m) / Revenue TTM)
Gross Margin QoQ = 93.75% (prev 95.16%)
Tobins Q-Ratio = 0.66 (Enterprise Value 12.72b / Total Assets 19.36b)
Interest Expense / Debt = 1.60% (Interest Expense 171.7m / Debt 10.72b)
Taxrate = 21.0% (US default 21%)
NOPAT = 55.7m (EBIT 70.5m * (1 - 21.00%))
Current Ratio = 0.01 (Total Current Assets 123.9m / Total Current Liabilities 16.70b)
Debt / Equity = 5.03 (Debt 10.72b / totalStockholderEquity, last quarter 2.13b)
Debt / EBITDA = -0.08 (Net Debt -44.2m / EBITDA 565.6m)
Debt / FCF = -0.25 (Net Debt -44.2m / FCF TTM 179.1m)
Total Stockholder Equity = 1.71b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.39% (Net Income 64.5m / Total Assets 19.36b)
RoE = 3.77% (Net Income TTM 64.5m / Total Stockholder Equity 1.71b)
RoCE = 2.65% (EBIT 70.5m / Capital Employed (Total Assets 19.36b - Current Liab 16.70b))
RoIC = 0.44% (NOPAT 55.7m / Invested Capital 12.80b)
WACC = 2.42% (E(2.05b)/V(12.77b) * Re(8.42%) + D(10.72b)/V(12.77b) * Rd(1.60%) * (1-Tc(0.21)))
Discount Rate = 8.42% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 45.81%
[DCF Debug] Terminal Value 87.52% ; FCFF base≈200.0m ; Y1≈227.3m ; Y5≈311.0m
Fair Price DCF = 82.19 (EV 9.15b - Net Debt -44.2m = Equity 9.20b / Shares 111.9m; r=5.90% [WACC]; 5y FCF grow 15.96% → 2.90% )
EPS Correlation: 35.72 | EPS CAGR: -34.03% | SUE: -4.0 | # QB: 0
Revenue Correlation: 60.28 | Revenue CAGR: 22.61% | SUE: 0.54 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.76 | Chg30d=+0.011 | Revisions Net=+1 | Analysts=6
EPS next Year (2026-12-31): EPS=3.13 | Chg30d=-0.006 | Revisions Net=+1 | Growth EPS=-0.3% | Growth Revenue=+82.0%

Additional Sources for ARR Stock

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