(BBAR) BBVA Banco Frances - Overview
Exchange: NYSE •
Country: Argentina •
Currency: USD •
Type: Common Stock •
ISIN: US0589341009
Stock: Banking, Loans, Cards, Insurance, Investments
Total Rating 22
Risk 68
Buy Signal -1.20
| Risk 5d forecast | |
|---|---|
| Volatility | 74.1% |
| Relative Tail Risk | -12.2% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.01 |
| Alpha | -45.96 |
| Character TTM | |
|---|---|
| Beta | 1.275 |
| Beta Downside | -0.571 |
| Drawdowns 3y | |
|---|---|
| Max DD | 66.16% |
| CAGR/Max DD | 0.87 |
EPS (Earnings per Share)
Revenue
Risks
Technicals:
choppy
Description: BBAR BBVA Banco Frances March 05, 2026
BBVA Banco Frances SA ADR (BBAR) operates as a commercial bank in Argentina. The company offers a full range of banking services to individuals, small and medium-sized enterprises (SMEs), and corporations. This includes deposit accounts, various loan types, credit cards, and investment products.
The banking sector in Argentina, like many emerging markets, is influenced by local economic stability and regulatory frameworks. BBARs business model is diversified, covering retail, SME, and corporate banking segments. This broad approach is typical for established regional banks seeking to capture market share across different customer demographics.
BBAR also provides insurance products, expanding beyond traditional banking services. This cross-selling strategy is common among financial institutions to increase revenue streams and customer loyalty. For deeper insights into BBARs performance metrics and competitive landscape, consider exploring ValueRay.
Piotroski VR‑10 (Strict, 0-10) 2.5
| Net Income: 203.96b TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.08 > 0.02 and ΔFCF/TA -9.13 > 1.0 |
| NWC/Revenue: 56.70% < 20% (prev -80.46%; Δ 137.2% < -1%) |
| CFO/TA -0.07 > 3% & CFO -1628.27b > Net Income 203.96b |
| Net Debt (-1668.63b) to EBITDA (438.41b): -3.81 < 3 |
| Current Ratio: 5.30 > 1.5 & < 3 |
| Outstanding Shares: last quarter (204.2m) vs 12m ago 0.0% < -2% |
| Gross Margin: 46.80% > 18% (prev 0.60%; Δ 4620 % > 0.5%) |
| Asset Turnover: 31.88% > 50% (prev 51.99%; Δ -20.10% > 0%) |
| Interest Coverage Ratio: 0.15 > 6 (EBITDA TTM 438.41b / Interest Expense TTM 2290.34b) |
Altman Z'' 1.19
| A: 0.14 (Total Current Assets 3868.77b - Total Current Liabilities 730.58b) / Total Assets 22166.55b |
| B: 0.01 (Retained Earnings 181.86b / Total Assets 22166.55b) |
| C: 0.02 (EBIT TTM 344.41b / Avg Total Assets 17359.54b) |
| D: 0.09 (Book Value of Equity 1811.04b / Total Liabilities 19183.88b) |
| Altman-Z'' Score: 1.19 = BB |
Beneish M -3.35
| DSRI: 0.22 (Receivables 37.02b/197.52b, Revenue 5534.36b/6525.52b) |
| GMI: 1.28 (GM 46.80% / 60.04%) |
| AQI: 1.14 (AQ_t 0.79 / AQ_t-1 0.69) |
| SGI: 0.85 (Revenue 5534.36b / 6525.52b) |
| TATA: 0.08 (NI 203.96b - CFO -1628.27b) / TA 22166.55b) |
| Beneish M-Score: -3.35 (Cap -4..+1) = AA |
What is the price of BBAR shares?
As of March 07, 2026, the stock is trading at USD 13.87 with a total of 596,669 shares traded.
Over the past week, the price has changed by -7.47%, over one month by -22.55%, over three months by -15.27% and over the past year by -23.86%.
Over the past week, the price has changed by -7.47%, over one month by -22.55%, over three months by -15.27% and over the past year by -23.86%.
Is BBAR a buy, sell or hold?
BBVA Banco Frances has received a consensus analysts rating of 3.75.
Therefor, it is recommend to hold BBAR.
- StrongBuy: 1
- Buy: 1
- Hold: 2
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the BBAR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 22.9 | 65% |
| Analysts Target Price | 22.9 | 65% |
BBAR Fundamental Data Overview March 07, 2026
Market Cap ARS = 6477.43b (4.60b USD * 1407.5 USD.ARS)
P/E Trailing = 31.7143
P/E Forward = 3.2185
P/S = 0.0016
P/B = 1.3822
P/EG = 4.374
Revenue TTM = 5534.36b ARS
EBIT TTM = 344.41b ARS
EBITDA TTM = 438.41b ARS
Long Term Debt = 316.60b ARS (from longTermDebt, last fiscal year)
Short Term Debt = 300.56b ARS (from shortTermDebt, last quarter)
Debt = 2163.11b ARS (from shortLongTermDebtTotal, last quarter)
Net Debt = -1668.63b ARS (from netDebt column, last quarter)
Enterprise Value = 4808.80b ARS (6477.43b + Debt 2163.11b - CCE 3831.75b)
Interest Coverage Ratio = 0.15 (Ebit TTM 344.41b / Interest Expense TTM 2290.34b)
EV/FCF = -2.69x (Enterprise Value 4808.80b / FCF TTM -1786.73b)
FCF Yield = -37.16% (FCF TTM -1786.73b / Enterprise Value 4808.80b)
FCF Margin = -32.28% (FCF TTM -1786.73b / Revenue TTM 5534.36b)
Net Margin = 3.69% (Net Income TTM 203.96b / Revenue TTM 5534.36b)
Gross Margin = 46.80% ((Revenue TTM 5534.36b - Cost of Revenue TTM 2944.29b) / Revenue TTM)
Gross Margin QoQ = 41.61% (prev 41.61%)
Tobins Q-Ratio = 0.22 (Enterprise Value 4808.80b / Total Assets 22166.55b)
Interest Expense / Debt = 33.58% (Interest Expense 726.40b / Debt 2163.11b)
Taxrate = 19.53% (86.82b / 444.48b)
NOPAT = 277.13b (EBIT 344.41b * (1 - 19.53%))
Current Ratio = 5.30 (Total Current Assets 3868.77b / Total Current Liabilities 730.58b)
Debt / Equity = 0.74 (Debt 2163.11b / totalStockholderEquity, last quarter 2920.30b)
Debt / EBITDA = -3.81 (Net Debt -1668.63b / EBITDA 438.41b)
Debt / FCF = 0.93 (negative FCF - burning cash) (Net Debt -1668.63b / FCF TTM -1786.73b)
Total Stockholder Equity = 2872.02b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.17% (Net Income 203.96b / Total Assets 22166.55b)
RoE = 7.10% (Net Income TTM 203.96b / Total Stockholder Equity 2872.02b)
RoCE = 10.80% (EBIT 344.41b / Capital Employed (Equity 2872.02b + L.T.Debt 316.60b))
RoIC = 8.60% (NOPAT 277.13b / Invested Capital 3221.59b)
WACC = 14.73% (E(6477.43b)/V(8640.54b) * Re(10.62%) + D(2163.11b)/V(8640.54b) * Rd(33.58%) * (1-Tc(0.20)))
Discount Rate = 10.62% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 81.65 | Cagr: 0.00%
[DCF] Fair Price = unknown (Cash Flow -1786.73b)
EPS Correlation: -43.79 | EPS CAGR: -43.08% | SUE: -1.16 | # QB: 0
Revenue Correlation: 80.29 | Revenue CAGR: 105.2% | SUE: 1.08 | # QB: 1
EPS next Year (2026-12-31): EPS=1.34 | Chg7d=+0.092 | Chg30d=+0.092 | Revisions Net=-1 | Growth EPS=+479.0% | Growth Revenue=+24.6%
P/E Trailing = 31.7143
P/E Forward = 3.2185
P/S = 0.0016
P/B = 1.3822
P/EG = 4.374
Revenue TTM = 5534.36b ARS
EBIT TTM = 344.41b ARS
EBITDA TTM = 438.41b ARS
Long Term Debt = 316.60b ARS (from longTermDebt, last fiscal year)
Short Term Debt = 300.56b ARS (from shortTermDebt, last quarter)
Debt = 2163.11b ARS (from shortLongTermDebtTotal, last quarter)
Net Debt = -1668.63b ARS (from netDebt column, last quarter)
Enterprise Value = 4808.80b ARS (6477.43b + Debt 2163.11b - CCE 3831.75b)
Interest Coverage Ratio = 0.15 (Ebit TTM 344.41b / Interest Expense TTM 2290.34b)
EV/FCF = -2.69x (Enterprise Value 4808.80b / FCF TTM -1786.73b)
FCF Yield = -37.16% (FCF TTM -1786.73b / Enterprise Value 4808.80b)
FCF Margin = -32.28% (FCF TTM -1786.73b / Revenue TTM 5534.36b)
Net Margin = 3.69% (Net Income TTM 203.96b / Revenue TTM 5534.36b)
Gross Margin = 46.80% ((Revenue TTM 5534.36b - Cost of Revenue TTM 2944.29b) / Revenue TTM)
Gross Margin QoQ = 41.61% (prev 41.61%)
Tobins Q-Ratio = 0.22 (Enterprise Value 4808.80b / Total Assets 22166.55b)
Interest Expense / Debt = 33.58% (Interest Expense 726.40b / Debt 2163.11b)
Taxrate = 19.53% (86.82b / 444.48b)
NOPAT = 277.13b (EBIT 344.41b * (1 - 19.53%))
Current Ratio = 5.30 (Total Current Assets 3868.77b / Total Current Liabilities 730.58b)
Debt / Equity = 0.74 (Debt 2163.11b / totalStockholderEquity, last quarter 2920.30b)
Debt / EBITDA = -3.81 (Net Debt -1668.63b / EBITDA 438.41b)
Debt / FCF = 0.93 (negative FCF - burning cash) (Net Debt -1668.63b / FCF TTM -1786.73b)
Total Stockholder Equity = 2872.02b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.17% (Net Income 203.96b / Total Assets 22166.55b)
RoE = 7.10% (Net Income TTM 203.96b / Total Stockholder Equity 2872.02b)
RoCE = 10.80% (EBIT 344.41b / Capital Employed (Equity 2872.02b + L.T.Debt 316.60b))
RoIC = 8.60% (NOPAT 277.13b / Invested Capital 3221.59b)
WACC = 14.73% (E(6477.43b)/V(8640.54b) * Re(10.62%) + D(2163.11b)/V(8640.54b) * Rd(33.58%) * (1-Tc(0.20)))
Discount Rate = 10.62% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 81.65 | Cagr: 0.00%
[DCF] Fair Price = unknown (Cash Flow -1786.73b)
EPS Correlation: -43.79 | EPS CAGR: -43.08% | SUE: -1.16 | # QB: 0
Revenue Correlation: 80.29 | Revenue CAGR: 105.2% | SUE: 1.08 | # QB: 1
EPS next Year (2026-12-31): EPS=1.34 | Chg7d=+0.092 | Chg30d=+0.092 | Revisions Net=-1 | Growth EPS=+479.0% | Growth Revenue=+24.6%