(BBAR) BBVA Banco Frances - Ratings and Ratios
Checking,Savings,Cards,Loans,Insurance
BBAR EPS (Earnings per Share)
BBAR Revenue
Description: BBAR BBVA Banco Frances
Banco BBVA Argentina S.A., trading as BBVA Banco Frances SA ADR (NYSE:BBAR), is a leading Argentine bank offering a comprehensive range of financial products and services to individuals, small and medium-sized enterprises, and corporations. The banks diverse portfolio includes retail banking, corporate and investment banking, insurance, and investment products.
Key performance indicators (KPIs) suggest that BBAR has a significant market presence, with a market capitalization of $3.41 billion USD. The banks price-to-earnings (P/E) ratio is 10.86, indicating relatively low valuation compared to its earnings. The forward P/E ratio is even lower at 3.22, suggesting potential for future earnings growth. Additionally, the return on equity (RoE) stands at 15.12%, indicating a decent return for shareholders.
From a growth perspective, its worth noting that Argentinas banking sector has experienced significant growth in recent years, driven by increasing financial inclusion and a growing economy. As a major player in the Argentine banking market, BBAR is well-positioned to benefit from this trend. Furthermore, as part of the BBVA group, BBAR has access to global expertise and resources, potentially enhancing its competitive advantage.
To further evaluate BBARs investment potential, it would be essential to analyze its financial statements, management team, and industry trends. Key metrics to monitor include the banks net interest margin, loan growth, and asset quality. Additionally, keeping a close eye on Argentinas macroeconomic environment, including inflation, interest rates, and currency fluctuations, will be crucial in assessing BBARs future prospects.
BBAR Stock Overview
| Market Cap in USD | 2,544m |
| Sub-Industry | Regional Banks |
| IPO / Inception | 1993-11-24 |
BBAR Stock Ratings
| Growth Rating | 49.5% |
| Fundamental | 57.1% |
| Dividend Rating | 34.4% |
| Return 12m vs S&P 500 | -33.4% |
| Analyst Rating | 3.75 of 5 |
BBAR Dividends
| Dividend Yield 12m | 0.18% |
| Yield on Cost 5y | 1.13% |
| Annual Growth 5y | 96.62% |
| Payout Consistency | 47.3% |
| Payout Ratio | 1.7% |
BBAR Growth Ratios
| Growth Correlation 3m | -72% |
| Growth Correlation 12m | 4.4% |
| Growth Correlation 5y | 90.9% |
| CAGR 5y | 51.23% |
| CAGR/Max DD 3y | 0.81 |
| CAGR/Mean DD 3y | 4.61 |
| Sharpe Ratio 12m | -0.32 |
| Alpha | 0.06 |
| Beta | 0.585 |
| Volatility | 65.65% |
| Current Volume | 715.7k |
| Average Volume 20d | 960.4k |
| Stop Loss | 8.3 (-7.3%) |
| Signal | -0.64 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (344.47b TTM) > 0 and > 6% of Revenue (6% = 259.45b TTM) |
| FCFTA -0.28 (>2.0%) and ΔFCFTA -42.15pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -223.9% (prev -28.39%; Δ -195.5pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 1577.18b > Net Income 344.47b (YES >=105%, WARN >=100%) |
| Net Debt (-2881.93b) to EBITDA (608.34b) ratio: -4.74 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.26 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (205.0m) change vs 12m ago 0.38% (target <= -2.0% for YES) |
| Gross Margin 59.65% (prev 64.93%; Δ -5.29pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 30.02% (prev 68.63%; Δ -38.60pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.37 (EBITDA TTM 608.34b / Interest Expense TTM 1434.01b) >= 6 (WARN >= 3) |
Altman Z'' -2.91
| (A) -0.50 = (Total Current Assets 3345.63b - Total Current Liabilities 13027.04b) / Total Assets 19264.45b |
| (B) 0.01 = Retained Earnings (Balance) 138.50b / Total Assets 19264.45b |
| (C) 0.04 = EBIT TTM 523.94b / Avg Total Assets 14402.89b |
| (D) 0.11 = Book Value of Equity 1832.31b / Total Liabilities 16329.35b |
| Total Rating: -2.91 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 57.14
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield -38.47% = -5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 4.67 = -2.45 |
| 5. Debt/Ebitda 22.12 = -2.50 |
| 6. ROIC - WACC (= 10.59)% = 12.50 |
| 7. RoE 13.67% = 1.14 |
| 8. Rev. Trend 65.71% = 4.93 |
| 9. EPS Trend -9.57% = -0.48 |
What is the price of BBAR shares?
Over the past week, the price has changed by -3.24%, over one month by -44.79%, over three months by -48.28% and over the past year by -20.89%.
Is BBVA Banco Frances a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BBAR is around 10.57 USD . This means that BBAR is currently undervalued and has a potential upside of +18.1% (Margin of Safety).
Is BBAR a buy, sell or hold?
- Strong Buy: 1
- Buy: 1
- Hold: 2
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the BBAR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 25.4 | 183.6% |
| Analysts Target Price | 25.4 | 183.6% |
| ValueRay Target Price | 11.3 | 26.3% |
Last update: 2025-09-03 02:50
BBAR Fundamental Data Overview
CCE Cash And Equivalents = 3314.12b ARS (Cash And Short Term Investments, last quarter)
P/E Trailing = 11.7788
P/E Forward = 3.2185
P/S = 0.0011
P/B = 1.1741
Beta = 0.297
Revenue TTM = 4324.10b ARS
EBIT TTM = 523.94b ARS
EBITDA TTM = 608.34b ARS
Long Term Debt = 432.19b ARS (from longTermDebt, last quarter)
Short Term Debt = 13027.04b ARS (from totalCurrentLiabilities, last quarter)
Debt = 13459.23b ARS (Calculated: Short Term 13027.04b + Long Term 432.19b)
Net Debt = -2881.93b ARS (from netDebt column, last quarter)
Enterprise Value = 13874.85b ARS (3729.75b + Debt 13459.23b - CCE 3314.12b)
Interest Coverage Ratio = 0.37 (Ebit TTM 523.94b / Interest Expense TTM 1434.01b)
FCF Yield = -38.47% (FCF TTM -5337.36b / Enterprise Value 13874.85b)
FCF Margin = -123.4% (FCF TTM -5337.36b / Revenue TTM 4324.10b)
Net Margin = 7.97% (Net Income TTM 344.47b / Revenue TTM 4324.10b)
Gross Margin = 59.65% ((Revenue TTM 4324.10b - Cost of Revenue TTM 1744.86b) / Revenue TTM)
Tobins Q-Ratio = 7.57 (Enterprise Value 13874.85b / Book Value Of Equity 1832.31b)
Interest Expense / Debt = 3.42% (Interest Expense 459.76b / Debt 13459.23b)
Taxrate = 19.53% (86.82b / 444.48b)
NOPAT = 421.59b (EBIT 523.94b * (1 - 19.53%))
Current Ratio = 0.26 (Total Current Assets 3345.63b / Total Current Liabilities 13027.04b)
Debt / Equity = 4.67 (Debt 13459.23b / last Quarter total Stockholder Equity 2879.06b)
Debt / EBITDA = 22.12 (Net Debt -2881.93b / EBITDA 608.34b)
Debt / FCF = -2.52 (Debt 13459.23b / FCF TTM -5337.36b)
Total Stockholder Equity = 2519.27b (last 4 quarters mean)
RoA = 1.79% (Net Income 344.47b, Total Assets 19264.45b )
RoE = 13.67% (Net Income TTM 344.47b / Total Stockholder Equity 2519.27b)
RoCE = 17.75% (Ebit 523.94b / (Equity 2519.27b + L.T.Debt 432.19b))
RoIC = 14.52% (NOPAT 421.59b / Invested Capital 2904.23b)
WACC = 3.93% (E(3729.75b)/V(17188.98b) * Re(8.17%)) + (D(13459.23b)/V(17188.98b) * Rd(3.42%) * (1-Tc(0.20)))
Shares Correlation 3-Years: 5.17 | Cagr: 0.03%
Discount Rate = 8.17% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -5337.36b)
EPS Correlation: -9.57 | EPS CAGR: -11.33% | SUE: -0.63 | # QB: 0
Revenue Correlation: 65.71 | Revenue CAGR: 80.83% | SUE: N/A | # QB: None
Additional Sources for BBAR Stock
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Fund Manager Positions: Dataroma | Stockcircle