(BETR) Better Home & Finance - Ratings and Ratios
Mortgage Loans, Title Insurance, Homeowners Insurance, Real Estate Services
BETR EPS (Earnings per Share)
BETR Revenue
Description: BETR Better Home & Finance
Better Home & Finance Holding Company (NYSE:BETR) is a US-based homeownership company that offers a range of mortgage products, including GSE conforming loans, FHA insured loans, VA guaranteed loans, and jumbo loans to various financial institutions. The company also provides ancillary services such as real estate agent services, title insurance, settlement services, and homeowners insurance.
From a business perspective, BETRs revenue streams are likely driven by origination fees, servicing fees, and insurance premiums. Key performance indicators (KPIs) to watch include loan origination volume, revenue per loan, and customer acquisition costs. The companys ability to maintain a strong market share in the competitive mortgage finance industry will be crucial to its success.
Given the companys recent name change from Better Mortgage Corporation to Better Home & Finance Holding Company, it is likely that BETR is expanding its product offerings and rebranding itself as a more comprehensive homeownership company. This strategic shift may be aimed at increasing customer engagement, improving cross-selling opportunities, and driving long-term growth.
To evaluate BETRs financial health, we can examine metrics such as return on equity (RoE), which is currently reported at 714.16%. While this figure appears unusually high, it may indicate a significant improvement in the companys profitability. Other relevant KPIs include debt-to-equity ratio, interest coverage ratio, and operating expenses as a percentage of revenue. A closer examination of these metrics will provide a more nuanced understanding of BETRs financial performance and potential for future growth.
From a valuation perspective, BETRs market capitalization stands at $200.40M, and the absence of a reported P/E ratio suggests that the company may be in a growth phase or have negative earnings. As a Trading Analyst, it is essential to consider multiple valuation multiples, such as price-to-book or price-to-sales, to determine whether BETR is fairly valued relative to its peers and industry benchmarks.
Additional Sources for BETR Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
BETR Stock Overview
Market Cap in USD | 200m |
Sector | Financial Services |
Industry | Mortgage Finance |
GiC Sub-Industry | Commercial & Residential Mortgage Finance |
IPO / Inception | 2023-08-24 |
BETR Stock Ratings
Growth Rating | -73.6 |
Fundamental | - |
Dividend Rating | 0.0 |
Rel. Strength | -61.9 |
Analysts | - |
Fair Price Momentum | 7.40 USD |
Fair Price DCF | - |
BETR Dividends
Currently no dividends paidBETR Growth Ratios
Growth Correlation 3m | -25.2% |
Growth Correlation 12m | -60.4% |
Growth Correlation 5y | -73% |
CAGR 5y | -57.96% |
CAGR/Max DD 5y | -0.58 |
Sharpe Ratio 12m | -1.18 |
Alpha | -62.43 |
Beta | 0.929 |
Volatility | 83.01% |
Current Volume | 32.5k |
Average Volume 20d | 72.1k |
Stop Loss | 12.8 (-5.9%) |
As of July 14, 2025, the stock is trading at USD 13.60 with a total of 32,515 shares traded.
Over the past week, the price has changed by +1.64%, over one month by -1.52%, over three months by +9.68% and over the past year by -53.02%.
No, based on ValueRay´s Analyses, Better Home & Finance (NYSE:BETR) is currently (July 2025) a stock to sell. It has a ValueRay Growth Rating of -73.59 and therefor a clear technical negative rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BETR is around 7.40 USD . This means that BETR is currently overvalued and has a potential downside of -45.59%.
Better Home & Finance has no consensus analysts rating.
According to our own proprietary Forecast Model, BETR Better Home & Finance will be worth about 8.6 in July 2026. The stock is currently trading at 13.60. This means that the stock has a potential downside of -36.47%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | - | - |
Analysts Target Price | - | - |
ValueRay Target Price | 8.6 | -36.5% |