BFH Dividend History & Analysis | 1.3% Yield

BFH has a dividend yield of 1.3% and paid 0.9 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.

Yield 12m 1.28%
Payout Ratio 5.4%
Growth Rate CAGR 5y 1.4%
Consistency Lifetime 98.3%
Yield on Cost 5y 1.3%
Payout FCF 2%
Streak Years 5
Dividend Rating 46.5%
Chowder Number yield + growth 2.7% below 15% target for healthy growth
Yield vs Average 5y -23% avg 1.66% vs now 1.28%
Debt / EBITDA leverage 0.5x healthy
Income per 10k invested 128 USD per year
Ex-Dividend in 28 days: Buy before Aug 31, 2026 to receive the next dividend.
Dividends Cash Amount per Share Yearly BFH annual dividends paid per share, showing the total cash Bread Financial Holdings distributed to shareholders each year.
Dividend Growth Year over Year BFH year-over-year dividend growth rate, showing how Bread Financial Holdings's dividend per share increased or decreased each year compared to the prior year.
Price and Yield per Payout History BFH dividend yield history versus share price over the past 5 years, showing how Bread Financial Holdings's payout yield moved at each dividend payment relative to its stock price.
┅┅ Payout Yield (right) ■ Price (left)

Top Dividend Payers in Consumer Finance

Top 10 Dividend Yields of Peer-Group
SYMBOL MARKET CAP USD YIELD TTM YIELD ON COST 5y
OMF NYSE
OneMain Holdings		 7,325 M 7.40% 11.04%
JCAP NASDAQ
Jefferson Capital, Common		 1,179 M 5.11% 5.45%
KSPI NASDAQ
Joint Stock Kaspi.kz		 16,302 M 4.37% 4.55%
ALLY NYSE
Ally Financial		 13,227 M 2.86% 2.77%
SLM NASDAQ
SLM		 4,777 M 2.11% 3.08%
SYF NYSE
Synchrony Financial		 24,660 M 1.65% 2.85%
COF NYSE
Capital One Financial		 128,921 M 1.47% 2.05%
PRG NYSE
PROG Holdings		 1,711 M 1.78% 1.29%
AXP NYSE
American Express		 232,564 M 1.07% 2.22%
FCFS NASDAQ
FirstCash		 8,654 M 0.98% 2.25%
Top 10 Dividend Growth Rates of Peer-Group
SYMBOL MARKET CAP USD GROWTH RATE CONSISTENCY
AXP NYSE
American Express		 232,564 M 16.65% 100.0%
KSPI NASDAQ
Joint Stock Kaspi.kz		 16,302 M 13.87% 67.5%
FCFS NASDAQ
FirstCash		 8,654 M 8.29% 100.0%
PRG NYSE
PROG Holdings		 1,711 M 8.17% 100.0%
SYF NYSE
Synchrony Financial		 24,660 M 8.18% 100.0%
NNI NYSE
Nelnet		 4,792 M 6.98% 100.0%
SLM NASDAQ
SLM		 4,777 M 6.88% 99.2%
OMF NYSE
OneMain Holdings		 7,325 M 3.89% 95.6%
BFH NYSE
Bread Financial Holdings		 4,185 M 1.42% 98.3%
ALLY NYSE
Ally Financial		 13,227 M 0.33% 97.5%

BFH Dividend History

Dividend Monthly Return EX date, 5 years of data

Jan - -
Feb 0.41% 100
Mar - -
Apr - -
May 0.49% 100
Jun - -
Jul - -
Aug 0.40% 100
Sep - -
Oct - -
Nov 0.46% 100
Dec - -

Average monthly dividend return by ex-dividend date. The score below shows reliability based on how consistently dividends were paid in that month.

Last 21 Payments (USD) as of August 2026
EX-DATE RECORD PAYMENT PERIOD DIV/SHARE GROWTH PAYOUT YIELD
2026-08-31 2026-08-31 2026-09-15 Quarterly 0.23 0% N/A
2026-05-29 2026-05-29 2026-06-15 Quarterly 0.23 0% 0.26%
2026-02-27 2026-02-27 2026-03-16 Quarterly 0.23 0% 0.3%
2025-11-07 2025-11-07 2025-12-12 Quarterly 0.23 +9.5% 0.36%
2025-08-08 2025-08-08 2025-09-12 Quarterly 0.21 0% 0.36%
2025-05-09 2025-05-09 2025-06-13 Quarterly 0.21 0% 0.41%
2025-02-14 2025-02-14 2025-03-21 Quarterly 0.21 0% 0.34%
2024-11-08 2024-11-08 2024-12-13 Quarterly 0.21 0% 0.35%
2024-08-09 2024-08-09 2024-09-13 Quarterly 0.21 0% 0.42%
2024-05-09 2024-05-10 2024-06-14 Quarterly 0.21 0% 0.53%
2024-02-08 2024-02-09 2024-03-15 Quarterly 0.21 0% 0.61%
2023-11-10 2023-11-13 2023-12-15 Quarterly 0.21 0% 0.77%
2023-08-10 2023-08-11 2023-09-15 Quarterly 0.21 0% 0.51%
2023-05-11 2023-05-12 2023-06-16 Quarterly 0.21 0% 0.82%
2023-02-09 2023-02-10 2023-03-17 Quarterly 0.21 0% 0.5%
2022-11-10 2022-11-14 2022-12-16 Quarterly 0.21 0% 0.55%
2022-08-11 2022-08-12 2022-09-16 Quarterly 0.21 0% 0.47%
2022-05-12 2022-05-13 2022-06-17 Quarterly 0.21 0% 0.44%
2022-02-10 2022-02-11 2022-03-18 Quarterly 0.21 0% 0.29%
2021-11-10 2021-11-12 2021-12-17 Quarterly 0.21 +0.1% 0.28%
2021-08-12 2021-08-13 2021-09-17 Quarterly 0.2099 0% 0.22%

BFH Dividend FAQ

What is the Dividend Yield of BFH?

As of August 2026, BFH's dividend yield is 1.28%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.90 USD by the current share price of 108.07.

Does BFH pay a dividend?

As of August 2026, BFH paid a dividend of 0.90 USD in the last 12 months. The last dividend was paid on 2026-08-31 and the payout was 0.23 USD.

How often does BFH pay dividends?

BFH pays dividends quarterly. Over the last 12 months, BFH has issued 4 dividend payments. The last dividend payment was made on 2026-08-31.

BFH dividend forecast

Based on historical data, the forecasted dividends per share for BFH for the next payments are between 0.22 (-4.3%) and 0.232 (+0.9%). This suggests the dividend will remain relatively stable. The expected Yield for the next 12 months is about 0.84%.

Will BFH pay dividends in 2026?

The latest dividend paid per share was 0.23 USD with an Ex-Dividend Date of 2026-08-31. The next Ex-Dividend date for Bread Financial Holdings (BFH) is 2026-08-31.

What is the next Ex-Dividend Date for BFH?

The next Ex-Dividend date for Bread Financial Holdings (BFH) is 2026-08-31.

What is the Dividend Growth of BFH?

BFH's average dividend growth rate over the past 5 years is 1.42% per year. Weak growth: BFH's dividend growth is lower than inflation.

What is the Yield on Cost of BFH?

BFH's 5-Year Yield on Cost is 1.32%. If you bought BFH's shares at 68.12 USD five years ago, your current annual dividend income (0.90 USD per share, trailing 12 months) equals 1.32% of your original purchase price.

What is the Payout Consistency of BFH?

BFH Payout Consistency is 98.3%. The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number. Very consistent: Bread Financial Holdings has a strong track record of consistent dividend payments over its lifetime.

Does BFH have a good Dividend Yield?

BFH's 1.28% Dividend Yield is considered as low. This is usually a sign of a growth company.

What is the Dividend Payout Ratio of BFH?

The Dividend Payout Ratio of BFH is 5.4%. Very low - Often a strong indicator of potential dividend growth.

What is the Dividend Rating of BFH?

BFH's Overall Dividend Rating is 46.50%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.

BFH Outstanding Shares Analysis

The Chart shows the outstanding shares over time per year.
What is the Trend in BFH's Outstanding Shares?

Bread Financial Holdings's outstanding shares have decreased by approximately 5.96% annually over the past 3 years (Trend Reliability: -82.1%). Shareholder-friendly: The company is actively buying back shares, reducing the share count. This increases earnings per share and often leads to higher dividends per share over time, as profits are distributed among fewer shareholders.

Has BFH ever had a Stock Split?

Yes, the last stock split was on Nov 8, 2021 with a ratio of 1253:1000. This was a forward split: Each share became 1.25 shares, lowering the price proportionally. The dividend per share was also adjusted downward by the same ratio, so total dividend income remained unchanged.

YEAR NUMBER OF SHARES ANNUAL GROWTH RATE
2000 47,568,000 0%
2001 73,826,000 +55.2%
2002 76,463,000 +3.57%
2003 83,188,000 +8.8%
2004 85,713,000 +3.04%
2005 81,667,000 -4.72%
2006 81,109,000 -0.68%
2007 80,589,000 -0.64%
2008 61,833,000 -23.27%
2009 56,100,000 -9.27%
2010 55,400,000 -1.25%
2011 59,100,000 +6.68%
2012 66,000,000 +11.68%
2013 66,000,000 0%
2014 61,100,000 -7.42%
2015 61,500,000 +0.65%
2016 57,900,000 -5.85%
2017 55,600,000 -3.97%
2018 54,200,000 -2.52%
2019 47,600,000 -12.18%
2020 48,400,000 +1.68%
2021 50,000,000 +3.31%
2022 49,900,000 -0.2%
2023 49,600,000 -0.6%
2024 50,400,000 +1.61%
2025 46,000,000 -8.73%
2026 43,200,000 -6.09%

Key Metric Definitions

Dividend Yield

Annual dividend per share divided by current share price.

Payout Ratio

Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.

Payout FCF

Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.

Growth Rate (CAGR)

Compound annual growth rate of dividends over the last 5 years.

Consistency

Reliability of dividend payments over lifetime. Penalizes cuts and pauses.

Yield on Cost

Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.

Streak

Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.

Dividend Rating

Proprietary score (0-100) combining yield, growth, safety and consistency.

Last update: 2026-07-29 02:38 UTC